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Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240
4.84%6.7% APRC£575.317.24%£707.45£0Fixed£20,411£207,046
4.92%6.2% APRC£579.946.50%£665.52£0Fixed£20,853£196,379
4.94%6.2% APRC£581.106.49%£665.60£15Fixed£20,435£196,153
5.02%6.8% APRC£585.167.24%£707.53£0Fixed£20,816£207,359

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.81%7.1% APRC£573.577.74%£735.91£35Fixed£20,948£214,903
4.84%6.7% APRC£575.317.24%£707.45£0Fixed£20,411£207,046
4.92%6.2% APRC£579.946.50%£665.52£0Fixed£20,853£196,379
4.94%6.2% APRC£581.106.49%£665.60£15Fixed£20,435£196,153
5.02%6.8% APRC£585.167.24%£707.53£0Fixed£20,816£207,359

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesType3 Year Total CostTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£614.77£1,024Tracker£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Jul 2026 at 00:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.