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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.69% | £566.67 | 6.00% | £636.74 | £0 | Variable | 5.8% APRC | £20,500 | £188,599 | 16896 | 76 | 0 | Newbury |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 21747 | 474 | 999 | Co-operative Bank |
| 5.34% | £604.57 | 6.49% | £668.06 | £15 | Fixed | 6.3% APRC | £21,280 | £197,647 | 45037 | 75 | 15 | Nationwide B.Soc |
| 4.89% | £578.20 | 4.89% | £578.20 | £719 | Variable | 5.1% APRC | £21,534 | £174,179 | 85114 | 48 | 719 | Ecology B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.34% | £604.57 | 6.49% | £668.06 | £15 | Fixed | 6.3% APRC | £21,280 | £197,647 | 45037 | 75 | 15 | Nationwide B.Soc |
| 5.41% | £608.72 | 5.74% | £626.63 | £25 | Fixed | 5.8% APRC | £21,519 | £186,931 | 38838 | 115 | 25 | Barclays |
| 5.37% | £606.35 | 6.50% | £668.44 | £0 | Fixed | 6.3% APRC | £21,804 | £198,148 | 45902 | 1 | 0 | Santander |
| 5.42% | £609.32 | 6.29% | £656.98 | £0 | Fixed | 6.2% APRC | £21,936 | £195,283 | 38994 | 140 | 0 | Skipton B.Society |
| 5.28% | £601.02 | 6.94% | £693.10 | £510 | Fixed | 6.7% APRC | £22,042 | £204,928 | 90001 | 628 | 510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 21747 | 474 | 999 | Co-operative Bank |
| 4.70% | £567.25 | 6.31% | £646.28 | £999 | Tracker | 5.8% APRC | £22,016 | £189,955 | 201 | 77 | 999 | Newcastle |
| 6.24% | £659.05 | 6.24% | £659.05 | £1,230 | Tracker | 6.6% APRC | £25,081 | £199,070 | 91998 | 1097 | 1230 | United Trust Bank |
| 6.10% | £650.43 | 6.10% | £650.43 | £1,530 | Tracker | 6.5% APRC | £25,120 | £196,834 | 4607 | 957 | 1530 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Nov 2026 at 01:34 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.