LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.49%£1,535.318.24%£1,524£38,4567.8%
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Variable4.74%£1,574.787.24%£999£38,8946.7%
Variable4.84%£1,590.727.74%£0£38,0277.4%
Variable4.84%£1,590.847.99%£1,019£39,0497.6%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed5.15%£1,640.656.29%£795£48,1226.1%
Fixed5.15%£1,640.656.94%£2,010£49,5326.4%
Fixed5.15%£1,640.658.14%£224£47,1017.0%
Fixed5.16%£1,642.276.24%£999£49,9566.0%
Fixed5.19%£1,647.156.49%£1,014£47,9996.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.69%£1,566.856.49%£1,014£38,1186.4%
Tracker4.94%£1,606.744.94%£999£39,6615.1%
Tracker4.99%£1,614.786.24%£999£39,7546.2%
Tracker5.03%£1,621.236.29%£995£39,9056.3%
Tracker5.11%£1,634.166.74%£1,025£40,9076.6%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Apr 2026 at 02:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.