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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.99%£527.286.74%£999Fixed5.8% APRC£21,647
4.04%£530.057.24%£1,014Fixed6.1% APRC£21,448
4.08%£532.267.49%£1,525Fixed6.3% APRC£24,392
4.12%£534.496.49%£1,034Fixed5.7% APRC£24,063
4.12%£534.496.75%£999Fixed5.8% APRC£22,996

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
3.99%£527.286.74%£999Fixed5.8% APRC£21,647
4.04%£530.057.24%£1,014Fixed6.1% APRC£21,448
4.08%£532.267.49%£1,525Fixed6.3% APRC£24,392
4.12%£534.496.49%£1,034Fixed5.7% APRC£24,063
4.12%£534.496.75%£999Fixed5.8% APRC£22,996

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
5.10%£590.436.49%£1,034Tracker6.2% APRC£22,369
5.39%£607.545.39%£999Tracker5.6% APRC£22,970
6.69%£687.136.69%£1,730Tracker7.1% APRC£26,592
6.69%£687.136.69%£2,029Tracker7.1% APRC£26,891
6.69%£687.136.69%£1,984Tracker7.1% APRC£26,896

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Mar 2025 at 01:19 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.