LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
1.48%£399.005.49%£0Variable4.9% APRC24m24m£9,246£173,698
2.25%£436.135.75%£0Variable5.2% APRC24m24m£10,317£179,811
2.45%£446.105.84%£20Variable5.3% APRC24m24m£10,411£181,565
2.55%£451.142.55%£224Variable2.6% APRC0m24m£10,951£135,466
2.44%£445.605.24%£65Variable4.8% APRC24m24m£10,959£172,980

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.47%£498.585.24%£30Fixed5.0% APRC24m24m£11,996£175,128
3.74%£513.595.49%£0Fixed5.3% APRC24m24m£11,996£179,423
4.29%£543.986.05%£18Fixed5.9% APRC24m24m£12,154£188,932
3.63%£507.624.54%£0Fixed4.5% APRC26m26m£12,183£165,093
3.99%£527.284.74%£20Fixed4.7% APRC24m24m£12,240£168,654

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
2.95%£471.615.24%£35Tracker4.9% APRC24m24m£11,184£173,855
3.34%£492.084.74%£20Tracker4.6% APRC24m0m£11,395£167,089
2.41%£444.104.89%£1,015Tracker4.4% APRC24m0m£11,768£165,268
2.54%£450.634.54%£999Tracker4.4% APRC24m0m£11,814£163,642
3.29%£489.434.24%£995Tracker4.2% APRC27m0m£12,441£160,541

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 10 Aug 2022 at 01:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.