| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.74% | £1,155.57 | 7.24% | £1,495 | £29,229 | 9363 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.78% | £1,160.47 | 5.74% | £1,024 | £33,230 | 37301 | 115 | 1024 | Barclays |
| Fixed | 26m | 3.79% | £1,161.70 | 6.50% | £999 | £28,855 | 2277 | 1 | 999 | Santander |
| Fixed | 27m | 3.79% | £1,160.64 | 7.24% | £999 | £30,992 | 27692 | 42 | 999 | Halifax |
| Fixed | 26m | 3.82% | £1,165.39 | 6.24% | £999 | £28,968 | 70874 | 344 | 999 | HSBC Intermediary |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.74% | £1,155.57 | 7.24% | £1,495 | £29,229 | 9363 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.78% | £1,160.47 | 5.74% | £1,024 | £33,230 | 37301 | 115 | 1024 | Barclays |
| Fixed | 26m | 3.79% | £1,161.70 | 6.50% | £999 | £28,855 | 2277 | 1 | 999 | Santander |
| Fixed | 27m | 3.79% | £1,160.64 | 7.24% | £999 | £30,992 | 27692 | 42 | 999 | Halifax |
| Fixed | 26m | 3.82% | £1,165.39 | 6.24% | £999 | £28,968 | 70874 | 344 | 999 | HSBC Intermediary |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 27m | 3.98% | £1,184.04 | 7.24% | £1,499 | £29,916 | 28681 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.04% | £1,192.61 | 6.24% | £999 | £29,622 | 29125 | 344 | 999 | HSBC Intermediary |
| Tracker | 26m | 4.04% | £1,192.61 | 6.49% | £999 | £29,721 | 9101 | 80 | 999 | Virgin Money |
| Tracker | 24m | 4.04% | £1,192.61 | 6.49% | £1,014 | £29,137 | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 26m | 4.10% | £1,200.09 | 7.74% | £1,034 | £30,100 | 62759 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Mar 2026 at 02:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.