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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.79%6.3% APRC£572.426.49%£15Tracker24m£13,2530m£197,632
4.68%6.5% APRC£566.106.74%£30Tracker27m£13,50527m£200,935
4.44%7.0% APRC£552.437.24%£995Tracker25m£13,7030m£209,624
4.15%5.7% APRC£536.155.74%£1,024Tracker24m£13,7220m£185,485
4.20%6.3% APRC£538.946.50%£999Tracker24m£13,9090m£197,741

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.44%7.1% APRC£610.517.24%£0Fixed25m£14,10225m£211,349
5.46%6.5% APRC£611.706.49%£15Fixed24m£14,19624m£199,326
5.55%5.9% APRC£617.085.74%£25Fixed26m£14,41526m£187,655
5.40%6.5% APRC£608.136.50%£0Fixed26m£14,57026m£199,575
5.77%7.1% APRC£629.667.24%£0Fixed26m£14,61226m£211,907

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.79%6.3% APRC£572.426.49%£15Tracker24m£13,2530m£197,632
4.68%6.5% APRC£566.106.74%£30Tracker27m£13,50527m£200,935
4.44%7.0% APRC£552.437.24%£995Tracker25m£13,7030m£209,624
4.15%5.7% APRC£536.155.74%£1,024Tracker24m£13,7220m£185,485
4.20%6.3% APRC£538.946.50%£999Tracker24m£13,9090m£197,741

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 06 Oct 2026 at 01:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.