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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.15%6.4% APRC£536.156.74%£15Fixed24m£12,38324m£200,024
4.18%6.6% APRC£537.836.99%£30Fixed26m£12,58826m£203,765
4.25%5.8% APRC£541.745.99%£25Fixed25m£12,60725m£188,219
4.29%7.0% APRC£543.987.49%£0Fixed25m£12,75625m£212,595
4.19%6.4% APRC£538.386.75%£0Fixed26m£12,89626m£200,227

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.15%6.4% APRC£536.156.74%£15Fixed24m£12,38324m£200,024
4.18%6.6% APRC£537.836.99%£30Fixed26m£12,58826m£203,765
4.25%5.8% APRC£541.745.99%£25Fixed25m£12,60725m£188,219
4.29%7.0% APRC£543.987.49%£0Fixed25m£12,75625m£212,595
4.19%6.4% APRC£538.386.75%£0Fixed26m£12,89626m£200,227

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.50%5.9% APRC£555.835.99%£25Tracker24m£13,19524m£189,272
4.72%6.7% APRC£568.396.99%£30Tracker26m£13,32126m£205,291
4.19%6.5% APRC£538.386.74%£1,014Tracker24m£13,4350m£201,129
4.25%6.6% APRC£541.746.75%£999Tracker24m£13,9760m£201,907
4.19%6.6% APRC£538.386.74%£999Tracker26m£14,0190m£202,539

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 08 Nov 2025 at 01:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.