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TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.15%£536.156.24%£3526m26m6.0% APRC£12,483
Fixed4.25%£541.746.74%£025m25m6.4% APRC£12,202
Fixed4.26%£542.306.75%£026m26m6.4% APRC£12,990
Fixed4.30%£544.546.99%£1524m24m6.7% APRC£12,584
Fixed4.45%£553.007.24%£3026m26m6.9% APRC£12,802

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.15%£536.156.24%£3526m26m6.0% APRC£12,483
Fixed4.25%£541.746.74%£025m25m6.4% APRC£12,202
Fixed4.26%£542.306.75%£026m26m6.4% APRC£12,990
Fixed4.30%£544.546.99%£1524m24m6.7% APRC£12,584
Fixed4.45%£553.007.24%£3026m26m6.9% APRC£12,802

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Tracker4.44%£552.436.99%£1,0140m24m6.8% APRC£13,772
Tracker4.49%£555.276.74%£9990m24m6.6% APRC£13,825
Tracker4.75%£570.126.24%£3524m24m6.1% APRC£13,548
Tracker4.97%£582.847.24%£3026m26m7.0% APRC£13,768
Tracker5.25%£599.258.24%£350m24m7.9% APRC£14,292

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 02:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.