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LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.29%£543.986.99%£15Fixed6.4% APRC36m36m£19,098£201,176
4.32%£545.147.74%£0Fixed6.9% APRC38m38m£19,375£212,082
4.39%£549.617.74%£0Fixed6.9% APRC38m38m£19,486£212,558
4.78%£571.846.99%£1,020Fixed6.3% APRC61m61m£19,504£194,842
4.31%£545.106.75%£0Fixed6.2% APRC38m38m£19,599£197,625

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.29%£543.986.99%£15Fixed6.4% APRC36m36m£19,098£201,176
4.32%£545.147.74%£0Fixed6.9% APRC38m38m£19,375£212,082
4.39%£549.617.74%£0Fixed6.9% APRC38m38m£19,486£212,558
4.78%£571.846.99%£1,020Fixed6.3% APRC61m61m£19,504£194,842
4.31%£545.106.75%£0Fixed6.2% APRC38m38m£19,599£197,625

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.85%£575.886.24%£1,034Tracker5.9% APRC60m0m£21,596£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Jul 2025 at 02:45 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.