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Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.09%£532.824.09%£532.82£575Variable4.2% APRC£19,757
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
4.39%£549.616.00%£634.87£850Variable5.8% APRC£20,736
4.56%£559.246.24%£642.02£999Fixed5.8% APRC£22,807

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.56%£559.246.24%£642.02£999Fixed5.8% APRC£22,807
4.60%£561.526.50%£655.47£999Fixed5.9% APRC£23,983
4.62%£562.675.74%£616.99£1,024Fixed5.5% APRC£25,086
4.69%£566.676.74%£668.91£1,525Fixed6.2% APRC£24,256
4.69%£566.676.94%£688.79£1,510Fixed6.6% APRC£22,105

Initial RateInitial PaymentReverting RateReverting PaymentTotal<BR>FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,809
5.84%£634.565.84%£634.56£1,730Tracker6.2% APRC£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jun 2026 at 00:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.