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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.11%5.8% APRC£533.935.99%£25Fixed25m£12,41925m£187,850
4.30%6.4% APRC£544.546.74%£15Fixed24m£12,58424m£200,416
4.45%7.3% APRC£553.007.74%£0Fixed24m£12,94224m£217,530
4.40%6.5% APRC£550.176.74%£25Fixed26m£13,32826m£202,155
4.20%6.6% APRC£538.946.99%£30Fixed27m£13,32927m£203,535

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.11%5.8% APRC£533.935.99%£25Fixed25m£12,41925m£187,850
4.30%6.4% APRC£544.546.74%£15Fixed24m£12,58424m£200,416
4.45%7.3% APRC£553.007.74%£0Fixed24m£12,94224m£217,530
4.40%6.5% APRC£550.176.74%£25Fixed26m£13,32826m£202,155
4.20%6.6% APRC£538.946.99%£30Fixed27m£13,32927m£203,535

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.50%5.9% APRC£555.835.99%£25Tracker24m£13,19524m£189,272
4.19%6.5% APRC£538.386.74%£1,014Tracker24m£13,4350m£201,129
4.72%6.7% APRC£568.396.99%£30Tracker27m£13,56027m£205,059
4.25%6.6% APRC£541.746.75%£999Tracker24m£13,9760m£201,907
4.49%7.1% APRC£555.277.49%£995Tracker28m£14,0210m£213,214

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Aug 2025 at 02:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.