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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.09% | £532.82 | 4.09% | £532.82 | £575 | Variable | 4.2% APRC | £19,757 | £160,421 | 27376 | 48 | 575 | Ecology B.Soc |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.39% | £549.61 | 6.00% | £634.87 | £850 | Variable | 5.8% APRC | £20,736 | £188,342 | 29120 | 76 | 850 | Newbury |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 55110 | 474 | 999 | Co-operative Bank |
| 5.04% | £586.92 | 7.24% | £708.44 | £0 | Fixed | 6.8% APRC | £20,829 | £207,614 | 71829 | 313 | 0 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.04% | £586.92 | 7.24% | £708.44 | £0 | Fixed | 6.8% APRC | £20,829 | £207,614 | 71829 | 313 | 0 | TSB Bank |
| 4.96% | £582.26 | 6.50% | £665.78 | £0 | Fixed | 6.2% APRC | £20,936 | £196,535 | 11540 | 1 | 0 | Santander |
| 5.20% | £596.30 | 6.49% | £667.21 | £15 | Fixed | 6.3% APRC | £20,982 | £197,125 | 44766 | 75 | 15 | Nationwide B.Soc |
| 4.95% | £581.68 | 6.94% | £690.60 | £15 | Fixed | 6.5% APRC | £21,150 | £203,251 | 35869 | 628 | 15 | Bank of Ireland |
| 4.63% | £569.54 | 6.60% | £669.47 | £30 | Fixed | 6.0% APRC | £21,243 | £193,230 | 65665 | 267 | 30 | AIB |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 55110 | 474 | 999 | Co-operative Bank |
| 5.84% | £634.56 | 5.84% | £634.56 | £1,730 | Tracker | 6.2% APRC | £24,699 | £192,223 | 55642 | 1097 | 1730 | United Trust Bank |
| 6.20% | £656.58 | 6.20% | £656.58 | £1,729 | Tracker | 6.6% APRC | £25,541 | £198,878 | 39251 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 13 Jun 2026 at 01:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.