Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
4.34%£546.797.34%£716.45£25Variable7.0%£12,848
4.25%£541.745.74%£622.75£25Tracker5.6%£12,857
4.69%£566.676.49%£667.61£15Tracker6.3%£13,115
4.09%£532.824.09%£532.82£575Variable4.2%£13,363
4.09%£532.824.09%£532.82£575Variable4.2%£13,363

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
5.20%£596.306.24%£655.01£0Fixed6.2%£13,661
5.23%£598.076.49%£669.85£15Fixed6.4%£13,869
5.20%£596.305.74%£626.35£25Fixed5.8%£13,916
5.19%£595.717.74%£744.72£0Fixed7.5%£14,147
5.62%£620.637.24%£714.80£0Fixed7.1%£14,395

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
4.25%£541.745.74%£622.75£25Tracker5.6%£12,857
4.69%£566.676.49%£667.61£15Tracker6.3%£13,115
4.69%£566.676.49%£669.67£0Tracker6.4%£13,699
4.91%£579.366.74%£682.32£30Tracker6.5%£13,824
4.39%£549.616.24%£651.83£999Tracker6.2%£13,840

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Apr 2026 at 01:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.