| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | £20,559 | 0m | £181,240 | 64289 | 115 | 1024 | Barclays |
| 5.20% | £596.30 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | £20,982 | 36m | £197,125 | 108322 | 75 | 15 | Nationwide B.Soc |
| 5.02% | £585.76 | 6.80% | £8 | Fixed | 6.4% APRC | 38m | £21,160 | 38m | £200,054 | 17617 | 90 | 8 | Principality |
| 5.19% | £595.71 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | £21,421 | 38m | £197,442 | 101802 | 1 | 0 | Santander |
| 5.43% | £609.29 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | £21,684 | 38m | £209,012 | 109179 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.20% | £596.30 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | £20,982 | 36m | £197,125 | 108322 | 75 | 15 | Nationwide B.Soc |
| 5.02% | £585.76 | 6.80% | £8 | Fixed | 6.4% APRC | 38m | £21,160 | 38m | £200,054 | 17617 | 90 | 8 | Principality |
| 5.19% | £595.71 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | £21,421 | 38m | £197,442 | 101802 | 1 | 0 | Santander |
| 5.43% | £609.29 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | £21,684 | 38m | £209,012 | 109179 | 42 | 0 | Halifax |
| 4.95% | £581.68 | 5.74% | £1,024 | Fixed | 5.8% APRC | 38m | £21,694 | 38m | £186,291 | 113761 | 115 | 1024 | Barclays |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Apr 2026 at 01:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.