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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.02%	£528.94	6.50%	£999	Fixed	6.0% APRC	£20,016	48681	1	999	Santander
4.09%	£532.82	6.49%	£1,014	Fixed	6.1% APRC	£19,696	20466	75	1014	Nationwide B.Soc
4.14%	£535.60	6.74%	£1,025	Fixed	5.9% APRC	£22,624	75080	207	1025	NatWest
4.15%	£536.15	5.74%	£1,024	Fixed	5.5% APRC	£22,260	79276	115	1024	Barclays
4.17%	£537.27	6.94%	£1,010	Fixed	6.4% APRC	£22,401	46879	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.02%	£528.94	6.50%	£999	Fixed	6.0% APRC	£20,016	48681	1	999	Santander
4.09%	£532.82	6.49%	£1,014	Fixed	6.1% APRC	£19,696	20466	75	1014	Nationwide B.Soc
4.14%	£535.60	6.74%	£1,025	Fixed	5.9% APRC	£22,624	75080	207	1025	NatWest
4.15%	£536.15	5.74%	£1,024	Fixed	5.5% APRC	£22,260	79276	115	1024	Barclays
4.17%	£537.27	6.94%	£1,010	Fixed	6.4% APRC	£22,401	46879	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	£20,809	64287	115	1024	Barclays
4.64%	£563.81	4.64%	£999	Tracker	4.8% APRC	£21,396	13123	474	999	Co-operative Bank
5.54%	£616.48	5.54%	£1,730	Tracker	5.9% APRC	£24,048	249622	1097	1730	1APP@AMM-UTB
5.54%	£616.48	5.54%	£2,029	Tracker	5.9% APRC	£24,347	249623	1097	2029	Brightstar-UTB
6.20%	£656.58	6.20%	£2,028	Tracker	6.6% APRC	£25,840	241506	957	2028	Brightstar-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Mar 2026 at 00:56 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.