Best Buys

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£527.28	£664.52	£15	Fixed	6.2% APRC	£12,170	24m	3.99%	2596	75	15	Nationwide B.Soc
£527.84	£621.12	£25	Fixed	5.5% APRC	£12,273	26m	4.00%	16615	115	25	Barclays
£546.79	£680.27	£8	Fixed	6.3% APRC	£12,696	26m	4.34%	25421	90	8	Principality
£552.46	£709.23	£0	Fixed	6.8% APRC	£12,759	26m	4.45%	34096	42	0	Halifax
£538.38	£739.98	£0	Fixed	7.3% APRC	£12,771	24m	4.19%	44338	156	0	Scottish B.Soc

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£527.28	£664.52	£15	Fixed	6.2% APRC	£12,170	24m	3.99%	2596	75	15	Nationwide B.Soc
£527.84	£621.12	£25	Fixed	5.5% APRC	£12,273	26m	4.00%	16615	115	25	Barclays
£546.79	£680.27	£8	Fixed	6.3% APRC	£12,696	26m	4.34%	25421	90	8	Principality
£552.46	£709.23	£0	Fixed	6.8% APRC	£12,759	26m	4.45%	34096	42	0	Halifax
£538.38	£739.98	£0	Fixed	7.3% APRC	£12,771	24m	4.19%	44338	156	0	Scottish B.Soc

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£541.74	£622.75	£25	Tracker	5.6% APRC	£12,857	24m	4.25%	64275	115	25	Barclays
£524.53	£664.29	£1,014	Tracker	6.3% APRC	£13,103	24m	3.94%	51138	75	1014	Nationwide B.Soc
£554.13	£680.16	£30	Tracker	6.4% APRC	£13,218	27m	4.47%	42479	207	30	NatWest
£550.17	£680.56	£8	Tracker	6.3% APRC	£13,277	26m	4.40%	73249	90	8	Principality
£527.28	£650.08	£999	Tracker	6.1% APRC	£13,304	24m	3.99%	32157	344	999	HSBC Intermediary

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 30 Jan 2026 at 08:21 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.