| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | 5.6% APRC | £561.52 | 5.99% | £1,024 | Tracker | 60m | £21,069 | 0m | £185,743 | 64289 | 115 | 1024 | Barclays |
| 5.34% | 6.5% APRC | £604.57 | 6.74% | £15 | Fixed | 36m | £21,280 | 36m | £201,401 | 45037 | 75 | 15 | Nationwide B.Soc |
| 5.37% | 6.3% APRC | £606.35 | 6.50% | £0 | Fixed | 38m | £21,804 | 38m | £198,148 | 45902 | 1 | 0 | Santander |
| 5.63% | 6.6% APRC | £621.88 | 6.80% | £8 | Fixed | 38m | £22,461 | 38m | £202,465 | 203 | 90 | 8 | Principality |
| 5.36% | 6.8% APRC | £605.13 | 7.24% | £0 | Fixed | 40m | £22,473 | 40m | £208,358 | 39980 | 42 | 0 | Halifax |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.34% | 6.5% APRC | £604.57 | 6.74% | £15 | Fixed | 36m | £21,280 | 36m | £201,401 | 45037 | 75 | 15 | Nationwide B.Soc |
| 5.41% | 6.0% APRC | £608.72 | 5.99% | £25 | Fixed | 37m | £21,519 | 37m | £190,545 | 38838 | 115 | 25 | Barclays |
| 5.37% | 6.3% APRC | £606.35 | 6.50% | £0 | Fixed | 38m | £21,804 | 38m | £198,148 | 45902 | 1 | 0 | Santander |
| 5.63% | 6.6% APRC | £621.88 | 6.80% | £8 | Fixed | 38m | £22,461 | 38m | £202,465 | 203 | 90 | 8 | Principality |
| 5.36% | 6.8% APRC | £605.13 | 7.24% | £0 | Fixed | 40m | £22,473 | 40m | £208,358 | 39980 | 42 | 0 | Halifax |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 11 Nov 2026 at 01:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.