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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.39%£549.616.00%£634.87£0Variable5.7% APRC£19,886
4.60%£561.526.94%£687.34£1,510Fixed6.6% APRC£23,782
4.64%£563.816.50%£663.31£999Fixed6.2% APRC£22,453

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.60%£561.526.94%£687.34£1,510Fixed6.6% APRC£23,782
4.64%£563.816.50%£663.31£999Fixed6.2% APRC£22,453
4.66%£564.956.24%£642.83£999Fixed5.8% APRC£23,015
4.66%£564.956.49%£663.83£1,014Fixed6.3% APRC£20,852
4.67%£565.535.74%£622.20£1,024Fixed5.7% APRC£21,113

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
5.49%£613.495.49%£613.49£1,289Discount5.8% APRC£22,375
5.84%£634.565.84%£634.56£1,730Tracker6.2% APRC£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 00:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.