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LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.05%£809.856.99%£1,599.36£1,020Fixed6.2% APRC£20,555
1.19%£826.178.24%£1,784.54£1,019Fixed6.9% APRC£20,697
2.77%£1,023.257.59%£1,714.43£20Fixed6.9% APRC£24,653
2.95%£1,047.286.75%£1,587.21£18Fixed6.3% APRC£25,233
4.03%£1,197.876.74%£1,595.28£1,016Fixed6.5% APRC£29,765

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.05%£809.856.99%£1,599.36£1,020Fixed6.2% APRC£20,555
1.19%£826.178.24%£1,784.54£1,019Fixed6.9% APRC£20,697
2.77%£1,023.257.59%£1,714.43£20Fixed6.9% APRC£24,653
2.95%£1,047.286.75%£1,587.21£18Fixed6.3% APRC£25,233
4.03%£1,197.876.74%£1,595.28£1,016Fixed6.5% APRC£29,765

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.48%£1,262.667.74%£1,757.35£1,599Tracker7.4% APRC£31,903
4.54%£1,272.666.74%£1,602.14£1,016Tracker6.6% APRC£31,060
4.54%£1,272.666.99%£1,641.74£1,014Tracker6.8% APRC£31,558
4.58%£1,278.627.24%£1,679.35£1,025Tracker7.0% APRC£32,317
4.61%£1,283.116.24%£1,524.82£1,034Tracker6.2% APRC£31,909

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 01:46 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.