Do I Qualify?
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.09% | £814.48 | 7.24% | £1,641.41 | £1,020 | Fixed | 6.4% APRC | £20,667 | 57132 | 80 | 1020 | Virgin Money |
| 1.30% | £839.08 | 8.24% | £1,786.27 | £1,019 | Fixed | 6.9% APRC | £21,007 | 51799 | 198 | 1019 | Furness B.Soc |
| 2.95% | £1,047.28 | 7.00% | £1,626.41 | £18 | Fixed | 6.5% APRC | £25,233 | 63585 | 220 | 18 | Kensington |
| 3.10% | £1,067.54 | 7.84% | £1,761.04 | £20 | Fixed | 7.2% APRC | £25,716 | 28783 | 803 | 20 | Leek BuildingSociety |
| 3.98% | £1,190.66 | 6.49% | £1,556.77 | £934 | Fixed | 6.2% APRC | £29,590 | 25884 | 115 | 934 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.09% | £814.48 | 7.24% | £1,641.41 | £1,020 | Fixed | 6.4% APRC | £20,667 | 57132 | 80 | 1020 | Virgin Money |
| 1.30% | £839.08 | 8.24% | £1,786.27 | £1,019 | Fixed | 6.9% APRC | £21,007 | 51799 | 198 | 1019 | Furness B.Soc |
| 2.95% | £1,047.28 | 7.00% | £1,626.41 | £18 | Fixed | 6.5% APRC | £25,233 | 63585 | 220 | 18 | Kensington |
| 3.10% | £1,067.54 | 7.84% | £1,761.04 | £20 | Fixed | 7.2% APRC | £25,716 | 28783 | 803 | 20 | Leek BuildingSociety |
| 3.98% | £1,190.66 | 6.49% | £1,556.77 | £934 | Fixed | 6.2% APRC | £29,590 | 25884 | 115 | 934 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.73% | £1,299.98 | 7.99% | £1,799.98 | £1,599 | Tracker | 7.6% APRC | £32,799 | 31060 | 42 | 1599 | Halifax |
| 4.79% | £1,310.15 | 6.74% | £1,604.44 | £1,016 | Tracker | 6.6% APRC | £31,960 | 39431 | 344 | 1016 | HSBC Intermediary |
| 4.79% | £1,310.15 | 7.24% | £1,684.15 | £1,014 | Tracker | 7.1% APRC | £32,458 | 11919 | 75 | 1014 | Nationwide B.Soc |
| 4.83% | £1,316.20 | 7.49% | £1,723.16 | £1,025 | Tracker | 7.2% APRC | £32,614 | 59567 | 207 | 1025 | NatWest Intermediary |
| 4.86% | £1,320.75 | 6.49% | £1,565.82 | £1,034 | Tracker | 6.4% APRC | £32,812 | 17464 | 115 | 1034 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 02 May 2025 at 02:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.