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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.70%6.2% APRC£567.256.49%£15Fixed36m£19,93636m£195,253
4.79%6.7% APRC£572.427.24%£0Fixed38m£20,30738m£206,602
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
4.78%6.7% APRC£571.277.24%£0Fixed39m£21,24939m£206,139
5.09%7.6% APRC£589.858.24%£224Fixed36m£21,54436m£224,496

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.70%6.2% APRC£567.256.49%£15Fixed36m£19,93636m£195,253
4.79%6.7% APRC£572.427.24%£0Fixed38m£20,30738m£206,602
4.78%6.7% APRC£571.277.24%£0Fixed39m£21,24939m£206,139
5.09%7.6% APRC£589.858.24%£224Fixed36m£21,54436m£224,496
4.89%6.2% APRC£578.206.50%£0Fixed39m£21,72439m£196,103

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 01:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.