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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043£189,527
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098£201,176
4.78%£571.846.99%£683.91£1,020Fixed6.3% APRC£19,504£194,614
4.31%£545.106.75%£675.33£0Fixed6.2% APRC£19,599£197,625
4.19%£538.386.74%£663.08£0Fixed5.8% APRC£19,751£189,893

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.14%£535.096.24%£645.77£30Fixed5.8% APRC£19,043£189,527
4.29%£543.986.99%£689.69£15Fixed6.4% APRC£19,098£201,176
4.78%£571.846.99%£683.91£1,020Fixed6.3% APRC£19,504£194,614
4.31%£545.106.75%£675.33£0Fixed6.2% APRC£19,599£197,625
4.19%£538.386.74%£663.08£0Fixed5.8% APRC£19,751£189,893

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.85%£575.886.24%£645.38£1,034Tracker5.9% APRC£21,596£190,308
4.84%£575.314.84%£575.31£999Tracker5.1% APRC£21,810£173,692
6.44%£671.466.44%£671.46£1,730Tracker6.8% APRC£26,028£203,293
6.70%£687.766.70%£687.76£1,984Tracker7.1% APRC£26,918£208,487

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Jun 2025 at 02:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.