| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.49% | £1,535.31 | 8.24% | £1,524 | £38,206 | 7.8% | 81916 | 132 | 1524 | Teachers B Society |
| Variable | 4.60% | £1,552.61 | 6.24% | £1,499 | £38,387 | 6.1% | 13648 | 686 | 1499 | West Brom BS |
| Tracker | 4.71% | £1,570.02 | 6.74% | £1,025 | £39,366 | 6.5% | 32169 | 207 | 1025 | NatWest |
| Tracker | 4.72% | £1,571.61 | 6.49% | £1,014 | £38,233 | 6.4% | 52411 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.75% | £1,576.37 | 6.31% | £1,227 | £39,190 | 6.2% | 50153 | 77 | 1227 | Newcastle |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 5.26% | £1,658.55 | 6.24% | £999 | £50,352 | 6.0% | 23043 | 344 | 999 | HSBC Intermediary |
| Fixed | 5.33% | £1,668.29 | 7.24% | £999 | £41,038 | 7.1% | 109227 | 42 | 999 | Halifax |
| Fixed | 5.38% | £1,678.19 | 6.24% | £999 | £46,262 | 6.2% | 13655 | 686 | 999 | West Brom BS |
| Fixed | 5.39% | £1,679.84 | 6.74% | £1,025 | £52,622 | 6.3% | 32123 | 207 | 1025 | NatWest |
| Fixed | 5.39% | £1,679.96 | 7.99% | £1,019 | £41,188 | 7.8% | 11729 | 198 | 1019 | Furness B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.71% | £1,570.02 | 6.74% | £1,025 | £39,366 | 6.5% | 32169 | 207 | 1025 | NatWest |
| Tracker | 4.72% | £1,571.61 | 6.49% | £1,014 | £38,233 | 6.4% | 52411 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.75% | £1,576.37 | 6.31% | £1,227 | £39,190 | 6.2% | 50153 | 77 | 1227 | Newcastle |
| Tracker | 4.79% | £1,582.74 | 6.29% | £995 | £38,981 | 6.2% | 39814 | 140 | 995 | Skipton B.Society |
| Tracker | 4.81% | £1,585.93 | 6.24% | £999 | £39,061 | 6.2% | 72333 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Oct 2026 at 03:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.