Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.357.24%£704.47£15Fixed6.6% APRC£19,220
4.32%£545.146.49%£660.87£30Fixed6.0% APRC£19,405
4.80%£573.007.24%£697.35£1,020Fixed6.5% APRC£19,546
4.51%£555.857.99%£747.52£0Fixed7.1% APRC£19,761
4.59%£560.957.99%£748.96£495Fixed7.2% APRC£20,389

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.357.24%£704.47£15Fixed6.6% APRC£19,220
4.32%£545.146.49%£660.87£30Fixed6.0% APRC£19,405
4.80%£573.007.24%£697.35£1,020Fixed6.5% APRC£19,546
4.51%£555.857.99%£747.52£0Fixed7.1% APRC£19,761
4.59%£560.957.99%£748.96£495Fixed7.2% APRC£20,389

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
5.24%£598.665.24%£598.66£35Tracker5.4% APRC£21,712
5.10%£590.436.49%£660.96£1,034Tracker6.2% APRC£22,119
5.39%£607.545.39%£607.54£999Tracker5.6% APRC£22,970
6.69%£687.136.69%£687.13£1,730Tracker7.1% APRC£26,592
6.95%£703.596.95%£703.59£1,984Tracker7.4% APRC£27,488

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Apr 2025 at 01:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.