Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	Fixed	£543.98	6.49%	25m	£0	6.2% APRC	25m	£12,406	28555	344	0	HSBC Intermediary
4.24%	Fixed	£541.18	6.74%	24m	£15	6.4% APRC	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	Fixed	£541.74	5.99%	26m	£25	5.8% APRC	26m	£12,607	13963	115	25	Barclays
4.34%	Fixed	£546.79	7.49%	26m	£0	7.0% APRC	26m	£12,823	20175	313	0	TSB Bank
4.38%	Fixed	£548.51	5.99%	24m	£30	5.8% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	Fixed	£543.98	6.49%	25m	£0	6.2% APRC	25m	£12,406	28555	344	0	HSBC Intermediary
4.24%	Fixed	£541.18	6.74%	24m	£15	6.4% APRC	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	Fixed	£541.74	5.99%	26m	£25	5.8% APRC	26m	£12,607	13963	115	25	Barclays
4.34%	Fixed	£546.79	7.49%	26m	£0	7.0% APRC	26m	£12,823	20175	313	0	TSB Bank
4.38%	Fixed	£548.51	5.99%	24m	£30	5.8% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	Tracker	£555.83	5.99%	24m	£25	5.9% APRC	24m	£13,195	64275	115	25	Barclays
4.19%	Tracker	£538.38	6.74%	24m	£1,014	6.5% APRC	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.72%	Tracker	£568.39	6.99%	27m	£30	6.7% APRC	27m	£13,560	65285	207	30	NatWest
4.24%	Tracker	£541.18	6.49%	24m	£999	6.3% APRC	0m	£13,637	21179	344	999	HSBC Intermediary
5.00%	Tracker	£584.59	7.84%	24m	£35	7.5% APRC	0m	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 19 Oct 2025 at 03:17 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.