Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.25%£541.746.74%£679.90£0Fixed6.4% APRC£12,202
4.15%£536.156.24%£650.09£35Fixed6.0% APRC£12,483
4.30%£544.546.99%£695.32£15Fixed6.7% APRC£12,584
4.45%£553.007.24%£710.00£30Fixed6.9% APRC£12,802
4.38%£548.516.24%£651.09£30Fixed6.0% APRC£12,944

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.25%£541.746.74%£679.90£0Fixed6.4% APRC£12,202
4.15%£536.156.24%£650.09£35Fixed6.0% APRC£12,483
4.30%£544.546.99%£695.32£15Fixed6.7% APRC£12,584
4.45%£553.007.24%£710.00£30Fixed6.9% APRC£12,802
4.38%£548.516.24%£651.09£30Fixed6.0% APRC£12,944

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.75%£570.126.24%£653.35£35Tracker6.1% APRC£13,548
4.97%£582.847.24%£712.55£30Tracker7.0% APRC£13,768
4.44%£552.436.99%£695.97£1,014Tracker6.8% APRC£13,772
4.49%£555.276.74%£681.40£999Tracker6.6% APRC£13,825
4.50%£555.836.75%£682.03£999Tracker6.6% APRC£14,314

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 03:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.