Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.94%	£420.94	5.35%	£583.25	£15	Variable	4.5% APRC	36m	£15,324	80609	175	15	Vernon BS
1.84%	£416.11	4.10%	£519.63	£850	Variable	3.7% APRC	36m	£15,930	7906	76	850	Newbury
2.99%	£473.69	4.24%	£533.90	£20	Fixed	4.0% APRC	36m	£16,638	2666	75	20	Nationwide B.Soc
2.64%	£455.70	4.54%	£546.71	£800	Variable	4.2% APRC	36m	£17,330	15987	45	800	Harpenden
3.39%	£494.74	5.59%	£606.13	£30	Fixed	5.1% APRC	36m	£17,961	13898	61	30	Loughborough B.S.

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.99%	£473.69	4.24%	£533.90	£20	Fixed	4.0% APRC	36m	£16,638	2666	75	20	Nationwide B.Soc
2.79%	£463.36	4.10%	£525.30	£850	Fixed	3.9% APRC	38m	£17,631	36910	76	850	Newbury
3.39%	£494.74	5.59%	£606.13	£30	Fixed	5.1% APRC	36m	£17,961	13898	61	30	Loughborough B.S.
2.95%	£471.61	4.65%	£550.19	£8	Fixed	4.1% APRC	40m	£17,966	5565	90	8	Principality
2.85%	£466.45	5.54%	£591.33	£1,233	Fixed	4.7% APRC	37m	£18,025	36372	53	1233	Suffolk B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.25%	£436.13	4.49%	£532.40	£1,784	Tracker	3.8% APRC	60m	£18,222	38056	115	1784	Barclays
3.39%	£494.74	3.39%	£494.74	£1,570	Tracker	3.6% APRC	12m	£19,476	20832	230	1570	Bank of China (UK)

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 27 May 2022 at 02:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.