Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£15	Fixed	6.0% APRC	36m	£18,816	36m	£193,178	28172	75	15	Nationwide B.Soc
4.05%	£530.10	7.24%	£0	Fixed	6.4% APRC	40m	£19,760	40m	£202,764	76396	42	0	Halifax
4.15%	£536.15	6.50%	£0	Fixed	6.0% APRC	39m	£20,204	39m	£193,093	36365	1	0	Santander
4.15%	£536.15	6.80%	£8	Fixed	6.1% APRC	39m	£20,302	39m	£196,318	19914	90	8	Principality
4.24%	£541.29	7.99%	£1,019	Fixed	7.2% APRC	36m	£20,355	36m	£217,751	5259	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£15	Fixed	6.0% APRC	36m	£18,816	36m	£193,178	28172	75	15	Nationwide B.Soc
4.05%	£530.10	7.24%	£0	Fixed	6.4% APRC	40m	£19,760	40m	£202,764	76396	42	0	Halifax
4.15%	£536.15	6.50%	£0	Fixed	6.0% APRC	39m	£20,204	39m	£193,093	36365	1	0	Santander
4.15%	£536.15	6.80%	£8	Fixed	6.1% APRC	39m	£20,302	39m	£196,318	19914	90	8	Principality
4.24%	£541.29	7.99%	£1,019	Fixed	7.2% APRC	36m	£20,355	36m	£217,751	5259	198	1019	Furness B.Soc

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	£20,559	0m	£181,240	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.35%

£547.35

5.74%

£1,024

Tracker

5.4% APRC

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 23 Feb 2026 at 01:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.