LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.52%6.1% APRC£556.976.74%£1,020Fixed62m£18,96262m£189,866
4.24%6.2% APRC£541.186.74%£15Fixed36m£18,99736m£197,232
4.29%6.8% APRC£543.987.49%£0Fixed37m£19,28337m£208,656
4.29%6.2% APRC£543.986.75%£0Fixed38m£19,55838m£197,546
3.95%5.7% APRC£525.085.99%£1,024Fixed37m£19,65737m£186,167

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.52%6.1% APRC£556.976.74%£1,020Fixed62m£18,96262m£189,866
4.24%6.2% APRC£541.186.74%£15Fixed36m£18,99736m£197,232
4.29%6.8% APRC£543.987.49%£0Fixed37m£19,28337m£208,656
4.29%6.2% APRC£543.986.75%£0Fixed38m£19,55838m£197,546
3.95%5.7% APRC£525.085.99%£1,024Fixed37m£19,65737m£186,167

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.60%5.6% APRC£561.525.99%£1,024Tracker60m£21,0690m£185,743

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 07 Nov 2025 at 02:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.