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| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £20,559 | £181,240 | 64289 | 115 | 1024 | Barclays |
| 5.20% | £596.30 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | 36m | £20,982 | £197,125 | 44766 | 75 | 15 | Nationwide B.Soc |
| 5.19% | £595.71 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | 38m | £21,421 | £197,442 | 43955 | 1 | 0 | Santander |
| 5.25% | £598.64 | 7.24% | £0 | Fixed | 6.8% APRC | 40m | 40m | £22,238 | £207,893 | 36888 | 42 | 0 | Halifax |
| 5.25% | £599.25 | 6.80% | £8 | Fixed | 6.4% APRC | 40m | 40m | £22,583 | £200,669 | 39621 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.20% | £596.30 | 6.49% | £15 | Fixed | 6.3% APRC | 36m | 36m | £20,982 | £197,125 | 44766 | 75 | 15 | Nationwide B.Soc |
| 5.19% | £595.71 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | 38m | £21,421 | £197,442 | 43955 | 1 | 0 | Santander |
| 5.25% | £598.64 | 7.24% | £0 | Fixed | 6.8% APRC | 40m | 40m | £22,238 | £207,893 | 36888 | 42 | 0 | Halifax |
| 5.25% | £599.25 | 6.80% | £8 | Fixed | 6.4% APRC | 40m | 40m | £22,583 | £200,669 | 39621 | 90 | 8 | Principality |
| 5.24% | £598.66 | 7.24% | £0 | Fixed | 6.8% APRC | 39m | 39m | £22,657 | £208,225 | 30114 | 313 | 0 | TSB Bank |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 May 2026 at 01:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.