Do I Qualify?
LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.25%5.6% APRC£541.745.74%£25Tracker24m£12,85724m£184,736
4.69%6.3% APRC£566.676.49%£15Tracker24m£13,1150m£197,375
4.40%6.3% APRC£550.176.80%£8Tracker26m£13,27726m£199,817
4.09%6.6% APRC£532.826.89%£1,010Variable24m£13,67324m£203,677
4.84%7.6% APRC£575.427.99%£20Variable24m£13,68024m£223,073

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.23%6.4% APRC£598.076.49%£15Fixed24m£13,86924m£198,747
5.20%5.8% APRC£596.305.74%£25Fixed26m£13,91626m£186,729
5.16%6.6% APRC£593.956.74%£30Fixed26m£13,93526m£202,473
5.38%6.6% APRC£606.946.80%£8Fixed26m£14,14026m£202,027
5.23%6.4% APRC£598.076.50%£0Fixed26m£14,32926m£199,113

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.25%5.6% APRC£541.745.74%£25Tracker24m£12,85724m£184,736
4.69%6.3% APRC£566.676.49%£15Tracker24m£13,1150m£197,375
4.40%6.3% APRC£550.176.80%£8Tracker26m£13,27726m£199,817
4.69%6.4% APRC£566.676.49%£0Tracker25m£13,6990m£199,149
5.00%6.6% APRC£584.596.74%£30Tracker26m£13,71026m£202,032

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 09 Apr 2026 at 01:11 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.