Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£20,783£165,136
5.20%£596.306.49%£15Fixed6.3% APRC36m36m£20,982£197,125
5.02%£585.766.50%£0Fixed6.2% APRC38m38m£21,062£196,773
4.95%£581.686.94%£15Fixed6.5% APRC38m38m£21,150£203,251

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.20%£596.306.49%£15Fixed6.3% APRC36m36m£20,982£197,125
5.02%£585.766.50%£0Fixed6.2% APRC38m38m£21,062£196,773
4.95%£581.686.94%£15Fixed6.5% APRC38m38m£21,150£203,251
5.24%£598.667.24%£0Fixed6.8% APRC38m38m£21,252£208,425
4.74%£569.546.24%£0Fixed5.7% APRC61m61m£21,532£188,001

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£20,783£165,136
5.84%£634.565.84%£1,730Tracker6.2% APRC0m24m£24,699£192,223
5.84%£634.565.84%£2,029Tracker6.2% APRC0m24m£24,998£192,522
6.20%£656.586.20%£1,729Tracker6.6% APRC0m0m£25,541£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 03 Jun 2026 at 02:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.