LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.49%£1,535.318.24%£1,524£38,4567.8%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Variable4.84%£1,590.727.74%£0£38,0277.4%
Tracker4.93%£1,605.136.29%£995£39,5186.2%
Tracker4.94%£1,606.744.94%£999£39,6615.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed5.09%£1,630.928.24%£224£47,4007.6%
Fixed5.15%£1,640.658.14%£224£47,1017.0%
Fixed5.19%£1,647.156.49%£1,014£47,9996.1%
Fixed5.19%£1,647.156.50%£999£48,7096.1%
Fixed5.19%£1,647.156.94%£3,010£42,7376.9%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.93%£1,605.136.29%£995£39,5186.2%
Tracker4.94%£1,606.744.94%£999£39,6615.1%
Tracker4.99%£1,614.786.24%£999£39,7546.2%
Tracker5.21%£1,650.406.74%£1,025£40,6356.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Apr 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.