LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.49%£1,535.318.24%£1,524£38,4567.8%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.79%£1,582.746.24%£999£38,9856.2%
Variable4.84%£1,590.727.74%£0£38,0277.4%
Variable4.84%£1,590.847.99%£1,019£39,0497.6%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.98%£1,613.176.94%£3,010£47,2176.8%
Fixed5.05%£1,624.467.74%£1,534£52,7056.8%
Fixed5.06%£1,626.076.24%£999£47,1775.9%
Fixed5.14%£1,639.026.49%£1,024£51,0616.1%
Fixed5.14%£1,639.026.49%£1,014£47,8016.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.79%£1,582.746.24%£999£38,9856.2%
Tracker4.94%£1,606.744.94%£999£39,6615.1%
Tracker5.03%£1,621.236.29%£995£39,9056.3%
Tracker5.11%£1,634.166.74%£1,025£40,2456.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 May 2026 at 02:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.