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Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Variable	4.09%	£532.82	4.09%	£575	24m	0m	4.2% APRC	£13,363	27376	48	575	Ecology B.Soc
Tracker	4.25%	£541.74	5.74%	£25	24m	24m	5.6% APRC	£12,857	64275	115	25	Barclays
Variable	4.34%	£546.79	7.34%	£25	24m	24m	7.0% APRC	£12,848	23233	6	25	Beverley BS
Tracker	4.40%	£550.17	6.80%	£8	26m	26m	6.3% APRC	£13,277	115082	90	8	Principality
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	108589	75	15	Nationwide B.Soc

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	5.16%	£593.95	6.74%	£30	26m	26m	6.6% APRC	£13,935	106653	207	30	NatWest
Fixed	5.20%	£596.30	5.74%	£25	26m	26m	5.8% APRC	£13,916	113748	115	25	Barclays
Fixed	5.23%	£598.07	6.49%	£15	24m	24m	6.4% APRC	£13,869	108246	75	15	Nationwide B.Soc
Fixed	5.38%	£606.94	6.80%	£8	26m	26m	6.6% APRC	£14,140	17968	90	8	Principality
Fixed	5.54%	£616.48	6.24%	£0	25m	25m	6.3% APRC	£14,146	100260	344	0	HSBC Intermediary

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.25%	£541.74	5.74%	£25	24m	24m	5.6% APRC	£12,857	64275	115	25	Barclays
Tracker	4.39%	£549.61	6.24%	£999	0m	24m	6.2% APRC	£13,840	100424	344	999	HSBC Intermediary
Tracker	4.40%	£550.17	6.80%	£8	26m	26m	6.3% APRC	£13,277	115082	90	8	Principality
Tracker	4.69%	£566.67	6.49%	£15	0m	24m	6.3% APRC	£13,115	108589	75	15	Nationwide B.Soc
Tracker	5.00%	£584.59	6.74%	£30	26m	26m	6.6% APRC	£13,710	106701	207	30	NatWest

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 03 Apr 2026 at 01:23 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.