Best Buys

Do I Qualify?

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.40%	£550.17	7.24%	£15	24m	24m	6.9% APRC	£12,719	27085	75	15	Nationwide B.Soc
Fixed	4.46%	£553.56	6.74%	£0	28m	28m	6.4% APRC	£13,344	49191	344	0	HSBC Intermediary
Fixed	4.59%	£560.95	7.99%	£0	26m	26m	7.5% APRC	£13,163	8927	313	0	TSB - Intermediaries
Fixed	4.60%	£561.52	6.49%	£35	26m	26m	6.3% APRC	£13,091	57515	115	35	Barclays
Fixed	4.96%	£581.68	7.99%	£0	26m	26m	7.6% APRC	£13,460	32281	42	0	Halifax

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	4.40%	£550.17	7.24%	£15	24m	24m	6.9% APRC	£12,719	27085	75	15	Nationwide B.Soc
Fixed	4.46%	£553.56	6.74%	£0	28m	28m	6.4% APRC	£13,344	49191	344	0	HSBC Intermediary
Fixed	4.59%	£560.95	7.99%	£0	26m	26m	7.5% APRC	£13,163	8927	313	0	TSB - Intermediaries
Fixed	4.60%	£561.52	6.49%	£35	26m	26m	6.3% APRC	£13,091	57515	115	35	Barclays
Fixed	4.96%	£581.68	7.99%	£0	26m	26m	7.6% APRC	£13,460	32281	42	0	Halifax

Type	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Early Repayment Charge	Initial Period (months)	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	4.60%	£561.52	6.75%	£999	0m	24m	6.6% APRC	£14,450	54518	1	999	Santander
Tracker	4.69%	£566.67	7.24%	£1,014	0m	24m	7.1% APRC	£14,114	26745	75	1014	Nationwide B.Soc
Tracker	4.74%	£569.54	6.74%	£999	0m	24m	6.6% APRC	£14,168	41962	344	999	HSBC Intermediary
Tracker	5.00%	£584.59	6.49%	£35	24m	24m	6.4% APRC	£13,895	27684	115	35	Barclays
Tracker	5.22%	£597.48	7.49%	£30	27m	27m	7.2% APRC	£14,359	60118	207	30	NatWest Intermediary

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 28 Apr 2025 at 02:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.