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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.21%£539.506.24%£999Fixed5.6% APRC£22,091
4.30%£544.545.74%£1,024Fixed5.6% APRC£22,565
4.34%£546.796.74%£1,024Fixed5.9% APRC£24,523
4.39%£549.616.49%£1,014Fixed6.2% APRC£20,800
4.44%£552.437.24%£995Fixed6.7% APRC£20,882

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.21%£539.506.24%£999Fixed5.6% APRC£22,091
4.30%£544.545.74%£1,024Fixed5.6% APRC£22,565
4.34%£546.796.74%£1,024Fixed5.9% APRC£24,523
4.39%£549.616.49%£1,014Fixed6.2% APRC£20,800
4.44%£552.437.24%£995Fixed6.7% APRC£20,882

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
5.74%£628.505.74%£2,029Tracker6.1% APRC£24,780
5.74%£628.505.74%£1,730Tracker6.1% APRC£24,481
6.20%£656.586.20%£2,028Tracker6.6% APRC£25,840
6.20%£656.586.20%£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 00:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.