LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.49%£1,535.318.24%£1,524£38,2067.8%
Tracker4.54%£1,543.166.29%£995£38,0316.2%
Variable4.60%£1,552.616.24%£1,499£38,3876.1%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.71%£1,570.026.24%£999£38,6796.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.84%£1,590.726.29%£1,495£42,3186.2%
Fixed4.88%£1,597.126.24%£999£48,8565.8%
Fixed4.93%£1,605.137.74%£1,534£49,8506.7%
Fixed4.94%£1,606.746.49%£1,014£47,0176.0%
Fixed4.94%£1,606.746.49%£1,024£50,2736.0%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.54%£1,543.166.29%£995£38,0316.2%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.71%£1,570.026.24%£999£38,6796.1%
Tracker4.72%£1,571.616.74%£1,025£38,7446.5%
Tracker4.75%£1,576.376.31%£1,227£40,5126.2%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Jul 2026 at 02:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.