Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.69%	£408.93	3.59%	£494.14	£20	Fixed	3.2% APRC	36m	£14,306	35095	75	20	Nationwide B.Soc
1.79%	£413.71	5.20%	£574.39	£15	Variable	4.4% APRC	36m	£15,064	23508	175	15	Vernon BS
1.45%	£397.59	3.59%	£491.87	£1,034	Fixed	3.2% APRC	38m	£15,177	33023	115	1034	Barclays
1.85%	£416.59	5.29%	£573.32	£35	Fixed	4.3% APRC	38m	£15,296	21475	57	35	Leeds B Society
1.99%	£423.37	4.64%	£540.54	£6	Fixed	3.8% APRC	38m	£15,342	25582	140	6	Skipton B.Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.69%	£408.93	3.59%	£494.14	£20	Fixed	3.2% APRC	36m	£14,306	35095	75	20	Nationwide B.Soc
1.45%	£397.59	3.59%	£491.87	£1,034	Fixed	3.2% APRC	38m	£15,177	33023	115	1034	Barclays
1.85%	£416.59	5.29%	£573.32	£35	Fixed	4.3% APRC	38m	£15,296	21475	57	35	Leeds B Society
1.99%	£423.37	4.64%	£540.54	£6	Fixed	3.8% APRC	38m	£15,342	25582	140	6	Skipton B.Society
1.50%	£399.94	4.40%	£526.10	£8	Fixed	3.5% APRC	40m	£15,370	64135	90	8	Principality

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.49%	£448.11	2.49%	£448.11	£1,570	Tracker	2.7% APRC	12m	£17,797	20832	230	1570	Bank of China (UK)
4.90%	£578.78	4.90%	£578.78	£875	Tracker	5.1% APRC	0m	£21,836	46201	1097	875	Positive Lending-UTB

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 01 Dec 2021 at 02:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.