Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.83%	5.6% APRC	£518.50	6.49%	£645.52	£999	Fixed	63m	£22,160	63m	£186,653	14655	344	999	HSBC Intermediary
3.86%	6.2% APRC	£520.14	6.87%	£677.16	£999	Fixed	41m	£20,748	41m	£197,559	29010	474	999	Co-operative Bank
3.88%	5.8% APRC	£521.23	6.99%	£671.09	£1,025	Fixed	64m	£23,488	64m	£192,761	12013	207	1025	NatWest
3.90%	5.6% APRC	£522.33	5.99%	£629.71	£1,024	Fixed	40m	£22,682	40m	£185,722	10614	115	1024	Barclays
3.90%	6.2% APRC	£522.33	6.75%	£671.82	£999	Fixed	39m	£20,953	39m	£196,940	37621	1	999	Santander

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.83%	5.6% APRC	£518.50	6.49%	£645.52	£999	Fixed	63m	£22,160	63m	£186,653	14655	344	999	HSBC Intermediary
3.86%	6.2% APRC	£520.14	6.87%	£677.16	£999	Fixed	41m	£20,748	41m	£197,559	29010	474	999	Co-operative Bank
3.88%	5.8% APRC	£521.23	6.99%	£671.09	£1,025	Fixed	64m	£23,488	64m	£192,761	12013	207	1025	NatWest
3.90%	5.6% APRC	£522.33	5.99%	£629.71	£1,024	Fixed	40m	£22,682	40m	£185,722	10614	115	1024	Barclays
3.90%	6.2% APRC	£522.33	6.75%	£671.82	£999	Fixed	39m	£20,953	39m	£196,940	37621	1	999	Santander

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	4.8% APRC	£560.95	4.59%	£560.95	£999	Tracker	0m	£21,293	0m	£169,384	13108	474	999	Co-operative Bank
4.60%	5.6% APRC	£561.52	5.99%	£629.99	£1,024	Tracker	60m	£21,319	0m	£185,993	64287	115	1024	Barclays
6.19%	6.6% APRC	£655.97	6.19%	£655.97	£1,730	Tracker	0m	£25,470	24m	£198,646	3216	1097	1730	United Trust Bank
6.19%	6.6% APRC	£655.97	6.19%	£655.97	£1,929	Tracker	0m	£25,669	24m	£198,845	225486	1097	1929	impact-UTB
6.45%	6.9% APRC	£672.09	6.45%	£672.09	£1,928	Tracker	0m	£26,298	0m	£203,730	243508	957	1928	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 01:23 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.