Best Buys

Do I Qualify?

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£550.17	6.49%	£15	Fixed	6.1% APRC	36m	36m	£19,321	£194,123	72435	75	15	Nationwide B.Soc
4.34%	£546.79	6.50%	£0	Fixed	6.0% APRC	38m	38m	£19,659	£194,079	48751	1	0	Santander
4.43%	£551.33	7.24%	£0	Fixed	6.6% APRC	38m	38m	£19,848	£205,207	16	42	0	Halifax
4.79%	£572.42	7.24%	£0	Fixed	6.7% APRC	38m	38m	£20,307	£206,602	21039	313	0	TSB Bank
4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	0m	£20,559	£181,240	64289	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£550.17	6.49%	£15	Fixed	6.1% APRC	36m	36m	£19,321	£194,123	72435	75	15	Nationwide B.Soc
4.34%	£546.79	6.50%	£0	Fixed	6.0% APRC	38m	38m	£19,659	£194,079	48751	1	0	Santander
4.43%	£551.33	7.24%	£0	Fixed	6.6% APRC	38m	38m	£19,848	£205,207	16	42	0	Halifax
4.79%	£572.42	7.24%	£0	Fixed	6.7% APRC	38m	38m	£20,307	£206,602	21039	313	0	TSB Bank
4.49%	£555.38	7.99%	£1,019	Fixed	7.3% APRC	36m	36m	£20,863	£218,752	59378	198	1019	Furness B.Soc

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.35%	£547.35	5.74%	£1,024	Tracker	5.4% APRC	60m	0m	£20,559	£181,240	64289	115	1024	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

Early Repayment Charge

3 Year Total Cost

Total Amount Payable Over Term

4.35%

£547.35

5.74%

£1,024

Tracker

5.4% APRC

60m

£20,559

£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 13 Mar 2026 at 01:27 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.