Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	£645.77	6.24%	£30	Fixed	5.8% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	£689.69	6.99%	£15	Fixed	6.4% APRC	36m	36m	£19,098	38666	75	15	Nationwide B.Soc
4.32%	£545.14	£731.36	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,375	39149	42	0	Halifax
4.39%	£549.61	£732.72	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,486	51725	313	0	TSB Bank
4.78%	£571.84	£684.34	6.99%	£1,020	Fixed	6.3% APRC	61m	61m	£19,504	13411	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	£645.77	6.24%	£30	Fixed	5.8% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	£689.69	6.99%	£15	Fixed	6.4% APRC	36m	36m	£19,098	38666	75	15	Nationwide B.Soc
4.32%	£545.14	£731.36	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,375	39149	42	0	Halifax
4.39%	£549.61	£732.72	7.74%	£0	Fixed	6.9% APRC	38m	38m	£19,486	51725	313	0	TSB Bank
4.78%	£571.84	£684.34	6.99%	£1,020	Fixed	6.3% APRC	61m	61m	£19,504	13411	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.85%	£575.88	£645.38	6.24%	£1,034	Tracker	5.9% APRC	60m	0m	£21,596	28644	115	1034	Barclays
4.84%	£575.31	£575.31	4.84%	£999	Tracker	5.1% APRC	0m	0m	£21,810	31534	474	999	Co-operative Bank
6.44%	£671.46	£671.46	6.44%	£1,730	Tracker	6.8% APRC	0m	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	£687.76	£687.76	6.70%	£1,984	Tracker	7.1% APRC	0m	0m	£26,918	38101	957	1984	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 02 Jul 2025 at 04:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.