| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £668.04 | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.68% | £566.10 | 6.74% | £681.21 | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,505 | £200,935 | 111016 | 207 | 30 | NatWest |
| 4.22% | £540.06 | 6.24% | £651.09 | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,610 | £193,311 | 77751 | 344 | 999 | HSBC Intermediary |
| 4.69% | £566.67 | 7.24% | £706.24 | £0 | Variable | 6.7% APRC | 24m | 24m | £13,700 | £206,709 | 22721 | 190 | 0 | Bath Inv. + B.Soc. |
| 4.44% | £552.43 | 7.24% | £708.99 | £995 | Tracker | 6.9% APRC | 28m | 0m | £13,703 | £208,758 | 14931 | 313 | 995 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.46% | £611.70 | 6.49% | £670.76 | £15 | Fixed | 6.5% APRC | 24m | 24m | £14,196 | £199,326 | 53074 | 75 | 15 | Nationwide B.Soc |
| 5.50% | £614.09 | 5.74% | £627.56 | £25 | Fixed | 5.8% APRC | 26m | 26m | £14,343 | £187,523 | 38524 | 115 | 25 | Barclays |
| 5.63% | £621.88 | 6.24% | £656.64 | £0 | Fixed | 6.3% APRC | 26m | 26m | £14,550 | £195,713 | 13473 | 686 | 0 | West Brom BS |
| 5.39% | £607.54 | 7.99% | £761.06 | £11 | Fixed | 7.7% APRC | 24m | 24m | £14,592 | £224,645 | 50693 | 71 | 11 | Monmouthshire |
| 5.77% | £629.66 | 7.24% | £715.46 | £0 | Fixed | 7.1% APRC | 26m | 26m | £14,612 | £211,907 | 110223 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £668.04 | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.68% | £566.10 | 6.74% | £681.21 | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,505 | £200,935 | 111016 | 207 | 30 | NatWest |
| 4.22% | £540.06 | 6.24% | £651.09 | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,610 | £193,311 | 77751 | 344 | 999 | HSBC Intermediary |
| 4.44% | £552.43 | 7.24% | £708.99 | £995 | Tracker | 6.9% APRC | 28m | 0m | £13,703 | £208,758 | 14931 | 313 | 995 | TSB Bank |
| 4.17% | £537.27 | 5.74% | £622.41 | £1,024 | Tracker | 5.7% APRC | 24m | 0m | £13,748 | £185,534 | 38233 | 115 | 1024 | Barclays |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Oct 2026 at 02:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.