LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.87%£1,041.376.75%£9996.4%£27,868
Fixed3.89%£1,043.567.49%£1,4957.0%£29,393
Fixed3.90%£1,044.666.49%£9996.2%£26,071
Fixed3.90%£1,044.666.99%£1,0256.6%£27,523
Fixed3.91%£1,045.765.99%£1,0245.7%£30,006

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed3.87%£1,041.376.75%£9996.4%£27,868
Fixed3.89%£1,043.567.49%£1,4957.0%£29,393
Fixed3.90%£1,044.666.49%£9996.2%£26,071
Fixed3.90%£1,044.666.99%£1,0256.6%£27,523
Fixed3.91%£1,045.765.99%£1,0245.7%£30,006

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.11%£1,066.857.49%£1,4997.0%£27,103
Tracker4.19%£1,076.776.74%£1,0146.5%£26,356
Tracker4.21%£1,079.005.99%£1,0245.9%£27,000
Tracker4.24%£1,082.366.49%£9996.3%£26,626
Tracker4.25%£1,083.486.75%£9996.5%£26,978

This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Sep 2025 at 05:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.