Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	4.5% APRC	£546.79	4.34%	£546.79	£999	Tracker	0m	£20,783	0m	£165,136	55110	474	999	Co-operative Bank
4.35%	5.4% APRC	£547.35	5.74%	£614.77	£1,024	Tracker	60m	£20,809	0m	£181,490	64287	115	1024	Barclays
4.39%	5.8% APRC	£549.61	6.00%	£634.87	£850	Variable	36m	£20,736	36m	£188,342	39800	76	850	Newbury
4.56%	5.8% APRC	£559.24	6.24%	£642.02	£999	Fixed	61m	£22,807	61m	£188,555	5986	344	999	HSBC Intermediary
4.60%	5.9% APRC	£561.52	6.50%	£655.47	£999	Fixed	62m	£23,983	62m	£191,790	11673	1	999	Santander

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.56%	5.8% APRC	£559.24	6.24%	£642.02	£999	Fixed	61m	£22,807	61m	£188,555	5986	344	999	HSBC Intermediary
4.60%	5.9% APRC	£561.52	6.50%	£655.47	£999	Fixed	62m	£23,983	62m	£191,790	11673	1	999	Santander
4.62%	5.5% APRC	£562.67	5.74%	£616.99	£1,024	Fixed	63m	£25,086	63m	£182,779	58128	115	1024	Barclays
4.69%	6.6% APRC	£566.67	6.94%	£688.79	£1,510	Fixed	38m	£22,105	38m	£203,701	8884	628	1510	Bank of Ireland
4.70%	6.8% APRC	£566.68	7.24%	£704.81	£999	Fixed	39m	£22,082	39m	£206,805	71442	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	4.5% APRC	£546.79	4.34%	£546.79	£999	Tracker	0m	£20,783	0m	£165,136	55110	474	999	Co-operative Bank
4.35%	5.4% APRC	£547.35	5.74%	£614.77	£1,024	Tracker	60m	£20,809	0m	£181,490	64287	115	1024	Barclays
5.84%	6.2% APRC	£634.56	5.84%	£634.56	£1,730	Tracker	0m	£24,699	24m	£192,223	55642	1097	1730	United Trust Bank
5.84%	6.2% APRC	£635.82	5.84%	£635.82	£1,694	Tracker	0m	£24,510	24m	£192,366	56412	1097	1694	impact-UTB
6.20%	6.6% APRC	£656.58	6.20%	£656.58	£1,928	Tracker	0m	£25,740	0m	£199,077	241508	957	1928	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 08 Jun 2026 at 00:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.