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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
5.02%£585.167.24%£0Fixed6.8% APRC38m38m£20,816£207,359
5.19%£595.716.49%£15Fixed6.3% APRC36m36m£20,961£197,088
4.85%£575.886.50%£0Fixed6.2% APRC39m39m£21,640£195,939
4.92%£579.946.29%£0Fixed6.0% APRC40m40m£21,812£193,066

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.02%£585.167.24%£0Fixed6.8% APRC38m38m£20,816£207,359
5.19%£595.716.49%£15Fixed6.3% APRC36m36m£20,961£197,088
4.67%£565.535.74%£1,024Fixed5.7% APRC38m38m£21,113£185,216
4.85%£575.886.50%£0Fixed6.2% APRC39m39m£21,640£195,939
4.92%£579.946.29%£0Fixed6.0% APRC40m40m£21,812£193,066

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Jul 2026 at 01:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.