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TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.07%£531.716.49%£026m26m6.2% APRC£12,111
Fixed4.14%£535.606.75%£026m26m6.4% APRC£12,829
Fixed4.15%£536.156.99%£026m26m6.6% APRC£12,967
Fixed4.30%£544.546.74%£1524m24m6.4% APRC£12,584
Fixed4.37%£548.486.92%£826m26m6.4% APRC£12,737

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.07%£531.716.49%£026m26m6.2% APRC£12,111
Fixed4.14%£535.606.75%£026m26m6.4% APRC£12,829
Fixed4.15%£536.156.99%£026m26m6.6% APRC£12,967
Fixed4.30%£544.546.74%£1524m24m6.4% APRC£12,584
Fixed4.37%£548.486.92%£826m26m6.4% APRC£12,737

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Tracker4.19%£538.386.74%£1,0140m24m6.5% APRC£13,435
Tracker4.24%£541.186.49%£9990m24m6.3% APRC£13,637
Tracker4.50%£555.835.99%£2524m24m5.9% APRC£13,195
Tracker4.72%£568.396.99%£3027m27m6.7% APRC£13,560
Tracker4.75%£570.126.92%£826m26m6.5% APRC£13,756

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 02 Sep 2025 at 02:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.