| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £21,069 | £185,743 | 64289 | 115 | 1024 | Barclays |
| 5.34% | £604.57 | 6.74% | £15 | Fixed | 6.5% APRC | 36m | 36m | £21,280 | £201,401 | 45037 | 75 | 15 | Nationwide B.Soc |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £21,293 | £169,384 | 26204 | 474 | 999 | Co-operative Bank |
| 5.29% | £601.61 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | 38m | £21,633 | £197,834 | 23431 | 1 | 0 | Santander |
| 5.63% | £621.88 | 6.80% | £8 | Fixed | 6.6% APRC | 38m | 38m | £22,461 | £202,465 | 203 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.34% | £604.57 | 6.74% | £15 | Fixed | 6.5% APRC | 36m | 36m | £21,280 | £201,401 | 45037 | 75 | 15 | Nationwide B.Soc |
| 5.41% | £608.72 | 5.99% | £25 | Fixed | 6.0% APRC | 37m | 37m | £21,519 | £190,545 | 38838 | 115 | 25 | Barclays |
| 5.29% | £601.61 | 6.50% | £0 | Fixed | 6.3% APRC | 38m | 38m | £21,633 | £197,834 | 23431 | 1 | 0 | Santander |
| 5.63% | £621.88 | 6.80% | £8 | Fixed | 6.6% APRC | 38m | 38m | £22,461 | £202,465 | 203 | 90 | 8 | Principality |
| 5.36% | £605.13 | 7.24% | £0 | Fixed | 6.8% APRC | 40m | 40m | £22,473 | £208,358 | 39980 | 42 | 0 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 3 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £21,069 | £185,743 | 64289 | 115 | 1024 | Barclays |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £21,293 | £169,384 | 21747 | 474 | 999 | Co-operative Bank |
| 4.95% | £581.68 | 6.31% | £999 | Tracker | 6.0% APRC | 64m | 64m | £22,537 | £191,544 | 201 | 77 | 999 | Newcastle |
| 6.49% | £674.58 | 6.49% | £1,230 | Tracker | 6.8% APRC | 0m | 24m | £25,640 | £203,729 | 255155 | 1097 | 1230 | 1APP@AMM-UTB |
| 6.35% | £665.86 | 6.35% | £1,530 | Tracker | 6.7% APRC | 0m | 0m | £25,676 | £201,463 | 4607 | 957 | 1530 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 02:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.