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Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
3.99%£527.286.74%£661.18£999Fixed5.8% APRC£21,647
3.99%£527.287.24%£701.89£1,014Fixed6.6% APRC£19,496
4.00%£527.847.49%£699.24£1,525Fixed6.3% APRC£24,230
4.05%£530.607.37%£707.46£999Fixed6.6% APRC£21,127
4.12%£533.986.49%£659.52£1,029Fixed6.1% APRC£20,252

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
3.99%£527.286.74%£661.18£999Fixed5.8% APRC£21,647
3.99%£527.287.24%£701.89£1,014Fixed6.6% APRC£19,496
4.00%£527.847.49%£699.24£1,525Fixed6.3% APRC£24,230
4.05%£530.607.37%£707.46£999Fixed6.6% APRC£21,127
4.12%£533.986.49%£659.52£1,029Fixed6.1% APRC£20,252

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
5.10%£590.436.49%£660.96£1,034Tracker6.2% APRC£22,369
5.24%£598.665.24%£598.66£35Tracker5.4% APRC£21,712
5.39%£607.545.39%£607.54£999Tracker5.6% APRC£22,970
6.69%£687.136.69%£687.13£1,730Tracker7.1% APRC£26,592
6.95%£703.596.95%£703.59£1,984Tracker7.4% APRC£27,488

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Apr 2025 at 01:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.