| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.96% | £1,050.28 | 7.24% | £1,499 | 6.8% | £26,706 | 108955 | 42 | 1499 | Halifax |
| Tracker | 4.01% | £1,056.78 | 5.74% | £1,024 | 5.6% | £26,467 | 37289 | 115 | 1024 | Barclays |
| Variable | 4.09% | £1,065.64 | 6.89% | £1,090 | 6.6% | £26,540 | 106688 | 50 | 1090 | Hinckley + Rugby BS |
| Tracker | 4.14% | £1,071.20 | 6.49% | £1,014 | 6.3% | £26,223 | 108163 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.14% | £1,071.20 | 6.49% | £999 | 6.3% | £26,807 | 117573 | 80 | 999 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.78% | £1,143.69 | 6.94% | £1,510 | 6.8% | £29,154 | 5017 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.79% | £1,144.84 | 6.74% | £1,025 | 6.6% | £29,586 | 20014 | 207 | 1025 | NatWest |
| Fixed | 4.80% | £1,145.99 | 6.24% | £999 | 5.8% | £33,668 | 8277 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.80% | £1,145.99 | 6.49% | £1,014 | 6.0% | £33,757 | 107955 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.82% | £1,148.30 | 6.29% | £795 | 6.0% | £34,094 | 15963 | 140 | 795 | Skipton B.Society |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.96% | £1,050.28 | 7.24% | £1,499 | 6.8% | £26,706 | 108955 | 42 | 1499 | Halifax |
| Tracker | 4.01% | £1,056.78 | 5.74% | £1,024 | 5.6% | £26,467 | 37289 | 115 | 1024 | Barclays |
| Tracker | 4.14% | £1,071.20 | 6.49% | £1,014 | 6.3% | £26,223 | 108163 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.14% | £1,071.20 | 6.49% | £999 | 6.3% | £26,807 | 117573 | 80 | 999 | Virgin Money |
| Tracker | 4.34% | £1,093.58 | 4.34% | £999 | 4.5% | £27,345 | 55110 | 474 | 999 | Co-operative Bank |
This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Apr 2026 at 02:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.