LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
4.04%5.74%£621.86£1,024Tracker5.7%£13,825£530.05
4.05%6.24%£650.35£999Tracker6.1%£13,733£530.60
4.06%7.24%£707.22£1,499Tracker6.9%£14,235£530.65
4.13%6.49%£665.16£1,014Tracker6.3%£13,355£535.04
4.14%6.50%£665.79£999Tracker6.3%£13,828£535.60
4.14%6.29%£653.62£995Tracker6.1%£13,849£535.60
4.19%7.74%£738.11£1,034Tracker7.3%£14,219£538.38
4.24%6.49%£666.78£1,024Tracker6.4%£14,111£541.18
4.24%7.24%£704.17£999Variable6.7%£14,087£541.18
4.28%6.74%£679.20£1,025Tracker6.5%£14,305£543.42

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
4.38%7.99%£756.28£1,010Fixed7.6%£14,187£549.04
4.45%6.94%£691.78£1,510Fixed6.8%£16,586£553.00
4.50%7.24%£709.48£999Fixed7.0%£14,326£555.29
4.58%6.24%£651.82£999Fixed6.2%£15,308£560.38
4.59%6.50%£662.96£999Fixed6.2%£16,597£560.95
4.65%5.74%£624.03£1,024Fixed5.8%£14,649£564.38
4.68%6.54%£668.95£1,007Fixed6.4%£16,280£566.10
4.69%6.29%£654.94£1,495Fixed6.3%£16,051£566.67
4.69%7.24%£705.07£995Fixed6.7%£16,985£566.67
4.69%7.74%£742.41£995Fixed7.5%£14,695£566.67

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
4.04%5.74%£621.86£1,024Tracker5.7%£13,825£530.05
4.05%6.24%£650.35£999Tracker6.1%£13,733£530.60
4.06%7.24%£707.22£1,499Tracker6.9%£14,235£530.65
4.13%6.49%£665.16£1,014Tracker6.3%£13,355£535.04
4.14%6.29%£653.62£995Tracker6.1%£13,849£535.60
4.14%6.50%£665.79£999Tracker6.3%£13,828£535.60
4.19%7.74%£738.11£1,034Tracker7.3%£14,219£538.38
4.24%6.49%£666.78£1,024Tracker6.4%£14,111£541.18
4.28%6.74%£679.20£1,025Tracker6.5%£14,305£543.42
4.35%6.31%£654.39£999Tracker6.1%£14,742£547.35

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Jul 2026 at 04:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.