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| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 5.46% | £611.70 | 6.49% | £15 | Fixed | 6.4% APRC | 36m | 36m | £21,536 | £198,094 | 54134 | 75 | 15 | Nationwide B.Soc |
| 5.55% | £616.44 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | 38m | £21,942 | £209,496 | 109745 | 42 | 0 | Halifax |
| 5.32% | £603.38 | 6.50% | £0 | Fixed | 6.3% APRC | 39m | 39m | £22,634 | £197,837 | 37286 | 1 | 0 | Santander |
| 5.39% | £607.54 | 7.24% | £0 | Fixed | 6.9% APRC | 40m | 40m | £22,729 | £208,409 | 15611 | 313 | 0 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.41% | £608.72 | 5.74% | £25 | Fixed | 5.8% APRC | 38m | 38m | £21,519 | £186,900 | 38838 | 115 | 25 | Barclays |
| 5.46% | £611.70 | 6.49% | £15 | Fixed | 6.4% APRC | 36m | 36m | £21,536 | £198,094 | 54134 | 75 | 15 | Nationwide B.Soc |
| 5.55% | £616.44 | 7.24% | £0 | Fixed | 6.9% APRC | 38m | 38m | £21,942 | £209,496 | 109745 | 42 | 0 | Halifax |
| 5.32% | £603.38 | 6.50% | £0 | Fixed | 6.3% APRC | 39m | 39m | £22,634 | £197,837 | 37286 | 1 | 0 | Santander |
| 5.39% | £607.54 | 7.24% | £0 | Fixed | 6.9% APRC | 40m | 40m | £22,729 | £208,409 | 15611 | 313 | 0 | TSB Bank |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Oct 2026 at 01:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.