Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.40%£550.177.24%£710.72£15Fixed6.9% APRC24m24m£12,719£208,878
4.44%£551.896.49%£665.82£30Fixed6.3% APRC24m24m£13,025£196,792
4.60%£561.526.49%£666.60£35Fixed6.3% APRC26m26m£13,091£196,863
4.59%£560.957.99%£756.13£0Fixed7.5% APRC26m26m£13,163£221,464
4.46%£553.566.74%£679.73£0Fixed6.4% APRC28m28m£13,344£199,586

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.40%£550.177.24%£710.72£15Fixed6.9% APRC24m24m£12,719£208,878
4.44%£551.896.49%£665.82£30Fixed6.3% APRC24m24m£13,025£196,792
4.60%£561.526.49%£666.60£35Fixed6.3% APRC26m26m£13,091£196,863
4.59%£560.957.99%£756.13£0Fixed7.5% APRC26m26m£13,163£221,464
4.46%£553.566.74%£679.73£0Fixed6.4% APRC28m28m£13,344£199,586

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.00%£584.596.49%£668.91£35Tracker6.4% APRC24m24m£13,895£198,514
4.69%£566.677.24%£712.06£1,014Tracker7.1% APRC24m0m£14,114£210,643
4.74%£569.546.74%£682.50£999Tracker6.6% APRC24m0m£14,168£202,538
5.22%£597.487.49%£728.43£30Tracker7.2% APRC27m27m£14,359£214,773
4.60%£561.526.75%£682.48£999Tracker6.6% APRC24m0m£14,450£202,815

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Apr 2025 at 02:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.