| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.64% | £1,016.33 | 6.74% | £1,025 | 6.3% | £26,841 | 13008 | 207 | 1025 | NatWest |
| Fixed | 3.66% | £1,018.49 | 6.24% | £999 | 5.9% | £25,443 | 8620 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.67% | £1,019.57 | 5.74% | £1,024 | 5.5% | £25,224 | 6960 | 115 | 1024 | Barclays |
| Fixed | 3.69% | £1,021.74 | 6.50% | £999 | 6.1% | £27,645 | 25620 | 1 | 999 | Santander |
| Fixed | 3.69% | £1,021.74 | 7.24% | £1,495 | 6.8% | £26,017 | 21372 | 313 | 1495 | TSB Bank |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.64% | £1,016.33 | 6.74% | £1,025 | 6.3% | £26,841 | 13008 | 207 | 1025 | NatWest |
| Fixed | 3.66% | £1,018.49 | 6.24% | £999 | 5.9% | £25,443 | 8620 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.67% | £1,019.57 | 5.74% | £1,024 | 5.5% | £25,224 | 6960 | 115 | 1024 | Barclays |
| Fixed | 3.69% | £1,021.74 | 6.50% | £999 | 6.1% | £27,645 | 25620 | 1 | 999 | Santander |
| Fixed | 3.69% | £1,021.74 | 7.24% | £1,495 | 6.8% | £26,017 | 21372 | 313 | 1495 | TSB Bank |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.86% | £1,039.32 | 7.24% | £1,499 | 6.8% | £26,443 | 32321 | 42 | 1499 | Halifax |
| Tracker | 3.94% | £1,049.06 | 6.49% | £999 | 6.3% | £26,275 | 30549 | 80 | 999 | Virgin Money |
| Tracker | 3.94% | £1,049.06 | 6.49% | £1,014 | 6.2% | £25,691 | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 3.96% | £1,051.26 | 5.74% | £1,024 | 5.6% | £26,334 | 64265 | 115 | 1024 | Barclays |
| Tracker | 3.99% | £1,054.57 | 6.24% | £999 | 6.0% | £26,309 | 28945 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Jan 2026 at 05:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.