Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.49% | £555.27 | 8.24% | £0 | Variable | 7.7% APRC | 24m | 24m | £12,996 | £226,160 | 31703 | 23 | 0 | Progressive B.Soc. |
| 4.63% | £563.24 | 7.24% | £15 | Fixed | 6.9% APRC | 24m | 24m | £13,098 | £209,549 | 63127 | 75 | 15 | Nationwide B.Soc |
| 4.41% | £556.80 | 7.35% | £30 | Fixed | 7.1% APRC | 24m | 24m | £13,248 | £213,668 | 50993 | 267 | 30 | AIB |
| 4.66% | £564.39 | 6.49% | £30 | Fixed | 6.3% APRC | 24m | 24m | £13,325 | £197,354 | 4950 | 1369 | 30 | MPowered Mtgs Resi |
| 4.74% | £569.54 | 6.99% | £0 | Fixed | 6.7% APRC | 27m | 27m | £13,479 | £204,387 | 53675 | 344 | 0 | HSBC Intermediary |
Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.63% | £563.24 | 7.24% | £15 | Fixed | 6.9% APRC | 24m | 24m | £13,098 | £209,549 | 63127 | 75 | 15 | Nationwide B.Soc |
| 4.41% | £556.80 | 7.35% | £30 | Fixed | 7.1% APRC | 24m | 24m | £13,248 | £213,668 | 50993 | 267 | 30 | AIB |
| 4.66% | £564.39 | 6.49% | £30 | Fixed | 6.3% APRC | 24m | 24m | £13,325 | £197,354 | 4950 | 1369 | 30 | MPowered Mtgs Resi |
| 4.75% | £570.12 | 8.24% | £0 | Fixed | 7.8% APRC | 24m | 24m | £13,353 | £226,872 | 13269 | 23 | 0 | Progressive B.Soc. |
| 4.74% | £569.54 | 6.99% | £0 | Fixed | 6.7% APRC | 27m | 27m | £13,479 | £204,387 | 53675 | 344 | 0 | HSBC Intermediary |
Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.00% | £584.59 | 6.49% | £35 | Tracker | 6.4% APRC | 24m | 24m | £13,895 | £198,514 | 27684 | 115 | 35 | Barclays |
| 4.74% | £569.54 | 6.99% | £999 | Tracker | 6.9% APRC | 24m | 0m | £13,918 | £206,378 | 8799 | 344 | 999 | HSBC Intermediary |
| 4.69% | £566.67 | 7.24% | £1,014 | Tracker | 7.1% APRC | 24m | 0m | £14,179 | £210,708 | 42945 | 75 | 1014 | Nationwide B.Soc |
| 4.60% | £561.52 | 6.75% | £999 | Tracker | 6.6% APRC | 24m | 0m | £14,450 | £202,815 | 60870 | 1 | 999 | Santander |
| 5.24% | £598.66 | 5.24% | £35 | Tracker | 5.4% APRC | 0m | 0m | £14,528 | £179,758 | 29065 | 208 | 35 | Hanley Economic |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Feb 2025 at 01:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.