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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.43% | £978.81 | 7.99% | £1,778.73 | £1,019 | Fixed | 7.2% APRC | £24,360 | 35072 | 198 | 1019 | Furness B.Soc |
| 3.12% | £1,070.26 | 6.45% | £1,542.57 | £18 | Fixed | 6.0% APRC | £25,784 | 86576 | 220 | 18 | Kensington |
| 4.08% | £1,204.09 | 7.24% | £1,673.37 | £1,599 | Tracker | 6.9% APRC | £30,497 | 18262 | 42 | 1599 | Halifax |
| 4.12% | £1,210.90 | 6.49% | £1,559.02 | £1,014 | Tracker | 6.3% APRC | £30,076 | 86244 | 75 | 1014 | Nationwide B.Soc |
| 4.13% | £1,212.35 | 5.74% | £1,444.44 | £1,024 | Tracker | 5.6% APRC | £30,200 | 26562 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.43% | £978.81 | 7.99% | £1,778.73 | £1,019 | Fixed | 7.2% APRC | £24,360 | 35072 | 198 | 1019 | Furness B.Soc |
| 3.12% | £1,070.26 | 6.45% | £1,542.57 | £18 | Fixed | 6.0% APRC | £25,784 | 86576 | 220 | 18 | Kensington |
| 4.34% | £1,243.06 | 5.74% | £1,427.82 | £924 | Fixed | 5.4% APRC | £40,498 | 26757 | 115 | 924 | Barclays |
| 4.37% | £1,247.48 | 6.49% | £1,565.33 | £1,024 | Fixed | 6.4% APRC | £31,063 | 86877 | 80 | 1024 | Virgin Money |
| 4.39% | £1,250.43 | 6.49% | £1,561.58 | £1,014 | Fixed | 6.3% APRC | £31,024 | 85728 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £1,204.09 | 7.24% | £1,673.37 | £1,599 | Tracker | 6.9% APRC | £30,497 | 18262 | 42 | 1599 | Halifax |
| 4.12% | £1,210.90 | 6.49% | £1,559.02 | £1,014 | Tracker | 6.3% APRC | £30,076 | 86244 | 75 | 1014 | Nationwide B.Soc |
| 4.13% | £1,212.35 | 5.74% | £1,444.44 | £1,024 | Tracker | 5.6% APRC | £30,200 | 26562 | 115 | 1024 | Barclays |
| 4.16% | £1,216.71 | 7.74% | £1,756.30 | £1,034 | Tracker | 7.3% APRC | £30,499 | 81817 | 57 | 1034 | Leeds B Society |
| 4.17% | £1,218.17 | 6.24% | £1,520.83 | £1,016 | Tracker | 6.1% APRC | £30,252 | 22615 | 344 | 1016 | HSBC Intermediary |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Jul 2026 at 01:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.