| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.04% | £954.09 | 6.15% | £850 | £25,561 | 5.8% | 30168 | 76 | 850 | Newbury |
| Fixed | 4.10% | £960.07 | 7.99% | £999 | £24,041 | 7.5% | 22154 | 71 | 999 | Monmouthshire |
| Fixed | 4.13% | £963.18 | 8.24% | £1,019 | £23,985 | 7.3% | 45183 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.14% | £964.08 | 7.19% | £1,510 | £24,843 | 6.9% | 2032 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.15% | £965.08 | 6.99% | £1,524 | £27,714 | 6.7% | 4654 | 163 | 1524 | Clydesdale Bank PLC |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.10% | £960.07 | 7.99% | £999 | £24,041 | 7.5% | 22154 | 71 | 999 | Monmouthshire |
| Fixed | 4.13% | £963.18 | 8.24% | £1,019 | £23,985 | 7.3% | 45183 | 198 | 1019 | Furness B.Soc |
| Fixed | 4.14% | £964.08 | 7.19% | £1,510 | £24,843 | 6.9% | 2032 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.15% | £965.08 | 6.99% | £1,524 | £27,714 | 6.7% | 4654 | 163 | 1524 | Clydesdale Bank PLC |
| Fixed | 4.16% | £966.08 | 6.74% | £999 | £30,357 | 5.8% | 15189 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.28% | £977.21 | 7.49% | £1,499 | £24,952 | 7.0% | 65139 | 42 | 1499 | Halifax |
| Tracker | 4.49% | £999.48 | 6.74% | £999 | £24,637 | 6.5% | 21336 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.49% | £999.48 | 6.74% | £1,014 | £24,502 | 6.5% | 26757 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.64% | £1,014.86 | 6.74% | £995 | £25,451 | 6.6% | 61167 | 80 | 995 | Virgin Money |
| Tracker | 4.64% | £1,014.86 | 7.24% | £1,030 | £25,477 | 6.6% | 25277 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 25 Aug 2025 at 05:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.