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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 0.71% | £771.29 | 8.09% | £1,769.05 | £1,019 | Fixed | 7.0% APRC | £19,380 | 5728 | 198 | 1019 | Furness B.Soc |
| 2.77% | £1,023.25 | 7.34% | £1,672.78 | £20 | Fixed | 6.6% APRC | £25,848 | 7703 | 803 | 20 | Leek BuildingSociety |
| 2.92% | £1,043.25 | 6.50% | £1,548.08 | £18 | Fixed | 6.0% APRC | £25,136 | 2139 | 220 | 18 | Kensington |
| 3.67% | £1,146.47 | 6.49% | £1,554.56 | £1,014 | Fixed | 6.2% APRC | £28,529 | 20063 | 75 | 1014 | Nationwide B.Soc |
| 3.69% | £1,149.29 | 5.74% | £1,438.24 | £924 | Fixed | 5.5% APRC | £33,398 | 318 | 115 | 924 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 0.71% | £771.29 | 8.09% | £1,769.05 | £1,019 | Fixed | 7.0% APRC | £19,380 | 5728 | 198 | 1019 | Furness B.Soc |
| 2.77% | £1,023.25 | 7.34% | £1,672.78 | £20 | Fixed | 6.6% APRC | £25,848 | 7703 | 803 | 20 | Leek BuildingSociety |
| 2.92% | £1,043.25 | 6.50% | £1,548.08 | £18 | Fixed | 6.0% APRC | £25,136 | 2139 | 220 | 18 | Kensington |
| 3.67% | £1,146.47 | 6.49% | £1,554.56 | £1,014 | Fixed | 6.2% APRC | £28,529 | 20063 | 75 | 1014 | Nationwide B.Soc |
| 3.69% | £1,149.29 | 5.74% | £1,438.24 | £924 | Fixed | 5.5% APRC | £33,398 | 318 | 115 | 924 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £1,189.67 | 7.49% | £1,710.99 | £1,599 | Tracker | 7.1% APRC | £30,151 | 60119 | 42 | 1599 | Halifax |
| 4.04% | £1,199.31 | 6.49% | £1,558.25 | £1,014 | Tracker | 6.3% APRC | £29,797 | 12557 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £1,199.31 | 6.49% | £1,558.25 | £1,016 | Tracker | 6.3% APRC | £29,799 | 14989 | 344 | 1016 | HSBC Intermediary |
| 4.08% | £1,205.10 | 6.74% | £1,594.88 | £1,025 | Tracker | 6.4% APRC | £30,550 | 19387 | 207 | 1025 | NatWest |
| 4.09% | £1,206.55 | 6.74% | £1,599.46 | £1,024 | Tracker | 6.5% APRC | £30,080 | 30484 | 80 | 1024 | Virgin Money |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Dec 2025 at 01:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.