Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.14%	£383.24	3.59%	£490.54	£20	Fixed	3.0% APRC	36m	£13,382	44809	75	20	Nationwide B.Soc
0.99%	£376.42	3.59%	£488.64	£1,034	Fixed	3.0% APRC	38m	£14,415	48945	115	1034	Barclays
0.93%	£373.71	3.35%	£477.13	£1,034	Fixed	2.9% APRC	38m	£14,463	42311	1	1034	Santander
1.79%	£413.71	5.20%	£574.39	£15	Variable	4.4% APRC	36m	£15,064	19803	175	15	Vernon BS
1.80%	£414.19	4.24%	£526.21	£25	Variable	3.7% APRC	0m	£15,076	27611	82	25	Nottingham

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.14%	£383.24	3.59%	£490.54	£20	Fixed	3.0% APRC	36m	£13,382	44809	75	20	Nationwide B.Soc
0.99%	£376.42	3.59%	£488.64	£1,034	Fixed	3.0% APRC	38m	£14,415	48945	115	1034	Barclays
0.93%	£373.71	3.35%	£477.13	£1,034	Fixed	2.9% APRC	38m	£14,463	42311	1	1034	Santander
1.69%	£408.93	4.49%	£533.97	£530	Fixed	3.7% APRC	38m	£15,091	17859	360	530	Accord Mortgages
1.57%	£403.03	3.59%	£491.90	£0	Fixed	3.1% APRC	39m	£15,409	25603	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.49%	£448.11	2.49%	£448.11	£1,570	Tracker	2.7% APRC	12m	£17,797	20832	230	1570	Bank of China (UK)
4.90%	£578.78	4.90%	£578.78	£875	Tracker	5.1% APRC	0m	£21,836	13783	1097	875	Positive Lending-UTB

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 18 Sep 2021 at 02:16 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.