Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
4.79%Tracker£572.426.49%24m£156.3% APRC0m£13,253
4.92%Fixed£579.946.24%25m£06.1% APRC25m£13,269
4.45%Tracker£553.006.80%26m£86.4% APRC26m£13,345
4.74%Tracker£569.546.74%26m£306.5% APRC26m£13,349
4.84%Variable£575.317.34%24m£257.1% APRC24m£13,532

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
4.92%Fixed£579.946.24%25m£06.1% APRC25m£13,269
5.04%Fixed£586.927.24%26m£07.0% APRC26m£13,536
5.04%Fixed£586.926.49%24m£156.4% APRC24m£13,601
5.13%Fixed£592.196.74%26m£306.6% APRC26m£13,893
4.94%Fixed£581.106.50%26m£06.4% APRC26m£13,921

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
4.79%Tracker£572.426.49%24m£156.3% APRC0m£13,253
4.45%Tracker£553.006.80%26m£86.4% APRC26m£13,345
4.74%Tracker£569.546.74%26m£306.5% APRC26m£13,349
4.12%Tracker£534.496.24%24m£9996.1% APRC0m£13,477
4.44%Tracker£552.437.24%26m£9957.0% APRC0m£13,703

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 01:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.