Best Buys

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£531.71	£679.04	£0	Fixed	6.4% APRC	£11,961	25m	4.07%	61761	344	0	HSBC Intermediary
£533.93	£650.25	£25	Fixed	6.0% APRC	£12,419	25m	4.11%	64451	115	25	Barclays
£544.54	£695.32	£15	Fixed	6.7% APRC	£12,584	24m	4.30%	49443	75	15	Nationwide B.Soc
£530.60	£679.06	£0	Fixed	6.4% APRC	£12,709	26m	4.05%	37966	1	0	Santander
£543.98	£739.87	£0	Fixed	7.2% APRC	£12,756	25m	4.29%	60360	313	0	TSB Bank

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£531.71	£679.04	£0	Fixed	6.4% APRC	£11,961	25m	4.07%	61761	344	0	HSBC Intermediary
£533.93	£650.25	£25	Fixed	6.0% APRC	£12,419	25m	4.11%	64451	115	25	Barclays
£544.54	£695.32	£15	Fixed	6.7% APRC	£12,584	24m	4.30%	49443	75	15	Nationwide B.Soc
£530.60	£679.06	£0	Fixed	6.4% APRC	£12,709	26m	4.05%	37966	1	0	Santander
£543.98	£739.87	£0	Fixed	7.2% APRC	£12,756	25m	4.29%	60360	313	0	TSB Bank

Initial Payment	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Initial Period (months)	Initial Rate	SchemeID	BaselenderId	TotalFees	LenderName
£570.12	£653.35	£25	Tracker	6.1% APRC	£13,538	24m	4.75%	64275	115	25	Barclays
£552.43	£695.97	£1,014	Tracker	6.8% APRC	£13,772	24m	4.44%	26745	75	1014	Nationwide B.Soc
£555.27	£681.40	£999	Tracker	6.6% APRC	£13,825	24m	4.49%	41961	344	999	HSBC Intermediary
£582.84	£712.17	£30	Tracker	6.9% APRC	£13,908	27m	4.97%	64734	207	30	NatWest
£599.25	£760.43	£35	Tracker	7.7% APRC	£14,292	24m	5.25%	22467	208	35	Hanley Economic

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 05 Aug 2025 at 08:40 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.