| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.69% | £1,149.46 | 7.24% | £1,495 | £29,082 | 21384 | 313 | 1495 | TSB Bank |
| Fixed | 25m | 3.75% | £1,156.80 | 6.24% | £999 | £28,762 | 8643 | 344 | 999 | HSBC Intermediary |
| Fixed | 26m | 3.78% | £1,160.47 | 5.74% | £1,024 | £28,955 | 16579 | 115 | 1024 | Barclays |
| Fixed | 27m | 3.79% | £1,161.70 | 6.50% | £999 | £31,243 | 30475 | 1 | 999 | Santander |
| Fixed | 24m | 3.80% | £1,162.93 | 6.49% | £1,014 | £28,424 | 20256 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.69% | £1,149.46 | 7.24% | £1,495 | £29,082 | 21384 | 313 | 1495 | TSB Bank |
| Fixed | 25m | 3.75% | £1,156.80 | 6.24% | £999 | £28,762 | 8643 | 344 | 999 | HSBC Intermediary |
| Fixed | 26m | 3.78% | £1,160.47 | 5.74% | £1,024 | £28,955 | 16579 | 115 | 1024 | Barclays |
| Fixed | 27m | 3.79% | £1,161.70 | 6.50% | £999 | £31,243 | 30475 | 1 | 999 | Santander |
| Fixed | 24m | 3.80% | £1,162.93 | 6.49% | £1,014 | £28,424 | 20256 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 3.98% | £1,184.04 | 7.24% | £1,499 | £29,916 | 32443 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.04% | £1,192.61 | 6.24% | £999 | £29,622 | 29125 | 344 | 999 | HSBC Intermediary |
| Tracker | 26m | 4.04% | £1,192.61 | 6.49% | £999 | £29,721 | 30540 | 80 | 999 | Virgin Money |
| Tracker | 24m | 4.04% | £1,192.61 | 6.49% | £1,014 | £29,137 | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.11% | £1,201.34 | 5.74% | £1,024 | £29,936 | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Jan 2026 at 05:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.