Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	Fixed	£522.94	6.24%	36m	£1,029	5.8% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi
3.95%	Fixed	£525.08	7.24%	63m	£1,025	6.0% APRC	63m	£23,629	4039	207	1025	NatWest
3.96%	Fixed	£525.63	6.74%	62m	£999	5.8% APRC	62m	£21,587	20874	344	999	HSBC Intermediary
3.98%	Fixed	£526.73	6.24%	39m	£1,034	5.8% APRC	39m	£22,853	4773	115	1034	Barclays
3.99%	Fixed	£527.28	6.99%	36m	£1,014	6.4% APRC	36m	£19,496	8691	75	1014	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	Fixed	£522.94	6.24%	36m	£1,029	5.8% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi
3.95%	Fixed	£525.08	7.24%	63m	£1,025	6.0% APRC	63m	£23,629	4039	207	1025	NatWest
3.96%	Fixed	£525.63	6.74%	62m	£999	5.8% APRC	62m	£21,587	20874	344	999	HSBC Intermediary
3.98%	Fixed	£526.73	6.24%	39m	£1,034	5.8% APRC	39m	£22,853	4773	115	1034	Barclays
3.99%	Fixed	£527.28	6.99%	36m	£1,014	6.4% APRC	36m	£19,496	8691	75	1014	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	Tracker	£575.31	4.84%	0m	£999	5.1% APRC	0m	£21,810	31534	474	999	Co-operative Bank
4.85%	Tracker	£575.88	6.24%	60m	£1,034	5.9% APRC	0m	£21,846	28541	115	1034	Barclays
6.44%	Tracker	£671.46	6.44%	0m	£1,730	6.8% APRC	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	Tracker	£687.76	6.70%	0m	£1,984	7.1% APRC	0m	£26,918	38101	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 01:29 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.