LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
5.43%6.9% APRC£609.297.24%£0Fixed38m£21,68438m£209,012
5.59%7.0% APRC£619.477.24%£0Fixed37m£22,00137m£209,995
5.19%6.3% APRC£595.716.50%£0Fixed39m£22,35739m£197,313

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
5.20%6.3% APRC£596.306.49%£15Fixed36m£20,98236m£197,125
5.43%6.9% APRC£609.297.24%£0Fixed38m£21,68438m£209,012
4.95%5.8% APRC£581.685.74%£1,024Fixed38m£21,69438m£186,291
5.59%7.0% APRC£619.477.24%£0Fixed37m£22,00137m£209,995
5.19%6.3% APRC£595.716.50%£0Fixed39m£22,35739m£197,313

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
4.35%5.4% APRC£547.355.74%£1,024Tracker60m£20,5590m£181,240

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Apr 2026 at 01:29 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.