Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.40%	Fixed	£443.60	8.74%	62m	£1,208	6.3% APRC	62m	£27,673	34760	80	1208	Virgin Money
4.04%	Fixed	£530.05	6.99%	63m	£17	5.8% APRC	63m	£31,354	43896	344	17	HSBC Intermediary
4.09%	Fixed	£532.32	7.49%	60m	£30	6.2% APRC	60m	£31,969	17930	1369	30	MPowered Mtgs Resi
3.92%	Fixed	£522.94	8.49%	63m	£100	6.6% APRC	63m	£32,096	29423	42	100	Halifax
4.29%	Fixed	£543.98	7.74%	60m	£15	6.4% APRC	60m	£32,219	52639	75	15	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.40%	Fixed	£443.60	8.74%	62m	£1,208	6.3% APRC	62m	£27,673	34760	80	1208	Virgin Money
4.04%	Fixed	£530.05	6.99%	63m	£17	5.8% APRC	63m	£31,354	43896	344	17	HSBC Intermediary
4.09%	Fixed	£532.32	7.49%	60m	£30	6.2% APRC	60m	£31,969	17930	1369	30	MPowered Mtgs Resi
3.92%	Fixed	£522.94	8.49%	63m	£100	6.6% APRC	63m	£32,096	29423	42	100	Halifax
4.29%	Fixed	£543.98	7.74%	60m	£15	6.4% APRC	60m	£32,219	52639	75	15	Nationwide B.Soc

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.60%	Tracker	£620.07	6.99%	60m	£1,034	6.7% APRC	0m	£38,318	18193	115	1034	Barclays
5.89%	Tracker	£637.59	5.89%	0m	£999	6.2% APRC	0m	£39,354	1247	474	999	Co-operative Bank
6.64%	Tracker	£683.98	6.64%	0m	£1,465	7.0% APRC	24m	£42,279	62156	351	1465	Precise Mortgages
7.19%	Tracker	£718.95	7.19%	0m	£1,495	7.6% APRC	24m	£44,757	20328	1097	1495	United Trust Bank
7.30%	Tracker	£726.03	7.30%	0m	£2,285	7.8% APRC	24m	£46,022	6726	957	2285	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 08 Sep 2024 at 02:32 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.