LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£574.73£653.45£0Fixed6.1% APRC£13,14425m4.83%
£572.42£668.04£15Tracker6.3% APRC£13,25324m4.79%
£553.00£680.80£8Tracker6.4% APRC£13,34526m4.45%
£569.54£681.83£30Tracker6.5% APRC£13,34926m4.74%
£563.81£742.18£0Variable7.3% APRC£13,38124m4.64%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£574.73£653.45£0Fixed6.1% APRC£13,14425m4.83%
£580.52£668.62£15Fixed6.4% APRC£13,44724m4.93%
£586.92£683.22£30Fixed6.6% APRC£13,76626m5.04%
£575.31£668.29£0Fixed6.3% APRC£13,78226m4.84%
£586.92£712.89£0Fixed7.0% APRC£13,78626m5.04%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£572.42£668.04£15Tracker6.3% APRC£13,25324m4.79%
£553.00£680.80£8Tracker6.4% APRC£13,34526m4.45%
£569.54£681.83£30Tracker6.5% APRC£13,34926m4.74%
£534.49£650.66£999Tracker6.1% APRC£13,47724m4.12%
£536.15£622.33£1,024Tracker5.7% APRC£13,72224m4.15%

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Sep 2026 at 04:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.