Do I Qualify?
LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.69%6.3% APRC£566.676.49%£15Tracker24m£13,1150m£197,375
4.06%5.7% APRC£531.165.74%£1,024Tracker24m£13,6020m£185,260
4.09%6.6% APRC£532.826.89%£1,010Variable24m£13,67324m£203,677
5.00%7.0% APRC£584.597.24%£0Variable24m£13,70024m£210,610
4.91%6.5% APRC£579.366.74%£30Tracker27m£13,82427m£201,596

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.11%6.4% APRC£591.026.49%£15Fixed24m£13,69924m£198,446
5.15%7.0% APRC£593.367.24%£0Fixed24m£13,91124m£211,002
5.11%6.5% APRC£591.026.49%£25Fixed26m£14,30826m£200,124
5.14%7.8% APRC£592.897.99%£1,019Fixed24m£14,34824m£224,130
4.89%6.3% APRC£578.206.50%£0Fixed27m£14,80927m£198,019

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.69%6.3% APRC£566.676.49%£15Tracker24m£13,1150m£197,375
4.06%5.7% APRC£531.165.74%£1,024Tracker24m£13,6020m£185,260
4.91%6.5% APRC£579.366.74%£30Tracker27m£13,82427m£201,596
4.44%6.9% APRC£552.437.24%£995Tracker27m£13,9530m£209,296
4.89%6.4% APRC£578.206.49%£25Tracker26m£14,0010m£199,518

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 25 May 2026 at 01:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.