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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
4.66%£564.956.24%£999Fixed5.8% APRC£23,015
4.67%£565.536.74%£1,525Fixed6.1% APRC£25,612
4.69%£566.676.50%£999Fixed6.2% APRC£21,624

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.66%£564.956.24%£999Fixed5.8% APRC£23,015
4.67%£565.535.74%£1,024Fixed5.7% APRC£21,113
4.67%£565.536.74%£1,525Fixed6.1% APRC£25,612
4.69%£566.676.50%£999Fixed6.2% APRC£21,624
4.73%£568.976.49%£1,014Fixed6.0% APRC£22,862

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
5.84%£634.565.84%£2,029Tracker6.2% APRC£24,998
5.84%£634.565.84%£1,730Tracker6.2% APRC£24,699
6.20%£656.586.20%£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Aug 2026 at 01:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.