| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.72% | £1,025.00 | 6.75% | £999 | 6.3% | £27,723 | 12151 | 1 | 999 | Santander |
| Fixed | 3.75% | £1,028.26 | 6.49% | £999 | 6.1% | £27,387 | 14565 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.79% | £1,032.62 | 6.99% | £1,025 | 6.5% | £27,233 | 11049 | 207 | 1025 | NatWest |
| Fixed | 3.79% | £1,032.62 | 7.74% | £1,534 | 7.2% | £29,146 | 70075 | 57 | 1534 | Leeds B Society |
| Fixed | 3.80% | £1,033.71 | 5.99% | £1,024 | 5.8% | £25,913 | 36820 | 115 | 1024 | Barclays |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.72% | £1,025.00 | 6.75% | £999 | 6.3% | £27,723 | 12151 | 1 | 999 | Santander |
| Fixed | 3.75% | £1,028.26 | 6.49% | £999 | 6.1% | £27,387 | 14565 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.79% | £1,032.62 | 6.99% | £1,025 | 6.5% | £27,233 | 11049 | 207 | 1025 | NatWest |
| Fixed | 3.79% | £1,032.62 | 7.74% | £1,534 | 7.2% | £29,146 | 70075 | 57 | 1534 | Leeds B Society |
| Fixed | 3.80% | £1,033.71 | 5.99% | £1,024 | 5.8% | £25,913 | 36820 | 115 | 1024 | Barclays |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.11% | £1,066.85 | 7.49% | £1,499 | 7.0% | £27,103 | 36998 | 42 | 1499 | Halifax |
| Tracker | 4.19% | £1,076.77 | 6.74% | £999 | 6.5% | £26,940 | 28724 | 80 | 999 | Virgin Money |
| Tracker | 4.19% | £1,076.77 | 6.74% | £1,014 | 6.5% | £26,356 | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.21% | £1,079.00 | 5.99% | £1,024 | 5.9% | £27,000 | 64265 | 115 | 1024 | Barclays |
| Tracker | 4.24% | £1,082.36 | 6.49% | £999 | 6.3% | £26,626 | 21185 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 Nov 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.