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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Variable	4.09%	£532.82	4.09%	£575	24m	0m	4.2% APRC	£13,363	27376	48	575	Ecology B.Soc
Variable	4.54%	£558.11	7.34%	£25	24m	24m	7.0% APRC	£13,120	25218	6	25	Beverley BS
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	34490	75	15	Nationwide B.Soc
Fixed	4.73%	£568.97	6.74%	£30	26m	26m	6.5% APRC	£13,335	19515	207	30	NatWest
Fixed	4.75%	£570.12	5.74%	£25	26m	26m	5.7% APRC	£13,288	44982	115	25	Barclays

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.70%	£567.25	6.50%	£0	26m	26m	6.3% APRC	£13,589	22605	1	0	Santander
Fixed	4.73%	£568.97	6.49%	£15	24m	24m	6.3% APRC	£13,170	80526	75	15	Nationwide B.Soc
Fixed	4.73%	£568.97	6.74%	£30	26m	26m	6.5% APRC	£13,335	19515	207	30	NatWest
Fixed	4.75%	£570.12	5.74%	£25	26m	26m	5.7% APRC	£13,288	44982	115	25	Barclays
Fixed	4.84%	£575.31	7.24%	£0	25m	25m	7.0% APRC	£13,507	7901	313	0	TSB Bank

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.04%	£530.05	5.74%	£1,024	0m	24m	5.7% APRC	£13,575	26763	115	1024	Barclays
Tracker	4.05%	£530.60	6.24%	£999	0m	24m	6.1% APRC	£13,383	24100	344	999	HSBC Intermediary
Tracker	4.14%	£535.60	6.50%	£999	0m	24m	6.3% APRC	£13,828	43703	1	999	Santander
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	34490	75	15	Nationwide B.Soc
Tracker	4.74%	£569.54	6.74%	£30	26m	26m	6.5% APRC	£13,349	18753	207	30	NatWest

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Jul 2026 at 01:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.