| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.69% | £918.74 | 7.24% | £999 | £24,758 | 6.7% | 76225 | 42 | 999 | Halifax |
| Fixed | 3.71% | £921.52 | 6.24% | £999 | £24,654 | 5.9% | 70866 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.72% | £922.50 | 6.50% | £999 | £25,073 | 6.1% | 34796 | 1 | 999 | Santander |
| Fixed | 3.75% | £925.44 | 5.74% | £1,024 | £26,734 | 5.3% | 37505 | 115 | 1024 | Barclays |
| Fixed | 3.78% | £928.38 | 6.29% | £1,515 | £25,934 | 6.0% | 54919 | 140 | 1515 | Skipton B.Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.69% | £918.74 | 7.24% | £999 | £24,758 | 6.7% | 76225 | 42 | 999 | Halifax |
| Fixed | 3.71% | £921.52 | 6.24% | £999 | £24,654 | 5.9% | 70866 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.72% | £922.50 | 6.50% | £999 | £25,073 | 6.1% | 34796 | 1 | 999 | Santander |
| Fixed | 3.75% | £925.44 | 5.74% | £1,024 | £26,734 | 5.3% | 37505 | 115 | 1024 | Barclays |
| Fixed | 3.78% | £928.38 | 6.29% | £1,515 | £25,934 | 6.0% | 54919 | 140 | 1515 | Skipton B.Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.86% | £935.38 | 7.24% | £1,499 | £23,948 | 6.7% | 63450 | 42 | 1499 | Halifax |
| Tracker | 3.94% | £944.15 | 6.49% | £999 | £23,758 | 6.3% | 9106 | 80 | 999 | Virgin Money |
| Tracker | 3.94% | £944.15 | 6.49% | £1,014 | £23,174 | 6.2% | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 3.99% | £949.11 | 6.24% | £999 | £23,778 | 6.0% | 28945 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.00% | £950.11 | 6.50% | £999 | £24,027 | 6.2% | 1642 | 1 | 999 | Santander |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Feb 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.