Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.83%	Fixed	£518.50	6.74%	62m	£999	5.7% APRC	62m	£21,328	61616	344	999	HSBC Intermediary
3.85%	Fixed	£519.59	6.24%	62m	£1,034	5.4% APRC	62m	£23,516	181	115	1034	Barclays
3.87%	Fixed	£520.69	6.75%	62m	£999	5.7% APRC	62m	£22,492	17038	1	999	Santander
3.90%	Fixed	£522.33	7.24%	63m	£1,025	6.0% APRC	63m	£23,528	8929	207	1025	NatWest
3.92%	Fixed	£522.94	6.24%	36m	£1,029	5.8% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.83%	Fixed	£518.50	6.74%	62m	£999	5.7% APRC	62m	£21,328	61616	344	999	HSBC Intermediary
3.85%	Fixed	£519.59	6.24%	62m	£1,034	5.4% APRC	62m	£23,516	181	115	1034	Barclays
3.87%	Fixed	£520.69	6.75%	62m	£999	5.7% APRC	62m	£22,492	17038	1	999	Santander
3.90%	Fixed	£522.33	7.24%	63m	£1,025	6.0% APRC	63m	£23,528	8929	207	1025	NatWest
3.92%	Fixed	£522.94	6.24%	36m	£1,029	5.8% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	Tracker	£575.31	4.84%	0m	£999	5.1% APRC	0m	£21,810	31534	474	999	Co-operative Bank
4.85%	Tracker	£575.88	6.24%	60m	£1,034	5.9% APRC	0m	£21,846	28541	115	1034	Barclays
6.44%	Tracker	£671.46	6.44%	0m	£1,730	6.8% APRC	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	Tracker	£687.76	6.70%	0m	£1,729	7.1% APRC	0m	£26,663	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 01:35 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.