| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.99% | £0 | Fixed | 6.7% APRC | 25m | 25m | £12,688 | £204,982 | 22282 | 344 | 0 | HSBC Intermediary |
| 4.49% | £555.27 | 8.49% | £0 | Fixed | 7.9% APRC | 24m | 24m | £12,996 | £230,476 | 35941 | 23 | 0 | Progressive B.Soc. |
| 4.15% | £541.92 | 7.35% | £30 | Fixed | 7.1% APRC | 24m | 24m | £13,091 | £213,172 | 3895 | 267 | 30 | AIB |
| 4.69% | £566.67 | 7.49% | £15 | Fixed | 7.2% APRC | 24m | 24m | £13,180 | £213,876 | 32446 | 75 | 15 | Nationwide B.Soc |
| 4.69% | £566.11 | 6.74% | £30 | Fixed | 6.5% APRC | 24m | 24m | £13,367 | £201,474 | 64528 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.99% | £0 | Fixed | 6.7% APRC | 25m | 25m | £12,688 | £204,982 | 22282 | 344 | 0 | HSBC Intermediary |
| 4.49% | £555.27 | 8.49% | £0 | Fixed | 7.9% APRC | 24m | 24m | £12,996 | £230,476 | 35941 | 23 | 0 | Progressive B.Soc. |
| 4.15% | £541.92 | 7.35% | £30 | Fixed | 7.1% APRC | 24m | 24m | £13,091 | £213,172 | 3895 | 267 | 30 | AIB |
| 4.69% | £566.67 | 7.49% | £15 | Fixed | 7.2% APRC | 24m | 24m | £13,180 | £213,876 | 32446 | 75 | 15 | Nationwide B.Soc |
| 4.69% | £566.11 | 6.74% | £30 | Fixed | 6.5% APRC | 24m | 24m | £13,367 | £201,474 | 64528 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.25% | £599.25 | 6.74% | £35 | Tracker | 6.6% APRC | 24m | 24m | £14,247 | £203,210 | 27684 | 115 | 35 | Barclays |
| 4.99% | £584.01 | 6.99% | £999 | Tracker | 6.9% APRC | 24m | 0m | £14,265 | £207,026 | 51710 | 344 | 999 | HSBC Intermediary |
| 4.94% | £581.10 | 7.49% | £1,014 | Tracker | 7.3% APRC | 24m | 0m | £14,525 | £215,539 | 42945 | 75 | 1014 | Nationwide B.Soc |
| 5.49% | £613.49 | 5.49% | £35 | Tracker | 5.6% APRC | 0m | 0m | £14,884 | £184,207 | 29065 | 208 | 35 | Hanley Economic |
| 5.68% | £624.88 | 7.74% | £30 | Tracker | 7.5% APRC | 28m | 28m | £15,018 | £220,058 | 21808 | 207 | 30 | NatWest Intermediary |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Nov 2024 at 01:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.