Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£15	Fixed	6.0% APRC	36m	£18,816	36m	£193,178	3374	75	15	Nationwide B.Soc
4.24%	£541.18	7.49%	£0	Fixed	6.7% APRC	38m	£19,182	38m	£208,127	3211	313	0	TSB Bank
4.18%	£537.83	7.74%	£35	Fixed	6.9% APRC	38m	£19,661	38m	£212,279	18178	57	35	Leeds B Society
4.19%	£537.87	7.49%	£0	Fixed	6.7% APRC	39m	£20,041	39m	£207,407	33556	42	0	Halifax
4.11%	£533.93	6.50%	£0	Fixed	5.9% APRC	39m	£20,123	39m	£192,930	50404	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	£536.15	6.49%	£15	Fixed	6.0% APRC	36m	£18,816	36m	£193,178	3374	75	15	Nationwide B.Soc
4.24%	£541.18	7.49%	£0	Fixed	6.7% APRC	38m	£19,182	38m	£208,127	3211	313	0	TSB Bank
4.18%	£537.83	7.74%	£35	Fixed	6.9% APRC	38m	£19,661	38m	£212,279	18178	57	35	Leeds B Society
4.19%	£537.87	7.49%	£0	Fixed	6.7% APRC	39m	£20,041	39m	£207,407	33556	42	0	Halifax
4.11%	£533.93	6.50%	£0	Fixed	5.9% APRC	39m	£20,123	39m	£192,930	50404	1	0	Santander

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	£20,559	0m	£181,240	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.35%

£547.35

5.74%

£1,024

Tracker

5.4% APRC

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Dec 2025 at 01:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.