Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.50%	Fixed	£448.62	6.74%	62m	£1,020	5.2% APRC	62m	£28,036	68324	80	1020	Virgin Money
3.79%	Fixed	£516.31	7.34%	62m	£20	5.9% APRC	62m	£31,074	10839	803	20	Leek BuildingSociety
3.90%	Fixed	£522.33	6.60%	60m	£18	5.6% APRC	60m	£31,438	33626	220	18	Kensington
3.92%	Fixed	£523.43	5.99%	61m	£174	5.3% APRC	61m	£31,660	4917	115	174	Sesame-Barclays
4.19%	Fixed	£538.38	7.49%	61m	£0	6.2% APRC	61m	£32,053	16810	313	0	TSB Bank

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.50%	Fixed	£448.62	6.74%	62m	£1,020	5.2% APRC	62m	£28,036	68324	80	1020	Virgin Money
3.79%	Fixed	£516.31	7.34%	62m	£20	5.9% APRC	62m	£31,074	10839	803	20	Leek BuildingSociety
3.90%	Fixed	£522.33	6.60%	60m	£18	5.6% APRC	60m	£31,438	33626	220	18	Kensington
3.92%	Fixed	£523.43	5.99%	61m	£174	5.3% APRC	61m	£31,660	4917	115	174	Sesame-Barclays
4.19%	Fixed	£538.38	7.49%	61m	£0	6.2% APRC	61m	£32,053	16810	313	0	TSB Bank

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	Tracker	£560.95	4.59%	0m	£999	4.8% APRC	0m	£34,756	13117	474	999	Co-operative Bank
4.60%	Tracker	£561.52	5.99%	60m	£1,024	5.6% APRC	0m	£34,795	64222	115	1024	Barclays
6.19%	Tracker	£655.97	6.19%	0m	£1,730	6.6% APRC	24m	£41,213	3216	1097	1730	United Trust Bank
6.75%	Tracker	£690.91	6.75%	0m	£1,729	7.2% APRC	0m	£43,359	39388	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 15 Nov 2025 at 03:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.