Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.00%	£634.87	£0	Variable	5.7% APRC	£19,886	38087	76	0	Newbury
4.88%	£577.62	5.74%	£623.49	£25	Fixed	5.6% APRC	£20,399	6976	115	25	Barclays
5.09%	£589.85	6.49%	£666.54	£15	Fixed	6.3% APRC	£20,750	99205	75	15	Nationwide B.Soc
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	56784	474	999	Co-operative Bank
4.95%	£581.68	6.50%	£665.71	£0	Fixed	6.2% APRC	£20,915	100104	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.88%	£577.62	5.74%	£623.49	£25	Fixed	5.6% APRC	£20,399	6976	115	25	Barclays
5.09%	£589.85	6.49%	£666.54	£15	Fixed	6.3% APRC	£20,750	99205	75	15	Nationwide B.Soc
4.95%	£581.68	6.50%	£665.71	£0	Fixed	6.2% APRC	£20,915	100104	1	0	Santander
5.06%	£588.09	6.80%	£681.23	£8	Fixed	6.4% APRC	£21,244	23863	90	8	Principality
5.29%	£601.61	6.94%	£692.89	£15	Fixed	6.6% APRC	£21,368	30963	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	64289	115	1024	Barclays
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	56784	474	999	Co-operative Bank
5.49%	£613.49	5.49%	£613.49	£1,289	Discount	5.8% APRC	£22,375	93925	48	1289	Ecology B.Soc
5.84%	£634.56	5.84%	£634.56	£1,730	Tracker	6.2% APRC	£24,699	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Aug 2026 at 01:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.