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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.15% | £536.15 | 6.49% | £660.46 | £15 | Fixed | 6.0% APRC | £18,816 | £193,178 | 3374 | 75 | 15 | Nationwide B.Soc |
| 4.19% | £537.87 | 7.24% | £701.47 | £0 | Fixed | 6.5% APRC | £19,113 | £203,974 | 33332 | 42 | 0 | Halifax |
| 4.24% | £541.18 | 7.24% | £703.17 | £0 | Fixed | 6.6% APRC | £19,182 | £204,657 | 3211 | 313 | 0 | TSB Bank |
| 3.75% | £514.13 | 5.74% | £615.90 | £1,024 | Fixed | 5.4% APRC | £19,263 | £181,657 | 2030 | 115 | 1024 | Barclays |
| 4.15% | £536.15 | 6.80% | £674.86 | £8 | Fixed | 6.1% APRC | £19,374 | £196,576 | 73244 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.15% | £536.15 | 6.49% | £660.46 | £15 | Fixed | 6.0% APRC | £18,816 | £193,178 | 3374 | 75 | 15 | Nationwide B.Soc |
| 4.19% | £537.87 | 7.24% | £701.47 | £0 | Fixed | 6.5% APRC | £19,113 | £203,974 | 33332 | 42 | 0 | Halifax |
| 4.24% | £541.18 | 7.24% | £703.17 | £0 | Fixed | 6.6% APRC | £19,182 | £204,657 | 3211 | 313 | 0 | TSB Bank |
| 3.75% | £514.13 | 5.74% | £615.90 | £1,024 | Fixed | 5.4% APRC | £19,263 | £181,657 | 2030 | 115 | 1024 | Barclays |
| 4.15% | £536.15 | 6.80% | £674.86 | £8 | Fixed | 6.1% APRC | £19,374 | £196,576 | 73244 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 13108 | 474 | 999 | Co-operative Bank |
| 5.54% | £616.48 | 5.54% | £616.48 | £1,730 | Tracker | 5.9% APRC | £24,048 | £186,799 | 41569 | 1097 | 1730 | United Trust Bank |
| 6.20% | £656.58 | 6.20% | £656.58 | £1,729 | Tracker | 6.6% APRC | £25,541 | £198,878 | 39251 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Jan 2026 at 02:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.