Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.31%£545.106.74%£679.77£0Fixed6.4% APRC26m26m£12,282£199,630
4.39%£549.616.99%£695.74£15Fixed6.7% APRC24m24m£12,706£204,730
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645
4.23%£540.626.75%£679.96£0Fixed6.4% APRC26m26m£12,950£200,340
4.57%£559.817.24%£710.60£30Fixed6.9% APRC26m26m£12,965£208,789

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.31%£545.106.74%£679.77£0Fixed6.4% APRC26m26m£12,282£199,630
4.39%£549.616.99%£695.74£15Fixed6.7% APRC24m24m£12,706£204,730
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645
4.23%£540.626.75%£679.96£0Fixed6.4% APRC26m26m£12,950£200,340
4.57%£559.817.24%£710.60£30Fixed6.9% APRC26m26m£12,965£208,789

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.75%£570.126.24%£653.35£35Tracker6.1% APRC24m24m£13,548£193,872
4.97%£582.847.24%£712.55£30Tracker7.0% APRC26m26m£13,768£210,173
4.44%£552.436.99%£695.97£1,014Tracker6.8% APRC24m0m£13,772£205,860
4.49%£555.276.74%£681.40£999Tracker6.6% APRC24m0m£13,825£201,892
4.99%£584.014.99%£584.01£35Tracker5.1% APRC0m0m£14,176£175,363

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Jun 2025 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.