Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.14%£535.09£645.776.24%£30Fixed5.8% APRC36m36m£19,043
4.29%£543.98£689.696.99%£15Fixed6.4% APRC36m36m£19,098
4.78%£571.84£683.916.99%£1,020Fixed6.3% APRC62m62m£19,504
4.31%£545.10£675.336.75%£0Fixed6.2% APRC38m38m£19,599
4.19%£538.38£663.086.74%£0Fixed5.8% APRC62m62m£19,751

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.14%£535.09£645.776.24%£30Fixed5.8% APRC36m36m£19,043
4.29%£543.98£689.696.99%£15Fixed6.4% APRC36m36m£19,098
4.78%£571.84£683.916.99%£1,020Fixed6.3% APRC62m62m£19,504
4.31%£545.10£675.336.75%£0Fixed6.2% APRC38m38m£19,599
4.19%£538.38£663.086.74%£0Fixed5.8% APRC62m62m£19,751

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.85%£575.88£645.386.24%£1,034Tracker5.9% APRC60m0m£21,596
4.84%£575.31£575.314.84%£999Tracker5.1% APRC0m0m£21,810
6.44%£671.46£671.466.44%£1,730Tracker6.8% APRC0m24m£26,028
6.70%£687.76£687.766.70%£1,984Tracker7.1% APRC0m0m£26,918

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 03:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.