LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed26m3.76%£1,158.026.49%£999£28,791
Fixed26m3.79%£1,161.707.49%£1,495£29,376
Fixed26m3.79%£1,161.707.74%£1,534£29,679
Fixed26m3.81%£1,164.166.75%£999£29,164
Fixed24m3.86%£1,170.316.74%£1,014£29,101

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed26m3.76%£1,158.026.49%£999£28,791
Fixed26m3.79%£1,161.707.49%£1,495£29,376
Fixed26m3.79%£1,161.707.74%£1,534£29,679
Fixed26m3.81%£1,164.166.75%£999£29,164
Fixed24m3.86%£1,170.316.74%£1,014£29,101

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker27m4.23%£1,215.237.49%£1,499£30,665
Tracker24m4.29%£1,223.966.49%£999£30,024
Tracker25m4.29%£1,223.966.74%£999£30,473
Tracker24m4.29%£1,223.966.74%£1,014£29,889
Tracker24m4.36%£1,232.815.99%£1,024£30,691

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Dec 2025 at 05:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.