| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,457.94 | 6.94% | £1,510 | £36,696 | 6.6% | 77693 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.05% | £1,467.22 | 7.99% | £1,019 | £36,082 | 7.5% | 76062 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.11% | £1,476.31 | 6.62% | £999 | £39,163 | 6.3% | 72554 | 474 | 999 | Co-operative Bank |
| Fixed | 4.14% | £1,480.93 | 6.24% | £999 | £46,021 | 5.5% | 57992 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.15% | £1,482.47 | 6.24% | £1,499 | £36,703 | 6.0% | 75891 | 686 | 1499 | West Brom BS |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,457.94 | 6.94% | £1,510 | £36,696 | 6.6% | 77693 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.05% | £1,467.22 | 7.99% | £1,019 | £36,082 | 7.5% | 76062 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.11% | £1,476.31 | 6.62% | £999 | £39,163 | 6.3% | 72554 | 474 | 999 | Co-operative Bank |
| Fixed | 4.14% | £1,480.93 | 6.24% | £999 | £46,021 | 5.5% | 57992 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.15% | £1,482.47 | 6.24% | £1,499 | £36,703 | 6.0% | 75891 | 686 | 1499 | West Brom BS |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.49% | £1,535.31 | 6.24% | £999 | £37,846 | 6.1% | 29250 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.57% | £1,547.88 | 6.29% | £1,015 | £38,164 | 6.2% | 54872 | 140 | 1015 | Skipton B.Society |
| Tracker | 4.65% | £1,560.51 | 6.31% | £1,227 | £38,809 | 6.2% | 38534 | 77 | 1227 | Newcastle |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 6169 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.78% | £1,581.15 | 6.74% | £1,025 | £39,634 | 6.5% | 77973 | 207 | 1025 | NatWest |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Feb 2026 at 02:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.