| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 7.34% | £25 | Variable | 7.0% APRC | 24m | 24m | £12,848 | £210,588 | 23233 | 6 | 25 | Beverley BS |
| 4.25% | £541.74 | 5.74% | £25 | Tracker | 5.6% APRC | 24m | 24m | £12,857 | £184,736 | 64275 | 115 | 25 | Barclays |
| 4.69% | £566.67 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,115 | £197,375 | 62784 | 75 | 15 | Nationwide B.Soc |
| 4.57% | £559.81 | 6.74% | £30 | Tracker | 6.5% APRC | 26m | 26m | £13,115 | £200,837 | 78166 | 207 | 30 | NatWest |
| 4.94% | £581.10 | 6.24% | £0 | Fixed | 6.1% APRC | 26m | 26m | £13,296 | £193,575 | 95232 | 344 | 0 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £581.10 | 6.24% | £0 | Fixed | 6.1% APRC | 26m | 26m | £13,296 | £193,575 | 95232 | 344 | 0 | HSBC Intermediary |
| 4.73% | £568.97 | 6.74% | £30 | Fixed | 6.5% APRC | 26m | 26m | £13,335 | £201,284 | 86151 | 207 | 30 | NatWest |
| 4.79% | £572.42 | 7.24% | £0 | Fixed | 6.9% APRC | 26m | 26m | £13,438 | £209,586 | 19731 | 313 | 0 | TSB Bank |
| 5.09% | £589.85 | 6.49% | £15 | Fixed | 6.4% APRC | 24m | 24m | £13,671 | £198,393 | 56364 | 75 | 15 | Nationwide B.Soc |
| 4.84% | £575.31 | 6.49% | £25 | Fixed | 6.4% APRC | 26m | 26m | £13,931 | £199,382 | 86859 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.25% | £541.74 | 5.74% | £25 | Tracker | 5.6% APRC | 24m | 24m | £12,857 | £184,736 | 64275 | 115 | 25 | Barclays |
| 4.69% | £566.67 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,115 | £197,375 | 62784 | 75 | 15 | Nationwide B.Soc |
| 4.57% | £559.81 | 6.74% | £30 | Tracker | 6.5% APRC | 26m | 26m | £13,115 | £200,837 | 78166 | 207 | 30 | NatWest |
| 4.19% | £538.38 | 6.24% | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,570 | £193,235 | 95493 | 344 | 999 | HSBC Intermediary |
| 3.94% | £524.53 | 6.49% | £999 | Tracker | 6.3% APRC | 26m | 0m | £13,687 | £197,851 | 9106 | 80 | 999 | Virgin Money |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 Mar 2026 at 00:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.