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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.24%6.4% APRC£541.186.99%£15Fixed36m£18,99736m£200,983
4.68%6.4% APRC£566.107.24%£1,020Fixed62m£19,29562m£197,122
4.31%6.2% APRC£545.106.75%£0Fixed38m£19,59938m£197,625
4.18%6.8% APRC£537.317.74%£0Fixed40m£20,02140m£210,777
4.59%7.1% APRC£560.957.74%£495Fixed37m£20,38937m£214,205

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.24%6.4% APRC£541.186.99%£15Fixed36m£18,99736m£200,983
4.68%6.4% APRC£566.107.24%£1,020Fixed62m£19,29562m£197,122
4.31%6.2% APRC£545.106.75%£0Fixed38m£19,59938m£197,625
4.18%6.8% APRC£537.317.74%£0Fixed40m£20,02140m£210,777
4.59%7.1% APRC£560.957.74%£495Fixed37m£20,38937m£214,205

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.85%5.9% APRC£575.886.24%£1,034Tracker60m£21,5960m£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 May 2025 at 02:35 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.