Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	6.4% APRC	£543.98	6.99%	£15	Fixed	36m	£19,098	36m	£201,176	67512	75	15	Nationwide B.Soc
4.78%	6.3% APRC	£571.84	6.99%	£1,020	Fixed	62m	£19,504	62m	£194,614	6360	80	1020	Virgin Money
4.18%	6.8% APRC	£537.31	7.74%	£0	Fixed	40m	£20,021	40m	£210,777	59585	42	0	Halifax
4.31%	6.2% APRC	£545.10	6.75%	£0	Fixed	39m	£20,527	39m	£197,385	18136	1	0	Santander
4.36%	7.2% APRC	£548.03	8.24%	£1,019	Fixed	36m	£20,598	36m	£218,686	8244	198	1019	Furness B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	6.4% APRC	£543.98	6.99%	£15	Fixed	36m	£19,098	36m	£201,176	67512	75	15	Nationwide B.Soc
4.78%	6.3% APRC	£571.84	6.99%	£1,020	Fixed	62m	£19,504	62m	£194,614	6360	80	1020	Virgin Money
4.18%	6.8% APRC	£537.31	7.74%	£0	Fixed	40m	£20,021	40m	£210,777	59585	42	0	Halifax
4.31%	6.2% APRC	£545.10	6.75%	£0	Fixed	39m	£20,527	39m	£197,385	18136	1	0	Santander
4.36%	7.2% APRC	£548.03	8.24%	£1,019	Fixed	36m	£20,598	36m	£218,686	8244	198	1019	Furness B.Soc

Lender	Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Initial Period (months)	3 Year Total Cost	Early Repayment Charge	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.85%	5.9% APRC	£575.88	6.24%	£1,034	Tracker	60m	£21,596	0m	£190,308	28644	115	1034	Barclays

Lender

Initial Rate

Overall Cost for Comparison

Initial Period (months)

3 Year Total Cost

Early Repayment Charge

Total Amount Payable Over Term

4.85%

5.9% APRC

£575.88

6.24%

£1,034

Tracker

60m

£21,596

£190,308

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 31 May 2025 at 02:42 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.