Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	£689.34	6.99%	£15	Fixed	6.4% APRC	36m	36m	£18,997	24792	75	15	Nationwide B.Soc
4.14%	£535.09	£645.77	6.24%	£30	Fixed	5.8% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.68%	£566.10	£695.93	7.24%	£1,020	Fixed	6.4% APRC	62m	62m	£19,295	41790	80	1020	Virgin Money
4.31%	£545.10	£675.33	6.75%	£0	Fixed	6.2% APRC	38m	38m	£19,599	20365	1	0	Santander
4.18%	£537.31	£728.98	7.74%	£0	Fixed	6.8% APRC	40m	40m	£20,021	59584	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	£689.34	6.99%	£15	Fixed	6.4% APRC	36m	36m	£18,997	24792	75	15	Nationwide B.Soc
4.14%	£535.09	£645.77	6.24%	£30	Fixed	5.8% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.68%	£566.10	£695.93	7.24%	£1,020	Fixed	6.4% APRC	62m	62m	£19,295	41790	80	1020	Virgin Money
4.31%	£545.10	£675.33	6.75%	£0	Fixed	6.2% APRC	38m	38m	£19,599	20365	1	0	Santander
4.18%	£537.31	£728.98	7.74%	£0	Fixed	6.8% APRC	40m	40m	£20,021	59584	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.99%	£584.01	£584.01	4.99%	£35	Tracker	5.1% APRC	0m	0m	£21,184	29065	208	35	Hanley Economic
4.85%	£575.88	£645.38	6.24%	£1,034	Tracker	5.9% APRC	60m	0m	£21,596	28644	115	1034	Barclays
4.84%	£575.31	£575.31	4.84%	£999	Tracker	5.1% APRC	0m	0m	£21,810	31534	474	999	Co-operative Bank
6.44%	£671.46	£671.46	6.44%	£1,730	Tracker	6.8% APRC	0m	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	£687.76	£687.76	6.70%	£1,984	Tracker	7.1% APRC	0m	0m	£26,918	38101	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 18 May 2025 at 04:03 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.