Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.28%Fixed£543.426.24%62m£1,0165.6% APRC62m£32,121
4.60%Fixed£561.526.49%62m£255.8% APRC62m£33,815
4.74%Fixed£569.547.24%62m£06.3% APRC62m£33,922
4.35%Tracker£547.355.74%60m£1,0245.4% APRC0m£33,945
4.67%Fixed£565.536.74%62m£306.0% APRC62m£33,962

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.28%Fixed£543.426.24%62m£1,0165.6% APRC62m£32,121
4.60%Fixed£561.526.49%62m£255.8% APRC62m£33,815
4.74%Fixed£569.547.24%62m£06.3% APRC62m£33,922
4.67%Fixed£565.536.74%62m£306.0% APRC62m£33,962
4.66%Fixed£564.956.30%60m£185.7% APRC60m£33,995

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.35%Tracker£547.355.74%60m£1,0245.4% APRC0m£33,945
5.74%Tracker£628.505.74%0m£1,7306.1% APRC24m£39,565
6.50%Tracker£675.216.50%0m£1,7296.9% APRC0m£42,417

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 01:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.