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Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.09%£532.824.09%£532.82£575Variable4.2% APRC£19,757
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.70%£567.254.70%£567.25£2,195Variable5.0% APRC£22,741
4.80%£573.006.24%£644.61£999Fixed5.9% APRC£23,307

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.80%£573.006.24%£644.61£999Fixed5.9% APRC£23,307
4.80%£573.006.49%£657.78£1,014Fixed6.0% APRC£23,008
4.83%£574.736.50%£657.75£999Fixed6.0% APRC£24,715
4.83%£574.736.94%£680.96£1,010Fixed6.3% APRC£24,696
4.84%£575.316.29%£653.03£795Fixed6.1% APRC£22,906

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
5.74%£628.505.74%£628.50£1,730Tracker6.1% APRC£24,481
6.20%£656.586.20%£656.58£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Apr 2026 at 00:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.