Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.14%£535.096.24%£30Fixed5.8% APRC36m36m£19,043£189,527
4.29%£543.986.99%£15Fixed6.4% APRC36m36m£19,098£201,176
4.78%£571.846.99%£1,020Fixed6.3% APRC62m62m£19,504£194,614
4.31%£545.106.75%£0Fixed6.2% APRC38m38m£19,599£197,625
4.19%£538.386.74%£0Fixed5.8% APRC62m62m£19,751£189,893

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.14%£535.096.24%£30Fixed5.8% APRC36m36m£19,043£189,527
4.29%£543.986.99%£15Fixed6.4% APRC36m36m£19,098£201,176
4.78%£571.846.99%£1,020Fixed6.3% APRC62m62m£19,504£194,614
4.31%£545.106.75%£0Fixed6.2% APRC38m38m£19,599£197,625
4.19%£538.386.74%£0Fixed5.8% APRC62m62m£19,751£189,893

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.85%£575.886.24%£1,034Tracker5.9% APRC60m0m£21,596£190,308
4.84%£575.314.84%£999Tracker5.1% APRC0m0m£21,810£173,692
6.44%£671.466.44%£1,730Tracker6.8% APRC0m24m£26,028£203,293
6.44%£671.466.44%£2,029Tracker6.9% APRC0m24m£26,327£203,592
6.70%£687.766.70%£1,984Tracker7.1% APRC0m0m£26,918£208,487

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Jun 2025 at 04:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.