| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.06% | £1,061.31 | 7.24% | £1,499 | 6.8% | £26,970 | 109298 | 42 | 1499 | Halifax |
| Tracker | 4.14% | £1,071.20 | 6.74% | £1,025 | 6.4% | £27,210 | 32163 | 207 | 1025 | NatWest |
| Tracker | 4.17% | £1,074.54 | 5.74% | £1,024 | 5.6% | £26,893 | 38231 | 115 | 1024 | Barclays |
| Tracker | 4.17% | £1,074.54 | 6.49% | £1,014 | 6.3% | £26,303 | 52389 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.20% | £1,077.88 | 6.50% | £999 | 6.3% | £27,093 | 113265 | 1 | 999 | Santander |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.96% | £1,164.52 | 6.24% | £999 | 6.2% | £30,671 | 22814 | 344 | 999 | HSBC Intermediary |
| Fixed | 5.03% | £1,171.49 | 7.24% | £999 | 7.0% | £29,115 | 109199 | 42 | 999 | Halifax |
| Fixed | 5.06% | £1,176.18 | 7.99% | £1,010 | 7.7% | £29,238 | 23226 | 71 | 1010 | Monmouthshire |
| Fixed | 5.07% | £1,177.35 | 5.74% | £1,024 | 5.7% | £33,193 | 38755 | 115 | 1024 | Barclays |
| Fixed | 5.07% | £1,177.35 | 6.50% | £999 | 6.3% | £31,397 | 112564 | 1 | 999 | Santander |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.06% | £1,061.31 | 7.24% | £1,499 | 6.8% | £26,970 | 109298 | 42 | 1499 | Halifax |
| Tracker | 4.14% | £1,071.20 | 6.74% | £1,025 | 6.4% | £27,210 | 32163 | 207 | 1025 | NatWest |
| Tracker | 4.17% | £1,074.54 | 5.74% | £1,024 | 5.6% | £26,893 | 38231 | 115 | 1024 | Barclays |
| Tracker | 4.17% | £1,074.54 | 6.49% | £1,014 | 6.3% | £26,303 | 52389 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.20% | £1,077.88 | 6.50% | £999 | 6.3% | £27,093 | 113265 | 1 | 999 | Santander |
This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Oct 2026 at 03:35 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.