| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.68% | £566.10 | 6.74% | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,505 | £200,935 | 111016 | 207 | 30 | NatWest |
| 4.84% | £575.31 | 7.34% | £25 | Variable | 7.1% APRC | 24m | 24m | £13,532 | £211,910 | 22376 | 6 | 25 | Beverley BS |
| 4.22% | £540.06 | 6.24% | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,610 | £193,311 | 77751 | 344 | 999 | HSBC Intermediary |
| 4.69% | £566.67 | 7.24% | £0 | Variable | 6.7% APRC | 24m | 24m | £13,700 | £206,709 | 22721 | 190 | 0 | Bath Inv. + B.Soc. |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.44% | £610.51 | 7.24% | £0 | Fixed | 7.1% APRC | 25m | 25m | £14,102 | £211,349 | 111169 | 313 | 0 | TSB Bank |
| 5.40% | £615.20 | 6.60% | £30 | Fixed | 6.7% APRC | 25m | 25m | £14,150 | £203,126 | 58346 | 267 | 30 | AIB |
| 5.46% | £611.70 | 6.49% | £15 | Fixed | 6.5% APRC | 24m | 24m | £14,196 | £199,326 | 53074 | 75 | 15 | Nationwide B.Soc |
| 5.55% | £617.08 | 5.74% | £25 | Fixed | 5.9% APRC | 26m | 26m | £14,415 | £187,655 | 28190 | 115 | 25 | Barclays |
| 5.44% | £610.51 | 7.74% | £0 | Fixed | 7.5% APRC | 24m | 24m | £14,502 | £220,351 | 10753 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.68% | £566.10 | 6.74% | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,505 | £200,935 | 111016 | 207 | 30 | NatWest |
| 4.22% | £540.06 | 6.24% | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,610 | £193,311 | 77751 | 344 | 999 | HSBC Intermediary |
| 4.44% | £552.43 | 7.24% | £995 | Tracker | 7.0% APRC | 25m | 0m | £13,703 | £209,624 | 46705 | 313 | 995 | TSB Bank |
| 4.15% | £536.15 | 5.74% | £1,024 | Tracker | 5.7% APRC | 24m | 0m | £13,722 | £185,485 | 3902 | 115 | 1024 | Barclays |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Oct 2026 at 01:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.