Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
5.39%	£607.54	7.60%	£17	Fixed	7.4% APRC	26m	26m	47560	344	17	HSBC Intermediary
5.54%	£616.48	9.69%	£213	Fixed	8.1% APRC	62m	26m	54474	80	213	Virgin Money
5.29%	£601.61	8.49%	£300	Fixed	8.1% APRC	26m	26m	26502	168	300	The Mortgage Works
5.64%	£622.48	6.79%	£20	Fixed	6.7% APRC	26m	26m	34229	140	20	Skipton B.Society
5.29%	£601.61	8.04%	£1,010	Fixed	7.8% APRC	25m	25m	53941	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
5.39%	£607.54	7.60%	£17	Fixed	7.4% APRC	26m	26m	47560	344	17	HSBC Intermediary
5.54%	£616.48	9.69%	£213	Fixed	8.1% APRC	62m	26m	54474	80	213	Virgin Money
5.29%	£601.61	8.49%	£300	Fixed	8.1% APRC	26m	26m	26502	168	300	The Mortgage Works
5.64%	£622.48	6.79%	£20	Fixed	6.7% APRC	26m	26m	34229	140	20	Skipton B.Society
5.29%	£601.61	8.04%	£1,010	Fixed	7.8% APRC	25m	25m	53941	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
5.95%	£641.25	9.69%	£1,208	Tracker	9.3% APRC	26m	26m	40074	80	1208	Virgin Money
5.68%	£624.88	9.59%	£1,599	Tracker	9.3% APRC	25m	25m	52899	123	1599	BM Solutions
5.99%	£643.69	8.12%	£1,254	Tracker	8.1% APRC	24m	0m	9751	474	1254	Co-operative Bank
5.60%	£620.07	7.50%	£1,749	Tracker	7.6% APRC	24m	0m	43504	1	1749	Santander
6.19%	£655.97	8.24%	£1,030	Tracker	8.2% APRC	27m	27m	53828	360	1030	Accord Mortgages

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 03 May 2024 at 02:48 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.