Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£563.81	7.99%	£757.56	£11	Fixed	7.6%	24m	£13,542	26133	71	11	Monmouthshire
4.64%	£563.81	7.74%	£742.18	£0	Variable	7.3%	24m	£13,631	25431	156	0	Scottish B.Soc
4.69%	£566.67	7.24%	£706.24	£0	Variable	6.7%	24m	£13,700	22721	190	0	Bath Inv. + B.Soc.
4.74%	£569.54	6.49%	£667.83	£15	Tracker	6.3%	24m	£13,684	32147	75	15	Nationwide B.Soc
4.76%	£570.69	6.24%	£652.91	£17	Fixed	6.1%	26m	£13,364	54817	344	17	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£563.81	7.99%	£757.56	£11	Fixed	7.6%	24m	£13,542	26133	71	11	Monmouthshire
4.76%	£570.69	6.24%	£652.91	£17	Fixed	6.1%	26m	£13,364	54817	344	17	HSBC Intermediary
4.78%	£571.84	6.49%	£668.00	£15	Fixed	6.3%	24m	£13,739	99108	75	15	Nationwide B.Soc
4.78%	£571.84	5.74%	£624.75	£25	Fixed	5.7%	25m	£13,829	6702	115	25	Barclays
4.87%	£577.04	6.50%	£668.43	£0	Fixed	6.3%	26m	£13,824	19774	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	5.74%	£621.65	£1,024	Tracker	5.7%	24m	£13,759	27708	115	1024	Barclays
4.05%	£530.60	6.24%	£650.35	£1,016	Tracker	6.1%	24m	£13,400	23071	344	1016	HSBC Intermediary
4.65%	£564.38	6.74%	£681.06	£30	Tracker	6.5%	27m	£13,814	94434	207	30	NatWest
4.74%	£569.54	6.49%	£667.83	£15	Tracker	6.3%	24m	£13,684	32147	75	15	Nationwide B.Soc
4.74%	£569.54	6.49%	£669.57	£25	Tracker	6.4%	26m	£13,793	57308	80	25	Virgin Money

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Aug 2026 at 03:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.