Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.30%	Fixed	£544.54	6.74%	24m	£15	6.4% APRC	24m	£12,584	49443	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	5.99%	24m	£30	5.8% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.07%	Fixed	£531.71	6.49%	27m	£0	6.1% APRC	27m	£12,968	19326	344	0	HSBC Intermediary
4.44%	Fixed	£552.43	7.99%	24m	£0	7.5% APRC	24m	£13,108	1029	156	0	Scottish B.Soc
4.23%	Fixed	£540.62	7.44%	26m	£20	7.0% APRC	26m	£13,155	27906	1018	20	Cumberland BS

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.30%	Fixed	£544.54	6.74%	24m	£15	6.4% APRC	24m	£12,584	49443	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	5.99%	24m	£30	5.8% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.07%	Fixed	£531.71	6.49%	27m	£0	6.1% APRC	27m	£12,968	19326	344	0	HSBC Intermediary
4.44%	Fixed	£552.43	7.99%	24m	£0	7.5% APRC	24m	£13,108	1029	156	0	Scottish B.Soc
4.23%	Fixed	£540.62	7.44%	26m	£20	7.0% APRC	26m	£13,155	27906	1018	20	Cumberland BS

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	Tracker	£555.83	5.99%	24m	£25	5.9% APRC	24m	£13,195	64275	115	25	Barclays
4.19%	Tracker	£538.38	6.74%	24m	£1,014	6.5% APRC	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.72%	Tracker	£568.39	6.99%	28m	£30	6.7% APRC	28m	£13,560	19946	207	30	NatWest
4.24%	Tracker	£541.18	6.49%	24m	£999	6.3% APRC	0m	£13,637	21179	344	999	HSBC Intermediary
5.00%	Tracker	£584.59	7.99%	24m	£35	7.6% APRC	0m	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 03:16 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.