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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.87% | £907.95 | 7.99% | £1,770.84 | £1,019 | Fixed | 7.1% APRC | £22,660 | 38755 | 198 | 1019 | Furness B.Soc |
| 3.17% | £1,077.07 | 6.45% | £1,543.12 | £18 | Fixed | 6.0% APRC | £25,948 | 10516 | 220 | 18 | Kensington |
| 4.08% | £1,204.09 | 7.24% | £1,672.23 | £1,599 | Tracker | 6.9% APRC | £30,497 | 12778 | 42 | 1599 | Halifax |
| 4.09% | £1,206.55 | 4.09% | £1,206.55 | £625 | Variable | 4.2% APRC | £29,582 | 38639 | 48 | 625 | Ecology B.Soc |
| 4.17% | £1,218.17 | 6.24% | £1,520.83 | £1,016 | Tracker | 6.1% APRC | £30,252 | 22615 | 344 | 1016 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.87% | £907.95 | 7.99% | £1,770.84 | £1,019 | Fixed | 7.1% APRC | £22,660 | 38755 | 198 | 1019 | Furness B.Soc |
| 3.17% | £1,077.07 | 6.45% | £1,543.12 | £18 | Fixed | 6.0% APRC | £25,948 | 10516 | 220 | 18 | Kensington |
| 4.32% | £1,240.12 | 8.14% | £1,807.40 | £300 | Fixed | 7.3% APRC | £29,863 | 45303 | 297 | 300 | Chorley BS |
| 4.39% | £1,250.43 | 6.54% | £1,564.91 | £1,007 | Fixed | 6.3% APRC | £35,974 | 78462 | 28 | 1007 | Coventry |
| 4.43% | £1,256.34 | 5.74% | £1,429.40 | £924 | Fixed | 5.4% APRC | £40,822 | 35279 | 115 | 924 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £1,204.09 | 7.24% | £1,672.23 | £1,599 | Tracker | 6.9% APRC | £30,497 | 12778 | 42 | 1599 | Halifax |
| 4.17% | £1,218.17 | 6.24% | £1,520.83 | £1,016 | Tracker | 6.1% APRC | £30,252 | 22615 | 344 | 1016 | HSBC Intermediary |
| 4.18% | £1,219.63 | 5.74% | £1,444.88 | £1,024 | Tracker | 5.7% APRC | £30,375 | 43437 | 115 | 1024 | Barclays |
| 4.21% | £1,224.00 | 7.74% | £1,755.60 | £1,034 | Tracker | 7.3% APRC | £30,674 | 81975 | 57 | 1034 | Leeds B Society |
| 4.23% | £1,226.92 | 6.74% | £1,596.54 | £1,025 | Tracker | 6.5% APRC | £31,074 | 13826 | 207 | 1025 | NatWest |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Jun 2026 at 01:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.