| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.68% | £1,020.66 | 6.74% | £1,025 | 6.3% | £25,521 | 12049 | 207 | 1025 | NatWest |
| Fixed | 3.71% | £1,023.91 | 6.24% | £999 | 5.9% | £25,573 | 70866 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.71% | £1,023.91 | 6.80% | £1,507 | 6.3% | £28,995 | 12876 | 90 | 1507 | Principality |
| Fixed | 3.72% | £1,025.00 | 6.50% | £999 | 6.1% | £25,574 | 1779 | 1 | 999 | Santander |
| Fixed | 3.73% | £1,025.15 | 7.24% | £999 | 6.4% | £29,402 | 28968 | 42 | 999 | Halifax |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.68% | £1,020.66 | 6.74% | £1,025 | 6.3% | £25,521 | 12049 | 207 | 1025 | NatWest |
| Fixed | 3.71% | £1,023.91 | 6.24% | £999 | 5.9% | £25,573 | 70866 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.71% | £1,023.91 | 6.80% | £1,507 | 6.3% | £28,995 | 12876 | 90 | 1507 | Principality |
| Fixed | 3.72% | £1,025.00 | 6.50% | £999 | 6.1% | £25,574 | 1779 | 1 | 999 | Santander |
| Fixed | 3.73% | £1,025.15 | 7.24% | £999 | 6.4% | £29,402 | 28968 | 42 | 999 | Halifax |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.86% | £1,039.32 | 7.24% | £1,499 | 6.8% | £26,443 | 28676 | 42 | 1499 | Halifax |
| Tracker | 3.94% | £1,049.06 | 6.49% | £999 | 6.3% | £26,275 | 9106 | 80 | 999 | Virgin Money |
| Tracker | 3.94% | £1,049.06 | 6.49% | £1,014 | 6.2% | £25,691 | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 3.99% | £1,054.57 | 6.24% | £999 | 6.0% | £26,309 | 28945 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.00% | £1,055.67 | 6.50% | £999 | 6.2% | £26,560 | 1642 | 1 | 999 | Santander |
This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Mar 2026 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.