Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.31%£545.106.74%£679.77£0Fixed6.4% APRC26m26m£12,282£199,630
4.39%£549.616.99%£695.74£15Fixed6.7% APRC24m24m£12,706£204,730
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645
4.26%£542.306.75%£680.11£0Fixed6.4% APRC26m26m£12,990£200,425
4.64%£563.817.99%£757.56£0Fixed7.6% APRC24m24m£13,381£222,468

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.31%£545.106.74%£679.77£0Fixed6.4% APRC26m26m£12,282£199,630
4.39%£549.616.99%£695.74£15Fixed6.7% APRC24m24m£12,706£204,730
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645
4.26%£542.306.75%£680.11£0Fixed6.4% APRC26m26m£12,990£200,425
4.64%£563.817.99%£757.56£0Fixed7.6% APRC24m24m£13,381£222,468

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.75%£570.126.24%£653.35£35Tracker6.1% APRC24m24m£13,548£193,872
4.44%£552.436.99%£695.97£1,014Tracker6.8% APRC24m0m£13,772£205,860
4.49%£555.276.74%£681.40£999Tracker6.6% APRC24m0m£13,825£201,892
4.97%£582.847.24%£712.17£30Tracker6.9% APRC27m27m£14,008£209,939
5.25%£599.258.24%£776.01£35Tracker7.9% APRC24m0m£14,292£228,471

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 02:54 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.