Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.54%	Variable	£558.11	7.34%	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.82%	Fixed	£574.15	6.24%	25m	£0	6.1% APRC	25m	£13,130	23989	344	0	HSBC Intermediary
4.64%	Variable	£563.81	7.74%	24m	£0	7.3% APRC	24m	£13,381	6555	156	0	Scottish B.Soc
4.49%	Variable	£555.27	7.24%	24m	£0	6.7% APRC	24m	£13,426	4428	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.82%	Fixed	£574.15	6.24%	25m	£0	6.1% APRC	25m	£13,130	23989	344	0	HSBC Intermediary
4.89%	Fixed	£578.20	7.24%	26m	£0	6.9% APRC	26m	£13,577	71811	313	0	TSB Bank
5.11%	Fixed	£591.02	6.49%	24m	£15	6.4% APRC	24m	£13,699	44685	75	15	Nationwide B.Soc
4.83%	Fixed	£574.73	6.50%	26m	£0	6.3% APRC	26m	£13,769	10651	1	0	Santander
5.24%	Fixed	£598.66	6.24%	25m	£0	6.2% APRC	25m	£13,993	30963	686	0	West Brom BS

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	Tracker	£566.67	6.49%	24m	£15	6.3% APRC	0m	£13,115	34490	75	15	Nationwide B.Soc
4.05%	Tracker	£530.60	6.24%	24m	£999	6.1% APRC	0m	£13,383	24097	344	999	HSBC Intermediary
4.74%	Tracker	£569.54	6.74%	27m	£30	6.5% APRC	27m	£13,588	18753	207	30	NatWest
4.06%	Tracker	£531.16	5.74%	24m	£1,024	5.7% APRC	0m	£13,602	43448	115	1024	Barclays
4.44%	Tracker	£552.43	7.24%	26m	£995	7.0% APRC	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 13 Jun 2026 at 01:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.