Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2%	0m	£13,363	27376	48	575	Ecology B.Soc
4.49%	£555.27	6.49%	£666.75	£15	Fixed	6.3%	24m	£13,341	80498	75	15	Nationwide B.Soc
4.49%	£555.27	7.24%	£705.33	£0	Variable	6.7%	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.
4.53%	£557.54	6.24%	£652.15	£17	Fixed	6.1%	25m	£13,048	29208	344	17	HSBC Intermediary
4.74%	£569.54	7.24%	£711.44	£0	Fixed	6.9%	26m	£13,419	47065	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.49%	£555.27	6.49%	£666.75	£15	Fixed	6.3%	24m	£13,341	80498	75	15	Nationwide B.Soc
4.53%	£557.54	6.24%	£652.15	£17	Fixed	6.1%	25m	£13,048	29208	344	17	HSBC Intermediary
4.74%	£569.54	7.24%	£711.44	£0	Fixed	6.9%	26m	£13,419	47065	313	0	TSB Bank
4.79%	£572.42	6.49%	£669.80	£25	Fixed	6.4%	26m	£13,862	17021	80	25	Virgin Money
4.99%	£584.01	6.94%	£694.78	£15	Fixed	6.7%	26m	£14,226	8850	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	5.74%	£621.65	£1,024	Tracker	5.7%	24m	£13,759	27708	115	1024	Barclays
4.05%	£530.60	6.24%	£650.35	£1,016	Tracker	6.1%	24m	£13,400	23071	344	1016	HSBC Intermediary
4.64%	£563.81	6.49%	£667.40	£15	Tracker	6.3%	24m	£13,546	34362	75	15	Nationwide B.Soc
4.65%	£564.38	6.74%	£681.06	£30	Tracker	6.5%	27m	£13,814	13829	207	30	NatWest
4.74%	£569.54	6.49%	£669.57	£25	Tracker	6.4%	26m	£13,793	64275	80	25	Virgin Money

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Jun 2026 at 02:52 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.