LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.41%7.3% APRC£550.208.24%£0Fixed38m£19,55738m£220,178
4.49%6.8% APRC£555.277.49%£15Fixed36m£19,57036m£209,644
4.48%6.5% APRC£554.707.26%£8Fixed38m£20,04238m£204,873
4.49%7.4% APRC£555.278.24%£495Fixed38m£20,18538m£221,204
4.94%6.9% APRC£581.107.99%£25Fixed62m£20,79426m£212,169

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.41%7.3% APRC£550.208.24%£0Fixed38m£19,55738m£220,178
4.49%6.8% APRC£555.277.49%£15Fixed36m£19,57036m£209,644
4.48%6.5% APRC£554.707.26%£8Fixed38m£20,04238m£204,873
4.49%7.4% APRC£555.278.24%£495Fixed38m£20,18538m£221,204
4.94%6.9% APRC£581.107.99%£25Fixed62m£20,79426m£212,169

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.35%6.4% APRC£605.166.74%£1,034Tracker60m£22,6500m£199,584
6.39%6.8% APRC£668.356.39%£1,465Tracker0m£25,30124m£201,745

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Jan 2025 at 02:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.