LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
0.99%£376.425.00%£0Variable4.4% APRC24m24m£8,704£165,180
1.99%£423.455.64%£20Variable5.1% APRC24m24m£10,033£177,515
1.84%£416.115.35%£15Variable4.8% APRC24m24m£10,157£173,019
2.30%£438.615.69%£20Variable5.2% APRC24m24m£10,232£178,876
2.20%£433.664.49%£35Tracker4.2% APRC24m24m£10,273£160,961

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
2.89%£468.515.00%£0Fixed4.7% APRC24m24m£10,914£169,921
2.99%£473.694.24%£20Fixed4.1% APRC24m24m£10,954£158,986
2.54%£450.635.29%£224Fixed4.9% APRC24m24m£11,099£174,000
3.27%£488.374.99%£15Fixed4.8% APRC25m25m£11,181£170,328
2.84%£465.934.04%£0Fixed3.9% APRC26m26m£11,182£155,975

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
2.20%£433.664.49%£35Tracker4.2% APRC24m24m£10,273£160,961
2.59%£453.164.24%£20Tracker4.0% APRC24m0m£10,461£158,035
1.79%£413.714.04%£999Tracker3.8% APRC24m0m£10,928£154,710
1.79%£413.714.89%£1,015Tracker4.3% APRC24m0m£11,039£163,747
2.54%£450.633.49%£995Tracker3.5% APRC27m0m£11,510£148,278

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 May 2022 at 01:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative Example 4.3% APRC, based on borrowing £200,000 over 21 years on a 1.85% fixed rate until 01st August 2018, giving 25 monthly payment of £961.67, followed by 228 payments of £1233.90 on a variable rate (currently 4.79%). Total amount payable £302,494 including the following one off costs - £30 telegraphic transfer fee and £377 valuation fee.