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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.22%	£540.06	6.24%	£999	0m	24m	6.1% APRC	£13,610	77753	344	999	HSBC Intermediary
Variable	4.69%	£566.67	7.24%	£0	24m	24m	6.7% APRC	£13,700	22721	190	0	Bath Inv. + B.Soc.
Tracker	4.74%	£569.54	6.74%	£30	27m	27m	6.5% APRC	£13,588	105636	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	57267	75	15	Nationwide B.Soc
Variable	4.84%	£575.31	7.34%	£25	24m	24m	7.1% APRC	£13,532	22376	6	25	Beverley BS

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	5.39%	£607.54	7.24%	£0	25m	25m	7.1% APRC	£14,031	90553	313	0	TSB Bank
Fixed	5.39%	£607.54	7.99%	£11	24m	24m	7.7% APRC	£14,592	7039	71	11	Monmouthshire
Fixed	5.46%	£611.70	6.49%	£15	24m	24m	6.5% APRC	£14,196	53074	75	15	Nationwide B.Soc
Fixed	5.55%	£617.08	5.74%	£25	26m	26m	5.9% APRC	£14,415	28190	115	25	Barclays
Fixed	5.67%	£624.28	6.24%	£0	26m	26m	6.3% APRC	£14,608	2656	686	0	West Brom BS

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.15%	£536.15	5.74%	£1,024	0m	24m	5.7% APRC	£13,722	3902	115	1024	Barclays
Tracker	4.22%	£540.06	6.24%	£999	0m	24m	6.1% APRC	£13,610	77753	344	999	HSBC Intermediary
Tracker	4.44%	£552.43	7.24%	£995	0m	25m	7.0% APRC	£13,703	46705	313	995	TSB Bank
Tracker	4.74%	£569.54	6.74%	£30	27m	27m	6.5% APRC	£13,588	105636	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	57267	75	15	Nationwide B.Soc

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 02 Oct 2026 at 01:35 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.