Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£19,757	27376	48	575	Ecology B.Soc
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7% APRC	£19,932	2768	76	850	Newbury
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
5.20%	£596.30	6.49%	£667.21	£15	Fixed	6.3% APRC	£20,982	108322	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.20%	£596.30	6.49%	£667.21	£15	Fixed	6.3% APRC	£20,982	108322	75	15	Nationwide B.Soc
5.02%	£585.76	6.80%	£680.96	£8	Fixed	6.4% APRC	£21,160	17617	90	8	Principality
5.19%	£595.71	6.50%	£667.29	£0	Fixed	6.3% APRC	£21,421	101802	1	0	Santander
5.43%	£609.29	7.24%	£710.34	£0	Fixed	6.9% APRC	£21,684	109179	42	0	Halifax
4.95%	£581.68	5.74%	£623.79	£1,024	Fixed	5.8% APRC	£21,694	113761	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
5.74%	£628.50	5.74%	£628.50	£1,730	Tracker	6.1% APRC	£24,481	91115	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Apr 2026 at 01:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.