LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£551.30£651.36£0Fixed6.0% APRC£12,58126m4.42%
£546.79£716.45£25Variable7.0% APRC£12,84824m4.34%
£541.74£622.75£25Tracker5.6% APRC£12,85724m4.25%
£524.53£664.29£1,014Tracker6.3% APRC£13,10324m3.94%
£559.81£681.03£30Tracker6.5% APRC£13,11526m4.57%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£551.30£651.36£0Fixed6.0% APRC£12,58126m4.42%
£545.77£756.13£1,019Fixed7.6% APRC£13,21724m4.32%
£572.42£668.04£15Fixed6.3% APRC£13,25324m4.79%
£560.95£741.94£0Fixed7.3% APRC£13,31324m4.59%
£568.97£681.79£30Fixed6.5% APRC£13,33526m4.73%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£541.74£622.75£25Tracker5.6% APRC£12,85724m4.25%
£524.53£664.29£1,014Tracker6.3% APRC£13,10324m3.94%
£559.81£681.03£30Tracker6.5% APRC£13,11526m4.57%
£527.28£650.08£999Tracker6.1% APRC£13,30424m3.99%
£524.53£665.72£999Tracker6.3% APRC£13,68726m3.94%

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Mar 2026 at 03:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.