Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)2 Year Total Cost
3.37%£493.686.30%£650.65£18Fixed5.9%24m£11,946
4.09%£532.824.09%£532.82£575Variable4.2%0m£13,363
4.25%£541.745.74%£622.75£25Tracker5.6%24m£13,107
4.41%£550.746.74%£679.86£30Tracker6.4%27m£13,486
4.49%£555.277.24%£705.33£0Variable6.7%24m£13,426

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)2 Year Total Cost
3.37%£493.686.30%£650.65£18Fixed5.9%24m£11,946
4.79%£572.426.49%£668.04£15Fixed6.3%24m£13,753
4.99%£584.017.24%£712.65£0Fixed7.0%26m£13,766
5.14%£592.897.99%£760.08£1,019Fixed7.8%24m£14,348
5.28%£601.026.24%£655.18£17Fixed6.2%26m£14,091

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)2 Year Total Cost
4.25%£541.745.74%£622.75£25Tracker5.6%24m£13,107
4.39%£549.616.24%£651.83£1,016Tracker6.2%24m£13,857
4.41%£550.746.74%£679.86£30Tracker6.4%27m£13,486
4.64%£563.816.49%£667.40£15Tracker6.3%24m£13,546
4.74%£569.546.49%£669.57£25Tracker6.4%26m£13,793

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Mar 2026 at 03:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.