Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.84%£575.317.24%£0Fixed6.7% APRC37m37m£20,411£207,046
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
4.85%£575.886.50%£0Fixed6.2% APRC38m38m£20,707£196,102
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£20,783£165,136
5.02%£585.167.24%£0Fixed6.8% APRC38m38m£20,816£207,359

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.84%£575.317.24%£0Fixed6.7% APRC37m37m£20,411£207,046
4.85%£575.886.50%£0Fixed6.2% APRC38m38m£20,707£196,102
5.02%£585.167.24%£0Fixed6.8% APRC38m38m£20,816£207,359
5.19%£595.716.49%£15Fixed6.3% APRC36m36m£20,961£197,088
4.67%£565.535.74%£1,024Fixed5.7% APRC38m38m£21,113£185,216

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£20,559£181,240
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£20,783£165,136
5.84%£634.565.84%£1,730Tracker6.2% APRC0m24m£24,699£192,223
5.84%£634.565.84%£2,029Tracker6.2% APRC0m24m£24,998£192,522
6.20%£656.586.20%£1,729Tracker6.6% APRC0m0m£25,541£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Jul 2026 at 02:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.