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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.24% | £1,086.73 | 7.99% | £1,789.29 | £1,019 | Fixed | 7.4% APRC | £26,951 | 95202 | 198 | 1019 | Furness B.Soc |
| 3.37% | £1,104.55 | 6.45% | £1,545.25 | £18 | Fixed | 6.1% APRC | £26,607 | 23155 | 220 | 18 | Kensington |
| 4.17% | £1,218.17 | 6.49% | £1,559.50 | £1,014 | Tracker | 6.3% APRC | £30,250 | 26928 | 75 | 1014 | Nationwide B.Soc |
| 4.18% | £1,218.60 | 7.24% | £1,673.40 | £1,599 | Tracker | 6.9% APRC | £30,845 | 28706 | 42 | 1599 | Halifax |
| 4.20% | £1,222.54 | 5.74% | £1,445.06 | £1,024 | Tracker | 5.7% APRC | £30,445 | 25764 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.24% | £1,086.73 | 7.99% | £1,789.29 | £1,019 | Fixed | 7.4% APRC | £26,951 | 95202 | 198 | 1019 | Furness B.Soc |
| 3.37% | £1,104.55 | 6.45% | £1,545.25 | £18 | Fixed | 6.1% APRC | £26,607 | 23155 | 220 | 18 | Kensington |
| 4.87% | £1,322.26 | 5.74% | £1,446.42 | £924 | Fixed | 5.7% APRC | £37,583 | 85157 | 115 | 924 | Barclays |
| 4.96% | £1,335.95 | 8.14% | £1,804.31 | £300 | Fixed | 7.3% APRC | £32,163 | 2960 | 297 | 300 | Chorley BS |
| 5.04% | £1,348.17 | 7.24% | £1,675.98 | £995 | Fixed | 6.9% APRC | £36,988 | 88964 | 313 | 995 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £1,218.17 | 6.49% | £1,559.50 | £1,014 | Tracker | 6.3% APRC | £30,250 | 26928 | 75 | 1014 | Nationwide B.Soc |
| 4.18% | £1,218.60 | 7.24% | £1,673.40 | £1,599 | Tracker | 6.9% APRC | £30,845 | 28706 | 42 | 1599 | Halifax |
| 4.20% | £1,222.54 | 5.74% | £1,445.06 | £1,024 | Tracker | 5.7% APRC | £30,445 | 25764 | 115 | 1024 | Barclays |
| 4.23% | £1,226.92 | 6.74% | £1,595.66 | £1,025 | Tracker | 6.5% APRC | £31,074 | 105460 | 207 | 1025 | NatWest |
| 4.27% | £1,232.78 | 6.24% | £1,521.76 | £1,016 | Tracker | 6.1% APRC | £30,603 | 65791 | 344 | 1016 | HSBC Intermediary |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Sep 2026 at 01:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.