Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	21757	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
5.14%	Fixed	£592.78	6.24%	62m	£17	5.9% APRC	62m	£34,884	17872	344	17	HSBC Intermediary
5.16%	Fixed	£593.95	6.49%	60m	£15	6.1% APRC	60m	£35,152	45327	75	15	Nationwide B.Soc
5.04%	Variable	£586.92	7.24%	60m	£0	6.5% APRC	60m	£35,315	6561	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.14%	Fixed	£592.78	6.24%	62m	£17	5.9% APRC	62m	£34,884	17872	344	17	HSBC Intermediary
5.16%	Fixed	£593.95	6.49%	60m	£15	6.1% APRC	60m	£35,152	45327	75	15	Nationwide B.Soc
5.13%	Fixed	£592.19	6.50%	62m	£0	6.1% APRC	62m	£35,506	27143	1	0	Santander
5.13%	Fixed	£592.19	7.99%	60m	£11	6.9% APRC	60m	£35,542	50627	71	11	Monmouthshire
5.14%	Fixed	£592.78	5.74%	61m	£25	5.6% APRC	61m	£35,672	17249	115	25	Barclays

Initial Rate	Type	Initial Payment	Reverting Rate	Initial Period (months)	Total Fees	Overall Cost for Comparison	Early Repayment Charge	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	Tracker	£546.79	4.34%	0m	£999	4.5% APRC	0m	£33,906	21757	474	999	Co-operative Bank
4.35%	Tracker	£547.35	5.74%	60m	£1,024	5.4% APRC	0m	£33,945	64222	115	1024	Barclays
4.70%	Tracker	£567.25	6.31%	64m	£999	5.8% APRC	64m	£35,605	201	77	999	Newcastle
6.04%	Tracker	£646.75	6.04%	0m	£1,730	6.4% APRC	24m	£40,660	40279	1097	1730	United Trust Bank
6.40%	Tracker	£668.97	6.40%	0m	£1,530	6.8% APRC	0m	£41,843	100434	957	1530	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 04 Nov 2026 at 02:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.