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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.24% | £1,086.73 | 7.99% | £1,789.29 | £1,019 | Fixed | 7.4% APRC | £26,951 | 95202 | 198 | 1019 | Furness B.Soc |
| 3.27% | £1,090.76 | 6.45% | £1,544.19 | £18 | Fixed | 6.1% APRC | £26,276 | 52287 | 220 | 18 | Kensington |
| 4.17% | £1,218.17 | 6.24% | £1,520.83 | £1,016 | Tracker | 6.1% APRC | £30,252 | 22615 | 344 | 1016 | HSBC Intermediary |
| 4.17% | £1,218.17 | 6.49% | £1,559.50 | £1,014 | Tracker | 6.3% APRC | £30,250 | 26928 | 75 | 1014 | Nationwide B.Soc |
| 4.18% | £1,219.63 | 6.49% | £1,562.57 | £1,024 | Tracker | 6.4% APRC | £30,394 | 57253 | 80 | 1024 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.24% | £1,086.73 | 7.99% | £1,789.29 | £1,019 | Fixed | 7.4% APRC | £26,951 | 95202 | 198 | 1019 | Furness B.Soc |
| 3.27% | £1,090.76 | 6.45% | £1,544.19 | £18 | Fixed | 6.1% APRC | £26,276 | 52287 | 220 | 18 | Kensington |
| 4.63% | £1,286.10 | 5.74% | £1,443.93 | £924 | Fixed | 5.6% APRC | £36,709 | 23009 | 115 | 924 | Barclays |
| 4.65% | £1,289.09 | 6.24% | £1,524.10 | £1,016 | Fixed | 6.1% APRC | £31,954 | 53688 | 344 | 1016 | HSBC Intermediary |
| 4.65% | £1,289.09 | 6.74% | £1,601.02 | £1,025 | Fixed | 6.6% APRC | £33,778 | 18338 | 207 | 1025 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £1,218.17 | 6.24% | £1,520.83 | £1,016 | Tracker | 6.1% APRC | £30,252 | 22615 | 344 | 1016 | HSBC Intermediary |
| 4.17% | £1,218.17 | 6.49% | £1,559.50 | £1,014 | Tracker | 6.3% APRC | £30,250 | 26928 | 75 | 1014 | Nationwide B.Soc |
| 4.18% | £1,219.63 | 6.49% | £1,562.57 | £1,024 | Tracker | 6.4% APRC | £30,394 | 57253 | 80 | 1024 | Virgin Money |
| 4.18% | £1,218.60 | 7.24% | £1,672.30 | £1,599 | Tracker | 6.9% APRC | £30,845 | 3188 | 42 | 1599 | Halifax |
| 4.20% | £1,222.54 | 6.50% | £1,561.34 | £999 | Tracker | 6.3% APRC | £30,565 | 37599 | 1 | 999 | Santander |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Aug 2026 at 01:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.