LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
5.19%6.3% APRC£595.716.50%£0Fixed38m£21,42138m£197,442
5.43%6.9% APRC£609.297.24%£0Fixed37m£21,68437m£209,195
5.35%7.2% APRC£605.167.74%£35Fixed38m£22,08538m£217,128

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
5.19%6.3% APRC£595.716.50%£0Fixed38m£21,42138m£197,442
5.43%6.9% APRC£609.297.24%£0Fixed37m£21,68437m£209,195
5.35%7.2% APRC£605.167.74%£35Fixed38m£22,08538m£217,128
4.98%6.1% APRC£583.436.29%£0Fixed39m£22,40639m£193,440

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 02 May 2026 at 01:19 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.