| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 4.04% | £954.19 | 7.99% | £1,019 | £23,770 | 7.5% | 5191 | 198 | 1019 | Furness B.Soc |
| Variable | 4.09% | £959.07 | 4.09% | £575 | £23,593 | 4.2% | 27376 | 48 | 575 | Ecology B.Soc |
| Variable | 4.09% | £959.07 | 4.09% | £575 | £23,593 | 4.2% | 71899 | 48 | 575 | PMS-Ecology |
| Tracker | 4.13% | £962.16 | 7.24% | £1,499 | £24,591 | 6.8% | 12933 | 42 | 1499 | Halifax |
| Tracker | 4.24% | £974.12 | 6.49% | £999 | £24,477 | 6.3% | 9102 | 80 | 999 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.39% | £989.29 | 6.24% | £999 | £29,378 | 5.6% | 66222 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.44% | £994.38 | 7.39% | £1,024 | £24,949 | 7.1% | 60313 | 15 | 1024 | Cambridge BS |
| Fixed | 4.48% | £998.46 | 6.74% | £1,024 | £27,663 | 6.5% | 45239 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 4.49% | £999.48 | 6.29% | £1,495 | £27,630 | 6.1% | 83612 | 140 | 1495 | Skipton B.Society |
| Fixed | 4.50% | £1,000.50 | 7.74% | £1,534 | £28,130 | 7.3% | 89040 | 57 | 1534 | Leeds B Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.13% | £962.16 | 7.24% | £1,499 | £24,591 | 6.8% | 12933 | 42 | 1499 | Halifax |
| Tracker | 4.24% | £974.12 | 6.49% | £999 | £24,477 | 6.3% | 9102 | 80 | 999 | Virgin Money |
| Tracker | 4.24% | £974.12 | 6.49% | £1,014 | £23,893 | 6.3% | 51146 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.29% | £979.16 | 6.24% | £999 | £24,499 | 6.1% | 10881 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.41% | £991.33 | 6.74% | £1,030 | £24,912 | 6.3% | 23091 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 20 Mar 2026 at 02:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.