| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.97% | £1,455.00 | 8.09% | £1,019 | £35,789 | 7.5% | 5260 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.14% | £1,480.93 | 6.49% | £999 | £43,651 | 5.7% | 8752 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.19% | £1,488.63 | 6.54% | £1,515 | £37,242 | 6.3% | 13878 | 140 | 1515 | Skipton B.Society |
| Fixed | 4.19% | £1,488.63 | 6.94% | £1,510 | £37,432 | 6.6% | 6462 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.19% | £1,488.63 | 7.74% | £1,534 | £41,081 | 7.2% | 4254 | 57 | 1534 | Leeds B Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.97% | £1,455.00 | 8.09% | £1,019 | £35,789 | 7.5% | 5260 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.14% | £1,480.93 | 6.49% | £999 | £43,651 | 5.7% | 8752 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.19% | £1,488.63 | 6.54% | £1,515 | £37,242 | 6.3% | 13878 | 140 | 1515 | Skipton B.Society |
| Fixed | 4.19% | £1,488.63 | 6.94% | £1,510 | £37,432 | 6.6% | 6462 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.19% | £1,488.63 | 7.74% | £1,534 | £41,081 | 7.2% | 4254 | 57 | 1534 | Leeds B Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.49% | £1,535.31 | 6.49% | £999 | £37,846 | 6.3% | 29250 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.54% | £1,543.16 | 6.54% | £1,015 | £38,051 | 6.4% | 12516 | 140 | 1015 | Skipton B.Society |
| Tracker | 4.65% | £1,560.51 | 6.50% | £1,227 | £38,809 | 6.3% | 40113 | 77 | 1227 | Newcastle |
| Tracker | 4.68% | £1,565.26 | 6.74% | £1,025 | £38,591 | 6.5% | 19950 | 207 | 1025 | NatWest |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 6169 | 75 | 1014 | Nationwide B.Soc |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 08 Jan 2026 at 05:29 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.