| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.30% | £544.54 | 6.74% | £680.55 | £15 | Fixed | 6.4% APRC | 24m | 24m | £12,584 | £200,416 | 49443 | 75 | 15 | Nationwide B.Soc |
| 4.38% | £548.51 | 5.99% | £636.78 | £30 | Fixed | 5.8% APRC | 24m | 24m | £12,944 | £188,696 | 9650 | 1369 | 30 | MPowered Mtgs Resi |
| 4.07% | £531.71 | 6.49% | £663.65 | £0 | Fixed | 6.1% APRC | 27m | 27m | £12,968 | £194,883 | 19326 | 344 | 0 | HSBC Intermediary |
| 4.44% | £552.43 | 7.99% | £756.58 | £0 | Fixed | 7.5% APRC | 24m | 24m | £13,108 | £221,924 | 1029 | 156 | 0 | Scottish B.Soc |
| 4.50% | £555.83 | 5.99% | £637.96 | £25 | Tracker | 5.9% APRC | 24m | 24m | £13,195 | £189,272 | 64275 | 115 | 25 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.30% | £544.54 | 6.74% | £680.55 | £15 | Fixed | 6.4% APRC | 24m | 24m | £12,584 | £200,416 | 49443 | 75 | 15 | Nationwide B.Soc |
| 4.38% | £548.51 | 5.99% | £636.78 | £30 | Fixed | 5.8% APRC | 24m | 24m | £12,944 | £188,696 | 9650 | 1369 | 30 | MPowered Mtgs Resi |
| 4.07% | £531.71 | 6.49% | £663.65 | £0 | Fixed | 6.1% APRC | 27m | 27m | £12,968 | £194,883 | 19326 | 344 | 0 | HSBC Intermediary |
| 4.44% | £552.43 | 7.99% | £756.58 | £0 | Fixed | 7.5% APRC | 24m | 24m | £13,108 | £221,924 | 1029 | 156 | 0 | Scottish B.Soc |
| 4.40% | £550.17 | 6.74% | £682.51 | £25 | Fixed | 6.5% APRC | 26m | 26m | £13,328 | £202,155 | 18144 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.50% | £555.83 | 5.99% | £637.96 | £25 | Tracker | 5.9% APRC | 24m | 24m | £13,195 | £189,272 | 64275 | 115 | 25 | Barclays |
| 4.19% | £538.38 | 6.74% | £680.05 | £1,014 | Tracker | 6.5% APRC | 24m | 0m | £13,435 | £201,129 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.72% | £568.39 | 6.99% | £695.70 | £30 | Tracker | 6.7% APRC | 28m | 28m | £13,560 | £204,825 | 19946 | 207 | 30 | NatWest |
| 4.24% | £541.18 | 6.49% | £665.65 | £999 | Tracker | 6.3% APRC | 24m | 0m | £13,637 | £197,357 | 21179 | 344 | 999 | HSBC Intermediary |
| 5.00% | £584.59 | 7.99% | £759.28 | £35 | Tracker | 7.6% APRC | 24m | 0m | £13,940 | £223,501 | 22467 | 208 | 35 | Hanley Economic |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 02:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.