Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.42%	Fixed	£551.30	6.24%	26m	£0	6.0% APRC	26m	£12,581	66987	344	0	HSBC Intermediary
4.49%	Fixed	£555.27	6.49%	24m	£15	6.3% APRC	24m	£12,841	37210	75	15	Nationwide B.Soc
4.34%	Variable	£546.79	7.34%	24m	£25	7.0% APRC	24m	£12,848	23233	6	25	Beverley BS
4.25%	Tracker	£541.74	5.74%	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
4.38%	Fixed	£549.04	6.74%	26m	£30	6.4% APRC	26m	£12,857	79180	207	30	NatWest

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.42%	Fixed	£551.30	6.24%	26m	£0	6.0% APRC	26m	£12,581	66987	344	0	HSBC Intermediary
4.49%	Fixed	£555.27	6.49%	24m	£15	6.3% APRC	24m	£12,841	37210	75	15	Nationwide B.Soc
4.38%	Fixed	£549.04	6.74%	26m	£30	6.4% APRC	26m	£12,857	79180	207	30	NatWest
4.19%	Fixed	£538.38	6.50%	26m	£0	6.2% APRC	26m	£12,896	47965	1	0	Santander
4.32%	Fixed	£545.77	7.99%	24m	£1,019	7.6% APRC	24m	£13,217	59386	198	1019	Furness B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	£541.74	5.74%	24m	£25	5.6% APRC	24m	£12,857	64275	115	25	Barclays
3.94%	Tracker	£524.53	6.49%	24m	£1,014	6.3% APRC	0m	£13,103	51138	75	1014	Nationwide B.Soc
4.57%	Tracker	£559.81	6.74%	26m	£30	6.5% APRC	26m	£13,115	78166	207	30	NatWest
3.99%	Tracker	£527.28	6.24%	24m	£999	6.1% APRC	0m	£13,304	32156	344	999	HSBC Intermediary
3.94%	Tracker	£524.53	6.49%	26m	£999	6.3% APRC	0m	£13,687	9106	80	999	Virgin Money

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Mar 2026 at 01:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.