Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.79%£572.426.49%£668.04£15Tracker6.3% APRC£13,253
4.64%£563.817.74%£742.18£0Variable7.3% APRC£13,381
4.12%£534.496.24%£650.66£999Tracker6.1% APRC£13,477
4.04%£530.055.74%£621.86£1,024Tracker5.7% APRC£13,575
4.74%£569.546.74%£681.50£30Tracker6.5% APRC£13,588

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
5.03%£586.346.49%£669.04£15Fixed6.4% APRC£13,587
5.00%£584.595.74%£625.52£25Fixed5.7% APRC£13,635
4.89%£578.207.74%£743.35£0Fixed7.4% APRC£13,727
5.26%£599.237.24%£713.16£0Fixed7.0% APRC£13,882
4.99%£584.016.24%£653.73£0Fixed6.1% APRC£14,228

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.79%£572.426.49%£668.04£15Tracker6.3% APRC£13,253
4.12%£534.496.24%£650.66£999Tracker6.1% APRC£13,477
4.04%£530.055.74%£621.86£1,024Tracker5.7% APRC£13,575
4.74%£569.546.74%£681.50£30Tracker6.5% APRC£13,588
4.14%£535.606.50%£665.79£999Tracker6.3% APRC£13,828

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 27 Jul 2026 at 01:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.