Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.66%	Fixed	£564.95	6.24%	62m	£1,016	5.8% APRC	62m	£33,413	33222	344	1016	HSBC Intermediary
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	55113	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
4.89%	Fixed	£578.20	6.74%	62m	£30	6.1% APRC	62m	£34,722	8258	207	30	NatWest
4.93%	Fixed	£580.52	6.49%	62m	£25	6.0% APRC	62m	£34,955	29776	80	25	Virgin Money

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.66%	Fixed	£564.95	6.24%	62m	£1,016	5.8% APRC	62m	£33,413	33222	344	1016	HSBC Intermediary
4.89%	Fixed	£578.20	6.74%	62m	£30	6.1% APRC	62m	£34,722	8258	207	30	NatWest
4.93%	Fixed	£580.52	6.49%	62m	£25	6.0% APRC	62m	£34,955	29776	80	25	Virgin Money
4.98%	Fixed	£583.43	6.50%	62m	£0	6.0% APRC	62m	£34,981	27228	1	0	Santander
4.94%	Fixed	£581.10	6.94%	61m	£15	6.2% APRC	61m	£35,076	119737	628	15	Bank of Ireland

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	55113	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
5.74%	Tracker	£628.50	5.74%	0m	£1,730	6.1% APRC	24m	£39,565	91115	1097	1730	United Trust Bank
6.50%	Tracker	£675.21	6.50%	0m	£1,729	6.9% APRC	0m	£42,417	38581	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 06 May 2026 at 01:43 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.