| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £458.76 | 6.99% | £1,020 | Fixed | 5.4% APRC | 62m | 62m | £28,645 | £186,369 | 13269 | 80 | 1020 | Virgin Money |
| 4.16% | £536.71 | 6.74% | £17 | Fixed | 5.8% APRC | 62m | 62m | £31,220 | £190,020 | 19808 | 344 | 17 | HSBC Intermediary |
| 4.19% | £538.38 | 6.99% | £15 | Fixed | 5.9% APRC | 60m | 60m | £32,318 | £194,807 | 16310 | 75 | 15 | Nationwide B.Soc |
| 4.14% | £535.60 | 6.75% | £0 | Fixed | 5.8% APRC | 62m | 62m | £32,361 | £191,226 | 27465 | 1 | 0 | Santander |
| 4.22% | £539.54 | 6.24% | £30 | Fixed | 5.5% APRC | 60m | 60m | £32,402 | £185,496 | 23206 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £458.76 | 6.99% | £1,020 | Fixed | 5.4% APRC | 62m | 62m | £28,645 | £186,369 | 13269 | 80 | 1020 | Virgin Money |
| 4.16% | £536.71 | 6.74% | £17 | Fixed | 5.8% APRC | 62m | 62m | £31,220 | £190,020 | 19808 | 344 | 17 | HSBC Intermediary |
| 4.19% | £538.38 | 6.99% | £15 | Fixed | 5.9% APRC | 60m | 60m | £32,318 | £194,807 | 16310 | 75 | 15 | Nationwide B.Soc |
| 4.14% | £535.60 | 6.75% | £0 | Fixed | 5.8% APRC | 62m | 62m | £32,361 | £191,226 | 27465 | 1 | 0 | Santander |
| 4.22% | £539.54 | 6.24% | £30 | Fixed | 5.5% APRC | 60m | 60m | £32,402 | £185,496 | 23206 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 4.84% | £999 | Tracker | 5.1% APRC | 0m | 0m | £35,618 | £173,692 | 31550 | 474 | 999 | Co-operative Bank |
| 4.85% | £575.88 | 6.24% | £1,034 | Tracker | 5.9% APRC | 60m | 0m | £35,667 | £190,558 | 18204 | 115 | 1034 | Barclays |
| 6.44% | £671.46 | 6.44% | £1,730 | Tracker | 6.8% APRC | 0m | 24m | £42,143 | £203,293 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.44% | £671.46 | 6.44% | £2,029 | Tracker | 6.9% APRC | 0m | 24m | £42,442 | £203,592 | 225483 | 1097 | 2029 | Brightstar-UTB |
| 6.70% | £687.76 | 6.70% | £1,984 | Tracker | 7.1% APRC | 0m | 0m | £43,425 | £208,487 | 227721 | 957 | 1984 | 1APP@AMM-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Jun 2025 at 04:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.