| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.99% | £1,186.39 | 6.50% | £999 | £29,697 | 48099 | 1 | 999 | Santander |
| Fixed | 27m | 4.00% | £1,187.63 | 6.94% | £1,510 | £34,490 | 46896 | 628 | 1510 | Bank of Ireland |
| Tracker | 24m | 4.04% | £1,192.61 | 6.49% | £1,014 | £29,637 | 51473 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 26m | 4.04% | £1,192.61 | 6.49% | £999 | £29,721 | 9101 | 80 | 999 | Virgin Money |
| Variable | 24m | 4.04% | £1,192.71 | 7.99% | £1,019 | £29,494 | 5191 | 198 | 1019 | Furness B.Soc |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.99% | £1,186.39 | 6.50% | £999 | £29,697 | 48099 | 1 | 999 | Santander |
| Fixed | 27m | 4.00% | £1,187.63 | 6.94% | £1,510 | £34,490 | 46896 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 4.09% | £1,198.84 | 6.74% | £1,025 | £29,797 | 77578 | 207 | 1025 | NatWest |
| Fixed | 24m | 4.16% | £1,207.60 | 6.49% | £1,014 | £29,996 | 19776 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 26m | 4.16% | £1,207.60 | 6.49% | £1,024 | £30,105 | 80844 | 80 | 1024 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.04% | £1,192.61 | 6.49% | £1,014 | £29,637 | 51473 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 26m | 4.04% | £1,192.61 | 6.49% | £999 | £29,721 | 9101 | 80 | 999 | Virgin Money |
| Tracker | 27m | 4.08% | £1,196.46 | 7.24% | £1,499 | £30,214 | 12917 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.09% | £1,198.84 | 6.24% | £999 | £29,771 | 10873 | 344 | 999 | HSBC Intermediary |
| Tracker | 26m | 4.10% | £1,200.09 | 7.74% | £1,034 | £30,100 | 62759 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Mar 2026 at 02:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.