Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.37%	6.6% APRC	£548.48	7.24%	£15	Fixed	36m	£19,260	36m	£205,280	38926	75	15	Nationwide B.Soc
4.77%	6.5% APRC	£571.27	7.24%	£1,020	Fixed	62m	£19,483	62m	£197,697	27697	80	1020	Virgin Money
4.39%	7.1% APRC	£549.07	7.99%	£0	Fixed	39m	£20,446	39m	£215,851	15637	42	0	Halifax
4.38%	6.2% APRC	£549.04	6.75%	£0	Fixed	39m	£20,670	39m	£197,675	22249	1	0	Santander
4.53%	7.4% APRC	£557.65	8.39%	£1,019	Fixed	36m	£20,944	36m	£221,385	6079	198	1019	Furness B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.37%	6.6% APRC	£548.48	7.24%	£15	Fixed	36m	£19,260	36m	£205,280	38926	75	15	Nationwide B.Soc
4.77%	6.5% APRC	£571.27	7.24%	£1,020	Fixed	62m	£19,483	62m	£197,697	27697	80	1020	Virgin Money
4.39%	7.1% APRC	£549.07	7.99%	£0	Fixed	39m	£20,446	39m	£215,851	15637	42	0	Halifax
4.38%	6.2% APRC	£549.04	6.75%	£0	Fixed	39m	£20,670	39m	£197,675	22249	1	0	Santander
4.53%	7.4% APRC	£557.65	8.39%	£1,019	Fixed	36m	£20,944	36m	£221,385	6079	198	1019	Furness B.Soc

Lender	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	5.10%	6.2% APRC	£590.43	6.49%	£1,034	Tracker	60m	£22,119	0m	£194,920	28644	115	1034	Barclays

Lender

Initial Rate

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

5.10%

6.2% APRC

£590.43

6.49%

£1,034

Tracker

60m

£22,119

£194,920

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 31 Mar 2025 at 02:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.