| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £972.18 | 7.24% | £1,499 | £24,831 | 6.9% | 45289 | 42 | 1499 | Halifax |
| Tracker | 4.24% | £974.12 | 6.49% | £1,014 | £23,893 | 6.3% | 63008 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.32% | £982.20 | 6.74% | £1,025 | £24,598 | 6.5% | 38115 | 207 | 1025 | NatWest |
| Tracker | 4.40% | £990.31 | 6.24% | £999 | £24,766 | 6.1% | 65688 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.44% | £994.38 | 6.49% | £1,024 | £24,988 | 6.4% | 38668 | 80 | 1024 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.79% | £1,029.33 | 7.24% | £999 | £29,146 | 6.7% | 45470 | 42 | 999 | Halifax |
| Fixed | 4.86% | £1,037.63 | 6.94% | £2,510 | £27,608 | 6.9% | 60643 | 628 | 2510 | Bank of Ireland |
| Fixed | 4.88% | £1,039.72 | 6.80% | £1,507 | £26,525 | 6.5% | 60800 | 90 | 1507 | Principality |
| Fixed | 4.89% | £1,040.76 | 6.24% | £999 | £25,977 | 6.2% | 48508 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.89% | £1,040.76 | 7.99% | £1,010 | £25,988 | 7.7% | 26592 | 71 | 1010 | Monmouthshire |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £972.18 | 7.24% | £1,499 | £24,831 | 6.9% | 45289 | 42 | 1499 | Halifax |
| Tracker | 4.24% | £974.12 | 6.49% | £1,014 | £23,893 | 6.3% | 63008 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.32% | £982.20 | 6.74% | £1,025 | £24,598 | 6.5% | 38115 | 207 | 1025 | NatWest |
| Tracker | 4.40% | £990.31 | 6.24% | £999 | £24,766 | 6.1% | 65688 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.44% | £994.38 | 6.49% | £1,024 | £24,988 | 6.4% | 38668 | 80 | 1024 | Virgin Money |
This table is based on a residential property value of £225,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). You may have to pay an early repayment charge to your existing lender if you remortgage
Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 03:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.