| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.81% | £516.93 | 7.49% | £999 | £14,356 | 7.0% | 42071 | 42 | 999 | Halifax |
| Fixed | 3.83% | £518.50 | 6.99% | £1,025 | £14,182 | 6.6% | 11973 | 207 | 1025 | NatWest |
| Fixed | 3.87% | £520.69 | 6.75% | £999 | £14,671 | 6.4% | 49307 | 1 | 999 | Santander |
| Fixed | 3.89% | £521.78 | 7.49% | £1,495 | £15,444 | 7.1% | 20116 | 313 | 1495 | TSB Bank |
| Fixed | 3.90% | £522.33 | 6.49% | £999 | £13,535 | 6.2% | 30175 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.81% | £516.93 | 7.49% | £999 | £14,356 | 7.0% | 42071 | 42 | 999 | Halifax |
| Fixed | 3.83% | £518.50 | 6.99% | £1,025 | £14,182 | 6.6% | 11973 | 207 | 1025 | NatWest |
| Fixed | 3.87% | £520.69 | 6.75% | £999 | £14,671 | 6.4% | 49307 | 1 | 999 | Santander |
| Fixed | 3.89% | £521.78 | 7.49% | £1,495 | £15,444 | 7.1% | 20116 | 313 | 1495 | TSB Bank |
| Fixed | 3.90% | £522.33 | 6.49% | £999 | £13,535 | 6.2% | 30175 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.11% | £533.42 | 7.49% | £1,499 | £14,301 | 7.1% | 42314 | 42 | 1499 | Halifax |
| Tracker | 4.19% | £538.38 | 6.74% | £1,014 | £13,435 | 6.5% | 26745 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.21% | £539.50 | 5.99% | £1,024 | £14,052 | 5.9% | 64265 | 115 | 1024 | Barclays |
| Tracker | 4.24% | £541.18 | 6.49% | £999 | £13,637 | 6.3% | 21185 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.25% | £541.74 | 6.75% | £999 | £13,976 | 6.6% | 54867 | 1 | 999 | Santander |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Sep 2025 at 05:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Some buy to let mortgages are not regulated by the Financial Conduct Authority