Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.74%63m£1,0205.2% APRC63m£30,345
3.90%Fixed£522.336.60%60m£185.6% APRC60m£31,438
4.13%Fixed£535.047.24%61m£206.1% APRC61m£32,282
3.90%Fixed£522.337.34%63m£206.0% APRC63m£32,304
3.91%Fixed£522.885.99%62m£9245.3% APRC62m£32,377

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
2.70%Fixed£458.766.74%63m£1,0205.2% APRC63m£30,345
3.90%Fixed£522.336.60%60m£185.6% APRC60m£31,438
4.13%Fixed£535.047.24%61m£206.1% APRC61m£32,282
3.90%Fixed£522.337.34%63m£206.0% APRC63m£32,304
3.91%Fixed£522.885.99%62m£9245.3% APRC62m£32,377

Initial RateTypeInitial PaymentReverting RateInitial Period (months)Total FeesOverall Cost for ComparisonEarly Repayment Charge5 Year Total Cost
4.59%Tracker£560.954.59%0m£9994.8% APRC0m£34,756
4.60%Tracker£561.525.99%60m£1,0245.6% APRC0m£34,795
6.19%Tracker£655.976.19%0m£1,7306.6% APRC24m£41,213
6.75%Tracker£690.916.75%0m£1,7297.2% APRC0m£43,359

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Oct 2025 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.