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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.66%	£564.95	6.24%	£999	Fixed	5.8% APRC	£23,015	36953	344	999	HSBC Intermediary
4.69%	£566.67	6.94%	£1,510	Fixed	6.6% APRC	£23,969	8884	628	1510	Bank of Ireland
4.74%	£569.54	6.49%	£1,024	Fixed	6.0% APRC	£24,424	36345	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.66%	£564.95	6.24%	£999	Fixed	5.8% APRC	£23,015	36953	344	999	HSBC Intermediary
4.69%	£566.67	6.94%	£1,510	Fixed	6.6% APRC	£23,969	8884	628	1510	Bank of Ireland
4.74%	£569.54	6.49%	£1,024	Fixed	6.0% APRC	£24,424	36345	80	1024	Virgin Money
4.74%	£569.54	6.49%	£1,014	Fixed	6.0% APRC	£22,883	44552	75	1014	Nationwide B.Soc
4.74%	£569.54	6.74%	£1,025	Fixed	6.1% APRC	£23,860	11349	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	4.34%	£999	Tracker	4.5% APRC	£20,783	55110	474	999	Co-operative Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
5.74%	£628.50	5.74%	£1,730	Tracker	6.1% APRC	£24,481	259545	1097	1730	1APP@AMM-UTB
5.74%	£628.50	5.74%	£2,029	Tracker	6.1% APRC	£24,780	259546	1097	2029	Brightstar-UTB
6.20%	£656.58	6.20%	£2,028	Tracker	6.6% APRC	£25,840	241506	957	2028	Brightstar-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 13 May 2026 at 00:56 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.