LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed25m3.84%£1,167.857.49%£1,495£29,523
Fixed27m3.89%£1,174.016.49%£999£31,101
Fixed27m3.89%£1,174.016.99%£1,025£30,806
Fixed25m3.92%£1,177.725.99%£1,024£29,369
Fixed26m3.92%£1,177.726.75%£999£29,489

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed25m3.84%£1,167.857.49%£1,495£29,523
Fixed27m3.89%£1,174.016.49%£999£31,101
Fixed27m3.89%£1,174.016.99%£1,025£30,806
Fixed25m3.92%£1,177.725.99%£1,024£29,369
Fixed26m3.92%£1,177.726.75%£999£29,489

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker28m4.23%£1,215.237.49%£1,499£30,665
Tracker24m4.29%£1,223.966.49%£999£30,024
Tracker26m4.29%£1,223.966.74%£999£30,473
Tracker24m4.29%£1,223.966.74%£1,014£29,889
Tracker24m4.36%£1,232.815.99%£1,024£30,691

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Nov 2025 at 05:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.