LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker26m4.08%£1,196.467.24%£1,499£30,214
Variable0m4.09%£1,198.844.09%£575£29,347
Tracker24m4.11%£1,201.345.74%£1,024£29,936
Tracker24m4.24%£1,217.656.49%£1,014£29,738
Variable24m4.24%£1,217.657.24%£999£30,323

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed63m4.86%£1,297.046.74%£1,530£41,361
Fixed26m4.87%£1,298.346.74%£1,025£32,185
Fixed60m4.89%£1,300.956.49%£1,014£38,197
Fixed62m4.89%£1,300.956.50%£999£38,907
Fixed26m4.98%£1,312.715.74%£1,024£32,609

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker26m4.08%£1,196.467.24%£1,499£30,214
Tracker24m4.11%£1,201.345.74%£1,024£29,936
Tracker24m4.24%£1,217.656.49%£1,014£29,738
Tracker24m4.49%£1,249.356.24%£999£30,983
Tracker27m4.49%£1,249.356.74%£1,030£31,104

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Apr 2026 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.