LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
4.94%£871.656.49%£998.41£15Fixed6.2%£30,894
4.69%£850.014.69%£850.01£744Variable4.8%£31,344
4.90%£868.177.74%£1,104.86£35Fixed7.1%£31,553

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.88%£866.435.74%£935.24£25Fixed5.6%£30,796
4.94%£871.656.49%£998.41£15Fixed6.2%£30,894
4.90%£868.177.74%£1,104.86£35Fixed7.1%£31,553
4.95%£872.526.94%£1,035.90£1,010Fixed6.6%£32,116
4.90%£868.176.50%£997.67£0Fixed6.2%£32,630

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
5.49%£920.245.49%£920.24£1,319Discount5.7%£33,448
5.90%£957.305.90%£957.30£124Tracker6.1%£34,327
5.90%£957.305.90%£957.30£374Tracker6.1%£34,577

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 22 Aug 2026 at 01:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.