LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.83%Fixed£518.506.74%62m£9995.7% APRC62m£21,328
3.85%Fixed£519.596.24%62m£1,0345.4% APRC62m£23,516
3.87%Fixed£520.696.75%62m£9995.7% APRC62m£22,492
3.90%Fixed£522.337.24%63m£1,0256.0% APRC63m£23,528
3.92%Fixed£522.946.24%36m£1,0295.8% APRC36m£19,855

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.83%Fixed£518.506.74%62m£9995.7% APRC62m£21,328
3.85%Fixed£519.596.24%62m£1,0345.4% APRC62m£23,516
3.87%Fixed£520.696.75%62m£9995.7% APRC62m£22,492
3.90%Fixed£522.337.24%63m£1,0256.0% APRC63m£23,528
3.92%Fixed£522.946.24%36m£1,0295.8% APRC36m£19,855

LenderInitial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
4.84%Tracker£575.314.84%0m£9995.1% APRC0m£21,810
4.85%Tracker£575.886.24%60m£1,0345.9% APRC0m£21,846
6.44%Tracker£671.466.44%0m£1,7306.8% APRC24m£26,028
6.70%Tracker£687.766.70%0m£1,7297.1% APRC0m£26,663

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 01:35 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.