LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker3.96%£525.147.24%£1,499£14,1026.9%
Tracker4.01%£528.395.74%£1,024£13,7855.7%
Tracker4.14%£535.606.49%£1,014£13,3686.3%
Tracker4.34%£546.794.34%£999£14,2224.5%
Tracker4.39%£549.616.24%£999£14,1906.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.66%£564.956.24%£999£17,1385.8%
Fixed4.74%£569.547.24%£1,495£16,5987.1%
Fixed4.78%£571.846.94%£1,510£15,4296.9%
Fixed4.79%£572.426.74%£1,025£14,4136.6%
Fixed4.80%£573.005.74%£1,024£18,6825.6%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker3.96%£525.147.24%£1,499£14,1026.9%
Tracker4.01%£528.395.74%£1,024£13,7855.7%
Tracker4.14%£535.606.49%£1,014£13,3686.3%
Tracker4.34%£546.794.34%£999£14,2224.5%
Tracker4.39%£549.616.24%£999£14,1906.2%

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 May 2026 at 02:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Some buy to let mortgages are not regulated by the Financial Conduct Authority