LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.25%£1,498.018.24%£1,019£36,8217.3%
Fixed4.30%£1,505.667.99%£999£45,0436.6%
Fixed4.33%£1,508.867.49%£1,999£48,7596.3%
Fixed4.34%£1,511.876.74%£999£46,7775.9%
Fixed4.34%£1,511.877.99%£995£45,2916.6%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.25%£1,498.018.24%£1,019£36,8217.3%
Fixed4.30%£1,505.667.99%£999£45,0436.6%
Fixed4.33%£1,508.867.49%£1,999£48,7596.3%
Fixed4.34%£1,511.876.74%£999£46,7775.9%
Fixed4.34%£1,511.877.99%£995£45,2916.6%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.74%£1,574.786.74%£999£38,4446.6%
Tracker4.90%£1,600.326.50%£1,227£39,7656.4%
Tracker4.93%£1,605.136.99%£1,025£40,2106.8%
Tracker4.94%£1,606.746.74%£1,014£39,0766.6%
Tracker5.00%£1,616.397.99%£35£38,7037.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Aug 2025 at 06:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.