Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.75%	£461.31	7.24%	£1,208	Fixed	5.6% APRC	61m	61m	£28,736	£190,090	46153	80	1208	Virgin Money
4.30%	£544.54	6.74%	£17	Fixed	5.8% APRC	61m	61m	£31,689	£191,126	42818	344	17	HSBC Intermediary
4.20%	£538.94	7.24%	£15	Fixed	6.1% APRC	60m	60m	£32,351	£198,033	39284	75	15	Nationwide B.Soc
4.28%	£542.90	7.99%	£100	Fixed	6.5% APRC	62m	62m	£32,424	£207,095	21717	42	100	Halifax
4.23%	£540.62	6.49%	£35	Fixed	5.7% APRC	62m	62m	£32,552	£188,505	15857	115	35	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.75%	£461.31	7.24%	£1,208	Fixed	5.6% APRC	61m	61m	£28,736	£190,090	46153	80	1208	Virgin Money
4.30%	£544.54	6.74%	£17	Fixed	5.8% APRC	61m	61m	£31,689	£191,126	42818	344	17	HSBC Intermediary
4.20%	£538.94	7.24%	£15	Fixed	6.1% APRC	60m	60m	£32,351	£198,033	39284	75	15	Nationwide B.Soc
4.28%	£542.90	7.99%	£100	Fixed	6.5% APRC	62m	62m	£32,424	£207,095	21717	42	100	Halifax
4.23%	£540.62	6.49%	£35	Fixed	5.7% APRC	62m	62m	£32,552	£188,505	15857	115	35	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.10%	£590.43	6.49%	£1,034	Tracker	6.2% APRC	60m	0m	£36,540	£195,170	18204	115	1034	Barclays
5.39%	£607.54	5.39%	£999	Tracker	5.6% APRC	0m	0m	£37,551	£183,361	26839	474	999	Co-operative Bank
6.69%	£687.13	6.69%	£1,730	Tracker	7.1% APRC	0m	24m	£43,083	£207,994	225482	1097	1730	1APP@AMM-UTB
6.69%	£687.13	6.69%	£2,029	Tracker	7.1% APRC	0m	24m	£43,382	£208,293	225483	1097	2029	Brightstar-UTB
6.69%	£687.13	6.69%	£1,984	Tracker	7.1% APRC	0m	24m	£43,387	£208,298	206542	957	1984	1APP@AMM-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 03:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.