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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.05% | £809.85 | 6.99% | £1,596.72 | £1,020 | Fixed | 6.1% APRC | £24,090 | 60793 | 80 | 1020 | Virgin Money |
| 1.20% | £827.34 | 8.24% | £1,784.70 | £1,019 | Fixed | 6.9% APRC | £20,725 | 5248 | 198 | 1019 | Furness B.Soc |
| 2.29% | £960.72 | 6.75% | £1,579.37 | £18 | Fixed | 6.1% APRC | £23,155 | 1429 | 220 | 18 | Kensington |
| 2.77% | £1,023.25 | 7.59% | £1,716.34 | £20 | Fixed | 6.9% APRC | £24,653 | 67447 | 803 | 20 | Leek BuildingSociety |
| 3.94% | £1,184.91 | 6.74% | £1,594.30 | £1,016 | Fixed | 6.4% APRC | £29,454 | 61339 | 344 | 1016 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.05% | £809.85 | 6.99% | £1,596.72 | £1,020 | Fixed | 6.1% APRC | £24,090 | 60793 | 80 | 1020 | Virgin Money |
| 1.20% | £827.34 | 8.24% | £1,784.70 | £1,019 | Fixed | 6.9% APRC | £20,725 | 5248 | 198 | 1019 | Furness B.Soc |
| 2.29% | £960.72 | 6.75% | £1,579.37 | £18 | Fixed | 6.1% APRC | £23,155 | 1429 | 220 | 18 | Kensington |
| 2.77% | £1,023.25 | 7.59% | £1,716.34 | £20 | Fixed | 6.9% APRC | £24,653 | 67447 | 803 | 20 | Leek BuildingSociety |
| 3.94% | £1,184.91 | 6.74% | £1,594.30 | £1,016 | Fixed | 6.4% APRC | £29,454 | 61339 | 344 | 1016 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.48% | £1,262.66 | 7.74% | £1,758.51 | £1,599 | Tracker | 7.4% APRC | £31,903 | 28568 | 42 | 1599 | Halifax |
| 4.54% | £1,272.66 | 6.74% | £1,602.14 | £1,016 | Tracker | 6.6% APRC | £31,060 | 39431 | 344 | 1016 | HSBC Intermediary |
| 4.54% | £1,272.66 | 6.99% | £1,641.74 | £1,014 | Tracker | 6.8% APRC | £31,558 | 14849 | 75 | 1014 | Nationwide B.Soc |
| 4.58% | £1,278.62 | 7.24% | £1,679.35 | £1,025 | Tracker | 7.0% APRC | £32,317 | 26843 | 207 | 1025 | NatWest |
| 4.61% | £1,283.11 | 6.24% | £1,524.82 | £1,034 | Tracker | 6.2% APRC | £31,909 | 17464 | 115 | 1034 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Jul 2025 at 01:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.