Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	57267	75	15	Nationwide B.Soc
4.68%	Tracker	£566.10	6.74%	27m	£30	6.5% APRC	27m	£13,505	111016	207	30	NatWest
4.22%	Tracker	£540.06	6.24%	24m	£999	6.1% APRC	0m	£13,610	77751	344	999	HSBC Intermediary
4.69%	Variable	£566.67	7.24%	24m	£0	6.7% APRC	24m	£13,700	22721	190	0	Bath Inv. + B.Soc.
4.44%	Tracker	£552.43	7.24%	28m	£995	6.9% APRC	0m	£13,703	14931	313	995	TSB Bank

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.46%	Fixed	£611.70	6.49%	24m	£15	6.5% APRC	24m	£14,196	53074	75	15	Nationwide B.Soc
5.50%	Fixed	£614.09	5.74%	26m	£25	5.8% APRC	26m	£14,343	38524	115	25	Barclays
5.63%	Fixed	£621.88	6.24%	26m	£0	6.3% APRC	26m	£14,550	13473	686	0	West Brom BS
5.39%	Fixed	£607.54	7.99%	24m	£11	7.7% APRC	24m	£14,592	50693	71	11	Monmouthshire
5.77%	Fixed	£629.66	7.24%	26m	£0	7.1% APRC	26m	£14,612	110223	42	0	Halifax

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	57267	75	15	Nationwide B.Soc
4.68%	Tracker	£566.10	6.74%	27m	£30	6.5% APRC	27m	£13,505	111016	207	30	NatWest
4.22%	Tracker	£540.06	6.24%	24m	£999	6.1% APRC	0m	£13,610	77751	344	999	HSBC Intermediary
4.44%	Tracker	£552.43	7.24%	28m	£995	6.9% APRC	0m	£13,703	14931	313	995	TSB Bank
4.17%	Tracker	£537.27	5.74%	24m	£1,024	5.7% APRC	0m	£13,748	38233	115	1024	Barclays

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 27 Oct 2026 at 02:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.