Best Buys

Do I Qualify?

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	6.2% APRC	£535.60	6.49%	£15	Fixed	24m	£12,369	24m	£195,965	24580	75	15	Nationwide B.Soc
4.20%	6.8% APRC	£538.94	7.24%	£0	Fixed	24m	£12,605	24m	£208,501	45642	23	0	Progressive B.Soc.
4.25%	5.6% APRC	£541.74	5.74%	£25	Tracker	24m	£12,857	24m	£184,736	64275	115	25	Barclays
4.07%	7.6% APRC	£531.82	7.99%	£1,019	Fixed	24m	£12,883	24m	£221,224	76660	198	1019	Furness B.Soc
4.11%	6.3% APRC	£533.93	6.74%	£30	Fixed	27m	£13,208	27m	£199,280	77983	207	30	NatWest

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	6.2% APRC	£535.60	6.49%	£15	Fixed	24m	£12,369	24m	£195,965	24580	75	15	Nationwide B.Soc
4.20%	6.8% APRC	£538.94	7.24%	£0	Fixed	24m	£12,605	24m	£208,501	45642	23	0	Progressive B.Soc.
4.07%	7.6% APRC	£531.82	7.99%	£1,019	Fixed	24m	£12,883	24m	£221,224	76660	198	1019	Furness B.Soc
4.11%	6.3% APRC	£533.93	6.74%	£30	Fixed	27m	£13,208	27m	£199,280	77983	207	30	NatWest
4.34%	7.2% APRC	£546.79	7.74%	£35	Fixed	26m	£13,422	26m	£217,149	78319	57	35	Leeds B Society

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	5.6% APRC	£541.74	5.74%	£25	Tracker	24m	£12,857	24m	£184,736	64275	115	25	Barclays
3.94%	6.3% APRC	£524.53	6.49%	£1,014	Tracker	24m	£13,103	0m	£196,447	51138	75	1014	Nationwide B.Soc
4.57%	6.5% APRC	£559.81	6.74%	£30	Tracker	27m	£13,354	27m	£200,615	78166	207	30	NatWest
4.00%	6.3% APRC	£527.84	6.50%	£999	Tracker	24m	£13,642	0m	£197,224	1739	1	999	Santander
4.24%	6.9% APRC	£541.18	7.24%	£995	Tracker	27m	£13,683	0m	£208,703	20122	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 23 Feb 2026 at 01:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.