LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.49%£1,535.318.24%£1,524£38,4567.8%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.72%£1,571.616.74%£1,025£38,7446.5%
Tracker4.73%£1,573.206.29%£995£38,7526.2%
Variable4.74%£1,574.787.24%£999£38,8946.7%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.97%£1,611.567.74%£1,534£40,4757.4%
Fixed4.98%£1,613.176.24%£999£46,8645.9%
Fixed4.98%£1,613.176.94%£3,010£41,9216.8%
Fixed5.06%£1,626.076.29%£1,495£43,1706.3%
Fixed5.09%£1,630.926.50%£999£48,3156.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.72%£1,571.616.74%£1,025£38,7446.5%
Tracker4.73%£1,573.206.29%£995£38,7526.2%
Tracker4.79%£1,582.746.24%£999£38,9856.2%
Tracker4.94%£1,606.744.94%£999£39,6615.1%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Jun 2026 at 02:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.