Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	21757	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
4.96%	Fixed	£582.26	6.24%	61m	£17	5.8% APRC	61m	£34,253	57988	344	17	HSBC Intermediary
4.83%	Fixed	£574.73	7.99%	60m	£11	6.8% APRC	60m	£34,495	53928	71	11	Monmouthshire
4.69%	Variable	£566.67	4.69%	0m	£719	4.9% APRC	24m	£34,719	85114	48	719	Ecology B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.96%	Fixed	£582.26	6.24%	61m	£17	5.8% APRC	61m	£34,253	57988	344	17	HSBC Intermediary
4.83%	Fixed	£574.73	7.99%	60m	£11	6.8% APRC	60m	£34,495	53928	71	11	Monmouthshire
5.17%	Fixed	£594.54	6.49%	60m	£15	6.1% APRC	60m	£35,187	81338	75	15	Nationwide B.Soc
5.19%	Fixed	£595.71	7.24%	62m	£0	6.5% APRC	62m	£35,493	89490	313	0	TSB Bank
5.11%	Fixed	£591.02	6.49%	62m	£25	6.1% APRC	62m	£35,585	87472	80	25	Virgin Money

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	21757	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
5.49%	Discount	£613.49	5.49%	0m	£1,289	5.8% APRC	0m	£37,098	42156	48	1289	Ecology B.Soc
5.84%	Tracker	£634.56	5.84%	0m	£1,730	6.2% APRC	24m	£39,929	31663	1097	1730	United Trust Bank
6.24%	Tracker	£659.05	6.24%	0m	£1,729	6.6% APRC	0m	£41,447	85963	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 Sep 2026 at 02:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.