TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.08%£1,196.467.24%£1,4996.8%£30,214
Tracker4.18%£1,210.115.74%£1,0245.6%£30,147
Tracker4.19%£1,211.366.24%£9996.1%£30,072
Tracker4.24%£1,217.656.49%£1,0146.3%£29,738
Variable4.24%£1,217.657.24%£9996.6%£30,323

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed4.64%£1,268.576.50%£9996.3%£31,420
Fixed4.71%£1,277.596.24%£9996.1%£31,661
Fixed4.73%£1,280.185.74%£1,0245.7%£36,131
Fixed4.74%£1,281.476.94%£1,5106.7%£32,460
Fixed4.74%£1,281.477.24%£1,4957.0%£32,250

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.08%£1,196.467.24%£1,4996.8%£30,214
Tracker4.18%£1,210.115.74%£1,0245.6%£30,147
Tracker4.19%£1,211.366.24%£9996.1%£30,072
Tracker4.24%£1,217.656.49%£1,0146.3%£29,738
Tracker4.34%£1,230.286.74%£1,0256.5%£30,552

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Jun 2026 at 02:45 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.