Do I Qualify?
LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.24%£1,086.737.99%£1,789.29£1,019Fixed7.4% APRC£26,951
3.37%£1,104.556.45%£1,545.25£18Fixed6.1% APRC£26,607
4.17%£1,218.176.49%£1,559.50£1,014Tracker6.3% APRC£30,250
4.18%£1,218.607.24%£1,673.40£1,599Tracker6.9% APRC£30,845
4.20%£1,222.545.74%£1,445.06£1,024Tracker5.7% APRC£30,445

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.24%£1,086.737.99%£1,789.29£1,019Fixed7.4% APRC£26,951
3.37%£1,104.556.45%£1,545.25£18Fixed6.1% APRC£26,607
4.87%£1,322.265.74%£1,446.42£924Fixed5.7% APRC£37,583
4.96%£1,335.958.14%£1,804.31£300Fixed7.3% APRC£32,163
5.04%£1,348.177.24%£1,675.98£995Fixed6.9% APRC£36,988

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.17%£1,218.176.49%£1,559.50£1,014Tracker6.3% APRC£30,250
4.18%£1,218.607.24%£1,673.40£1,599Tracker6.9% APRC£30,845
4.20%£1,222.545.74%£1,445.06£1,024Tracker5.7% APRC£30,445
4.23%£1,226.926.74%£1,595.66£1,025Tracker6.5% APRC£31,074
4.27%£1,232.786.24%£1,521.76£1,016Tracker6.1% APRC£30,603

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Sep 2026 at 01:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.