Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.37%£548.487.24%£15Fixed6.6% APRC36m36m£19,260£205,280
4.34%£546.266.49%£30Fixed6.0% APRC36m36m£19,445£193,949
4.82%£574.157.24%£1,020Fixed6.5% APRC61m61m£19,588£198,265
4.38%£549.046.75%£0Fixed6.2% APRC38m38m£19,740£197,906
4.51%£555.857.99%£0Fixed7.1% APRC38m38m£19,761£216,723

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
4.37%£548.487.24%£15Fixed6.6% APRC36m36m£19,260£205,280
4.34%£546.266.49%£30Fixed6.0% APRC36m36m£19,445£193,949
4.82%£574.157.24%£1,020Fixed6.5% APRC61m61m£19,588£198,265
4.38%£549.046.75%£0Fixed6.2% APRC38m38m£19,740£197,906
4.51%£555.857.99%£0Fixed7.1% APRC38m38m£19,761£216,723

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total CostTotal Amount Payable Over Term
5.10%£590.436.49%£1,034Tracker6.2% APRC60m0m£22,119£194,920
5.39%£607.545.39%£999Tracker5.6% APRC0m0m£22,970£183,361
6.69%£687.136.69%£1,730Tracker7.1% APRC0m24m£26,592£207,994
6.69%£687.136.69%£2,029Tracker7.1% APRC0m24m£26,891£208,293
6.69%£687.136.69%£1,984Tracker7.1% APRC0m24m£26,896£208,298

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 03:24 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.