| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.49% | £1,535.31 | 8.24% | £1,524 | £38,206 | 7.8% | 81916 | 132 | 1524 | Teachers B Society |
| Tracker | 4.54% | £1,543.16 | 6.29% | £995 | £38,031 | 6.2% | 76329 | 140 | 995 | Skipton B.Society |
| Variable | 4.60% | £1,552.61 | 6.24% | £1,499 | £38,387 | 6.1% | 35236 | 686 | 1499 | West Brom BS |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 27060 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.71% | £1,570.02 | 6.24% | £999 | £38,679 | 6.1% | 23732 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.98% | £1,613.17 | 6.24% | £999 | £49,247 | 5.9% | 45039 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.98% | £1,613.17 | 6.29% | £995 | £52,950 | 5.9% | 11389 | 140 | 995 | Skipton B.Society |
| Fixed | 5.03% | £1,621.23 | 6.94% | £3,010 | £47,412 | 6.8% | 60693 | 628 | 3010 | Bank of Ireland |
| Fixed | 5.03% | £1,619.59 | 7.24% | £999 | £39,869 | 7.0% | 51984 | 42 | 999 | Halifax |
| Fixed | 5.04% | £1,622.84 | 6.24% | £999 | £44,923 | 6.2% | 29418 | 686 | 999 | West Brom BS |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.54% | £1,543.16 | 6.29% | £995 | £38,031 | 6.2% | 76329 | 140 | 995 | Skipton B.Society |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 27060 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.71% | £1,570.02 | 6.24% | £999 | £38,679 | 6.1% | 23732 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.72% | £1,571.61 | 6.74% | £1,025 | £39,404 | 6.5% | 39217 | 207 | 1025 | NatWest |
| Tracker | 4.99% | £1,614.78 | 6.31% | £1,227 | £41,436 | 6.2% | 86530 | 77 | 1227 | Newcastle |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Jul 2026 at 02:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.