LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.09%£959.074.09%£575£23,5934.2%
Variable4.09%£959.074.09%£575£23,5934.2%
Tracker4.13%£962.167.24%£1,499£24,5916.8%
Tracker4.24%£974.126.49%£1,014£23,8936.3%
Variable4.24%£974.127.24%£999£24,4786.7%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.79%£1,030.366.24%£999£30,3765.8%
Fixed4.79%£1,030.366.94%£1,510£26,4346.8%
Fixed4.80%£1,031.397.74%£1,534£28,8767.4%
Fixed4.84%£1,035.556.49%£1,024£32,8656.0%
Fixed4.84%£1,035.556.49%£1,014£30,5346.0%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.13%£962.167.24%£1,499£24,5916.8%
Tracker4.24%£974.126.49%£1,014£23,8936.3%
Tracker4.40%£990.316.24%£999£24,7666.1%
Tracker4.42%£992.346.74%£1,025£25,2716.5%
Tracker4.44%£994.386.29%£995£24,8606.2%

This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 19 Jun 2026 at 02:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.