LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.13%£1,479.508.09%£1,019£36,3777.6%
Fixed4.19%£1,488.636.49%£999£43,8395.7%
Fixed4.19%£1,488.637.19%£1,510£37,4326.8%
Fixed4.25%£1,497.916.54%£1,515£40,8246.3%
Fixed4.28%£1,502.556.74%£1,014£44,4835.9%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.13%£1,479.508.09%£1,019£36,3777.6%
Fixed4.19%£1,488.636.49%£999£43,8395.7%
Fixed4.19%£1,488.637.19%£1,510£37,4326.8%
Fixed4.25%£1,497.916.54%£1,515£40,8246.3%
Fixed4.28%£1,502.556.74%£1,014£44,4835.9%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.74%£1,574.786.49%£999£38,4446.4%
Tracker4.79%£1,582.746.54%£1,015£39,0666.4%
Tracker4.90%£1,600.326.50%£1,227£39,7656.4%
Tracker4.93%£1,605.136.99%£1,025£39,5486.8%
Tracker4.94%£1,606.746.74%£1,014£39,0766.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 05:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.