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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.77%	£515.22	6.49%	£999	Fixed	5.5% APRC	£21,209	18253	344	999	HSBC Intermediary
3.79%	£516.31	6.74%	£1,014	Fixed	5.7% APRC	£20,949	111	75	1014	Nationwide B.Soc
3.80%	£516.86	6.75%	£999	Fixed	6.2% APRC	£19,831	23879	1	999	Santander
3.83%	£518.50	6.99%	£1,525	Fixed	5.9% APRC	£22,501	6464	207	1525	NatWest
3.84%	£519.04	5.99%	£1,024	Fixed	5.3% APRC	£23,486	41569	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.77%	£515.22	6.49%	£999	Fixed	5.5% APRC	£21,209	18253	344	999	HSBC Intermediary
3.79%	£516.31	6.74%	£1,014	Fixed	5.7% APRC	£20,949	111	75	1014	Nationwide B.Soc
3.80%	£516.86	6.75%	£999	Fixed	6.2% APRC	£19,831	23879	1	999	Santander
3.83%	£518.50	6.99%	£1,525	Fixed	5.9% APRC	£22,501	6464	207	1525	NatWest
3.84%	£519.04	5.99%	£1,024	Fixed	5.3% APRC	£23,486	41569	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£560.95	4.59%	£999	Tracker	4.8% APRC	£21,293	13108	474	999	Co-operative Bank
4.60%	£561.52	5.99%	£1,024	Tracker	5.6% APRC	£21,319	64287	115	1024	Barclays
6.19%	£655.97	6.19%	£1,730	Tracker	6.6% APRC	£25,470	225482	1097	1730	1APP@AMM-UTB
6.19%	£655.97	6.19%	£2,029	Tracker	6.6% APRC	£25,769	225483	1097	2029	Brightstar-UTB
6.45%	£672.09	6.45%	£2,028	Tracker	6.9% APRC	£26,398	243506	957	2028	Brightstar-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 01:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.