Do I Qualify?
Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£522.946.24%£644.29£1,029Fixed5.8% APRC£19,855
3.95%£525.087.24%£685.50£1,025Fixed6.0% APRC£23,629
3.96%£525.636.74%£660.32£999Fixed5.8% APRC£21,587
3.98%£526.736.24%£644.24£1,034Fixed5.8% APRC£22,853
3.99%£527.286.99%£687.57£1,014Fixed6.4% APRC£19,496

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£522.946.24%£644.29£1,029Fixed5.8% APRC£19,855
3.95%£525.087.24%£685.50£1,025Fixed6.0% APRC£23,629
3.96%£525.636.74%£660.32£999Fixed5.8% APRC£21,587
3.98%£526.736.24%£644.24£1,034Fixed5.8% APRC£22,853
3.99%£527.286.99%£687.57£1,014Fixed6.4% APRC£19,496

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.84%£575.314.84%£575.31£999Tracker5.1% APRC£21,810
4.85%£575.886.24%£645.38£1,034Tracker5.9% APRC£21,846
6.44%£671.466.44%£671.46£1,730Tracker6.8% APRC£26,028
6.70%£687.766.70%£687.76£1,984Tracker7.1% APRC£26,918

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 15 Jun 2025 at 01:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.