Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	Variable	£563.81	7.34%	24m	£25	7.0% APRC	24m	£13,256	66525	6	25	Beverley BS
4.94%	Fixed	£581.10	6.24%	26m	£0	6.1% APRC	26m	£13,296	59885	344	0	HSBC Intermediary
4.45%	Tracker	£553.00	6.80%	26m	£8	6.4% APRC	26m	£13,345	42609	90	8	Principality
4.64%	Variable	£563.81	7.74%	24m	£0	7.3% APRC	24m	£13,381	36219	156	0	Scottish B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	Fixed	£581.10	6.24%	26m	£0	6.1% APRC	26m	£13,296	59885	344	0	HSBC Intermediary
4.98%	Fixed	£583.43	6.49%	24m	£15	6.4% APRC	24m	£13,517	99129	75	15	Nationwide B.Soc
4.97%	Fixed	£582.84	5.74%	25m	£25	5.7% APRC	25m	£13,593	6927	115	25	Barclays
4.97%	Fixed	£582.84	6.50%	26m	£0	6.4% APRC	26m	£13,963	33597	1	0	Santander
5.09%	Fixed	£589.85	7.74%	24m	£0	7.4% APRC	24m	£14,006	84278	156	0	Scottish B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.45%	Tracker	£553.00	6.80%	26m	£8	6.4% APRC	26m	£13,345	42609	90	8	Principality
4.12%	Tracker	£534.49	6.24%	24m	£999	6.1% APRC	0m	£13,477	72539	344	999	HSBC Intermediary
4.74%	Tracker	£569.54	6.74%	27m	£30	6.5% APRC	27m	£13,588	94661	207	30	NatWest
4.15%	Tracker	£536.15	5.74%	24m	£1,024	5.7% APRC	0m	£13,722	3902	115	1024	Barclays

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Aug 2026 at 02:03 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.