Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.88%	£577.62	5.74%	£25	Fixed	5.6% APRC	37m	£20,399	37m	£184,955	6976	115	25	Barclays
4.94%	£581.10	6.49%	£15	Fixed	6.2% APRC	36m	£20,435	36m	£196,153	547	75	15	Nationwide B.Soc
4.90%	£578.78	7.74%	£35	Fixed	7.1% APRC	38m	£21,135	38m	£215,274	69292	57	35	Leeds B Society
4.90%	£578.78	6.50%	£0	Fixed	6.2% APRC	39m	£21,745	39m	£196,141	56251	1	0	Santander
5.10%	£589.83	7.24%	£0	Fixed	6.8% APRC	40m	£21,920	40m	£207,257	30644	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.88%	£577.62	5.74%	£25	Fixed	5.6% APRC	37m	£20,399	37m	£184,955	6976	115	25	Barclays
4.94%	£581.10	6.49%	£15	Fixed	6.2% APRC	36m	£20,435	36m	£196,153	547	75	15	Nationwide B.Soc
4.90%	£578.78	7.74%	£35	Fixed	7.1% APRC	38m	£21,135	38m	£215,274	69292	57	35	Leeds B Society
4.90%	£578.78	6.50%	£0	Fixed	6.2% APRC	39m	£21,745	39m	£196,141	56251	1	0	Santander
5.10%	£589.83	7.24%	£0	Fixed	6.8% APRC	40m	£21,920	40m	£207,257	30644	42	0	Halifax

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	£20,559	0m	£181,240	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.35%

£547.35

5.74%

£1,024

Tracker

5.4% APRC

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 19 Aug 2026 at 01:22 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.