Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.21%	£539.50	6.75%	£679.86	£0	Fixed	6.4%	26m	£13,173	25497	1	0	Santander
4.22%	£539.54	6.24%	£650.39	£30	Fixed	6.0%	24m	£12,979	22752	1369	30	MPowered Mtgs Resi
4.22%	£540.06	6.74%	£679.32	£17	Fixed	6.4%	26m	£12,478	19620	344	17	HSBC Intermediary
4.24%	£541.18	6.99%	£695.05	£15	Fixed	6.6%	24m	£13,003	14784	75	15	Nationwide B.Soc
4.45%	£553.00	6.99%	£697.45	£25	Fixed	6.7%	26m	£13,396	12941	80	25	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.21%	£539.50	6.75%	£679.86	£0	Fixed	6.4%	26m	£13,173	25497	1	0	Santander
4.22%	£540.06	6.74%	£679.32	£17	Fixed	6.4%	26m	£12,478	19620	344	17	HSBC Intermediary
4.22%	£539.54	6.24%	£650.39	£30	Fixed	6.0%	24m	£12,979	22752	1369	30	MPowered Mtgs Resi
4.24%	£541.18	6.99%	£695.05	£15	Fixed	6.6%	24m	£13,003	14784	75	15	Nationwide B.Soc
4.45%	£553.00	6.99%	£697.45	£25	Fixed	6.7%	26m	£13,396	12941	80	25	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.44%	£552.43	6.74%	£681.18	£1,016	Tracker	6.6%	24m	£13,774	39413	344	1016	HSBC Intermediary
4.66%	£564.95	7.24%	£710.61	£30	Tracker	6.9%	27m	£13,828	7108	207	30	NatWest
4.74%	£569.54	6.24%	£653.31	£35	Tracker	6.1%	24m	£13,784	49846	115	35	Barclays
5.14%	£592.78	6.99%	£699.05	£15	Tracker	6.8%	24m	£14,242	25217	75	15	Nationwide B.Soc
5.25%	£599.25	8.24%	£776.01	£35	Tracker	7.9%	24m	£14,292	22467	208	35	Hanley Economic

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Jun 2025 at 05:53 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.