Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	£541.74	5.74%	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
4.69%	Tracker	£566.67	6.49%	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.54%	Variable	£558.11	7.34%	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.64%	Variable	£563.81	7.74%	24m	£0	7.3% APRC	24m	£13,381	6555	156	0	Scottish B.Soc
4.49%	Variable	£555.27	7.24%	24m	£0	6.7% APRC	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.01%	Fixed	£585.17	5.74%	26m	£25	5.7% APRC	26m	£13,649	21261	115	25	Barclays
5.23%	Fixed	£598.07	6.49%	24m	£15	6.4% APRC	24m	£13,869	32595	75	15	Nationwide B.Soc
5.19%	Fixed	£595.71	7.74%	24m	£0	7.5% APRC	24m	£14,147	74451	156	0	Scottish B.Soc
5.14%	Fixed	£592.89	7.99%	24m	£1,019	7.8% APRC	24m	£14,348	34936	198	1019	Furness B.Soc
5.62%	Fixed	£620.63	7.24%	26m	£0	7.1% APRC	26m	£14,395	109539	42	0	Halifax

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	£541.74	5.74%	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
4.69%	Tracker	£566.67	6.49%	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.91%	Tracker	£579.36	6.74%	27m	£30	6.5% APRC	27m	£13,824	20804	207	30	NatWest
4.39%	Tracker	£549.61	6.24%	24m	£999	6.2% APRC	0m	£13,840	100422	344	999	HSBC Intermediary
4.44%	Tracker	£552.43	7.24%	28m	£995	6.9% APRC	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 29 Apr 2026 at 01:42 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.