Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£532.82	£532.82	4.09%	£575	Variable	4.2% APRC	0m	24m	£19,757	27376	48	575	Ecology B.Soc
3.99%	£527.28	£632.28	6.00%	£850	Variable	5.7% APRC	36m	36m	£19,932	2768	76	850	Newbury
4.70%	£567.25	£664.08	6.49%	£15	Fixed	6.2% APRC	36m	36m	£19,936	20791	75	15	Nationwide B.Soc
4.79%	£572.42	£706.68	7.24%	£0	Fixed	6.7% APRC	38m	38m	£20,307	21039	313	0	TSB Bank
4.35%	£547.35	£614.77	5.74%	£1,024	Tracker	5.4% APRC	60m	0m	£20,559	64289	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.70%	£567.25	£664.08	6.49%	£15	Fixed	6.2% APRC	36m	36m	£19,936	20791	75	15	Nationwide B.Soc
4.79%	£572.42	£706.68	7.24%	£0	Fixed	6.7% APRC	38m	38m	£20,307	21039	313	0	TSB Bank
4.39%	£549.61	£639.83	6.24%	£0	Fixed	5.6% APRC	62m	62m	£20,809	67056	344	0	HSBC Intermediary
4.59%	£560.95	£635.89	6.00%	£850	Fixed	5.8% APRC	37m	37m	£21,144	8970	76	850	Newbury
4.78%	£571.27	£705.40	7.24%	£0	Fixed	6.7% APRC	39m	39m	£21,249	53913	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	£614.77	5.74%	£1,024	Tracker	5.4% APRC	60m	0m	£20,559	64289	115	1024	Barclays
5.74%	£628.50	£628.50	5.74%	£1,730	Tracker	6.1% APRC	0m	24m	£24,481	91115	1097	1730	United Trust Bank
6.20%	£656.58	£656.58	6.20%	£1,729	Tracker	6.6% APRC	0m	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 22 Mar 2026 at 01:59 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.