Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.99%£527.286.49%£663.67£0Fixed6.1% APRC£12,005
3.99%£527.286.74%£679.12£15Fixed6.4% APRC£12,170
4.04%£530.055.99%£636.00£25Fixed5.8% APRC£12,326
4.14%£535.607.49%£723.37£0Fixed7.0% APRC£12,554
4.08%£532.267.74%£738.14£35Fixed7.2% APRC£13,073

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.99%£527.286.49%£663.67£0Fixed6.1% APRC£12,005
3.99%£527.286.74%£679.12£15Fixed6.4% APRC£12,170
4.04%£530.055.99%£636.00£25Fixed5.8% APRC£12,326
4.14%£535.607.49%£723.37£0Fixed7.0% APRC£12,554
4.08%£532.267.74%£738.14£35Fixed7.2% APRC£13,073

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.50%£555.835.99%£637.96£25Tracker5.9% APRC£13,195
4.19%£538.386.74%£680.05£1,014Tracker6.5% APRC£13,435
4.72%£568.396.99%£696.09£30Tracker6.7% APRC£13,560
4.24%£541.186.49%£665.65£999Tracker6.3% APRC£13,637
4.25%£541.746.75%£680.91£999Tracker6.6% APRC£13,976

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 15 Dec 2025 at 02:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.