| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 4.19% | £1,211.36 | 6.74% | £1,025 | 6.4% | £30,634 | 32167 | 207 | 1025 | NatWest |
| Tracker | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.26% | £1,220.17 | 5.74% | £1,024 | 5.6% | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 4.30% | £1,225.22 | 6.50% | £999 | 6.3% | £30,629 | 113294 | 1 | 999 | Santander |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 5.09% | £1,327.15 | 6.94% | £1,510 | 6.8% | £33,257 | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 5.14% | £1,333.75 | 6.24% | £999 | 6.0% | £40,773 | 22917 | 344 | 999 | HSBC Intermediary |
| Fixed | 5.18% | £1,339.03 | 6.50% | £999 | 6.3% | £35,518 | 112598 | 1 | 999 | Santander |
| Fixed | 5.19% | £1,340.35 | 7.60% | £999 | 6.8% | £39,739 | 42099 | 175 | 999 | Vernon BS |
| Fixed | 5.20% | £1,341.68 | 6.74% | £1,025 | 6.3% | £42,045 | 110484 | 207 | 1025 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 4.19% | £1,211.36 | 6.74% | £1,025 | 6.4% | £30,634 | 32167 | 207 | 1025 | NatWest |
| Tracker | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.26% | £1,220.17 | 5.74% | £1,024 | 5.6% | £30,388 | 38235 | 115 | 1024 | Barclays |
| Tracker | 4.30% | £1,225.22 | 6.50% | £999 | 6.3% | £30,629 | 113294 | 1 | 999 | Santander |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Oct 2026 at 03:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.