Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
3.92%5.8% APRC£522.946.24%£644.29£1,029Fixed36m£19,85536m£189,947
3.95%6.0% APRC£525.087.24%£685.50£1,025Fixed63m£23,62963m£196,569
3.96%5.8% APRC£525.636.74%£660.32£999Fixed62m£21,58762m£190,744
3.98%5.8% APRC£526.736.24%£644.24£1,034Fixed39m£22,85339m£189,803
3.99%6.4% APRC£527.286.99%£687.57£1,014Fixed36m£19,49636m£201,015

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
3.92%5.8% APRC£522.946.24%£644.29£1,029Fixed36m£19,85536m£189,947
3.95%6.0% APRC£525.087.24%£685.50£1,025Fixed63m£23,62963m£196,569
3.96%5.8% APRC£525.636.74%£660.32£999Fixed62m£21,58762m£190,744
3.98%5.8% APRC£526.736.24%£644.24£1,034Fixed39m£22,85339m£189,803
3.99%6.4% APRC£527.286.99%£687.57£1,014Fixed36m£19,49636m£201,015

Initial RateOverall Cost for ComparisonInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.84%5.1% APRC£575.314.84%£575.31£999Tracker0m£21,8100m£173,692
4.85%5.9% APRC£575.886.24%£645.38£1,034Tracker60m£21,8460m£190,558
6.44%6.9% APRC£671.466.44%£671.46£1,929Tracker0m£26,22724m£203,492
6.70%7.2% APRC£687.766.70%£687.76£2,183Tracker0m£27,1170m£208,686

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 01:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.