Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.14%£383.243.59%£490.54£20Fixed3.0% APRC36m£13,382
0.99%£376.423.59%£488.64£1,034Fixed3.0% APRC38m£14,415
0.93%£373.713.35%£477.13£1,034Fixed2.9% APRC38m£14,463
1.79%£413.715.20%£574.39£15Variable4.4% APRC36m£15,064
1.80%£414.194.24%£526.21£25Variable3.7% APRC0m£15,076

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.14%£383.243.59%£490.54£20Fixed3.0% APRC36m£13,382
0.99%£376.423.59%£488.64£1,034Fixed3.0% APRC38m£14,415
0.93%£373.713.35%£477.13£1,034Fixed2.9% APRC38m£14,463
1.69%£408.934.49%£533.97£530Fixed3.7% APRC38m£15,091
1.57%£403.033.59%£491.90£0Fixed3.1% APRC39m£15,409

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.49%£448.112.49%£448.11£1,570Tracker2.7% APRC12m£17,797
4.90%£578.784.90%£578.78£875Tracker5.1% APRC0m£21,836

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Sep 2021 at 02:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.