Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	Fixed	£549.61	6.99%	24m	£15	6.7% APRC	24m	£12,706	67327	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.24%	Fixed	£541.18	6.74%	27m	£0	6.4% APRC	27m	£13,046	39186	344	0	HSBC Intermediary
4.28%	Fixed	£543.42	7.49%	26m	£0	7.0% APRC	26m	£13,141	26119	163	0	Clydesdale Bank PLC
4.64%	Fixed	£563.81	7.99%	24m	£0	7.6% APRC	24m	£13,381	21051	156	0	Scottish B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	Fixed	£549.61	6.99%	24m	£15	6.7% APRC	24m	£12,706	67327	75	15	Nationwide B.Soc
4.38%	Fixed	£548.51	6.24%	24m	£30	6.0% APRC	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.24%	Fixed	£541.18	6.74%	27m	£0	6.4% APRC	27m	£13,046	39186	344	0	HSBC Intermediary
4.28%	Fixed	£543.42	7.49%	26m	£0	7.0% APRC	26m	£13,141	26119	163	0	Clydesdale Bank PLC
4.64%	Fixed	£563.81	7.99%	24m	£0	7.6% APRC	24m	£13,381	21051	156	0	Scottish B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	Tracker	£570.12	6.24%	24m	£35	6.1% APRC	24m	£13,548	27684	115	35	Barclays
4.44%	Tracker	£552.43	6.99%	24m	£1,014	6.8% APRC	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	Tracker	£555.27	6.74%	24m	£999	6.6% APRC	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	Tracker	£582.84	7.24%	27m	£30	6.9% APRC	27m	£14,008	40264	207	30	NatWest
4.99%	Tracker	£584.01	4.99%	0m	£35	5.1% APRC	0m	£14,176	29065	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 May 2025 at 03:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.