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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.79%6.3% APRC£572.426.49%£15Tracker24m£13,2530m£197,632
4.74%6.5% APRC£569.546.74%£30Tracker27m£13,58827m£201,107
4.15%5.7% APRC£536.155.74%£1,024Tracker24m£13,7220m£185,485
4.14%6.3% APRC£535.606.50%£999Tracker24m£13,8280m£197,586
4.44%6.9% APRC£552.437.24%£995Tracker27m£13,9530m£209,296

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.93%6.4% APRC£580.526.49%£15Fixed24m£13,44724m£197,987
4.93%6.4% APRC£580.526.49%£25Fixed26m£14,05626m£199,630
5.30%7.1% APRC£602.207.24%£0Fixed24m£14,12324m£211,391
4.97%6.5% APRC£582.846.74%£30Fixed27m£14,38627m£201,769
5.05%7.4% APRC£587.517.74%£35Fixed26m£14,39926m£219,206

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.79%6.3% APRC£572.426.49%£15Tracker24m£13,2530m£197,632
4.74%6.5% APRC£569.546.74%£30Tracker27m£13,58827m£201,107
4.15%5.7% APRC£536.155.74%£1,024Tracker24m£13,7220m£185,485
4.14%6.3% APRC£535.606.50%£999Tracker24m£13,8280m£197,586
4.44%6.9% APRC£552.437.24%£995Tracker27m£13,9530m£209,296

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Aug 2026 at 01:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.