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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.29%£543.986.74%£675.47£15Fixed6.2% APRC£19,098£197,422
4.29%£543.987.49%£717.98£0Fixed6.8% APRC£19,283£208,656
4.78%£571.846.74%£670.83£1,020Fixed6.2% APRC£19,504£191,499
4.29%£543.986.75%£675.19£0Fixed6.2% APRC£19,558£197,546
4.25%£541.746.80%£675.59£8Fixed6.1% APRC£19,576£196,979

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.29%£543.986.74%£675.47£15Fixed6.2% APRC£19,098£197,422
4.29%£543.987.49%£717.98£0Fixed6.8% APRC£19,283£208,656
4.78%£571.846.74%£670.83£1,020Fixed6.2% APRC£19,504£191,499
4.29%£543.986.75%£675.19£0Fixed6.2% APRC£19,558£197,546
4.25%£541.746.80%£675.59£8Fixed6.1% APRC£19,576£196,979

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.60%£561.525.99%£629.99£1,024Tracker5.6% APRC£21,069£185,743
4.59%£560.954.59%£560.95£999Tracker4.8% APRC£21,293£169,384
6.19%£655.976.19%£655.97£1,730Tracker6.6% APRC£25,470£198,646
6.45%£672.096.45%£672.09£1,729Tracker6.8% APRC£26,099£203,531

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Nov 2025 at 02:07 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.