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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.39%6.9% APRC£607.547.24%£0Fixed37m£21,32137m£208,961
5.46%6.4% APRC£611.706.49%£15Fixed36m£21,53636m£198,094
5.32%6.3% APRC£603.386.50%£0Fixed38m£21,69738m£197,951
5.55%6.9% APRC£616.447.24%£0Fixed38m£21,94238m£209,496

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.23%5.7% APRC£598.075.74%£25Fixed38m£21,13638m£186,213
5.39%6.9% APRC£607.547.24%£0Fixed37m£21,32137m£208,961
5.46%6.4% APRC£611.706.49%£15Fixed36m£21,53636m£198,094
5.32%6.3% APRC£603.386.50%£0Fixed38m£21,69738m£197,951
5.55%6.9% APRC£616.447.24%£0Fixed38m£21,94238m£209,496

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Oct 2026 at 01:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.