| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.08% | £1,196.46 | 7.24% | £1,499 | 6.8% | £30,214 | 47545 | 42 | 1499 | Halifax |
| Tracker | 4.13% | £1,203.84 | 5.74% | £1,024 | 5.6% | £29,996 | 26765 | 115 | 1024 | Barclays |
| Tracker | 4.17% | £1,208.85 | 6.24% | £999 | 6.0% | £30,011 | 23663 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% | £29,707 | 27043 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.24% | £1,217.65 | 6.50% | £999 | 6.3% | £30,448 | 43753 | 1 | 999 | Santander |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.45% | £1,244.25 | 6.94% | £1,510 | 6.7% | £35,562 | 37101 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.49% | £1,249.35 | 6.74% | £1,530 | 6.3% | £35,900 | 84805 | 360 | 1530 | Accord Mortgages |
| Fixed | 4.49% | £1,249.35 | 7.24% | £1,495 | 7.0% | £31,479 | 7438 | 313 | 1495 | TSB Bank |
| Fixed | 4.51% | £1,251.90 | 6.24% | £999 | 6.1% | £32,978 | 83098 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.52% | £1,253.18 | 6.50% | £999 | 6.3% | £31,300 | 23199 | 1 | 999 | Santander |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.08% | £1,196.46 | 7.24% | £1,499 | 6.8% | £30,214 | 47545 | 42 | 1499 | Halifax |
| Tracker | 4.13% | £1,203.84 | 5.74% | £1,024 | 5.6% | £29,996 | 26765 | 115 | 1024 | Barclays |
| Tracker | 4.17% | £1,208.85 | 6.24% | £999 | 6.0% | £30,011 | 23663 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% | £29,707 | 27043 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.24% | £1,217.65 | 6.50% | £999 | 6.3% | £30,448 | 43753 | 1 | 999 | Santander |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Jul 2026 at 02:43 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.