| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.94% | £1,180.19 | 7.74% | £1,495 | £29,820 | 60346 | 313 | 1495 | TSB Bank |
| Fixed | 26m | 3.99% | £1,186.39 | 6.24% | £1,034 | £29,587 | 85 | 115 | 1034 | Barclays |
| Fixed | 62m | 3.99% | £1,186.39 | 6.74% | £999 | £35,252 | 61623 | 344 | 999 | HSBC Intermediary |
| Fixed | 28m | 3.99% | £1,186.39 | 7.44% | £1,510 | £34,460 | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 62m | 4.01% | £1,188.88 | 6.75% | £999 | £35,930 | 17188 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.94% | £1,180.19 | 7.74% | £1,495 | £29,820 | 60346 | 313 | 1495 | TSB Bank |
| Fixed | 26m | 3.99% | £1,186.39 | 6.24% | £1,034 | £29,587 | 85 | 115 | 1034 | Barclays |
| Fixed | 62m | 3.99% | £1,186.39 | 6.74% | £999 | £35,252 | 61623 | 344 | 999 | HSBC Intermediary |
| Fixed | 28m | 3.99% | £1,186.39 | 7.44% | £1,510 | £34,460 | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 62m | 4.01% | £1,188.88 | 6.75% | £999 | £35,930 | 17188 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.48% | £1,246.85 | 7.74% | £1,499 | £31,423 | 36228 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.54% | £1,255.74 | 6.74% | £999 | £30,637 | 41971 | 344 | 999 | HSBC Intermediary |
| Tracker | 24m | 4.54% | £1,255.74 | 6.99% | £1,014 | £30,652 | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.61% | £1,264.71 | 6.24% | £1,034 | £31,467 | 27603 | 115 | 1034 | Barclays |
| Tracker | 27m | 4.67% | £1,272.43 | 6.99% | £995 | £32,170 | 61165 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 05:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.