| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.49% | £1,535.31 | 8.24% | £1,524 | £38,206 | 7.8% | 81916 | 132 | 1524 | Teachers B Society |
| Variable | 4.60% | £1,552.61 | 6.24% | £1,499 | £38,387 | 6.1% | 58767 | 686 | 1499 | West Brom BS |
| Tracker | 4.63% | £1,557.35 | 6.29% | £995 | £38,371 | 6.2% | 51788 | 140 | 995 | Skipton B.Society |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 63019 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.71% | £1,570.02 | 6.24% | £999 | £38,679 | 6.1% | 65702 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.97% | £1,611.56 | 6.24% | £999 | £46,825 | 5.9% | 48647 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.97% | £1,609.94 | 7.24% | £999 | £50,228 | 6.4% | 49388 | 42 | 999 | Halifax |
| Fixed | 5.03% | £1,621.23 | 6.94% | £3,010 | £42,115 | 6.9% | 60693 | 628 | 3010 | Bank of Ireland |
| Fixed | 5.12% | £1,635.78 | 6.50% | £999 | £48,183 | 6.1% | 29315 | 1 | 999 | Santander |
| Fixed | 5.12% | £1,635.78 | 6.74% | £1,025 | £50,884 | 6.2% | 28814 | 207 | 1025 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.63% | £1,557.35 | 6.29% | £995 | £38,371 | 6.2% | 51788 | 140 | 995 | Skipton B.Society |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 63019 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.71% | £1,570.02 | 6.24% | £999 | £38,679 | 6.1% | 65702 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.72% | £1,571.61 | 6.74% | £1,025 | £38,744 | 6.5% | 94576 | 207 | 1025 | NatWest |
| Tracker | 4.94% | £1,606.74 | 4.94% | £999 | £39,661 | 5.1% | 25026 | 474 | 999 | Co-operative Bank |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Sep 2026 at 03:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.