LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.03%£953.208.09%£1,019£23,7467.6%
Fixed4.05%£955.086.49%£999£23,9216.2%
Fixed4.05%£955.086.74%£1,014£28,5765.8%
Fixed4.05%£955.087.74%£1,534£24,7207.3%
Fixed4.06%£956.086.75%£999£29,3105.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.03%£953.208.09%£1,019£23,7467.6%
Fixed4.05%£955.086.49%£999£23,9216.2%
Fixed4.05%£955.086.74%£1,014£28,5765.8%
Fixed4.05%£955.087.74%£1,534£24,7207.3%
Fixed4.06%£956.086.75%£999£29,3105.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.28%£977.217.49%£1,499£24,9527.1%
Tracker4.49%£999.486.49%£999£24,6376.3%
Tracker4.49%£999.486.74%£999£25,0866.6%
Tracker4.49%£999.486.74%£1,014£24,5026.5%
Tracker4.64%£1,014.866.99%£1,030£25,4776.5%

This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 05:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.