LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%6.6% APRC£547.357.24%£15Fixed36m£19,22036m£205,200
4.80%6.5% APRC£573.007.24%£1,020Fixed62m£19,54662m£197,888
4.51%7.1% APRC£555.857.99%£0Fixed38m£19,76138m£216,723
4.59%7.2% APRC£560.957.99%£495Fixed38m£20,38938m£217,739
4.38%6.2% APRC£549.046.75%£0Fixed39m£20,67039m£197,675

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%6.6% APRC£547.357.24%£15Fixed36m£19,22036m£205,200
4.80%6.5% APRC£573.007.24%£1,020Fixed62m£19,54662m£197,888
4.51%7.1% APRC£555.857.99%£0Fixed38m£19,76138m£216,723
4.59%7.2% APRC£560.957.99%£495Fixed38m£20,38938m£217,739
4.38%6.2% APRC£549.046.75%£0Fixed39m£20,67039m£197,675

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.10%6.2% APRC£590.436.49%£1,034Tracker60m£22,1190m£194,920

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Apr 2025 at 02:25 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.