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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.29%6.9% APRC£601.617.24%£0Fixed38m£21,10838m£208,376
5.34%6.3% APRC£604.576.49%£15Fixed36m£21,28036m£197,647
5.53%6.5% APRC£615.886.80%£8Fixed38m£22,24538m£202,073
5.35%6.9% APRC£604.547.24%£0Fixed39m£22,45139m£208,504

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.29%6.9% APRC£601.617.24%£0Fixed38m£21,10838m£208,376
5.34%6.3% APRC£604.576.49%£15Fixed36m£21,28036m£197,647
5.53%6.5% APRC£615.886.80%£8Fixed38m£22,24538m£202,073
4.88%5.6% APRC£577.625.74%£25Fixed39m£22,26739m£184,790
5.35%6.9% APRC£604.547.24%£0Fixed39m£22,45139m£208,504

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Sep 2026 at 01:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.