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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total<BR>Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.73%	£512.58	7.24%	£696.64	£999	Fixed	6.4% APRC	£20,375	76285	42	999	Halifax
3.75%	£514.13	5.74%	£615.22	£1,024	Fixed	5.4% APRC	£21,459	37505	115	1024	Barclays
3.80%	£516.86	6.49%	£658.05	£1,014	Fixed	6.0% APRC	£19,121	14310	75	1014	Nationwide B.Soc
3.81%	£517.40	6.24%	£632.71	£999	Fixed	5.4% APRC	£22,120	70880	344	999	HSBC Intermediary
3.82%	£517.95	6.50%	£657.34	£999	Fixed	6.0% APRC	£20,794	36358	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total<BR>Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.73%	£512.58	7.24%	£696.64	£999	Fixed	6.4% APRC	£20,375	76285	42	999	Halifax
3.75%	£514.13	5.74%	£615.22	£1,024	Fixed	5.4% APRC	£21,459	37505	115	1024	Barclays
3.80%	£516.86	6.49%	£658.05	£1,014	Fixed	6.0% APRC	£19,121	14310	75	1014	Nationwide B.Soc
3.81%	£517.40	6.24%	£632.71	£999	Fixed	5.4% APRC	£22,120	70880	344	999	HSBC Intermediary
3.82%	£517.95	6.50%	£657.34	£999	Fixed	6.0% APRC	£20,794	36358	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total<BR>Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£20,783	13108	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.54%	£616.48	5.54%	£616.48	£1,730	Tracker	5.9% APRC	£24,048	41569	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 24 Feb 2026 at 00:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.