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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
4.51%£556.406.24%£999Fixed5.7% APRC£22,704
4.54%£558.116.54%£1,007Fixed5.9% APRC£25,528
4.56%£559.246.50%£999Fixed5.9% APRC£24,150

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.51%£556.406.24%£999Fixed5.7% APRC£22,704
4.52%£556.975.74%£1,024Fixed5.4% APRC£24,877
4.54%£558.116.54%£1,007Fixed5.9% APRC£25,528
4.56%£559.246.50%£999Fixed5.9% APRC£24,150
4.59%£560.956.49%£1,014Fixed5.9% APRC£22,571

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for Comparison3 Year Total Cost
4.34%£546.794.34%£999Tracker4.5% APRC£20,783
4.35%£547.355.74%£1,024Tracker5.4% APRC£20,809
5.84%£634.565.84%£1,730Tracker6.2% APRC£24,699
5.84%£634.565.84%£2,029Tracker6.2% APRC£24,998
6.20%£656.586.20%£2,028Tracker6.6% APRC£25,840

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.
Source: Mortgage Brain. This information was last revised on 27 Jun 2026 at 00:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.