Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.73%Fixed£568.976.24%61m£175.7% APRC61m£33,455
4.79%Fixed£572.426.49%60m£155.9% APRC60m£33,860
4.62%Fixed£562.676.49%62m£255.9% APRC62m£33,884
4.34%Tracker£546.794.34%0m£9994.5% APRC0m£33,906
4.74%Fixed£569.547.24%62m£06.3% APRC62m£33,922

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.73%Fixed£568.976.24%61m£175.7% APRC61m£33,455
4.79%Fixed£572.426.49%60m£155.9% APRC60m£33,860
4.62%Fixed£562.676.49%62m£255.9% APRC62m£33,884
4.74%Fixed£569.547.24%62m£06.3% APRC62m£33,922
4.60%Fixed£560.977.24%63m£1006.2% APRC63m£34,388

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.34%Tracker£546.794.34%0m£9994.5% APRC0m£33,906
4.35%Tracker£547.355.74%60m£1,0245.4% APRC0m£33,945
5.84%Tracker£634.565.84%0m£1,7306.2% APRC24m£39,929
6.50%Tracker£675.216.50%0m£1,7296.9% APRC0m£42,417

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Jun 2026 at 01:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.