Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	Fixed	£514.13	5.74%	39m	£1,024	5.4% APRC	39m	£21,459	2016	115	1024	Barclays
3.76%	Fixed	£514.68	6.50%	63m	£999	5.5% APRC	63m	£22,523	53072	1	999	Santander
3.77%	Fixed	£515.22	6.49%	62m	£999	5.5% APRC	62m	£21,209	28699	344	999	HSBC Intermediary
3.78%	Fixed	£515.77	6.74%	63m	£1,025	5.7% APRC	63m	£23,287	13045	207	1025	NatWest
3.79%	Fixed	£516.31	6.49%	60m	£1,014	5.6% APRC	60m	£20,949	111	75	1014	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.75%	Fixed	£514.13	5.74%	39m	£1,024	5.4% APRC	39m	£21,459	2016	115	1024	Barclays
3.76%	Fixed	£514.68	6.50%	63m	£999	5.5% APRC	63m	£22,523	53072	1	999	Santander
3.77%	Fixed	£515.22	6.49%	62m	£999	5.5% APRC	62m	£21,209	28699	344	999	HSBC Intermediary
3.78%	Fixed	£515.77	6.74%	63m	£1,025	5.7% APRC	63m	£23,287	13045	207	1025	NatWest
3.79%	Fixed	£516.31	6.49%	60m	£1,014	5.6% APRC	60m	£20,949	111	75	1014	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£20,783	13108	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£20,809	64287	115	1024	Barclays
5.94%	Tracker	£640.64	5.94%	0m	£1,730	6.3% APRC	24m	£24,918	3216	1097	1730	United Trust Bank
6.20%	Tracker	£656.58	6.20%	0m	£1,729	6.6% APRC	0m	£25,541	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 27 Dec 2025 at 01:32 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.