LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£566.67£667.61£15Tracker6.3% APRC£13,11524m4.69%
£558.11£717.39£25Variable7.0% APRC£13,12024m4.54%
£581.10£653.71£0Fixed6.1% APRC£13,29626m4.94%
£532.82£532.82£575Variable4.2% APRC£13,3630m4.09%
£563.81£742.18£0Variable7.3% APRC£13,38124m4.64%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£581.10£653.71£0Fixed6.1% APRC£13,29626m4.94%
£584.01£743.81£0Fixed7.4% APRC£13,86624m4.99%
£598.07£669.85£15Fixed6.4% APRC£13,86924m5.23%
£593.95£683.76£30Fixed6.6% APRC£13,93526m5.16%
£598.66£655.01£0Fixed6.2% APRC£13,99326m5.24%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£566.67£667.61£15Tracker6.3% APRC£13,11524m4.69%
£532.82£650.52£999Tracker6.1% APRC£13,43724m4.09%
£528.39£621.74£1,024Tracker5.7% APRC£13,53524m4.01%
£579.36£682.62£30Tracker6.5% APRC£13,58526m4.91%
£552.43£709.47£995Tracker6.9% APRC£13,95327m4.44%

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 10 May 2026 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.