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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Variable	4.09%	£532.82	4.09%	£575	24m	0m	4.2% APRC	£13,363	27376	48	575	Ecology B.Soc
Variable	4.54%	£558.11	7.34%	£25	24m	24m	7.0% APRC	£13,120	25218	6	25	Beverley BS
Variable	4.64%	£563.81	7.74%	£0	24m	24m	7.3% APRC	£13,381	6555	156	0	Scottish B.Soc
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	34490	75	15	Nationwide B.Soc
Fixed	4.94%	£581.10	6.24%	£0	26m	26m	6.1% APRC	£13,296	42320	344	0	HSBC Intermediary

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.94%	£581.10	6.24%	£0	26m	26m	6.1% APRC	£13,296	42320	344	0	HSBC Intermediary
Fixed	4.99%	£584.01	7.74%	£0	24m	24m	7.4% APRC	£13,866	13119	156	0	Scottish B.Soc
Fixed	5.11%	£591.02	6.49%	£15	24m	24m	6.4% APRC	£13,699	44685	75	15	Nationwide B.Soc
Fixed	5.13%	£592.19	6.74%	£30	26m	26m	6.6% APRC	£13,893	32937	207	30	NatWest
Fixed	5.24%	£598.66	6.24%	£0	26m	26m	6.2% APRC	£13,993	30963	686	0	West Brom BS

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.06%	£531.16	5.74%	£1,024	0m	24m	5.7% APRC	£13,602	43448	115	1024	Barclays
Tracker	4.09%	£532.82	6.24%	£999	0m	24m	6.1% APRC	£13,437	42363	344	999	HSBC Intermediary
Tracker	4.44%	£552.43	7.24%	£995	0m	27m	6.9% APRC	£13,953	29828	313	995	TSB Bank
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	34490	75	15	Nationwide B.Soc
Tracker	4.91%	£579.36	6.74%	£30	26m	26m	6.5% APRC	£13,585	20804	207	30	NatWest

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 01:21 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.