Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
3.99%5.8% APRC£527.286.74%£660.68£999Fixed62m£21,64762m£190,932
4.04%6.1% APRC£530.057.24%£688.41£1,014Fixed60m£21,44860m£197,535
4.08%6.3% APRC£532.267.49%£700.27£1,525Fixed63m£24,39263m£201,021
4.12%5.7% APRC£534.496.49%£649.01£1,034Fixed63m£24,06363m£188,602
4.12%5.8% APRC£534.496.75%£662.29£999Fixed63m£22,99663m£191,610

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
3.99%5.8% APRC£527.286.74%£660.68£999Fixed62m£21,64762m£190,932
4.04%6.1% APRC£530.057.24%£688.41£1,014Fixed60m£21,44860m£197,535
4.08%6.3% APRC£532.267.49%£700.27£1,525Fixed63m£24,39263m£201,021
4.12%5.7% APRC£534.496.49%£649.01£1,034Fixed63m£24,06363m£188,602
4.12%5.8% APRC£534.496.75%£662.29£999Fixed63m£22,99663m£191,610

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.10%6.2% APRC£590.436.49%£660.96£1,034Tracker60m£22,3690m£195,170
5.39%5.6% APRC£607.545.39%£607.54£999Tracker0m£22,9700m£183,361
6.69%7.1% APRC£687.136.69%£687.13£1,929Tracker0m£26,79124m£208,193
6.69%7.2% APRC£687.136.69%£687.13£2,183Tracker0m£27,09524m£208,497

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Mar 2025 at 01:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.