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| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.09% | £532.82 | 4.09% | £532.82 | £575 | Variable | 4.2% APRC | £19,757 | £160,421 | 27376 | 48 | 575 | Ecology B.Soc |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 55110 | 474 | 999 | Co-operative Bank |
| 5.20% | £596.30 | 6.49% | £667.21 | £15 | Fixed | 6.3% APRC | £20,982 | £197,125 | 33197 | 75 | 15 | Nationwide B.Soc |
| 4.59% | £560.95 | 6.00% | £636.12 | £850 | Variable | 5.9% APRC | £21,144 | £189,080 | 16594 | 76 | 850 | Newbury |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.20% | £596.30 | 6.49% | £667.21 | £15 | Fixed | 6.3% APRC | £20,982 | £197,125 | 33197 | 75 | 15 | Nationwide B.Soc |
| 4.64% | £570.12 | 6.60% | £669.92 | £30 | Fixed | 6.0% APRC | £21,269 | £193,473 | 117412 | 267 | 30 | AIB |
| 5.01% | £585.17 | 6.94% | £691.33 | £15 | Fixed | 6.6% APRC | £21,276 | £203,681 | 119765 | 628 | 15 | Bank of Ireland |
| 5.19% | £595.71 | 6.50% | £667.29 | £0 | Fixed | 6.3% APRC | £21,421 | £197,442 | 2137 | 1 | 0 | Santander |
| 5.50% | £614.09 | 6.24% | £654.69 | £0 | Fixed | 6.2% APRC | £21,732 | £194,489 | 32626 | 686 | 0 | West Brom BS |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 55110 | 474 | 999 | Co-operative Bank |
| 5.74% | £628.50 | 5.74% | £628.50 | £1,730 | Tracker | 6.1% APRC | £24,481 | £190,405 | 91115 | 1097 | 1730 | United Trust Bank |
| 6.20% | £656.58 | 6.20% | £656.58 | £1,729 | Tracker | 6.6% APRC | £25,541 | £198,878 | 39251 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 08 May 2026 at 01:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.