Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	5.7% APRC	£517.40	6.74%	£657.96	£999	Fixed	63m	£22,120	63m	£189,532	37315	344	999	HSBC Intermediary
3.83%	5.7% APRC	£518.50	6.75%	£658.72	£999	Fixed	63m	£22,662	63m	£190,006	18963	1	999	Santander
3.88%	5.5% APRC	£521.23	6.24%	£634.39	£1,034	Fixed	61m	£23,577	61m	£184,528	33859	115	1034	Barclays
3.88%	6.0% APRC	£521.23	7.24%	£684.60	£1,025	Fixed	63m	£23,488	63m	£196,113	23804	207	1025	NatWest
3.88%	6.2% APRC	£520.75	7.74%	£709.28	£999	Fixed	64m	£22,520	64m	£201,717	59609	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	5.7% APRC	£517.40	6.74%	£657.96	£999	Fixed	63m	£22,120	63m	£189,532	37315	344	999	HSBC Intermediary
3.83%	5.7% APRC	£518.50	6.75%	£658.72	£999	Fixed	63m	£22,662	63m	£190,006	18963	1	999	Santander
3.88%	5.5% APRC	£521.23	6.24%	£634.39	£1,034	Fixed	61m	£23,577	61m	£184,528	33859	115	1034	Barclays
3.88%	6.0% APRC	£521.23	7.24%	£684.60	£1,025	Fixed	63m	£23,488	63m	£196,113	23804	207	1025	NatWest
3.88%	6.2% APRC	£520.75	7.74%	£709.28	£999	Fixed	64m	£22,520	64m	£201,717	59609	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	5.1% APRC	£575.31	4.84%	£575.31	£999	Tracker	0m	£21,810	0m	£173,692	31534	474	999	Co-operative Bank
4.85%	5.9% APRC	£575.88	6.24%	£645.38	£1,034	Tracker	60m	£21,846	0m	£190,558	28541	115	1034	Barclays
6.44%	6.9% APRC	£671.46	6.44%	£671.46	£1,929	Tracker	0m	£26,227	24m	£203,492	225486	1097	1929	impact-UTB
6.70%	7.2% APRC	£687.76	6.70%	£687.76	£2,183	Tracker	0m	£27,117	0m	£208,686	227723	957	2183	impact-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 22 May 2025 at 01:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.