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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.41%£550.208.24%£0Fixed7.3% APRC38m38m£19,557£220,178
4.49%£555.277.49%£15Fixed6.8% APRC36m36m£19,570£209,644
4.48%£554.707.26%£8Fixed6.5% APRC38m38m£20,042£204,873
4.49%£555.278.24%£495Fixed7.4% APRC38m38m£20,185£221,204
4.94%£581.107.99%£25Fixed6.9% APRC62m26m£20,794£212,169

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.41%£550.208.24%£0Fixed7.3% APRC38m38m£19,557£220,178
4.49%£555.277.49%£15Fixed6.8% APRC36m36m£19,570£209,644
4.48%£554.707.26%£8Fixed6.5% APRC38m38m£20,042£204,873
4.49%£555.278.24%£495Fixed7.4% APRC38m38m£20,185£221,204
4.94%£581.107.99%£25Fixed6.9% APRC62m26m£20,794£212,169

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.35%£605.166.74%£1,034Tracker6.4% APRC60m0m£22,650£199,584
6.39%£668.356.39%£1,465Tracker6.8% APRC0m24m£25,301£201,745

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Jan 2025 at 02:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.