Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	7.24%	£15	Fixed	6.6% APRC	36m	£19,220	36m	£205,200	28098	75	15	Nationwide B.Soc
4.80%	£573.00	7.24%	£1,020	Fixed	6.5% APRC	62m	£19,546	62m	£197,888	57185	80	1020	Virgin Money
4.51%	£555.85	7.99%	£0	Fixed	7.1% APRC	38m	£19,761	38m	£216,723	11746	42	0	Halifax
4.59%	£560.95	7.99%	£495	Fixed	7.2% APRC	38m	£20,389	38m	£217,739	54234	313	495	TSB - Intermediaries
4.38%	£549.04	6.75%	£0	Fixed	6.2% APRC	39m	£20,670	39m	£197,675	53844	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	7.24%	£15	Fixed	6.6% APRC	36m	£19,220	36m	£205,200	28098	75	15	Nationwide B.Soc
4.80%	£573.00	7.24%	£1,020	Fixed	6.5% APRC	62m	£19,546	62m	£197,888	57185	80	1020	Virgin Money
4.51%	£555.85	7.99%	£0	Fixed	7.1% APRC	38m	£19,761	38m	£216,723	11746	42	0	Halifax
4.59%	£560.95	7.99%	£495	Fixed	7.2% APRC	38m	£20,389	38m	£217,739	54234	313	495	TSB - Intermediaries
4.38%	£549.04	6.75%	£0	Fixed	6.2% APRC	39m	£20,670	39m	£197,675	53844	1	0	Santander

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	5.10%	£590.43	6.49%	£1,034	Tracker	6.2% APRC	60m	£22,119	0m	£194,920	28644	115	1034	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

5.10%

£590.43

6.49%

£1,034

Tracker

6.2% APRC

60m

£22,119

£194,920

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 28 Apr 2025 at 02:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.