Do I Qualify?
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.09 | 5.99% | £632.02 | £30 | Fixed | 5.6% APRC | £19,043 | £185,897 | 31791 | 1369 | 30 | MPowered Mtgs Resi |
| 4.29% | £543.98 | 6.74% | £675.47 | £15 | Fixed | 6.2% APRC | £19,098 | £197,422 | 59731 | 75 | 15 | Nationwide B.Soc |
| 3.94% | £530.06 | 6.85% | £675.65 | £30 | Fixed | 5.9% APRC | £19,488 | £192,545 | 13425 | 267 | 30 | AIB |
| 4.78% | £571.84 | 6.74% | £670.83 | £1,020 | Fixed | 6.2% APRC | £19,504 | £191,499 | 60893 | 80 | 1020 | Virgin Money |
| 4.04% | £530.05 | 6.15% | £640.85 | £850 | Variable | 5.8% APRC | £20,032 | £189,216 | 5791 | 76 | 850 | Newbury |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.09 | 5.99% | £632.02 | £30 | Fixed | 5.6% APRC | £19,043 | £185,897 | 31791 | 1369 | 30 | MPowered Mtgs Resi |
| 4.29% | £543.98 | 6.74% | £675.47 | £15 | Fixed | 6.2% APRC | £19,098 | £197,422 | 59731 | 75 | 15 | Nationwide B.Soc |
| 3.94% | £530.06 | 6.85% | £675.65 | £30 | Fixed | 5.9% APRC | £19,488 | £192,545 | 13425 | 267 | 30 | AIB |
| 4.78% | £571.84 | 6.74% | £670.83 | £1,020 | Fixed | 6.2% APRC | £19,504 | £191,499 | 60893 | 80 | 1020 | Virgin Money |
| 4.66% | £564.95 | 7.19% | £703.30 | £15 | Fixed | 6.7% APRC | £20,048 | £205,581 | 7528 | 628 | 15 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | £561.52 | 5.99% | £629.99 | £1,024 | Tracker | 5.6% APRC | £21,069 | £185,743 | 64289 | 115 | 1024 | Barclays |
| 4.59% | £560.95 | 4.59% | £560.95 | £999 | Tracker | 4.8% APRC | £21,293 | £169,384 | 13108 | 474 | 999 | Co-operative Bank |
| 6.19% | £655.97 | 6.19% | £655.97 | £1,730 | Tracker | 6.6% APRC | £25,470 | £198,646 | 3216 | 1097 | 1730 | United Trust Bank |
| 6.45% | £672.09 | 6.45% | £672.09 | £1,729 | Tracker | 6.8% APRC | £26,099 | £203,531 | 12182 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Aug 2025 at 02:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.