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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	4.09%	£532.82	£575	Variable	4.2% APRC	£19,757	£160,421	27376	48	575	Ecology B.Soc
3.99%	£527.28	6.00%	£632.28	£850	Variable	5.7% APRC	£19,932	£186,854	2768	76	850	Newbury
4.70%	£567.25	6.49%	£664.08	£15	Fixed	6.2% APRC	£19,936	£195,253	20791	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£706.68	£0	Fixed	6.7% APRC	£20,307	£206,602	21039	313	0	TSB Bank
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	£181,240	64289	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.70%	£567.25	6.49%	£664.08	£15	Fixed	6.2% APRC	£19,936	£195,253	20791	75	15	Nationwide B.Soc
4.79%	£572.42	7.24%	£706.68	£0	Fixed	6.7% APRC	£20,307	£206,602	21039	313	0	TSB Bank
4.15%	£541.92	6.60%	£664.44	£30	Fixed	5.8% APRC	£21,016	£191,443	87523	267	30	AIB
4.59%	£560.95	6.00%	£635.89	£850	Fixed	5.8% APRC	£21,144	£188,944	8970	76	850	Newbury
4.78%	£571.27	7.24%	£705.40	£0	Fixed	6.7% APRC	£21,249	£206,139	53913	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£614.77	£1,024	Tracker	5.4% APRC	£20,559	£181,240	64289	115	1024	Barclays
5.74%	£628.50	5.74%	£628.50	£1,730	Tracker	6.1% APRC	£24,481	£190,405	91115	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£656.58	£1,729	Tracker	6.6% APRC	£25,541	£198,878	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 23 Mar 2026 at 01:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.