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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.09%6.3% APRC£589.856.49%£15Fixed36m£20,75036m£196,716
4.95%6.2% APRC£581.686.50%£0Fixed38m£20,91538m£196,495
5.06%6.4% APRC£588.096.80%£8Fixed38m£21,24438m£200,213
5.04%7.2% APRC£586.927.74%£35Fixed38m£21,42838m£215,853

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.09%6.3% APRC£589.856.49%£15Fixed36m£20,75036m£196,716
4.95%6.2% APRC£581.686.50%£0Fixed38m£20,91538m£196,495
4.67%5.7% APRC£565.535.74%£1,024Fixed37m£21,11337m£185,317
5.06%6.4% APRC£588.096.80%£8Fixed38m£21,24438m£200,213
5.04%7.2% APRC£586.927.74%£35Fixed38m£21,42838m£215,853

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Aug 2026 at 01:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.