TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.74%£1,155.577.24%£1,4956.8%£29,229
Fixed3.78%£1,160.475.74%£1,0245.5%£33,230
Fixed3.79%£1,161.706.50%£9996.1%£28,855
Fixed3.79%£1,160.647.24%£9996.7%£30,992
Fixed3.82%£1,165.396.24%£9995.9%£28,968

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.74%£1,155.577.24%£1,4956.8%£29,229
Fixed3.78%£1,160.475.74%£1,0245.5%£33,230
Fixed3.79%£1,161.706.50%£9996.1%£28,855
Fixed3.79%£1,160.647.24%£9996.7%£30,992
Fixed3.82%£1,165.396.24%£9995.9%£28,968

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker3.98%£1,184.047.24%£1,4996.8%£29,916
Tracker4.04%£1,192.616.24%£9996.0%£29,622
Tracker4.04%£1,192.616.49%£9996.3%£29,721
Tracker4.04%£1,192.616.49%£1,0146.2%£29,137
Tracker4.11%£1,201.345.74%£1,0245.6%£29,936

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Mar 2026 at 02:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.