Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	£632.02	5.99%	£30	Fixed	5.6% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	£675.47	6.74%	£15	Fixed	6.2% APRC	36m	36m	£19,098	59731	75	15	Nationwide B.Soc
4.78%	£571.84	£670.83	6.74%	£1,020	Fixed	6.2% APRC	62m	62m	£19,504	32120	80	1020	Virgin Money
4.34%	£546.79	£698.43	7.24%	£530	Fixed	6.4% APRC	38m	38m	£19,804	40621	360	530	Accord Mortgages
4.04%	£530.05	£640.85	6.15%	£850	Variable	5.8% APRC	36m	36m	£20,032	5791	76	850	Newbury

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£535.09	£632.02	5.99%	£30	Fixed	5.6% APRC	36m	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	£543.98	£675.47	6.74%	£15	Fixed	6.2% APRC	36m	36m	£19,098	59731	75	15	Nationwide B.Soc
4.78%	£571.84	£670.83	6.74%	£1,020	Fixed	6.2% APRC	62m	62m	£19,504	32120	80	1020	Virgin Money
4.34%	£546.79	£698.43	7.24%	£530	Fixed	6.4% APRC	38m	38m	£19,804	40621	360	530	Accord Mortgages
4.22%	£539.54	£715.49	7.49%	£0	Fixed	6.7% APRC	39m	39m	£20,101	43059	42	0	Halifax

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.60%	£561.52	£629.99	5.99%	£1,024	Tracker	5.6% APRC	60m	0m	£21,069	64289	115	1024	Barclays
4.59%	£560.95	£560.95	4.59%	£999	Tracker	4.8% APRC	0m	0m	£21,293	13108	474	999	Co-operative Bank
6.19%	£655.97	£655.97	6.19%	£1,730	Tracker	6.6% APRC	0m	24m	£25,470	3216	1097	1730	United Trust Bank
6.45%	£672.09	£672.09	6.45%	£1,729	Tracker	6.8% APRC	0m	0m	£26,099	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Sep 2025 at 04:21 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.