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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.15%6.0% APRC£536.156.24%£35Fixed26m£12,48326m£191,680
4.30%6.7% APRC£544.546.99%£15Fixed24m£12,58424m£204,492
4.10%6.4% APRC£533.376.75%£0Fixed26m£12,77626m£199,974
4.49%7.3% APRC£555.277.74%£0Fixed26m£13,02626m£216,987
4.48%7.2% APRC£554.167.74%£0Fixed26m£13,05026m£216,776

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.15%6.0% APRC£536.156.24%£35Fixed26m£12,48326m£191,680
4.30%6.7% APRC£544.546.99%£15Fixed24m£12,58424m£204,492
4.10%6.4% APRC£533.376.75%£0Fixed26m£12,77626m£199,974
4.49%7.3% APRC£555.277.74%£0Fixed26m£13,02626m£216,987
4.48%7.2% APRC£554.167.74%£0Fixed26m£13,05026m£216,776

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.75%6.1% APRC£570.126.24%£35Tracker24m£13,54824m£193,872
4.44%6.8% APRC£552.436.99%£1,014Tracker24m£13,7720m£205,860
4.97%6.9% APRC£582.847.24%£30Tracker27m£14,00827m£209,939
4.50%6.6% APRC£555.836.75%£999Tracker24m£14,3140m£202,554
4.74%7.4% APRC£569.547.74%£995Tracker26m£14,3640m£218,707

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 01:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.