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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855
3.92%£523.436.24%£1,034Fixed5.5% APRC£23,657
3.95%£525.087.24%£1,025Fixed6.1% APRC£22,241
3.96%£525.636.74%£999Fixed5.8% APRC£21,587
3.96%£525.636.75%£999Fixed5.8% APRC£22,923

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.92%£522.946.24%£1,029Fixed5.8% APRC£19,855
3.92%£523.436.24%£1,034Fixed5.5% APRC£23,657
3.95%£525.087.24%£1,025Fixed6.1% APRC£22,241
3.96%£525.636.74%£999Fixed5.8% APRC£21,587
3.96%£525.636.75%£999Fixed5.8% APRC£22,923

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.84%£575.314.84%£999Tracker5.1% APRC£21,810
4.85%£575.886.24%£1,034Tracker5.9% APRC£21,846
6.44%£671.466.44%£2,029Tracker6.9% APRC£26,327
6.44%£671.466.44%£1,730Tracker6.8% APRC£26,028
6.70%£687.766.70%£1,984Tracker7.1% APRC£26,918

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Jul 2025 at 01:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.