Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	Fixed	£521.23	6.99%	63m	£1,025	5.9% APRC	63m	£23,488	2116	207	1025	NatWest
3.90%	Fixed	£521.85	7.49%	38m	£999	6.7% APRC	38m	£19,786	10338	42	999	Halifax
3.92%	Fixed	£522.94	5.99%	36m	£1,029	5.7% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi
3.95%	Fixed	£525.08	5.99%	39m	£1,024	5.6% APRC	39m	£21,857	15352	115	1024	Barclays
3.98%	Fixed	£526.73	7.44%	61m	£1,019	6.2% APRC	61m	£21,992	28389	1018	1019	Cumberland BS

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	Fixed	£521.23	6.99%	63m	£1,025	5.9% APRC	63m	£23,488	2116	207	1025	NatWest
3.90%	Fixed	£521.85	7.49%	38m	£999	6.7% APRC	38m	£19,786	10338	42	999	Halifax
3.92%	Fixed	£522.94	5.99%	36m	£1,029	5.7% APRC	36m	£19,855	31776	1369	1029	MPowered Mtgs Resi
3.95%	Fixed	£525.08	5.99%	39m	£1,024	5.6% APRC	39m	£21,857	15352	115	1024	Barclays
3.98%	Fixed	£526.73	7.44%	61m	£1,019	6.2% APRC	61m	£21,992	28389	1018	1019	Cumberland BS

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	Tracker	£560.95	4.59%	0m	£999	4.8% APRC	0m	£21,293	13108	474	999	Co-operative Bank
4.60%	Tracker	£561.52	5.99%	60m	£1,024	5.6% APRC	0m	£21,319	64287	115	1024	Barclays
6.19%	Tracker	£655.97	6.19%	0m	£1,730	6.6% APRC	24m	£25,470	3216	1097	1730	United Trust Bank
6.45%	Tracker	£672.09	6.45%	0m	£1,729	6.8% APRC	0m	£26,099	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Sep 2025 at 01:42 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.