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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.45%	£553.00	6.80%	£8	26m	26m	6.4% APRC	£13,345	42609	90	8	Principality
Variable	4.64%	£563.81	7.34%	£25	24m	24m	7.0% APRC	£13,256	66525	6	25	Beverley BS
Variable	4.64%	£563.81	7.74%	£0	24m	24m	7.3% APRC	£13,381	36219	156	0	Scottish B.Soc
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	32676	75	15	Nationwide B.Soc
Fixed	4.94%	£581.10	6.24%	£0	26m	26m	6.1% APRC	£13,296	59886	344	0	HSBC Intermediary

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.94%	£581.10	6.24%	£0	26m	26m	6.1% APRC	£13,296	59886	344	0	HSBC Intermediary
Fixed	4.97%	£582.84	5.74%	£25	25m	25m	5.7% APRC	£13,593	6927	115	25	Barclays
Fixed	4.97%	£582.84	6.50%	£0	26m	26m	6.4% APRC	£13,963	33616	1	0	Santander
Fixed	4.98%	£583.43	6.49%	£15	24m	24m	6.4% APRC	£13,517	99129	75	15	Nationwide B.Soc
Fixed	5.09%	£589.85	7.74%	£0	24m	24m	7.4% APRC	£14,006	84278	156	0	Scottish B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.12%	£534.49	6.24%	£999	0m	24m	6.1% APRC	£13,477	72541	344	999	HSBC Intermediary
Tracker	4.15%	£536.15	5.74%	£1,024	0m	24m	5.7% APRC	£13,722	3902	115	1024	Barclays
Tracker	4.45%	£553.00	6.80%	£8	26m	26m	6.4% APRC	£13,345	42609	90	8	Principality
Tracker	4.74%	£569.54	6.74%	£30	27m	27m	6.5% APRC	£13,588	94661	207	30	NatWest
Tracker	4.79%	£572.42	6.49%	£15	0m	24m	6.3% APRC	£13,253	32676	75	15	Nationwide B.Soc

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Aug 2026 at 01:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.