| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.35% | 5.4% APRC | £547.35 | 5.74% | £1,024 | Tracker | 60m | £20,559 | 0m | £181,240 | 64289 | 115 | 1024 | Barclays |
| 5.04% | 6.3% APRC | £586.92 | 6.49% | £15 | Fixed | 36m | £20,644 | 36m | £196,529 | 63251 | 75 | 15 | Nationwide B.Soc |
| 5.09% | 6.8% APRC | £589.85 | 7.24% | £0 | Fixed | 38m | £20,685 | 38m | £207,567 | 25908 | 313 | 0 | TSB Bank |
| 4.90% | 6.2% APRC | £578.78 | 6.50% | £0 | Fixed | 38m | £20,811 | 38m | £196,298 | 27448 | 1 | 0 | Santander |
| 5.10% | 6.8% APRC | £589.83 | 7.24% | £0 | Fixed | 38m | £21,234 | 38m | £207,933 | 20337 | 42 | 0 | Halifax |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | Early Repayment Charge | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.04% | 6.3% APRC | £586.92 | 6.49% | £15 | Fixed | 36m | £20,644 | 36m | £196,529 | 63251 | 75 | 15 | Nationwide B.Soc |
| 5.09% | 6.8% APRC | £589.85 | 7.24% | £0 | Fixed | 38m | £20,685 | 38m | £207,567 | 25908 | 313 | 0 | TSB Bank |
| 4.90% | 6.2% APRC | £578.78 | 6.50% | £0 | Fixed | 38m | £20,811 | 38m | £196,298 | 27448 | 1 | 0 | Santander |
| 5.10% | 6.8% APRC | £589.83 | 7.24% | £0 | Fixed | 38m | £21,234 | 38m | £207,933 | 20337 | 42 | 0 | Halifax |
| 5.18% | 6.4% APRC | £595.13 | 6.80% | £8 | Fixed | 38m | £21,498 | 38m | £200,689 | 60474 | 90 | 8 | Principality |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 01:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.