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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.45%6.6% APRC£553.007.24%£15Fixed36m£19,48836m£205,656
4.97%6.7% APRC£582.847.49%£1,020Fixed62m£19,90562m£202,155
4.47%7.1% APRC£553.597.99%£0Fixed40m£20,60940m£215,838
4.37%6.2% APRC£548.486.75%£0Fixed39m£20,65039m£197,632
4.68%6.5% APRC£566.107.09%£8Fixed39m£21,38539m£202,896

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.45%6.6% APRC£553.007.24%£15Fixed36m£19,48836m£205,656
4.97%6.7% APRC£582.847.49%£1,020Fixed62m£19,90562m£202,155
4.47%7.1% APRC£553.597.99%£0Fixed40m£20,60940m£215,838
4.37%6.2% APRC£548.486.75%£0Fixed39m£20,65039m£197,632
4.68%6.5% APRC£566.107.09%£8Fixed39m£21,38539m£202,896

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.10%6.2% APRC£590.436.49%£1,034Tracker60m£22,1190m£194,920

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Feb 2025 at 02:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.