LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.94%Variable£420.945.35%£583.2536m£154.5% APRC36m£15,324
1.84%Variable£416.114.10%£519.6336m£8503.7% APRC36m£15,930
2.24%Variable£435.645.60%£598.5536m£5244.9% APRC36m£16,332
1.99%Variable£423.375.64%£598.7836m£1,0244.9% APRC36m£16,365
2.49%Variable£448.114.99%£568.5936m£3104.5% APRC36m£16,642

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
3.54%Fixed£502.774.49%£549.8136m£204.3% APRC36m£17,685
3.57%Fixed£504.393.96%£523.3338m£03.9% APRC38m£17,788
3.09%Fixed£478.914.10%£527.4037m£8504.0% APRC37m£18,191
3.09%Fixed£483.385.64%£613.4438m£1,2095.3% APRC38m£18,711
3.49%Fixed£500.094.04%£526.6040m£04.0% APRC40m£18,832

LenderInitial RateTypeInitial PaymentReverting RateReverting PaymentInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.50%Tracker£448.624.74%£546.6360m£1,7844.1% APRC60m£18,675
3.64%Tracker£508.163.64%£508.160m£1,5703.9% APRC12m£19,959

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 25 Jun 2022 at 01:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.