TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.98%£1,185.156.24%£1,0345.4%£38,120
Fixed4.08%£1,197.596.74%£9995.8%£35,525
Fixed4.08%£1,197.596.75%£9995.8%£36,142
Fixed4.12%£1,202.597.12%£9996.7%£32,104
Fixed4.14%£1,205.096.99%£1,0146.0%£35,865

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.98%£1,185.156.24%£1,0345.4%£38,120
Fixed4.08%£1,197.596.74%£9995.8%£35,525
Fixed4.08%£1,197.596.75%£9995.8%£36,142
Fixed4.12%£1,202.597.12%£9996.7%£32,104
Fixed4.14%£1,205.096.99%£1,0146.0%£35,865

TypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.48%£1,246.857.74%£1,4997.3%£31,423
Tracker4.54%£1,255.746.74%£9996.5%£30,637
Tracker4.54%£1,255.746.99%£1,0146.8%£30,652
Tracker4.61%£1,264.716.24%£1,0346.1%£31,467
Tracker4.67%£1,272.436.99%£9956.9%£31,632

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 02 Jun 2025 at 05:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.