| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,457.94 | 6.94% | £1,510 | £36,696 | 6.6% | 26921 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.05% | £1,467.22 | 7.99% | £1,019 | £36,082 | 7.5% | 76062 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.15% | £1,482.47 | 6.24% | £1,499 | £42,023 | 6.0% | 10859 | 686 | 1499 | West Brom BS |
| Fixed | 4.18% | £1,487.09 | 6.74% | £1,024 | £36,813 | 6.4% | 13929 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 4.19% | £1,488.63 | 6.62% | £999 | £39,460 | 6.3% | 7969 | 474 | 999 | Co-operative Bank |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,457.94 | 6.94% | £1,510 | £36,696 | 6.6% | 26921 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.05% | £1,467.22 | 7.99% | £1,019 | £36,082 | 7.5% | 76062 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.15% | £1,482.47 | 6.24% | £1,499 | £42,023 | 6.0% | 10859 | 686 | 1499 | West Brom BS |
| Fixed | 4.18% | £1,487.09 | 6.74% | £1,024 | £36,813 | 6.4% | 13929 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 4.19% | £1,488.63 | 6.62% | £999 | £39,460 | 6.3% | 7969 | 474 | 999 | Co-operative Bank |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.57% | £1,547.88 | 6.29% | £995 | £38,144 | 6.2% | 705 | 140 | 995 | Skipton B.Society |
| Tracker | 4.59% | £1,551.04 | 6.24% | £999 | £38,224 | 6.1% | 10890 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.69% | £1,566.85 | 6.49% | £1,014 | £38,118 | 6.4% | 6169 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.78% | £1,581.15 | 6.74% | £1,025 | £38,973 | 6.6% | 77973 | 207 | 1025 | NatWest |
| Tracker | 4.94% | £1,606.74 | 4.94% | £999 | £39,661 | 5.1% | 31825 | 474 | 999 | Co-operative Bank |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Mar 2026 at 02:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.