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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£560.95	4.59%	£999	Tracker	4.8% APRC	£21,293	21747	474	999	Co-operative Bank
4.60%	£561.52	5.99%	£1,024	Tracker	5.6% APRC	£21,319	64287	115	1024	Barclays
4.95%	£581.68	6.31%	£999	Tracker	6.0% APRC	£22,537	201	77	999	Newcastle
4.97%	£582.84	6.50%	£999	Fixed	6.1% APRC	£24,760	23833	1	999	Santander
4.98%	£583.43	6.99%	£1,025	Fixed	6.4% APRC	£25,767	37030	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.97%	£582.84	6.50%	£999	Fixed	6.1% APRC	£24,760	23833	1	999	Santander
4.98%	£583.43	6.99%	£1,025	Fixed	6.4% APRC	£25,767	37030	207	1025	NatWest
4.99%	£584.01	6.74%	£1,014	Fixed	6.5% APRC	£21,538	43068	75	1014	Nationwide B.Soc
5.00%	£584.59	5.99%	£1,024	Fixed	5.8% APRC	£25,889	3571	115	1024	Barclays
5.03%	£586.34	6.24%	£999	Fixed	6.0% APRC	£23,791	22880	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£560.95	4.59%	£999	Tracker	4.8% APRC	£21,293	21747	474	999	Co-operative Bank
4.60%	£561.52	5.99%	£1,024	Tracker	5.6% APRC	£21,319	64287	115	1024	Barclays
4.95%	£581.68	6.31%	£999	Tracker	6.0% APRC	£22,537	201	77	999	Newcastle
6.29%	£662.14	6.29%	£1,730	Tracker	6.7% APRC	£25,692	200522	1097	1730	1APP@AMM-UTB
6.29%	£662.14	6.29%	£2,029	Tracker	6.7% APRC	£25,991	200523	1097	2029	Brightstar-UTB

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 01:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.