Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	6.4% APRC	£543.98	6.99%	£15	Fixed	36m	£19,098	36m	£201,176	38666	75	15	Nationwide B.Soc
4.32%	6.9% APRC	£545.14	7.74%	£0	Fixed	38m	£19,375	38m	£212,082	39149	42	0	Halifax
4.39%	6.9% APRC	£549.61	7.74%	£0	Fixed	38m	£19,486	38m	£212,558	51725	313	0	TSB Bank
4.78%	6.3% APRC	£571.84	6.99%	£1,020	Fixed	61m	£19,504	61m	£194,842	13411	80	1020	Virgin Money
4.31%	6.2% APRC	£545.10	6.75%	£0	Fixed	38m	£19,599	38m	£197,625	15376	1	0	Santander

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	6.4% APRC	£543.98	6.99%	£15	Fixed	36m	£19,098	36m	£201,176	38666	75	15	Nationwide B.Soc
4.32%	6.9% APRC	£545.14	7.74%	£0	Fixed	38m	£19,375	38m	£212,082	39149	42	0	Halifax
4.39%	6.9% APRC	£549.61	7.74%	£0	Fixed	38m	£19,486	38m	£212,558	51725	313	0	TSB Bank
4.78%	6.3% APRC	£571.84	6.99%	£1,020	Fixed	61m	£19,504	61m	£194,842	13411	80	1020	Virgin Money
4.31%	6.2% APRC	£545.10	6.75%	£0	Fixed	38m	£19,599	38m	£197,625	15376	1	0	Santander

Lender	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.85%	5.9% APRC	£575.88	6.24%	£1,034	Tracker	60m	£21,596	0m	£190,308	28644	115	1034	Barclays

Lender

Initial Rate

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.85%

5.9% APRC

£575.88

6.24%

£1,034

Tracker

60m

£21,596

£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 02:31 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.