Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£535.04	6.49%	£664.36	£17	Fixed	6.2%	26m	£12,508	17692	344	17	HSBC Intermediary
4.18%	£537.83	6.74%	£680.00	£15	Fixed	6.4%	24m	£12,923	19679	75	15	Nationwide B.Soc
4.22%	£539.54	5.99%	£636.10	£30	Fixed	5.8%	24m	£12,979	22752	1369	30	MPowered Mtgs Resi
4.37%	£548.48	6.74%	£682.37	£25	Fixed	6.5%	26m	£13,288	31261	80	25	Virgin Money
4.57%	£559.81	7.24%	£703.22	£35	Fixed	6.6%	26m	£13,260	38247	360	35	Accord Mortgages

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£535.04	6.49%	£664.36	£17	Fixed	6.2%	26m	£12,508	17692	344	17	HSBC Intermediary
4.18%	£537.83	6.74%	£680.00	£15	Fixed	6.4%	24m	£12,923	19679	75	15	Nationwide B.Soc
4.22%	£539.54	5.99%	£636.10	£30	Fixed	5.8%	24m	£12,979	22752	1369	30	MPowered Mtgs Resi
4.37%	£548.48	6.74%	£682.37	£25	Fixed	6.5%	26m	£13,288	31261	80	25	Virgin Money
4.57%	£559.81	7.24%	£703.22	£35	Fixed	6.6%	26m	£13,260	38247	360	35	Accord Mortgages

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	£538.38	6.49%	£665.43	£1,016	Tracker	6.3%	24m	£13,587	12513	344	1016	HSBC Intermediary
4.41%	£550.74	6.99%	£694.51	£30	Tracker	6.6%	27m	£13,486	17091	207	30	NatWest
4.49%	£555.27	5.99%	£637.92	£25	Tracker	5.9%	24m	£13,431	64504	115	25	Barclays
4.89%	£578.20	6.74%	£683.14	£15	Tracker	6.6%	24m	£13,892	45130	75	15	Nationwide B.Soc
5.00%	£584.59	7.99%	£759.28	£35	Tracker	7.6%	24m	£13,940	22467	208	35	Hanley Economic

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 06:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.