LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker28m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.655.74%£1,024£30,328
Tracker24m4.24%£1,217.656.50%£999£30,198

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Fixed26m4.65%£1,269.866.94%£1,510£31,882
Fixed28m4.65%£1,268.607.24%£999£33,596
Fixed37m4.77%£1,285.355.74%£1,024£35,906
Fixed26m4.78%£1,286.656.24%£999£31,879
Fixed26m4.78%£1,286.657.74%£1,534£32,678

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total Cost
Tracker24m4.17%£1,208.856.24%£999£30,011
Tracker28m4.18%£1,208.967.24%£1,499£30,514
Tracker24m4.23%£1,216.396.49%£1,014£29,707
Tracker24m4.24%£1,217.655.74%£1,024£30,328
Tracker24m4.24%£1,217.656.50%£999£30,198

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Aug 2026 at 03:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.