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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.35%£547.357.24%£704.47£15Fixed6.6% APRC£19,220£205,200
4.32%£545.146.49%£660.87£30Fixed6.0% APRC£19,405£193,875
4.80%£573.007.24%£697.35£1,020Fixed6.5% APRC£19,546£197,888
4.51%£555.857.99%£747.52£0Fixed7.1% APRC£19,761£216,723
4.24%£541.186.74%£664.12£0Fixed5.8% APRC£19,853£190,437

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
4.35%£547.357.24%£704.47£15Fixed6.6% APRC£19,220£205,200
4.32%£545.146.49%£660.87£30Fixed6.0% APRC£19,405£193,875
4.80%£573.007.24%£697.35£1,020Fixed6.5% APRC£19,546£197,888
4.51%£555.857.99%£747.52£0Fixed7.1% APRC£19,761£216,723
4.24%£541.186.74%£664.12£0Fixed5.8% APRC£19,853£190,437

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison3 Year Total CostTotal Amount Payable Over Term
5.24%£598.665.24%£598.66£35Tracker5.4% APRC£21,712£179,758
5.10%£590.436.49%£660.96£1,034Tracker6.2% APRC£22,119£194,920
5.39%£607.545.39%£607.54£999Tracker5.6% APRC£22,970£183,361
6.69%£687.136.69%£687.13£1,730Tracker7.1% APRC£26,592£207,994
6.95%£703.596.95%£703.59£1,984Tracker7.4% APRC£27,488£213,236

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Apr 2025 at 02:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.