Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.73%Fixed£460.297.24%62m£1,0205.6% APRC62m£28,736
4.25%Fixed£541.746.74%61m£175.8% APRC61m£31,521
4.21%Fixed£538.997.99%62m£1006.5% APRC62m£32,189
3.89%Fixed£521.786.49%62m£9345.6% APRC62m£32,321
4.21%Fixed£539.507.84%62m£206.4% APRC62m£32,465

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.73%Fixed£460.297.24%62m£1,0205.6% APRC62m£28,736
4.25%Fixed£541.746.74%61m£175.8% APRC61m£31,521
4.21%Fixed£538.997.99%62m£1006.5% APRC62m£32,189
3.89%Fixed£521.786.49%62m£9345.6% APRC62m£32,321
4.21%Fixed£539.507.84%62m£206.4% APRC62m£32,465

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
5.10%Tracker£590.436.49%60m£1,0346.2% APRC0m£36,540
5.39%Tracker£607.545.39%0m£9995.6% APRC0m£37,551
6.69%Tracker£687.136.69%0m£1,7307.1% APRC24m£43,083
7.19%Tracker£718.957.19%0m£1,9847.7% APRC24m£45,296

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Apr 2025 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.