Best Buys

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	6.50%	£663.90	£999	Fixed	6.2%	£13,786	£523.43	47907	1	999	Santander
3.94%	6.49%	£664.29	£1,014	Tracker	6.3%	£13,103	£524.53	51138	75	1014	Nationwide B.Soc
3.94%	6.49%	£665.72	£999	Tracker	6.3%	£13,687	£524.53	9106	80	999	Virgin Money
3.96%	7.24%	£706.11	£1,499	Tracker	6.9%	£14,102	£525.14	12680	42	1499	Halifax
3.99%	6.24%	£650.08	£999	Tracker	6.1%	£13,654	£527.28	28945	344	999	HSBC Intermediary
3.99%	6.00%	£632.28	£850	Variable	5.7%	£14,556	£527.28	2768	76	850	Newbury
4.00%	6.94%	£689.42	£1,510	Fixed	6.7%	£16,276	£527.84	46896	628	1510	Bank of Ireland
4.01%	6.74%	£678.27	£1,025	Fixed	6.5%	£13,706	£528.39	77566	207	1025	NatWest
4.01%	5.74%	£621.74	£1,024	Tracker	5.7%	£13,785	£528.39	37289	115	1024	Barclays
4.02%	6.62%	£664.58	£999	Fixed	6.1%	£15,697	£528.94	40414	474	999	Co-operative Bank

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	6.50%	£663.90	£999	Fixed	6.2%	£13,786	£523.43	47907	1	999	Santander
4.00%	6.94%	£689.42	£1,510	Fixed	6.7%	£16,276	£527.84	46896	628	1510	Bank of Ireland
4.01%	6.74%	£678.27	£1,025	Fixed	6.5%	£13,706	£528.39	77566	207	1025	NatWest
4.02%	6.62%	£664.58	£999	Fixed	6.1%	£15,697	£528.94	40414	474	999	Co-operative Bank
4.09%	6.49%	£664.98	£1,014	Fixed	6.3%	£13,302	£532.82	17139	75	1014	Nationwide B.Soc
4.09%	6.49%	£666.47	£1,024	Fixed	6.4%	£13,911	£532.82	80841	80	1024	Virgin Money
4.11%	6.24%	£649.89	£999	Fixed	6.1%	£13,813	£533.93	65991	344	999	HSBC Intermediary
4.11%	7.24%	£706.93	£999	Fixed	6.8%	£14,753	£533.42	10296	42	999	Halifax
4.15%	5.74%	£618.36	£1,024	Fixed	5.5%	£15,877	£536.15	79276	115	1024	Barclays
4.17%	6.54%	£665.83	£1,007	Fixed	6.3%	£15,582	£537.27	37587	28	1007	Coventry

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	6.49%	£665.72	£999	Tracker	6.3%	£13,687	£524.53	9106	80	999	Virgin Money
3.94%	6.49%	£664.29	£1,014	Tracker	6.3%	£13,103	£524.53	51138	75	1014	Nationwide B.Soc
3.96%	7.24%	£706.11	£1,499	Tracker	6.9%	£14,102	£525.14	12680	42	1499	Halifax
3.99%	6.24%	£650.08	£999	Tracker	6.1%	£13,654	£527.28	28945	344	999	HSBC Intermediary
4.01%	5.74%	£621.74	£1,024	Tracker	5.7%	£13,785	£528.39	37289	115	1024	Barclays
4.10%	7.74%	£738.24	£1,034	Tracker	7.3%	£14,099	£533.37	62759	57	1034	Leeds B Society
4.20%	6.50%	£666.06	£999	Tracker	6.3%	£13,909	£538.94	20307	1	999	Santander
4.20%	6.74%	£679.23	£1,025	Tracker	6.5%	£13,960	£538.94	77947	207	1025	NatWest
4.32%	6.74%	£675.04	£1,030	Tracker	6.3%	£14,216	£545.67	23086	360	1030	Accord Mortgages
4.34%	4.34%	£546.79	£999	Tracker	4.5%	£14,222	£546.79	13108	474	999	Co-operative Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Mar 2026 at 04:01 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.