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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7% APRC	£19,932	2768	76	850	Newbury
4.02%	£528.94	6.50%	£659.27	£999	Fixed	6.0% APRC	£20,016	48681	1	999	Santander
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£19,757	27376	48	575	Ecology B.Soc
4.09%	£532.82	6.49%	£660.05	£1,014	Fixed	6.1% APRC	£19,696	20466	75	1014	Nationwide B.Soc
4.14%	£535.60	6.74%	£662.49	£1,025	Fixed	5.9% APRC	£22,624	75080	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.02%	£528.94	6.50%	£659.27	£999	Fixed	6.0% APRC	£20,016	48681	1	999	Santander
4.09%	£532.82	6.49%	£660.05	£1,014	Fixed	6.1% APRC	£19,696	20466	75	1014	Nationwide B.Soc
4.14%	£535.60	6.74%	£662.49	£1,025	Fixed	5.9% APRC	£22,624	75080	207	1025	NatWest
4.15%	£536.15	5.74%	£618.36	£1,024	Fixed	5.5% APRC	£22,260	79276	115	1024	Barclays
4.17%	£537.27	6.94%	£684.55	£1,010	Fixed	6.4% APRC	£22,401	46879	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.64%	£563.81	4.64%	£563.81	£999	Tracker	4.8% APRC	£21,396	13123	474	999	Co-operative Bank
5.54%	£616.48	5.54%	£616.48	£1,730	Tracker	5.9% APRC	£24,048	41569	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 15 Mar 2026 at 00:53 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.