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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.22%	£540.06	6.24%	£999	0m	24m	6.1% APRC	£13,610	77753	344	999	HSBC Intermediary
Tracker	4.60%	£561.52	6.80%	£8	26m	26m	6.4% APRC	£13,549	103745	90	8	Principality
Tracker	4.74%	£569.54	6.74%	£30	28m	28m	6.5% APRC	£13,588	105636	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	57267	75	15	Nationwide B.Soc
Variable	4.84%	£575.31	7.34%	£25	24m	24m	7.1% APRC	£13,532	22376	6	25	Beverley BS

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	5.24%	£598.78	7.99%	£1,019	24m	24m	7.8% APRC	£14,490	16804	198	1019	Furness B.Soc
Fixed	5.39%	£607.54	7.24%	£0	26m	26m	7.1% APRC	£14,031	90553	313	0	TSB Bank
Fixed	5.39%	£607.54	7.99%	£11	24m	24m	7.7% APRC	£14,592	7039	71	11	Monmouthshire
Fixed	5.41%	£608.72	6.49%	£25	26m	26m	6.5% APRC	£14,733	59553	80	25	Virgin Money
Fixed	5.46%	£611.70	6.49%	£15	24m	24m	6.5% APRC	£14,196	53074	75	15	Nationwide B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.22%	£540.06	6.24%	£999	0m	24m	6.1% APRC	£13,610	77753	344	999	HSBC Intermediary
Tracker	4.44%	£552.43	7.24%	£995	0m	26m	7.0% APRC	£13,703	46705	313	995	TSB Bank
Tracker	4.60%	£561.52	6.80%	£8	26m	26m	6.4% APRC	£13,549	103745	90	8	Principality
Tracker	4.74%	£569.54	6.74%	£30	28m	28m	6.5% APRC	£13,588	105636	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	57267	75	15	Nationwide B.Soc

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 30 Sep 2026 at 01:30 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.