Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2%	0m	£13,363	27376	48	575	Ecology B.Soc
4.49%	£555.27	7.24%	£705.33	£0	Variable	6.7%	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.
4.64%	£563.81	6.49%	£667.40	£15	Tracker	6.3%	24m	£13,546	34362	75	15	Nationwide B.Soc
4.65%	£564.38	6.24%	£652.41	£17	Fixed	6.1%	26m	£13,212	34660	344	17	HSBC Intermediary
4.69%	£566.67	6.74%	£681.60	£30	Tracker	6.5%	26m	£13,630	20352	207	30	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.65%	£564.38	6.24%	£652.41	£17	Fixed	6.1%	26m	£13,212	34660	344	17	HSBC Intermediary
4.65%	£564.38	6.49%	£667.44	£15	Fixed	6.3%	24m	£13,560	44663	75	15	Nationwide B.Soc
4.78%	£571.84	6.74%	£682.02	£30	Fixed	6.5%	26m	£13,754	17177	207	30	NatWest
4.86%	£576.46	6.50%	£668.38	£0	Fixed	6.3%	26m	£13,810	9503	1	0	Santander
4.88%	£577.62	6.49%	£670.21	£25	Fixed	6.4%	26m	£13,987	36071	80	25	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.63	5.74%	£621.52	£1,024	Tracker	5.6%	24m	£13,719	842	115	1024	Barclays
4.09%	£532.82	6.24%	£650.52	£1,016	Tracker	6.1%	24m	£13,454	42039	344	1016	HSBC Intermediary
4.64%	£563.81	6.49%	£667.40	£15	Tracker	6.3%	24m	£13,546	34362	75	15	Nationwide B.Soc
4.69%	£566.67	6.74%	£681.60	£30	Tracker	6.5%	26m	£13,630	20352	207	30	NatWest
4.74%	£569.54	6.49%	£669.57	£25	Tracker	6.4%	26m	£13,793	29270	80	25	Virgin Money

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 May 2026 at 02:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.