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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.93%£523.986.99%£672.29£1,025Fixed5.9% APRC£23,589
3.94%£524.537.49%£714.69£995Fixed6.7% APRC£19,878
3.95%£525.085.99%£630.77£1,024Fixed5.6% APRC£20,007
3.96%£525.636.49%£646.64£999Fixed5.6% APRC£22,420
3.97%£526.186.75%£672.36£999Fixed6.2% APRC£21,092

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.93%£523.986.99%£672.29£1,025Fixed5.9% APRC£23,589
3.94%£524.537.49%£714.69£995Fixed6.7% APRC£19,878
3.95%£525.085.99%£630.77£1,024Fixed5.6% APRC£20,007
3.96%£525.636.49%£646.64£999Fixed5.6% APRC£22,420
3.97%£526.186.75%£672.36£999Fixed6.2% APRC£21,092

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.59%£560.954.59%£560.95£999Tracker4.8% APRC£21,293
4.60%£561.525.99%£629.99£1,024Tracker5.6% APRC£21,319
6.19%£655.976.19%£655.97£1,730Tracker6.6% APRC£25,470
6.45%£672.096.45%£672.09£1,729Tracker6.8% APRC£26,099

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Oct 2025 at 01:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.