| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.94% | £1,180.19 | 7.74% | £1,495 | 7.2% | £29,820 | 60346 | 313 | 1495 | TSB Bank |
| Fixed | 3.96% | £1,182.67 | 6.75% | £999 | 5.7% | £40,309 | 16429 | 1 | 999 | Santander |
| Fixed | 3.99% | £1,186.39 | 6.24% | £1,034 | 6.0% | £29,587 | 85 | 115 | 1034 | Barclays |
| Fixed | 3.99% | £1,186.39 | 6.74% | £999 | 5.7% | £35,252 | 61624 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.99% | £1,186.39 | 7.99% | £1,249 | 7.5% | £29,722 | 892 | 71 | 1249 | Monmouthshire |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.94% | £1,180.19 | 7.74% | £1,495 | 7.2% | £29,820 | 60346 | 313 | 1495 | TSB Bank |
| Fixed | 3.96% | £1,182.67 | 6.75% | £999 | 5.7% | £40,309 | 16429 | 1 | 999 | Santander |
| Fixed | 3.99% | £1,186.39 | 6.24% | £1,034 | 6.0% | £29,587 | 85 | 115 | 1034 | Barclays |
| Fixed | 3.99% | £1,186.39 | 6.74% | £999 | 5.7% | £35,252 | 61624 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.99% | £1,186.39 | 7.99% | £1,249 | 7.5% | £29,722 | 892 | 71 | 1249 | Monmouthshire |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.48% | £1,246.85 | 7.74% | £1,499 | 7.3% | £31,423 | 36228 | 42 | 1499 | Halifax |
| Tracker | 4.54% | £1,255.74 | 6.74% | £999 | 6.5% | £30,637 | 41970 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.54% | £1,255.74 | 6.99% | £1,014 | 6.8% | £30,652 | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.61% | £1,264.71 | 6.24% | £1,034 | 6.1% | £31,467 | 27603 | 115 | 1034 | Barclays |
| Tracker | 4.67% | £1,272.43 | 6.99% | £995 | 6.8% | £32,170 | 61176 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Jul 2025 at 05:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.