| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.76% | £1,158.02 | 6.49% | £999 | 6.1% | £28,791 | 17855 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.79% | £1,161.70 | 7.49% | £1,495 | 7.0% | £29,376 | 73204 | 313 | 1495 | TSB Bank |
| Fixed | 3.81% | £1,164.16 | 6.75% | £999 | 6.4% | £29,164 | 21722 | 1 | 999 | Santander |
| Fixed | 3.86% | £1,170.31 | 6.74% | £1,014 | 6.4% | £29,101 | 5846 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 3.87% | £1,171.54 | 6.99% | £1,525 | 6.6% | £29,642 | 32727 | 207 | 1525 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.76% | £1,158.02 | 6.49% | £999 | 6.1% | £28,791 | 17855 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.79% | £1,161.70 | 7.49% | £1,495 | 7.0% | £29,376 | 73204 | 313 | 1495 | TSB Bank |
| Fixed | 3.81% | £1,164.16 | 6.75% | £999 | 6.4% | £29,164 | 21722 | 1 | 999 | Santander |
| Fixed | 3.86% | £1,170.31 | 6.74% | £1,014 | 6.4% | £29,101 | 5846 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 3.87% | £1,171.54 | 6.99% | £1,525 | 6.6% | £29,642 | 32727 | 207 | 1525 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £1,215.23 | 7.49% | £1,499 | 7.0% | £30,665 | 25832 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £1,223.96 | 6.49% | £999 | 6.3% | £30,024 | 21218 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.29% | £1,223.96 | 6.74% | £999 | 6.6% | £30,473 | 28746 | 80 | 999 | Virgin Money |
| Tracker | 4.29% | £1,223.96 | 6.74% | £1,014 | 6.5% | £29,889 | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.36% | £1,232.81 | 5.99% | £1,024 | 5.9% | £30,691 | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Dec 2025 at 05:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.