| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,186.39 | 7.49% | £1,495 | 7.0% | £29,968 | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 4.03% | £1,191.36 | 6.75% | £999 | 6.4% | £31,958 | 20168 | 1 | 999 | Santander |
| Variable | 4.04% | £1,192.61 | 6.15% | £850 | 5.8% | £31,714 | 5791 | 76 | 850 | Newbury |
| Fixed | 4.04% | £1,192.61 | 6.74% | £1,014 | 6.4% | £29,137 | 692 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.04% | £1,192.61 | 6.74% | £1,020 | 6.5% | £29,742 | 25815 | 80 | 1020 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,186.39 | 7.49% | £1,495 | 7.0% | £29,968 | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 4.03% | £1,191.36 | 6.75% | £999 | 6.4% | £31,958 | 20168 | 1 | 999 | Santander |
| Fixed | 4.04% | £1,192.61 | 6.74% | £1,014 | 6.4% | £29,137 | 692 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.04% | £1,192.61 | 6.74% | £1,020 | 6.5% | £29,742 | 25815 | 80 | 1020 | Virgin Money |
| Fixed | 4.06% | £1,195.10 | 6.49% | £999 | 6.2% | £29,681 | 28085 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £1,215.23 | 7.49% | £1,499 | 7.1% | £30,665 | 61039 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £1,223.96 | 6.49% | £999 | 6.3% | £30,024 | 21218 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.29% | £1,223.96 | 6.74% | £1,014 | 6.5% | £29,889 | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.36% | £1,232.81 | 5.99% | £1,024 | 5.9% | £30,691 | 64269 | 115 | 1024 | Barclays |
| Tracker | 4.42% | £1,240.43 | 6.74% | £995 | 6.6% | £30,864 | 41302 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Oct 2025 at 05:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.