| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.89% | £577.62 | 8.74% | £30 | Fixed | 8.2% APRC | 24m | 24m | £13,393 | £235,562 | 27394 | 1141 | 30 | MPowered Mtgs Resi |
| 4.91% | £579.36 | 8.74% | £35 | Fixed | 8.2% APRC | 26m | 26m | £13,520 | £235,128 | 30368 | 115 | 35 | Barclays |
| 4.54% | £564.31 | 7.75% | £30 | Fixed | 7.4% APRC | 25m | 25m | £13,628 | £220,657 | 130 | 267 | 30 | AIB |
| 5.04% | £586.92 | 7.99% | £15 | Fixed | 7.6% APRC | 24m | 24m | £13,666 | £223,277 | 13561 | 75 | 15 | Nationwide B.Soc |
| 4.99% | £583.42 | 8.74% | £0 | Fixed | 8.2% APRC | 26m | 26m | £13,752 | £235,256 | 38715 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.89% | £577.62 | 8.74% | £30 | Fixed | 8.2% APRC | 24m | 24m | £13,393 | £235,562 | 27394 | 1141 | 30 | MPowered Mtgs Resi |
| 4.91% | £579.36 | 8.74% | £35 | Fixed | 8.2% APRC | 26m | 26m | £13,520 | £235,128 | 30368 | 115 | 35 | Barclays |
| 4.54% | £564.31 | 7.75% | £30 | Fixed | 7.4% APRC | 25m | 25m | £13,628 | £220,657 | 130 | 267 | 30 | AIB |
| 5.04% | £586.92 | 7.99% | £15 | Fixed | 7.6% APRC | 24m | 24m | £13,666 | £223,277 | 13561 | 75 | 15 | Nationwide B.Soc |
| 4.99% | £583.42 | 8.74% | £0 | Fixed | 8.2% APRC | 26m | 26m | £13,752 | £235,256 | 38715 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.75% | £629.11 | 8.74% | £35 | Tracker | 8.4% APRC | 24m | 24m | £14,964 | £238,502 | 26824 | 115 | 35 | Barclays |
| 6.09% | £649.81 | 7.99% | £15 | Tracker | 7.9% APRC | 24m | 0m | £15,175 | £226,064 | 14940 | 75 | 15 | Nationwide B.Soc |
| 5.49% | £613.49 | 6.99% | £999 | Tracker | 7.0% APRC | 24m | 0m | £15,223 | £208,564 | 31373 | 344 | 999 | HSBC Intermediary |
| 5.64% | £622.48 | 8.74% | £995 | Tracker | 8.5% APRC | 26m | 0m | £15,635 | £238,376 | 46286 | 313 | 995 | TSB - Intermediaries |
| 5.48% | £612.26 | 8.74% | £999 | Tracker | 8.4% APRC | 26m | 26m | £15,693 | £237,962 | 38099 | 42 | 999 | Halifax |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Apr 2024 at 01:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.