LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240
5.04%£586.927.24%£0Fixed6.8% APRC38m£20,82938m£207,614
4.96%£582.266.50%£0Fixed6.2% APRC38m£20,93638m£196,535
5.20%£596.306.49%£15Fixed6.3% APRC36m£20,98236m£197,125
5.02%£585.167.24%£0Fixed6.7% APRC39m£21,75139m£207,137

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.04%£586.927.24%£0Fixed6.8% APRC38m£20,82938m£207,614
4.96%£582.266.50%£0Fixed6.2% APRC38m£20,93638m£196,535
5.20%£596.306.49%£15Fixed6.3% APRC36m£20,98236m£197,125
5.02%£585.167.24%£0Fixed6.7% APRC39m£21,75139m£207,137
4.99%£584.016.29%£0Fixed6.1% APRC39m£21,95939m£193,481

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 13 Jun 2026 at 01:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.