Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	5.74%	£621.65	£1,024	Tracker	5.7%	24m	£13,759	27708	115	1024	Barclays
4.15%	£536.15	6.24%	£650.79	£1,016	Tracker	6.1%	24m	£13,534	67203	344	1016	HSBC Intermediary
4.65%	£564.38	6.74%	£681.06	£30	Tracker	6.5%	27m	£13,814	105453	207	30	NatWest
4.69%	£566.67	7.24%	£706.24	£0	Variable	6.7%	24m	£13,700	22721	190	0	Bath Inv. + B.Soc.
4.74%	£569.54	6.49%	£667.83	£15	Tracker	6.3%	24m	£13,684	57237	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.22%	£596.87	7.24%	£712.97	£100	Fixed	7.0%	26m	£14,175	115661	42	100	Halifax
5.24%	£598.66	6.50%	£670.07	£0	Fixed	6.4%	26m	£14,343	13407	1	0	Santander
5.24%	£598.66	7.99%	£760.38	£11	Fixed	7.7%	24m	£14,379	6137	71	11	Monmouthshire
5.29%	£601.61	6.49%	£670.09	£15	Fixed	6.4%	24m	£14,454	52781	75	15	Nationwide B.Soc
5.34%	£604.57	7.24%	£714.60	£0	Fixed	7.1%	25m	£14,260	110949	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	5.74%	£621.65	£1,024	Tracker	5.7%	24m	£13,759	27708	115	1024	Barclays
4.15%	£536.15	6.24%	£650.79	£1,016	Tracker	6.1%	24m	£13,534	67203	344	1016	HSBC Intermediary
4.65%	£564.38	6.74%	£681.06	£30	Tracker	6.5%	27m	£13,814	105453	207	30	NatWest
4.74%	£569.54	6.49%	£667.83	£15	Tracker	6.3%	24m	£13,684	57237	75	15	Nationwide B.Soc
4.84%	£575.31	6.49%	£670.34	£25	Tracker	6.4%	25m	£13,931	59498	80	25	Virgin Money

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Oct 2026 at 03:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.