Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.79%£572.426.49%£668.04£15Tracker6.3% APRC£13,253
4.92%£579.946.24%£653.84£0Fixed6.1% APRC£13,269
4.45%£553.006.80%£680.80£8Tracker6.4% APRC£13,345
4.74%£569.546.74%£681.83£30Tracker6.5% APRC£13,349
5.04%£586.927.24%£712.89£0Fixed7.0% APRC£13,536

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.92%£579.946.24%£653.84£0Fixed6.1% APRC£13,269
5.04%£586.927.24%£712.89£0Fixed7.0% APRC£13,536
5.04%£586.926.49%£669.08£15Fixed6.4% APRC£13,601
5.13%£592.196.74%£683.63£30Fixed6.6% APRC£13,893
4.94%£581.106.50%£668.74£0Fixed6.4% APRC£13,921

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.79%£572.426.49%£668.04£15Tracker6.3% APRC£13,253
4.45%£553.006.80%£680.80£8Tracker6.4% APRC£13,345
4.74%£569.546.74%£681.83£30Tracker6.5% APRC£13,349
4.12%£534.496.24%£650.66£999Tracker6.1% APRC£13,477
4.44%£552.437.24%£709.95£995Tracker7.0% APRC£13,703

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 01:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.