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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240
5.32%6.3% APRC£603.386.50%£668.12£0Fixed£21,697£197,951
5.39%6.9% APRC£607.547.24%£711.15£0Fixed£21,321£208,961
5.46%6.4% APRC£611.706.49%£668.78£15Fixed£21,536£198,094
5.55%6.9% APRC£616.447.24%£711.15£0Fixed£21,942£209,496

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
5.23%5.7% APRC£598.075.74%£625.50£25Fixed£21,136£186,213
5.32%6.3% APRC£603.386.50%£668.12£0Fixed£21,697£197,951
5.39%6.9% APRC£607.547.24%£711.15£0Fixed£21,321£208,961
5.46%6.4% APRC£611.706.49%£668.78£15Fixed£21,536£198,094
5.55%6.9% APRC£616.447.24%£711.15£0Fixed£21,942£209,496

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Oct 2026 at 00:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.