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LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.87%£907.957.99%£1,770.84£1,019Fixed7.1% APRC£22,660
3.17%£1,077.076.45%£1,543.12£18Fixed6.0% APRC£25,948
4.08%£1,204.097.24%£1,672.23£1,599Tracker6.9% APRC£30,497
4.09%£1,206.554.09%£1,206.55£625Variable4.2% APRC£29,582
4.17%£1,218.176.24%£1,520.83£1,016Tracker6.1% APRC£30,252

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.87%£907.957.99%£1,770.84£1,019Fixed7.1% APRC£22,660
3.17%£1,077.076.45%£1,543.12£18Fixed6.0% APRC£25,948
4.32%£1,240.128.14%£1,807.40£300Fixed7.3% APRC£29,863
4.39%£1,250.436.54%£1,564.91£1,007Fixed6.3% APRC£35,974
4.43%£1,256.345.74%£1,429.40£924Fixed5.4% APRC£40,822

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.08%£1,204.097.24%£1,672.23£1,599Tracker6.9% APRC£30,497
4.17%£1,218.176.24%£1,520.83£1,016Tracker6.1% APRC£30,252
4.18%£1,219.635.74%£1,444.88£1,024Tracker5.7% APRC£30,375
4.21%£1,224.007.74%£1,755.60£1,034Tracker7.3% APRC£30,674
4.23%£1,226.926.74%£1,596.54£1,025Tracker6.5% APRC£31,074

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Jun 2026 at 01:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.