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Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	6.2% APRC	£527.28	6.49%	£15	Fixed	24m	£12,170	24m	£195,577	2596	75	15	Nationwide B.Soc
4.14%	7.0% APRC	£535.60	7.49%	£0	Fixed	26m	£12,554	26m	£211,829	18594	313	0	TSB Bank
4.20%	7.1% APRC	£538.94	7.49%	£0	Fixed	24m	£12,605	24m	£212,658	45642	23	0	Progressive B.Soc.
3.99%	7.6% APRC	£527.39	8.09%	£1,019	Fixed	24m	£12,776	24m	£222,705	5264	198	1019	Furness B.Soc
4.25%	5.6% APRC	£541.74	5.74%	£25	Tracker	24m	£12,857	24m	£184,736	64275	115	25	Barclays

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	6.2% APRC	£527.28	6.49%	£15	Fixed	24m	£12,170	24m	£195,577	2596	75	15	Nationwide B.Soc
4.14%	7.0% APRC	£535.60	7.49%	£0	Fixed	26m	£12,554	26m	£211,829	18594	313	0	TSB Bank
4.20%	7.1% APRC	£538.94	7.49%	£0	Fixed	24m	£12,605	24m	£212,658	45642	23	0	Progressive B.Soc.
3.99%	7.6% APRC	£527.39	8.09%	£1,019	Fixed	24m	£12,776	24m	£222,705	5264	198	1019	Furness B.Soc
4.08%	7.2% APRC	£532.26	7.74%	£35	Fixed	26m	£13,073	26m	£216,388	17649	57	35	Leeds B Society

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	5.6% APRC	£541.74	5.74%	£25	Tracker	24m	£12,857	24m	£184,736	64275	115	25	Barclays
3.94%	6.3% APRC	£524.53	6.49%	£1,014	Tracker	24m	£13,103	0m	£196,447	51138	75	1014	Nationwide B.Soc
4.47%	6.4% APRC	£554.13	6.74%	£30	Tracker	27m	£13,218	27m	£200,325	26086	207	30	NatWest
4.00%	6.3% APRC	£527.84	6.50%	£999	Tracker	24m	£13,642	0m	£197,224	60038	1	999	Santander
4.24%	7.1% APRC	£541.18	7.49%	£995	Tracker	26m	£13,683	0m	£213,112	2957	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 26 Dec 2025 at 01:57 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.