Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.37%	£548.48	£704.62	7.24%	£15	Fixed	6.6% APRC	36m	36m	£19,260	38926	75	15	Nationwide B.Soc
4.34%	£546.26	£661.00	6.49%	£30	Fixed	6.0% APRC	36m	36m	£19,445	19732	1369	30	MPowered Mtgs Resi
4.87%	£577.04	£698.17	7.24%	£1,020	Fixed	6.5% APRC	62m	62m	£19,694	28742	80	1020	Virgin Money
4.24%	£541.18	£663.67	6.74%	£0	Fixed	5.8% APRC	62m	62m	£19,853	41868	344	0	HSBC Intermediary
4.39%	£549.07	£745.93	7.99%	£0	Fixed	7.1% APRC	39m	39m	£20,446	15637	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.37%	£548.48	£704.62	7.24%	£15	Fixed	6.6% APRC	36m	36m	£19,260	38926	75	15	Nationwide B.Soc
4.34%	£546.26	£661.00	6.49%	£30	Fixed	6.0% APRC	36m	36m	£19,445	19732	1369	30	MPowered Mtgs Resi
4.87%	£577.04	£698.17	7.24%	£1,020	Fixed	6.5% APRC	62m	62m	£19,694	28742	80	1020	Virgin Money
4.24%	£541.18	£663.67	6.74%	£0	Fixed	5.8% APRC	62m	62m	£19,853	41868	344	0	HSBC Intermediary
4.39%	£549.07	£745.93	7.99%	£0	Fixed	7.1% APRC	39m	39m	£20,446	15637	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.24%	£598.66	£598.66	5.24%	£35	Tracker	5.4% APRC	0m	0m	£21,712	29065	208	35	Hanley Economic
5.10%	£590.43	£660.96	6.49%	£1,034	Tracker	6.2% APRC	60m	0m	£22,119	28644	115	1034	Barclays
5.39%	£607.54	£607.54	5.39%	£999	Tracker	5.6% APRC	0m	0m	£22,970	26832	474	999	Co-operative Bank
6.69%	£687.13	£687.13	6.69%	£1,730	Tracker	7.1% APRC	0m	24m	£26,592	3216	1097	1730	United Trust Bank
6.69%	£687.13	£687.13	6.69%	£1,984	Tracker	7.1% APRC	0m	24m	£26,896	3990	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 26 Mar 2025 at 03:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.