LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£572.42£668.04£15Tracker6.3% APRC£13,25324m4.79%
£566.10£681.21£30Tracker6.5% APRC£13,50527m4.68%
£561.52£681.52£8Tracker6.4% APRC£13,54926m4.60%
£540.06£651.09£999Tracker6.1% APRC£13,61024m4.22%
£566.67£706.24£0Variable6.7% APRC£13,70024m4.69%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£604.57£655.43£0Fixed6.2% APRC£13,86026m5.34%
£603.38£626.91£25Fixed5.8% APRC£14,08625m5.32%
£611.70£670.76£15Fixed6.5% APRC£14,19624m5.46%
£605.16£670.55£0Fixed6.4% APRC£14,49926m5.35%
£607.54£761.06£11Fixed7.7% APRC£14,59224m5.39%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£572.42£668.04£15Tracker6.3% APRC£13,25324m4.79%
£566.10£681.21£30Tracker6.5% APRC£13,50527m4.68%
£561.52£681.52£8Tracker6.4% APRC£13,54926m4.60%
£540.06£651.09£999Tracker6.1% APRC£13,61024m4.22%
£552.43£709.47£995Tracker6.9% APRC£13,70327m4.44%

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Nov 2026 at 04:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.