Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£19,757	27376	48	575	Ecology B.Soc
4.39%	£549.61	6.00%	£634.87	£0	Variable	5.7% APRC	£19,886	38087	76	0	Newbury
4.84%	£575.31	7.24%	£707.45	£0	Fixed	6.7% APRC	£20,411	8205	313	0	TSB Bank
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2% APRC	£20,435	80602	75	15	Nationwide B.Soc
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	£575.31	7.24%	£707.45	£0	Fixed	6.7% APRC	£20,411	8205	313	0	TSB Bank
4.94%	£581.10	6.49%	£665.60	£15	Fixed	6.2% APRC	£20,435	80602	75	15	Nationwide B.Soc
4.85%	£575.88	6.50%	£665.05	£0	Fixed	6.2% APRC	£20,707	25934	1	0	Santander
5.02%	£585.16	7.24%	£707.53	£0	Fixed	6.8% APRC	£20,816	71432	42	0	Halifax
4.81%	£573.57	7.74%	£735.91	£35	Fixed	7.1% APRC	£20,948	81829	57	35	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
5.49%	£613.49	5.49%	£613.49	£1,574	Discount	5.8% APRC	£22,660	11890	48	1574	Ecology B.Soc
5.84%	£634.56	5.84%	£634.56	£1,730	Tracker	6.2% APRC	£24,699	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Jul 2026 at 01:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.