LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
4.94%£871.654.94%£871.65£1,319Variable5.1%£31,698
5.09%£884.776.49%£999.81£1,014Fixed6.3%£32,366
4.70%£850.876.31%£970.26£999Tracker5.8%£32,460

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
5.09%£884.776.49%£999.81£1,014Fixed6.3%£32,366
5.41%£913.095.74%£939.87£25Fixed5.8%£32,476
5.28%£901.536.94%£1,039.24£510Fixed6.7%£32,860
5.55%£924.667.24%£1,066.72£0Fixed6.9%£33,038
5.32%£905.086.50%£1,001.89£0Fixed6.3%£33,964

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
4.70%£850.876.31%£970.26£999Tracker5.8%£32,460
6.10%£975.646.10%£975.64£1,780Tracker6.4%£37,078
6.04%£970.126.04%£970.12£2,065Tracker6.4%£37,114

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Oct 2026 at 01:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.