LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.84%£575.317.24%£0Fixed6.7% APRC37m£20,41137m£207,046
4.94%£581.106.49%£15Fixed6.2% APRC36m£20,43536m£196,153
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240
4.85%£575.886.50%£0Fixed6.2% APRC38m£20,70738m£196,102
5.02%£585.167.24%£0Fixed6.8% APRC38m£20,81638m£207,359

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.84%£575.317.24%£0Fixed6.7% APRC37m£20,41137m£207,046
4.94%£581.106.49%£15Fixed6.2% APRC36m£20,43536m£196,153
4.85%£575.886.50%£0Fixed6.2% APRC38m£20,70738m£196,102
5.02%£585.167.24%£0Fixed6.8% APRC38m£20,81638m£207,359
4.81%£573.577.74%£35Fixed7.1% APRC38m£20,94838m£214,903

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Jul 2026 at 01:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.