| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.36% | £1,514.99 | 6.74% | £999 | £44,479 | 5.9% | 40959 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.40% | £1,521.22 | 7.99% | £999 | £45,422 | 6.7% | 28122 | 71 | 999 | Monmouthshire |
| Fixed | 4.43% | £1,525.91 | 6.75% | £999 | £45,761 | 5.9% | 18025 | 1 | 999 | Santander |
| Fixed | 4.43% | £1,525.91 | 6.99% | £1,020 | £48,295 | 6.1% | 50944 | 80 | 1020 | Virgin Money |
| Fixed | 4.44% | £1,527.48 | 7.44% | £15 | £47,424 | 6.2% | 57120 | 628 | 15 | Bank of Ireland |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.36% | £1,514.99 | 6.74% | £999 | £44,479 | 5.9% | 40959 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.40% | £1,521.22 | 7.99% | £999 | £45,422 | 6.7% | 28122 | 71 | 999 | Monmouthshire |
| Fixed | 4.43% | £1,525.91 | 6.75% | £999 | £45,761 | 5.9% | 18025 | 1 | 999 | Santander |
| Fixed | 4.43% | £1,525.91 | 6.99% | £1,020 | £48,295 | 6.1% | 50944 | 80 | 1020 | Virgin Money |
| Fixed | 4.44% | £1,527.48 | 7.44% | £15 | £47,424 | 6.2% | 57120 | 628 | 15 | Bank of Ireland |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.99% | £1,614.78 | 6.74% | £999 | £39,754 | 6.6% | 63314 | 344 | 999 | HSBC Intermediary |
| Tracker | 5.05% | £1,624.46 | 6.50% | £1,227 | £40,344 | 6.4% | 7446 | 77 | 1227 | Newcastle |
| Tracker | 5.18% | £1,645.52 | 7.24% | £1,025 | £41,180 | 7.0% | 31002 | 207 | 1025 | NatWest |
| Tracker | 5.19% | £1,647.15 | 6.99% | £1,014 | £40,046 | 6.9% | 26775 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 5.25% | £1,656.92 | 7.99% | £35 | £39,676 | 7.7% | 22467 | 208 | 35 | Hanley Economic |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £276,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 08 Jul 2025 at 05:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.