LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.06%£1,061.317.24%£1,4996.8%£26,970
Tracker4.12%£1,068.976.24%£9996.0%£26,654
Tracker4.13%£1,070.086.49%£1,0146.3%£26,196
Tracker4.14%£1,071.206.50%£9996.3%£26,683
Tracker4.15%£1,072.315.74%£1,0245.6%£26,839

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed4.52%£1,113.946.24%£9996.1%£27,734
Fixed4.53%£1,113.987.24%£9996.9%£29,644
Fixed4.54%£1,116.216.94%£1,5106.7%£32,314
Fixed4.56%£1,118.496.50%£9996.3%£27,818
Fixed4.62%£1,125.336.80%£1,5076.5%£28,580

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.06%£1,061.317.24%£1,4996.8%£26,970
Tracker4.12%£1,068.976.24%£9996.0%£26,654
Tracker4.13%£1,070.086.49%£1,0146.3%£26,196
Tracker4.14%£1,071.206.50%£9996.3%£26,683
Tracker4.15%£1,072.315.74%£1,0245.6%£26,839

This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Sep 2026 at 03:09 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.