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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240
5.02%6.4% APRC£585.766.80%£680.96£8Fixed£21,160£200,054
5.19%6.3% APRC£595.716.50%£667.29£0Fixed£21,421£197,442
5.20%6.3% APRC£596.306.49%£667.21£15Fixed£20,982£197,125
5.43%6.9% APRC£609.297.24%£710.34£0Fixed£21,684£209,012

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.65%5.7% APRC£564.385.74%£621.90£1,024Fixed£21,072£185,138
5.02%6.4% APRC£585.766.80%£680.96£8Fixed£21,160£200,054
5.19%6.3% APRC£595.716.50%£667.29£0Fixed£21,421£197,442
5.20%6.3% APRC£596.306.49%£667.21£15Fixed£20,982£197,125
5.43%6.9% APRC£609.297.24%£710.34£0Fixed£21,684£209,012

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Apr 2026 at 00:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.