| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.09 | 5.99% | £30 | Fixed | 5.6% APRC | 36m | 36m | £19,043 | £185,897 | 31791 | 1369 | 30 | MPowered Mtgs Resi |
| 4.29% | £543.98 | 6.74% | £15 | Fixed | 6.2% APRC | 36m | 36m | £19,098 | £197,422 | 59731 | 75 | 15 | Nationwide B.Soc |
| 4.78% | £571.84 | 6.74% | £1,020 | Fixed | 6.2% APRC | 62m | 62m | £19,504 | £191,499 | 32120 | 80 | 1020 | Virgin Money |
| 4.34% | £546.79 | 7.24% | £530 | Fixed | 6.4% APRC | 38m | 38m | £19,804 | £202,327 | 40621 | 360 | 530 | Accord Mortgages |
| 4.22% | £539.54 | 7.49% | £0 | Fixed | 6.7% APRC | 39m | 39m | £20,101 | £207,535 | 43059 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.09 | 5.99% | £30 | Fixed | 5.6% APRC | 36m | 36m | £19,043 | £185,897 | 31791 | 1369 | 30 | MPowered Mtgs Resi |
| 4.29% | £543.98 | 6.74% | £15 | Fixed | 6.2% APRC | 36m | 36m | £19,098 | £197,422 | 59731 | 75 | 15 | Nationwide B.Soc |
| 4.78% | £571.84 | 6.74% | £1,020 | Fixed | 6.2% APRC | 62m | 62m | £19,504 | £191,499 | 32120 | 80 | 1020 | Virgin Money |
| 4.34% | £546.79 | 7.24% | £530 | Fixed | 6.4% APRC | 38m | 38m | £19,804 | £202,327 | 40621 | 360 | 530 | Accord Mortgages |
| 4.22% | £539.54 | 7.49% | £0 | Fixed | 6.7% APRC | 39m | 39m | £20,101 | £207,535 | 43059 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £21,069 | £185,743 | 64289 | 115 | 1024 | Barclays |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £21,293 | £169,384 | 13108 | 474 | 999 | Co-operative Bank |
| 6.19% | £655.97 | 6.19% | £1,730 | Tracker | 6.6% APRC | 0m | 24m | £25,470 | £198,646 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.19% | £655.97 | 6.19% | £2,029 | Tracker | 6.6% APRC | 0m | 24m | £25,769 | £198,945 | 225483 | 1097 | 2029 | Brightstar-UTB |
| 6.45% | £672.09 | 6.45% | £1,729 | Tracker | 6.8% APRC | 0m | 0m | £26,099 | £203,531 | 243507 | 957 | 1729 | 1APP@AMM-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 04:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.