Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.85%Fixed£466.457.49%62m£1,2085.8% APRC62m£29,044
4.34%Fixed£546.796.99%63m£176.0% APRC63m£32,363
4.31%Fixed£545.107.84%62m£206.5% APRC62m£32,801
4.36%Fixed£547.927.25%60m£186.2% APRC60m£32,973
4.36%Fixed£547.927.84%61m£206.5% APRC61m£33,005

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.85%Fixed£466.457.49%62m£1,2085.8% APRC62m£29,044
4.34%Fixed£546.796.99%63m£176.0% APRC63m£32,363
4.31%Fixed£545.107.84%62m£206.5% APRC62m£32,801
4.36%Fixed£547.927.25%60m£186.2% APRC60m£32,973
4.36%Fixed£547.927.84%61m£206.5% APRC61m£33,005

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
5.10%Tracker£590.436.49%60m£1,0346.2% APRC0m£36,540
5.39%Tracker£607.545.39%0m£9995.6% APRC0m£37,551
6.69%Tracker£687.136.69%0m£1,7307.1% APRC24m£43,083
6.69%Tracker£687.136.69%0m£1,9847.1% APRC24m£43,387

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 18 Feb 2025 at 02:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.