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Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	6.99%	£15	Fixed	6.4% APRC	36m	36m	£19,098	£201,176	59731	75	15	Nationwide B.Soc
4.32%	£545.14	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,375	£212,082	39149	42	0	Halifax
4.39%	£549.61	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,486	£212,558	51725	313	0	TSB Bank
4.31%	£545.10	6.75%	£0	Fixed	6.2% APRC	38m	38m	£19,599	£197,625	15376	1	0	Santander
3.95%	£525.08	6.24%	£1,034	Fixed	5.8% APRC	38m	38m	£19,667	£189,555	52303	115	1034	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	6.99%	£15	Fixed	6.4% APRC	36m	36m	£19,098	£201,176	59731	75	15	Nationwide B.Soc
4.32%	£545.14	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,375	£212,082	39149	42	0	Halifax
4.39%	£549.61	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,486	£212,558	51725	313	0	TSB Bank
4.31%	£545.10	6.75%	£0	Fixed	6.2% APRC	38m	38m	£19,599	£197,625	15376	1	0	Santander
3.95%	£525.08	6.24%	£1,034	Fixed	5.8% APRC	38m	38m	£19,667	£189,555	52303	115	1034	Barclays

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.85%	£575.88	6.24%	£1,034	Tracker	5.9% APRC	60m	0m	£21,596	£190,308	28644	115	1034	Barclays

Lender

Overall Cost for Comparison

Initial Period (months)

Early Repayment Charge

3 Year Total Cost

Total Amount Payable Over Term

4.85%

£575.88

6.24%

£1,034

Tracker

5.9% APRC

60m

£21,596

£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Jul 2025 at 02:28 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.