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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.15%£536.156.49%£660.46£15Fixed6.0% APRC£18,816£193,178
4.24%£541.187.49%£717.03£0Fixed6.7% APRC£19,182£208,127
4.18%£537.837.74%£731.08£35Fixed6.9% APRC£19,661£212,279
4.24%£541.187.19%£699.77£15Fixed6.5% APRC£19,692£204,115
4.09%£532.824.09%£532.82£575Variable4.2% APRC£19,757£160,421

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.15%£536.156.49%£660.46£15Fixed6.0% APRC£18,816£193,178
4.24%£541.187.49%£717.03£0Fixed6.7% APRC£19,182£208,127
4.18%£537.837.74%£731.08£35Fixed6.9% APRC£19,661£212,279
4.24%£541.187.19%£699.77£15Fixed6.5% APRC£19,692£204,115
4.08%£537.956.85%£676.29£30Fixed5.9% APRC£19,840£192,895

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£614.77£1,024Tracker5.4% APRC£20,559£181,240
4.34%£546.794.34%£546.79£999Tracker4.5% APRC£20,783£165,136
5.94%£640.645.94%£640.64£1,730Tracker6.3% APRC£24,918£194,047
6.20%£656.586.20%£656.58£1,729Tracker6.6% APRC£25,541£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Dec 2025 at 02:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.