LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.92%Fixed£522.946.24%36m£1,0295.8% APRC36m£19,855
3.92%Fixed£523.436.24%62m£1,0345.5% APRC62m£23,657
3.95%Fixed£525.087.24%62m£1,0256.1% APRC62m£22,241
3.96%Fixed£525.636.74%61m£9995.8% APRC61m£21,587
3.96%Fixed£525.636.75%62m£9995.8% APRC62m£22,923

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.92%Fixed£522.946.24%36m£1,0295.8% APRC36m£19,855
3.92%Fixed£523.436.24%62m£1,0345.5% APRC62m£23,657
3.95%Fixed£525.087.24%62m£1,0256.1% APRC62m£22,241
3.96%Fixed£525.636.74%61m£9995.8% APRC61m£21,587
3.96%Fixed£525.636.75%62m£9995.8% APRC62m£22,923

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
4.84%Tracker£575.314.84%0m£9995.1% APRC0m£21,810
4.85%Tracker£575.886.24%60m£1,0345.9% APRC0m£21,846
6.44%Tracker£671.466.44%0m£1,7306.8% APRC24m£26,028
6.70%Tracker£687.766.70%0m£1,9847.1% APRC0m£26,918

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 01:46 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.