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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.68%6.3% APRC£566.106.49%£15Fixed24m£13,10124m£197,351
4.74%5.7% APRC£569.545.74%£25Fixed26m£13,27426m£185,504
4.73%6.5% APRC£568.976.74%£30Fixed26m£13,33526m£201,284
4.84%7.0% APRC£575.317.24%£0Fixed25m£13,50725m£209,974
4.70%6.3% APRC£567.256.50%£0Fixed26m£13,58926m£197,660

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.68%6.3% APRC£566.106.49%£15Fixed24m£13,10124m£197,351
4.74%5.7% APRC£569.545.74%£25Fixed26m£13,27426m£185,504
4.73%6.5% APRC£568.976.74%£30Fixed26m£13,33526m£201,284
4.84%7.0% APRC£575.317.24%£0Fixed25m£13,50725m£209,974
4.70%6.3% APRC£567.256.50%£0Fixed26m£13,58926m£197,660

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.69%6.3% APRC£566.676.49%£15Tracker24m£13,1150m£197,375
4.74%6.5% APRC£569.546.74%£30Tracker26m£13,34926m£201,309
4.04%5.7% APRC£530.055.74%£1,024Tracker24m£13,5750m£185,209
4.14%6.3% APRC£535.606.50%£999Tracker24m£13,8280m£197,586
4.14%6.1% APRC£535.606.29%£995Tracker24m£13,8490m£194,249

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 10 Jul 2026 at 01:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.