LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed62m4.19%£1,211.366.75%£999£36,477
Fixed62m4.20%£1,212.626.49%£1,034£38,792
Fixed61m4.20%£1,212.626.74%£999£35,890
Fixed63m4.22%£1,215.137.49%£1,530£39,359
Fixed66m4.23%£1,216.397.09%£1,007£40,696

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed62m4.19%£1,211.366.75%£999£36,477
Fixed62m4.20%£1,212.626.49%£1,034£38,792
Fixed61m4.20%£1,212.626.74%£999£35,890
Fixed63m4.22%£1,215.137.49%£1,530£39,359
Fixed66m4.23%£1,216.397.09%£1,007£40,696

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker26m4.73%£1,278.907.99%£1,499£32,193
Tracker24m4.77%£1,285.356.75%£999£32,072
Tracker24m4.79%£1,287.956.74%£999£31,410
Tracker24m4.79%£1,287.957.24%£1,014£31,425
Tracker24m4.86%£1,297.046.49%£1,034£32,243

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Apr 2025 at 04:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.