Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.37%£548.48£704.627.24%£15Fixed6.6% APRC36m36m£19,260
4.34%£546.26£661.006.49%£30Fixed6.0% APRC36m36m£19,445
4.87%£577.04£698.177.24%£1,020Fixed6.5% APRC62m62m£19,694
4.24%£541.18£663.676.74%£0Fixed5.8% APRC62m62m£19,853
4.39%£549.07£745.937.99%£0Fixed7.1% APRC39m39m£20,446

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.37%£548.48£704.627.24%£15Fixed6.6% APRC36m36m£19,260
4.34%£546.26£661.006.49%£30Fixed6.0% APRC36m36m£19,445
4.87%£577.04£698.177.24%£1,020Fixed6.5% APRC62m62m£19,694
4.24%£541.18£663.676.74%£0Fixed5.8% APRC62m62m£19,853
4.39%£549.07£745.937.99%£0Fixed7.1% APRC39m39m£20,446

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
5.24%£598.66£598.665.24%£35Tracker5.4% APRC0m0m£21,712
5.10%£590.43£660.966.49%£1,034Tracker6.2% APRC60m0m£22,119
5.39%£607.54£607.545.39%£999Tracker5.6% APRC0m0m£22,970
6.69%£687.13£687.136.69%£1,730Tracker7.1% APRC0m24m£26,592
6.69%£687.13£687.136.69%£1,984Tracker7.1% APRC0m24m£26,896

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Mar 2025 at 03:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.