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LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.44%£855.627.99%£1,762.82£1,295Fixed7.1% APRC£21,679
1.54%£867.688.39%£1,810.90£1,019Fixed7.0% APRC£21,693
2.89%£1,039.247.94%£1,759.34£0Fixed6.9% APRC£24,987
3.20%£1,081.177.25%£1,668.97£18Fixed6.7% APRC£26,046
3.25%£1,088.027.99%£1,783.75£20Fixed7.3% APRC£27,407

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
1.44%£855.627.99%£1,762.82£1,295Fixed7.1% APRC£21,679
1.54%£867.688.39%£1,810.90£1,019Fixed7.0% APRC£21,693
2.89%£1,039.247.94%£1,759.34£0Fixed6.9% APRC£24,987
3.20%£1,081.177.25%£1,668.97£18Fixed6.7% APRC£26,046
3.25%£1,088.027.99%£1,783.75£20Fixed7.3% APRC£27,407

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.90%£1,325.678.24%£1,845.55£1,599Tracker7.9% APRC£33,415
5.04%£1,348.176.99%£1,646.37£1,016Tracker6.9% APRC£32,622
5.04%£1,348.177.49%£1,726.99£1,014Tracker7.3% APRC£33,435
5.11%£1,358.916.74%£1,607.27£1,034Tracker6.7% APRC£33,728
5.12%£1,360.456.79%£1,608.95£1,515Tracker6.6% APRC£34,221

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Jan 2025 at 01:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.