LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£527.28£663.67£0Fixed6.1% APRC£12,00526m3.99%
£527.28£679.12£15Fixed6.4% APRC£12,17024m3.99%
£531.71£636.13£25Fixed5.8% APRC£12,36624m4.07%
£533.37£693.39£30Fixed6.6% APRC£12,48126m4.10%
£535.60£723.37£0Fixed7.0% APRC£12,55426m4.14%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£527.28£663.67£0Fixed6.1% APRC£12,00526m3.99%
£527.28£679.12£15Fixed6.4% APRC£12,17024m3.99%
£531.71£636.13£25Fixed5.8% APRC£12,36624m4.07%
£533.37£693.39£30Fixed6.6% APRC£12,48126m4.10%
£535.60£723.37£0Fixed7.0% APRC£12,55426m4.14%

LenderInitial PaymentReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostInitial Period (months)Initial Rate
£555.83£637.96£25Tracker5.9% APRC£13,19524m4.50%
£568.39£696.47£30Tracker6.7% APRC£13,32126m4.72%
£538.38£680.05£1,014Tracker6.5% APRC£13,43524m4.19%
£541.18£665.65£999Tracker6.3% APRC£13,63724m4.24%
£541.74£680.91£999Tracker6.6% APRC£13,97624m4.25%

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Dec 2025 at 07:46 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.