| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.19% | £1,488.63 | 7.19% | £1,510 | £42,701 | 6.8% | 6462 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.25% | £1,498.01 | 8.09% | £1,019 | £36,821 | 7.2% | 45221 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.29% | £1,504.11 | 6.49% | £999 | £46,587 | 5.7% | 35359 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.31% | £1,507.21 | 6.74% | £1,014 | £44,596 | 5.9% | 65387 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.31% | £1,507.21 | 6.74% | £1,024 | £47,842 | 5.9% | 68129 | 80 | 1024 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.19% | £1,488.63 | 7.19% | £1,510 | £42,701 | 6.8% | 6462 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.25% | £1,498.01 | 8.09% | £1,019 | £36,821 | 7.2% | 45221 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.29% | £1,504.11 | 6.49% | £999 | £46,587 | 5.7% | 35359 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.31% | £1,507.21 | 6.74% | £1,014 | £44,596 | 5.9% | 65387 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.31% | £1,507.21 | 6.74% | £1,024 | £47,842 | 5.9% | 68129 | 80 | 1024 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.74% | £1,574.78 | 6.49% | £999 | £38,444 | 6.4% | 21549 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.86% | £1,593.92 | 6.54% | £1,015 | £39,334 | 6.4% | 16949 | 140 | 1015 | Skipton B.Society |
| Tracker | 4.90% | £1,600.32 | 6.50% | £1,227 | £39,765 | 6.4% | 40113 | 77 | 1227 | Newcastle |
| Tracker | 4.93% | £1,605.13 | 6.99% | £1,025 | £40,210 | 6.8% | 30508 | 207 | 1025 | NatWest |
| Tracker | 4.94% | £1,606.74 | 6.74% | £1,014 | £39,076 | 6.6% | 6169 | 75 | 1014 | Nationwide B.Soc |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Nov 2025 at 05:29 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.