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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
5.04%£586.926.49%£15Fixed6.3% APRC36m36m£20,644£196,529
5.09%£589.857.24%£0Fixed6.8% APRC38m38m£20,685£207,567
4.90%£578.786.50%£0Fixed6.2% APRC38m38m£20,811£196,298
5.10%£589.837.24%£0Fixed6.8% APRC38m38m£21,234£207,933

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.04%£586.926.49%£15Fixed6.3% APRC36m36m£20,644£196,529
5.09%£589.857.24%£0Fixed6.8% APRC38m38m£20,685£207,567
4.90%£578.786.50%£0Fixed6.2% APRC38m38m£20,811£196,298
5.10%£589.837.24%£0Fixed6.8% APRC38m38m£21,234£207,933
5.18%£595.136.80%£8Fixed6.4% APRC38m38m£21,498£200,689

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 01:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.