Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.99%62m£1,0205.4% APRC62m£28,645
4.16%Fixed£536.716.74%62m£175.8% APRC62m£31,220
4.03%Fixed£529.497.59%62m£206.2% APRC62m£31,864
4.19%Fixed£538.387.84%62m£06.4% APRC62m£32,348
4.22%Fixed£539.546.24%60m£305.5% APRC60m£32,402

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.99%62m£1,0205.4% APRC62m£28,645
4.16%Fixed£536.716.74%62m£175.8% APRC62m£31,220
4.03%Fixed£529.497.59%62m£206.2% APRC62m£31,864
4.19%Fixed£538.387.84%62m£06.4% APRC62m£32,348
4.22%Fixed£539.546.24%60m£305.5% APRC60m£32,402

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.84%Tracker£575.314.84%0m£9995.1% APRC0m£35,618
4.85%Tracker£575.886.24%60m£1,0345.9% APRC0m£35,667
6.44%Tracker£671.466.44%0m£1,7306.8% APRC24m£42,143
6.94%Tracker£702.966.94%0m£1,9847.4% APRC24m£44,337

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 15 Jun 2025 at 03:10 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.