LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker3.96%£1,050.287.24%£1,4996.8%£26,706
Tracker4.06%£1,062.315.74%£1,0245.6%£26,599
Tracker4.09%£1,065.646.24%£9996.0%£26,574
Variable4.09%£1,065.646.89%£1,0906.6%£26,540
Tracker4.09%£1,065.647.74%£1,0347.2%£26,873

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Fixed4.56%£1,118.496.24%£9995.7%£33,000
Fixed4.56%£1,118.496.50%£9996.3%£27,818
Fixed4.60%£1,123.056.62%£9996.4%£29,963
Fixed4.62%£1,125.335.74%£1,0245.4%£35,755
Fixed4.64%£1,127.627.74%£1,5347.4%£28,861

LenderTypeInitial RateInitial PaymentReverting RateTotal FeesAPRC2 Year Total Cost
Tracker3.96%£1,050.287.24%£1,4996.8%£26,706
Tracker4.06%£1,062.315.74%£1,0245.6%£26,599
Tracker4.09%£1,065.646.24%£9996.0%£26,574
Tracker4.09%£1,065.647.74%£1,0347.2%£26,873
Tracker4.14%£1,071.206.49%£1,0146.3%£26,223

This table is based on a residential property value of £400,000 and a mortgage secured against that property of £200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Jun 2026 at 02:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.