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| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.05% | 6.4% APRC | £530.10 | 7.24% | £699.27 | £0 | Fixed | £19,760 | £202,764 | 76396 | 42 | 0 | Halifax |
| 4.15% | 6.0% APRC | £536.15 | 6.49% | £660.46 | £15 | Fixed | £18,816 | £193,178 | 28172 | 75 | 15 | Nationwide B.Soc |
| 4.15% | 6.0% APRC | £536.15 | 6.50% | £659.80 | £0 | Fixed | £20,204 | £193,093 | 36365 | 1 | 0 | Santander |
| 4.24% | 7.2% APRC | £541.29 | 7.99% | £747.71 | £1,019 | Fixed | £20,355 | £217,751 | 5259 | 198 | 1019 | Furness B.Soc |
| 4.26% | 6.1% APRC | £542.30 | 6.80% | £675.22 | £8 | Fixed | £20,524 | £196,773 | 68218 | 90 | 8 | Principality |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.05% | 6.4% APRC | £530.10 | 7.24% | £699.27 | £0 | Fixed | £19,760 | £202,764 | 76396 | 42 | 0 | Halifax |
| 4.15% | 6.0% APRC | £536.15 | 6.49% | £660.46 | £15 | Fixed | £18,816 | £193,178 | 28172 | 75 | 15 | Nationwide B.Soc |
| 4.15% | 6.0% APRC | £536.15 | 6.50% | £659.80 | £0 | Fixed | £20,204 | £193,093 | 36365 | 1 | 0 | Santander |
| 4.24% | 7.2% APRC | £541.29 | 7.99% | £747.71 | £1,019 | Fixed | £20,355 | £217,751 | 5259 | 198 | 1019 | Furness B.Soc |
| 4.26% | 6.1% APRC | £542.30 | 6.80% | £675.22 | £8 | Fixed | £20,524 | £196,773 | 68218 | 90 | 8 | Principality |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Feb 2026 at 00:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.