Do I Qualify?
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.39% | £549.61 | 6.00% | £634.87 | £0 | Variable | 5.7% APRC | £19,886 | £187,492 | 38087 | 76 | 0 | Newbury |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 21747 | 474 | 999 | Co-operative Bank |
| 5.19% | £595.71 | 5.19% | £595.71 | £589 | Variable | 5.4% APRC | £21,035 | £178,302 | 42140 | 48 | 589 | Ecology B.Soc |
| 5.29% | £601.61 | 7.24% | £710.17 | £0 | Fixed | 6.9% APRC | £21,108 | £208,376 | 93988 | 313 | 0 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.29% | £601.61 | 7.24% | £710.17 | £0 | Fixed | 6.9% APRC | £21,108 | £208,376 | 93988 | 313 | 0 | TSB Bank |
| 5.34% | £604.57 | 6.49% | £668.06 | £15 | Fixed | 6.3% APRC | £21,280 | £197,647 | 81149 | 75 | 15 | Nationwide B.Soc |
| 4.76% | £577.13 | 6.60% | £671.22 | £30 | Fixed | 6.1% APRC | £21,580 | £194,212 | 33208 | 267 | 30 | AIB |
| 5.00% | £584.59 | 6.24% | £646.73 | £0 | Fixed | 5.9% APRC | £22,078 | £189,578 | 77702 | 344 | 0 | HSBC Intermediary |
| 5.53% | £615.88 | 6.80% | £684.31 | £8 | Fixed | 6.5% APRC | £22,245 | £202,073 | 100943 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £614.77 | £1,024 | Tracker | 5.4% APRC | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 4.34% | £546.79 | 4.34% | £546.79 | £999 | Tracker | 4.5% APRC | £20,783 | £165,136 | 21747 | 474 | 999 | Co-operative Bank |
| 5.49% | £613.49 | 5.49% | £613.49 | £1,289 | Discount | 5.8% APRC | £22,375 | £184,336 | 42156 | 48 | 1289 | Ecology B.Soc |
| 5.84% | £634.56 | 5.84% | £634.56 | £1,730 | Tracker | 6.2% APRC | £24,699 | £192,223 | 31663 | 1097 | 1730 | United Trust Bank |
| 6.20% | £656.58 | 6.20% | £656.58 | £1,729 | Tracker | 6.6% APRC | £25,541 | £198,878 | 39251 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Sep 2026 at 01:29 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.