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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.69%£566.676.00%£636.74£0Variable5.8% APRC£20,500
4.70%£567.256.31%£646.84£999Tracker5.9% APRC£22,016
4.89%£578.204.89%£578.20£719Variable5.1% APRC£21,534

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
5.03%£586.346.24%£646.62£999Fixed6.0% APRC£24,632
5.07%£588.685.74%£624.53£1,024Fixed5.8% APRC£22,296
5.07%£588.686.50%£666.50£999Fixed6.4% APRC£22,416
5.08%£589.266.74%£672.99£1,025Fixed6.3% APRC£25,981
5.09%£589.856.49%£666.54£1,014Fixed6.4% APRC£21,749

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.70%£567.256.31%£646.84£999Tracker5.9% APRC£22,016
6.04%£646.756.04%£646.75£1,730Tracker6.4% APRC£25,138
6.10%£650.436.10%£650.43£1,530Tracker6.5% APRC£25,120

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Oct 2026 at 01:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.