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LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.39%6.7% APRC£549.616.99%£15Fixed24m£12,70624m£204,730
4.55%7.5% APRC£558.677.99%£0Fixed24m£13,07824m£222,043
4.28%7.0% APRC£543.427.49%£0Fixed26m£13,14126m£212,631
4.68%6.4% APRC£566.107.24%£1,020Fixed62m£13,52962m£197,122
4.47%6.8% APRC£554.137.24%£30Fixed27m£13,54527m£208,218

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.39%6.7% APRC£549.616.99%£15Fixed24m£12,70624m£204,730
4.55%7.5% APRC£558.677.99%£0Fixed24m£13,07824m£222,043
4.28%7.0% APRC£543.427.49%£0Fixed26m£13,14126m£212,631
4.68%6.4% APRC£566.107.24%£1,020Fixed62m£13,52962m£197,122
4.47%6.8% APRC£554.137.24%£30Fixed27m£13,54527m£208,218

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting Rate Total FeesTypeInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.75%6.1% APRC£570.126.24%£35Tracker24m£13,54824m£193,872
4.44%6.8% APRC£552.436.99%£1,014Tracker24m£13,7720m£205,860
4.97%6.9% APRC£582.847.24%£30Tracker27m£14,00827m£209,939
4.50%6.6% APRC£555.836.75%£999Tracker24m£14,3140m£202,554
4.74%7.4% APRC£569.547.74%£995Tracker28m£14,3640m£218,083

This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 May 2025 at 01:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.