Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£550.17	6.24%	£651.88	£1,016	Tracker	6.2%	24m	£13,870	67203	344	1016	HSBC Intermediary
4.69%	£566.67	7.24%	£706.24	£0	Variable	6.7%	24m	£13,700	22721	190	0	Bath Inv. + B.Soc.
4.85%	£575.88	6.80%	£682.70	£8	Tracker	6.4%	26m	£13,894	3341	90	8	Principality
4.90%	£578.78	6.31%	£657.10	£0	Tracker	6.2%	28m	£14,021	182	77	0	Newcastle
4.99%	£584.01	6.74%	£683.57	£15	Tracker	6.6%	24m	£14,031	46026	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.10%	£590.43	5.99%	£640.24	£25	Fixed	6.0%	25m	£14,275	16919	115	25	Barclays
5.17%	£594.54	6.74%	£684.32	£15	Fixed	6.6%	24m	£14,284	44189	75	15	Nationwide B.Soc
5.19%	£595.71	6.24%	£654.80	£17	Fixed	6.2%	26m	£13,964	20107	344	17	HSBC Intermediary
5.19%	£595.71	7.99%	£760.16	£11	Fixed	7.7%	24m	£14,308	37161	71	11	Monmouthshire
5.30%	£602.20	6.50%	£670.33	£0	Fixed	6.4%	26m	£14,428	42184	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£550.17	6.24%	£651.88	£1,016	Tracker	6.2%	24m	£13,870	67203	344	1016	HSBC Intermediary
4.85%	£575.88	6.80%	£682.70	£8	Tracker	6.4%	26m	£13,894	3341	90	8	Principality
4.90%	£578.78	6.31%	£657.10	£0	Tracker	6.2%	28m	£14,021	182	77	0	Newcastle
4.90%	£578.78	6.99%	£696.98	£30	Tracker	6.7%	27m	£14,160	462	207	30	NatWest
4.99%	£584.01	6.74%	£683.57	£15	Tracker	6.6%	24m	£14,031	46026	75	15	Nationwide B.Soc

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 03:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.