Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£775.28	6.49%	£987.07	£1,014	Fixed	6.0%	£28,424	14310	75	1014	Nationwide B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	£29,347	27376	48	575	Ecology B.Soc
4.39%	£824.41	6.94%	£1,029.96	£15	Fixed	6.4%	£29,389	77708	628	15	Bank of Ireland
3.95%	£787.62	7.24%	£1,049.75	£0	Fixed	6.4%	£29,492	35784	142	0	Lloyds Bank
4.05%	£795.15	7.24%	£1,048.90	£0	Fixed	6.4%	£29,765	76396	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.80%	£775.28	6.49%	£987.07	£1,014	Fixed	6.0%	£28,424	14310	75	1014	Nationwide B.Soc
4.39%	£824.41	6.94%	£1,029.96	£15	Fixed	6.4%	£29,389	77708	628	15	Bank of Ireland
3.95%	£787.62	7.24%	£1,049.75	£0	Fixed	6.4%	£29,492	35784	142	0	Lloyds Bank
4.05%	£795.15	7.24%	£1,048.90	£0	Fixed	6.4%	£29,765	76396	42	0	Halifax
4.24%	£811.88	7.99%	£1,121.49	£1,019	Fixed	7.2%	£30,097	5259	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	£30,411	64289	115	1024	Barclays
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	£30,625	13108	474	999	Co-operative Bank
5.54%	£924.72	5.54%	£924.72	£2,114	Tracker	5.8%	£35,529	249626	1097	2114	Brightstar-UTB
6.20%	£984.87	6.20%	£984.87	£2,028	Tracker	6.5%	£37,658	241506	957	2028	Brightstar-West One

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 23 Feb 2026 at 01:16 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.