Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098
4.78%£571.846.99%£684.34£1,020Fixed6.3% APRC£19,504
4.31%£545.106.75%£675.33£0Fixed6.2% APRC£19,599
4.19%£538.386.74%£663.08£0Fixed5.8% APRC£19,751

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098
4.78%£571.846.99%£684.34£1,020Fixed6.3% APRC£19,504
4.31%£545.106.75%£675.33£0Fixed6.2% APRC£19,599
4.19%£538.386.74%£663.08£0Fixed5.8% APRC£19,751

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.99%£584.014.99%£584.01£35Tracker5.1% APRC£21,184
4.85%£575.886.24%£645.38£1,034Tracker5.9% APRC£21,596
4.84%£575.314.84%£575.31£999Tracker5.1% APRC£21,810
6.44%£671.466.44%£671.46£1,730Tracker6.8% APRC£26,028
6.70%£687.766.70%£687.76£1,984Tracker7.1% APRC£26,918

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Jun 2025 at 02:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.