| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.49% | £1,535.31 | 8.24% | £1,524 | £38,206 | 7.8% | 81916 | 132 | 1524 | Teachers B Society |
| Variable | 4.90% | £1,600.32 | 7.34% | £1,020 | £39,503 | 7.1% | 31244 | 803 | 1020 | Leek BuildingSociety |
| Variable | 4.94% | £1,606.74 | 7.24% | £999 | £39,661 | 6.8% | 22731 | 190 | 999 | Bath Inv. + B.Soc. |
| Tracker | 4.96% | £1,609.95 | 6.99% | £1,025 | £40,326 | 6.8% | 3096 | 207 | 1025 | NatWest |
| Tracker | 4.97% | £1,611.56 | 6.74% | £1,014 | £39,191 | 6.6% | 52411 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 5.15% | £1,638.98 | 7.24% | £999 | £50,937 | 6.5% | 39341 | 42 | 999 | Halifax |
| Fixed | 5.26% | £1,658.55 | 6.24% | £999 | £47,965 | 6.0% | 23043 | 344 | 999 | HSBC Intermediary |
| Fixed | 5.30% | £1,665.09 | 6.99% | £1,025 | £52,262 | 6.4% | 38560 | 207 | 1025 | NatWest |
| Fixed | 5.33% | £1,670.00 | 6.94% | £2,510 | £42,785 | 6.9% | 48460 | 628 | 2510 | Bank of Ireland |
| Fixed | 5.34% | £1,671.63 | 6.74% | £1,024 | £49,203 | 6.4% | 47989 | 80 | 1024 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.96% | £1,609.95 | 6.99% | £1,025 | £40,326 | 6.8% | 3096 | 207 | 1025 | NatWest |
| Tracker | 4.97% | £1,611.56 | 6.74% | £1,014 | £39,191 | 6.6% | 52411 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 5.00% | £1,616.39 | 6.31% | £1,227 | £41,474 | 6.2% | 260 | 77 | 1227 | Newcastle |
| Tracker | 5.04% | £1,622.84 | 6.29% | £995 | £39,943 | 6.3% | 39814 | 140 | 995 | Skipton B.Society |
| Tracker | 5.06% | £1,626.07 | 6.24% | £999 | £40,025 | 6.2% | 72333 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 03:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.