Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.49%	£555.27	£719.98	7.49%	£15	Fixed	6.8% APRC	36m	36m	£19,570	32642	75	15	Nationwide B.Soc
4.47%	£553.59	£675.95	6.74%	£30	Fixed	6.3% APRC	36m	36m	£19,709	64540	1369	30	MPowered Mtgs Resi
4.39%	£549.61	£678.90	6.99%	£0	Fixed	6.0% APRC	61m	61m	£19,909	24477	344	0	HSBC Intermediary
4.64%	£563.81	£669.56	6.60%	£0	Fixed	6.2% APRC	37m	37m	£20,397	359	76	0	Newbury
4.42%	£550.76	£760.23	8.24%	£0	Fixed	7.2% APRC	40m	40m	£20,507	53571	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.49%	£555.27	£719.98	7.49%	£15	Fixed	6.8% APRC	36m	36m	£19,570	32642	75	15	Nationwide B.Soc
4.47%	£553.59	£675.95	6.74%	£30	Fixed	6.3% APRC	36m	36m	£19,709	64540	1369	30	MPowered Mtgs Resi
4.39%	£549.61	£678.90	6.99%	£0	Fixed	6.0% APRC	61m	61m	£19,909	24477	344	0	HSBC Intermediary
4.64%	£563.81	£669.56	6.60%	£0	Fixed	6.2% APRC	37m	37m	£20,397	359	76	0	Newbury
4.42%	£550.76	£760.23	8.24%	£0	Fixed	7.2% APRC	40m	40m	£20,507	53571	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.49%	£613.49	£613.49	5.49%	£35	Tracker	5.6% APRC	0m	0m	£22,246	29065	208	35	Hanley Economic
5.35%	£605.16	£676.71	6.74%	£1,034	Tracker	6.4% APRC	60m	0m	£22,650	28644	115	1034	Barclays
6.39%	£668.35	£668.35	6.39%	£1,465	Tracker	6.8% APRC	0m	24m	£25,301	54528	351	1465	Precise Mortgages
6.94%	£702.96	£702.96	6.94%	£1,495	Tracker	7.3% APRC	0m	24m	£26,927	1820	1097	1495	United Trust Bank
7.05%	£709.97	£709.97	7.05%	£2,285	Tracker	7.6% APRC	0m	24m	£28,019	6726	957	2285	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Nov 2024 at 03:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.