Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.74%62m£1,0205.3% APRC62m£28,645
3.75%Fixed£514.136.75%60m£185.6% APRC60m£30,946
4.03%Fixed£529.497.34%62m£206.0% APRC62m£31,864
4.02%Fixed£528.946.49%63m£175.5% APRC63m£32,188
4.13%Fixed£535.047.44%62m£206.1% APRC62m£32,282

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.74%62m£1,0205.3% APRC62m£28,645
3.75%Fixed£514.136.75%60m£185.6% APRC60m£30,946
4.03%Fixed£529.497.34%62m£206.0% APRC62m£31,864
4.02%Fixed£528.946.49%63m£175.5% APRC63m£32,188
4.13%Fixed£535.047.44%62m£206.1% APRC62m£32,282

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.59%Tracker£560.954.59%0m£9994.8% APRC0m£34,756
4.60%Tracker£561.525.99%60m£1,0245.6% APRC0m£34,795
6.19%Tracker£655.976.19%0m£1,7306.6% APRC24m£41,213
6.75%Tracker£690.916.75%0m£1,7297.2% APRC0m£43,359

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Aug 2025 at 03:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.