Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	Variable	£527.28	6.00%	36m	£850	5.7% APRC	36m	£19,932	2806	76	850	Newbury
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£20,809	64287	115	1024	Barclays
4.70%	Variable	£567.25	4.70%	0m	£2,195	5.0% APRC	36m	£22,741	4619	114	2195	Swansea B.Soc
4.80%	Fixed	£573.00	6.49%	60m	£1,014	6.0% APRC	60m	£23,008	107955	75	1014	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.80%	Fixed	£573.00	6.49%	60m	£1,014	6.0% APRC	60m	£23,008	107955	75	1014	Nationwide B.Soc
4.83%	Fixed	£574.73	6.50%	62m	£999	6.0% APRC	62m	£24,715	116711	1	999	Santander
4.83%	Fixed	£574.73	6.94%	62m	£1,010	6.3% APRC	62m	£24,696	119723	628	1010	Bank of Ireland
4.84%	Fixed	£575.31	6.29%	39m	£795	6.1% APRC	39m	£22,906	119498	140	795	Skipton B.Society
4.86%	Fixed	£576.46	6.74%	63m	£1,530	6.2% APRC	63m	£25,640	9984	360	1530	Accord Mortgages

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£20,783	55110	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£20,809	64287	115	1024	Barclays
5.74%	Tracker	£628.50	5.74%	0m	£1,730	6.1% APRC	24m	£24,481	91115	1097	1730	United Trust Bank
6.20%	Tracker	£656.58	6.20%	0m	£1,729	6.6% APRC	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 13 Apr 2026 at 00:59 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.