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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
5.02%£585.766.74%£1,025Fixed6.2% APRC£25,853
5.04%£586.927.24%£995Fixed6.9% APRC£22,124
5.06%£588.096.49%£1,014Fixed6.4% APRC£21,685

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.92%£579.945.74%£1,024Fixed5.8% APRC£23,850
5.02%£585.766.74%£1,025Fixed6.2% APRC£25,853
5.04%£586.927.24%£995Fixed6.9% APRC£22,124
5.06%£588.096.49%£1,014Fixed6.4% APRC£21,685
5.07%£588.686.29%£995Fixed6.0% APRC£26,397

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
5.84%£634.565.84%£1,730Tracker6.2% APRC£24,699
5.84%£634.565.84%£2,029Tracker6.2% APRC£24,998
6.20%£656.586.20%£1,729Tracker6.6% APRC£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Sep 2026 at 01:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.