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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240
4.96%6.2% APRC£582.266.50%£665.78£0Fixed£20,936£196,535
5.02%6.7% APRC£585.167.24%£707.15£0Fixed£21,751£207,137
5.04%6.8% APRC£586.927.24%£708.44£0Fixed£20,829£207,614
5.20%6.3% APRC£596.306.49%£667.21£15Fixed£20,982£197,125

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.96%6.2% APRC£582.266.50%£665.78£0Fixed£20,936£196,535
4.99%6.1% APRC£584.016.29%£654.04£0Fixed£21,959£193,481
5.02%6.7% APRC£585.167.24%£707.15£0Fixed£21,751£207,137
5.04%6.8% APRC£586.927.24%£708.44£0Fixed£20,829£207,614
5.20%6.3% APRC£596.306.49%£667.21£15Fixed£20,982£197,125

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 13 Jun 2026 at 00:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.