Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.69%£566.676.00%£636.74£0Variable5.8% APRC£20,500
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,559
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
5.19%£595.715.19%£595.71£589Variable5.4% APRC£21,035
5.29%£601.617.24%£710.49£0Fixed6.9% APRC£21,108

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
5.29%£601.617.24%£710.49£0Fixed6.9% APRC£21,108
5.23%£598.075.74%£625.50£25Fixed5.7% APRC£21,136
5.46%£611.706.49%£668.78£15Fixed6.4% APRC£21,536
5.39%£607.546.50%£668.57£0Fixed6.4% APRC£21,846
5.55%£616.447.24%£711.15£0Fixed6.9% APRC£21,942

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,559
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
6.24%£659.056.24%£659.05£1,230Tracker6.6% APRC£25,081
6.10%£650.436.10%£650.43£1,530Tracker6.5% APRC£25,120

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 02 Oct 2026 at 01:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.