Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.095.99%£632.02£30Fixed5.6% APRC£19,043
4.29%£543.986.74%£675.47£15Fixed6.2% APRC£19,098
3.94%£530.066.85%£675.65£30Fixed5.9% APRC£19,488
4.78%£571.846.74%£670.83£1,020Fixed6.2% APRC£19,504
4.04%£530.056.15%£640.85£850Variable5.8% APRC£20,032

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.095.99%£632.02£30Fixed5.6% APRC£19,043
4.29%£543.986.74%£675.47£15Fixed6.2% APRC£19,098
3.94%£530.066.85%£675.65£30Fixed5.9% APRC£19,488
4.78%£571.846.74%£670.83£1,020Fixed6.2% APRC£19,504
4.66%£564.957.19%£703.30£15Fixed6.7% APRC£20,048

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.60%£561.525.99%£629.99£1,024Tracker5.6% APRC£21,069
4.59%£560.954.59%£560.95£999Tracker4.8% APRC£21,293
6.19%£655.976.19%£655.97£1,730Tracker6.6% APRC£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8% APRC£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 02:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.