LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240
5.04%£586.927.24%£0Fixed6.8% APRC38m£20,82938m£207,614
5.19%£595.716.49%£15Fixed6.3% APRC36m£20,96136m£197,088
4.89%£578.206.29%£0Fixed6.0% APRC39m£21,74939m£193,079
5.02%£585.167.24%£0Fixed6.7% APRC39m£21,75139m£207,137

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.04%£586.927.24%£0Fixed6.8% APRC38m£20,82938m£207,614
5.19%£595.716.49%£15Fixed6.3% APRC36m£20,96136m£197,088
4.89%£578.206.29%£0Fixed6.0% APRC39m£21,74939m£193,079
5.02%£585.167.24%£0Fixed6.7% APRC39m£21,75139m£207,137
4.92%£579.946.50%£0Fixed6.2% APRC39m£21,78739m£196,223

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Jun 2026 at 01:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.