LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.25%£1,498.018.09%£1,019£36,8217.2%
Fixed4.29%£1,504.116.49%£999£46,5875.7%
Fixed4.34%£1,511.877.74%£995£45,2916.5%
Fixed4.36%£1,514.996.99%£1,025£48,5936.0%
Fixed4.38%£1,516.637.49%£1,999£46,3116.3%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.25%£1,498.018.09%£1,019£36,8217.2%
Fixed4.29%£1,504.116.49%£999£46,5875.7%
Fixed4.34%£1,511.877.74%£995£45,2916.5%
Fixed4.36%£1,514.996.99%£1,025£48,5936.0%
Fixed4.38%£1,516.637.49%£1,999£46,3116.3%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.74%£1,574.786.49%£999£38,4446.4%
Tracker4.79%£1,582.746.54%£1,015£39,0666.4%
Tracker4.90%£1,600.326.50%£1,227£39,7656.4%
Tracker4.93%£1,605.136.99%£1,025£40,2106.8%
Tracker4.94%£1,606.746.74%£1,014£39,0766.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Oct 2025 at 05:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.