LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.09%£799.234.09%£799.23£575Variable4.2%£29,347
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
4.70%£850.877.24%£1,059.05£999Fixed6.8%£31,380
5.04%£880.387.24%£1,062.66£0Fixed6.8%£31,394

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.70%£850.877.24%£1,059.05£999Fixed6.8%£31,380
5.04%£880.387.24%£1,062.66£0Fixed6.8%£31,394
4.79%£858.636.49%£996.99£1,014Fixed6.3%£31,425
5.02%£877.757.24%£1,061.29£0Fixed6.8%£31,599
4.95%£872.526.94%£1,035.90£15Fixed6.5%£31,621

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£821.035.74%£922.16£1,024Tracker5.4%£30,411
4.34%£820.184.34%£820.18£999Tracker4.5%£30,625
5.49%£920.245.49%£920.24£1,574Discount5.7%£33,703
5.84%£951.835.84%£951.83£2,065Tracker6.2%£36,456
5.84%£951.835.84%£951.83£2,114Tracker6.2%£36,505

This table is based on a property value of £250,000 and a mortgage secured against that property of £150,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Jun 2026 at 01:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.