| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.97% | £947.23 | 8.09% | £1,019 | £23,603 | 7.6% | 5260 | 198 | 1019 | Furness B.Soc |
| Variable | 3.98% | £948.12 | 7.04% | £1,019 | £23,934 | 6.7% | 41956 | 1018 | 1019 | Cumberland BS |
| Fixed | 3.99% | £949.11 | 6.24% | £999 | £29,943 | 5.4% | 57985 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.99% | £949.11 | 6.74% | £1,024 | £23,902 | 6.4% | 42839 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 3.99% | £949.11 | 7.74% | £1,534 | £24,577 | 7.2% | 4129 | 57 | 1534 | Leeds B Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.97% | £947.23 | 8.09% | £1,019 | £23,603 | 7.6% | 5260 | 198 | 1019 | Furness B.Soc |
| Fixed | 3.99% | £949.11 | 6.24% | £999 | £29,943 | 5.4% | 57985 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.99% | £949.11 | 6.74% | £1,024 | £23,902 | 6.4% | 42839 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 3.99% | £949.11 | 7.74% | £1,534 | £24,577 | 7.2% | 4129 | 57 | 1534 | Leeds B Society |
| Fixed | 4.02% | £952.10 | 6.62% | £999 | £25,662 | 6.3% | 22809 | 474 | 999 | Co-operative Bank |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.03% | £952.19 | 7.24% | £1,499 | £24,352 | 6.8% | 63464 | 42 | 1499 | Halifax |
| Tracker | 4.24% | £974.12 | 6.24% | £999 | £24,378 | 6.1% | 29204 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.24% | £974.12 | 6.49% | £999 | £24,477 | 6.4% | 30017 | 80 | 999 | Virgin Money |
| Tracker | 4.24% | £974.12 | 6.49% | £1,014 | £23,893 | 6.3% | 51146 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.39% | £989.29 | 6.74% | £1,030 | £24,863 | 6.3% | 64766 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 03 Feb 2026 at 02:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.