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TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.52%£556.976.75%£026m26m6.5% APRC£13,342
Fixed4.59%£560.957.24%£1524m24m6.9% APRC£12,978
Fixed4.59%£560.957.99%£026m26m7.5% APRC£13,163
Fixed4.60%£561.526.49%£3526m26m6.3% APRC£13,091
Fixed4.64%£563.816.74%£025m25m6.5% APRC£12,731

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Fixed4.52%£556.976.75%£026m26m6.5% APRC£13,342
Fixed4.59%£560.957.24%£1524m24m6.9% APRC£12,978
Fixed4.59%£560.957.99%£026m26m7.5% APRC£13,163
Fixed4.60%£561.526.49%£3526m26m6.3% APRC£13,091
Fixed4.64%£563.816.74%£025m25m6.5% APRC£12,731

TypeInitial RateInitial PaymentReverting RateTotal FeesEarly Repayment ChargeInitial Period (months)Overall Cost for Comparison2 Year Total Cost
Tracker4.60%£561.526.75%£9990m24m6.6% APRC£14,450
Tracker4.69%£566.677.24%£1,0140m24m7.1% APRC£14,114
Tracker4.74%£569.546.74%£9990m24m6.6% APRC£14,168
Tracker5.00%£584.596.49%£3524m24m6.4% APRC£13,895
Tracker5.24%£598.665.24%£350m0m5.4% APRC£14,528

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 02:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.