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Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	6.4% APRC	£541.18	6.74%	£15	Fixed	24m	£12,503	24m	£200,258	10030	75	15	Nationwide B.Soc
4.45%	7.1% APRC	£553.00	7.49%	£0	Fixed	24m	£12,942	24m	£213,329	328	23	0	Progressive B.Soc.
4.50%	5.9% APRC	£555.83	5.99%	£25	Tracker	24m	£13,195	24m	£189,272	64275	115	25	Barclays
4.39%	6.6% APRC	£549.61	7.24%	£530	Fixed	26m	£13,311	26m	£204,493	40497	360	530	Accord Mortgages
4.27%	6.6% APRC	£542.86	6.99%	£30	Fixed	27m	£13,424	27m	£203,742	18606	207	30	NatWest

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	6.4% APRC	£541.18	6.74%	£15	Fixed	24m	£12,503	24m	£200,258	10030	75	15	Nationwide B.Soc
4.45%	7.1% APRC	£553.00	7.49%	£0	Fixed	24m	£12,942	24m	£213,329	328	23	0	Progressive B.Soc.
4.39%	6.6% APRC	£549.61	7.24%	£530	Fixed	26m	£13,311	26m	£204,493	40497	360	530	Accord Mortgages
4.27%	6.6% APRC	£542.86	6.99%	£30	Fixed	27m	£13,424	27m	£203,742	18606	207	30	NatWest
4.58%	6.6% APRC	£560.38	6.74%	£25	Fixed	26m	£13,573	26m	£202,660	38927	80	25	Virgin Money

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	2 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	5.9% APRC	£555.83	5.99%	£25	Tracker	24m	£13,195	24m	£189,272	64275	115	25	Barclays
4.19%	6.5% APRC	£538.38	6.74%	£1,014	Tracker	24m	£13,435	0m	£201,129	26745	75	1014	Nationwide B.Soc
4.72%	6.7% APRC	£568.39	6.99%	£30	Tracker	27m	£13,560	27m	£205,059	19946	207	30	NatWest
4.25%	6.6% APRC	£541.74	6.75%	£999	Tracker	24m	£13,976	0m	£201,907	54867	1	999	Santander
4.49%	7.1% APRC	£555.27	7.49%	£995	Tracker	27m	£14,021	0m	£213,525	33299	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 19 Sep 2025 at 01:59 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.