Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£660.46	£15	Fixed	6.0% APRC	£18,816	3374	75	15	Nationwide B.Soc
4.19%	£537.87	7.24%	£701.47	£0	Fixed	6.5% APRC	£19,113	33332	42	0	Halifax
4.24%	£541.18	7.24%	£703.17	£0	Fixed	6.6% APRC	£19,182	3211	313	0	TSB Bank
4.11%	£533.93	6.50%	£659.92	£0	Fixed	6.0% APRC	£19,196	50404	1	0	Santander
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4% APRC	£19,263	2030	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£660.46	£15	Fixed	6.0% APRC	£18,816	3374	75	15	Nationwide B.Soc
4.19%	£537.87	7.24%	£701.47	£0	Fixed	6.5% APRC	£19,113	33332	42	0	Halifax
4.24%	£541.18	7.24%	£703.17	£0	Fixed	6.6% APRC	£19,182	3211	313	0	TSB Bank
4.11%	£533.93	6.50%	£659.92	£0	Fixed	6.0% APRC	£19,196	50404	1	0	Santander
3.75%	£514.13	5.74%	£615.90	£1,024	Fixed	5.4% APRC	£19,263	2030	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	13108	474	999	Co-operative Bank
5.94%	£640.64	5.94%	£640.64	£1,730	Tracker	6.3% APRC	£24,918	3216	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Jan 2026 at 01:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.