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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.39%	£549.61	6.94%	£1,510	Fixed	6.5% APRC	£23,350	87329	628	1510	Bank of Ireland
4.46%	£553.56	6.24%	£999	Fixed	5.7% APRC	£23,438	83116	344	999	HSBC Intermediary
4.49%	£555.27	6.49%	£1,014	Fixed	5.9% APRC	£22,364	86071	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.94%	£1,510	Fixed	6.5% APRC	£23,350	87329	628	1510	Bank of Ireland
4.46%	£553.56	6.24%	£999	Fixed	5.7% APRC	£23,438	83116	344	999	HSBC Intermediary
4.49%	£555.27	6.49%	£1,014	Fixed	5.9% APRC	£22,364	86071	75	1014	Nationwide B.Soc
4.49%	£555.27	6.49%	£1,024	Fixed	5.9% APRC	£23,904	86916	80	1024	Virgin Money
4.49%	£555.27	6.49%	£2,024	Fixed	6.0% APRC	£24,904	87444	80	2024	Openwork-Virgin

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.84%	£634.56	5.84%	£1,730	Tracker	6.2% APRC	£24,699	210866	1097	1730	1APP@AMM-UTB
5.84%	£634.56	5.84%	£2,029	Tracker	6.2% APRC	£24,998	210867	1097	2029	Brightstar-UTB
6.20%	£656.58	6.20%	£1,729	Tracker	6.6% APRC	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Jul 2026 at 00:57 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.