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TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Variable0.99%£376.425.89%£69924m24m4.8% APRC£9,633
Variable1.04%£378.694.49%£53026m26m3.8% APRC£9,709
Fixed1.29%£390.225.29%£2024m24m4.7% APRC£9,485
Variable1.40%£395.255.19%£2024m24m4.6% APRC£9,191
Tracker1.44%£397.123.74%£200m24m3.4% APRC£9,116

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed1.29%£390.225.29%£2024m24m4.7% APRC£9,485
Fixed1.64%£406.554.49%£4026m26m4.0% APRC£9,992
Fixed1.65%£407.025.89%£22424m24m4.9% APRC£9,892
Fixed1.69%£408.933.74%£2024m24m3.4% APRC£9,399
Fixed1.95%£421.425.19%£2026m26m4.7% APRC£9,819

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Tracker0.99%£376.423.54%£9990m24m3.2% APRC£10,033
Tracker1.02%£377.784.64%£1,0010m24m3.9% APRC£10,163
Tracker1.44%£397.123.74%£200m24m3.4% APRC£9,116
Tracker1.64%£406.553.50%£1,03425m24m3.3% APRC£10,766
Tracker1.79%£413.712.74%£9950m28m2.7% APRC£10,624

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Jan 2022 at 02:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.