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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.84%6.2% APRC£575.316.49%£15Fixed36m£20,22636m£195,778
4.84%6.7% APRC£575.317.24%£0Fixed37m£20,41137m£207,046
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
4.85%6.2% APRC£575.886.50%£0Fixed38m£20,70738m£196,102
5.02%6.8% APRC£585.167.24%£0Fixed38m£20,81638m£207,359

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.84%6.2% APRC£575.316.49%£15Fixed36m£20,22636m£195,778
4.84%6.7% APRC£575.317.24%£0Fixed37m£20,41137m£207,046
4.85%6.2% APRC£575.886.50%£0Fixed38m£20,70738m£196,102
5.02%6.8% APRC£585.167.24%£0Fixed38m£20,81638m£207,359
4.81%7.1% APRC£573.577.74%£35Fixed38m£20,94838m£214,903

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Jul 2026 at 01:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.