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Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.39%£549.616.00%£634.87£0Variable5.7% APRC£19,886
4.54%£558.116.94%£677.17£1,510Fixed6.2% APRC£24,289
4.59%£560.956.50%£662.96£999Fixed6.2% APRC£22,349
4.64%£563.816.24%£642.33£999Fixed5.8% APRC£23,812

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.54%£558.116.94%£677.17£1,510Fixed6.2% APRC£24,289
4.59%£560.956.50%£662.96£999Fixed6.2% APRC£22,349
4.64%£563.816.24%£642.33£999Fixed5.8% APRC£23,812
4.67%£565.535.74%£622.03£1,024Fixed5.7% APRC£21,113
4.69%£566.677.24%£705.07£995Fixed6.7% APRC£22,793

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
5.49%£613.495.49%£613.49£1,574Discount5.8% APRC£22,660
5.84%£634.565.84%£634.56£1,730Tracker6.2% APRC£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Jul 2026 at 00:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.