Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.54%	Variable	£558.11	7.34%	24m	£25	7.0% APRC	24m	£13,120	25218	6	25	Beverley BS
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	Variable	£563.81	7.74%	24m	£0	7.3% APRC	24m	£13,381	36219	156	0	Scottish B.Soc
4.12%	Tracker	£534.49	6.24%	24m	£999	6.1% APRC	0m	£13,477	72539	344	999	HSBC Intermediary
4.04%	Tracker	£530.05	5.74%	24m	£1,024	5.7% APRC	0m	£13,575	26763	115	1024	Barclays

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.03%	Fixed	£586.34	6.49%	24m	£15	6.4% APRC	24m	£13,587	28571	75	15	Nationwide B.Soc
5.00%	Fixed	£584.59	5.74%	26m	£25	5.7% APRC	26m	£13,635	33883	115	25	Barclays
4.89%	Fixed	£578.20	7.74%	24m	£0	7.4% APRC	24m	£13,727	84264	156	0	Scottish B.Soc
5.31%	Fixed	£602.18	7.24%	26m	£0	7.0% APRC	26m	£13,952	54522	42	0	Halifax
4.99%	Fixed	£584.01	6.24%	27m	£0	6.1% APRC	27m	£14,228	72444	344	0	HSBC Intermediary

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	Tracker	£572.42	6.49%	24m	£15	6.3% APRC	0m	£13,253	32676	75	15	Nationwide B.Soc
4.12%	Tracker	£534.49	6.24%	24m	£999	6.1% APRC	0m	£13,477	72539	344	999	HSBC Intermediary
4.04%	Tracker	£530.05	5.74%	24m	£1,024	5.7% APRC	0m	£13,575	26763	115	1024	Barclays
4.74%	Tracker	£569.54	6.74%	27m	£30	6.5% APRC	27m	£13,588	48315	207	30	NatWest
4.14%	Tracker	£535.60	6.50%	24m	£999	6.3% APRC	0m	£13,828	64864	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 28 Jul 2026 at 01:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.