Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	Fixed	£517.40	6.74%	63m	£999	5.7% APRC	63m	£22,120	37315	344	999	HSBC Intermediary
3.83%	Fixed	£518.50	6.75%	63m	£999	5.7% APRC	63m	£22,662	18963	1	999	Santander
3.88%	Fixed	£521.23	6.24%	61m	£1,034	5.5% APRC	61m	£23,577	33859	115	1034	Barclays
3.88%	Fixed	£521.23	7.24%	63m	£1,025	6.0% APRC	63m	£23,488	17225	207	1025	NatWest
3.88%	Fixed	£520.75	7.74%	63m	£999	6.3% APRC	63m	£22,520	36812	42	999	Halifax

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	Fixed	£517.40	6.74%	63m	£999	5.7% APRC	63m	£22,120	37315	344	999	HSBC Intermediary
3.83%	Fixed	£518.50	6.75%	63m	£999	5.7% APRC	63m	£22,662	18963	1	999	Santander
3.88%	Fixed	£521.23	6.24%	61m	£1,034	5.5% APRC	61m	£23,577	33859	115	1034	Barclays
3.88%	Fixed	£521.23	7.24%	63m	£1,025	6.0% APRC	63m	£23,488	17225	207	1025	NatWest
3.88%	Fixed	£520.75	7.74%	63m	£999	6.3% APRC	63m	£22,520	36812	42	999	Halifax

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	Tracker	£575.31	4.84%	0m	£999	5.1% APRC	0m	£21,810	31534	474	999	Co-operative Bank
4.85%	Tracker	£575.88	6.24%	60m	£1,034	5.9% APRC	0m	£21,846	28541	115	1034	Barclays
4.99%	Tracker	£584.01	4.99%	0m	£35	5.1% APRC	0m	£21,184	29065	208	35	Hanley Economic
6.44%	Tracker	£671.46	6.44%	0m	£1,730	6.8% APRC	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	Tracker	£687.76	6.70%	0m	£1,984	7.1% APRC	0m	£26,918	38101	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 May 2025 at 01:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.