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| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 2 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | 6.2% APRC | £527.28 | 6.49% | £15 | Fixed | 24m | £12,170 | 24m | £195,577 | 2596 | 75 | 15 | Nationwide B.Soc |
| 4.00% | 5.5% APRC | £527.84 | 5.74% | £25 | Fixed | 26m | £12,273 | 26m | £183,516 | 16615 | 115 | 25 | Barclays |
| 4.04% | 6.4% APRC | £530.05 | 6.74% | £30 | Fixed | 26m | £12,401 | 26m | £199,351 | 19870 | 207 | 30 | NatWest |
| 4.14% | 6.8% APRC | £535.60 | 7.24% | £0 | Fixed | 25m | £12,554 | 25m | £208,051 | 18594 | 313 | 0 | TSB Bank |
| 3.97% | 6.1% APRC | £526.18 | 6.50% | £0 | Fixed | 26m | £12,603 | 26m | £195,633 | 46325 | 1 | 0 | Santander |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 2 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | 6.2% APRC | £527.28 | 6.49% | £15 | Fixed | 24m | £12,170 | 24m | £195,577 | 2596 | 75 | 15 | Nationwide B.Soc |
| 4.00% | 5.5% APRC | £527.84 | 5.74% | £25 | Fixed | 26m | £12,273 | 26m | £183,516 | 16615 | 115 | 25 | Barclays |
| 4.04% | 6.4% APRC | £530.05 | 6.74% | £30 | Fixed | 26m | £12,401 | 26m | £199,351 | 19870 | 207 | 30 | NatWest |
| 4.14% | 6.8% APRC | £535.60 | 7.24% | £0 | Fixed | 25m | £12,554 | 25m | £208,051 | 18594 | 313 | 0 | TSB Bank |
| 3.97% | 6.1% APRC | £526.18 | 6.50% | £0 | Fixed | 26m | £12,603 | 26m | £195,633 | 46325 | 1 | 0 | Santander |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 2 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.25% | 5.6% APRC | £541.74 | 5.74% | £25 | Tracker | 24m | £12,857 | 24m | £184,736 | 64275 | 115 | 25 | Barclays |
| 4.47% | 6.4% APRC | £554.13 | 6.74% | £30 | Tracker | 26m | £12,979 | 26m | £200,558 | 26086 | 207 | 30 | NatWest |
| 3.94% | 6.3% APRC | £524.53 | 6.49% | £1,014 | Tracker | 24m | £13,103 | 0m | £196,447 | 51138 | 75 | 1014 | Nationwide B.Soc |
| 4.40% | 6.3% APRC | £550.17 | 6.80% | £8 | Tracker | 26m | £13,277 | 26m | £199,817 | 73249 | 90 | 8 | Principality |
| 4.00% | 6.3% APRC | £527.84 | 6.50% | £999 | Tracker | 24m | £13,642 | 0m | £197,224 | 60038 | 1 | 999 | Santander |
This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jan 2026 at 01:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.