Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098
4.32%£545.147.74%£731.36£0Fixed6.9% APRC£19,375
4.39%£549.617.74%£732.72£0Fixed6.9% APRC£19,486
4.78%£571.846.99%£684.34£1,020Fixed6.3% APRC£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098
4.32%£545.147.74%£731.36£0Fixed6.9% APRC£19,375
4.39%£549.617.74%£732.72£0Fixed6.9% APRC£19,486
4.78%£571.846.99%£684.34£1,020Fixed6.3% APRC£19,504

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.85%£575.886.24%£645.38£1,034Tracker5.9% APRC£21,596
4.84%£575.314.84%£575.31£999Tracker5.1% APRC£21,810
6.44%£671.466.44%£671.46£1,730Tracker6.8% APRC£26,028
6.70%£687.766.70%£687.76£1,729Tracker7.1% APRC£26,663

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 02:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.