LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.04%£1,060.105.74%£1,0245.6%£26,546
Tracker4.05%£1,061.206.24%£9996.0%£26,468
Tracker4.06%£1,061.317.24%£1,4996.8%£26,970
Tracker4.09%£1,065.647.74%£1,0347.2%£26,873
Tracker4.13%£1,070.086.49%£1,0146.3%£26,196

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed4.42%£1,102.606.50%£9996.3%£27,686
Fixed4.45%£1,106.006.94%£1,5106.7%£31,766
Fixed4.47%£1,108.266.74%£1,5306.3%£31,536
Fixed4.50%£1,110.587.24%£9996.9%£27,653
Fixed4.52%£1,113.947.74%£1,0347.3%£30,611

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker4.04%£1,060.105.74%£1,0245.6%£26,546
Tracker4.05%£1,061.206.24%£9996.0%£26,468
Tracker4.06%£1,061.317.24%£1,4996.8%£26,970
Tracker4.09%£1,065.647.74%£1,0347.2%£26,873
Tracker4.13%£1,070.086.49%£1,0146.3%£26,196

This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Jul 2026 at 02:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.