| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 6.49% | £17 | Fixed | 5.5% APRC | 62m | 62m | £31,304 | £186,561 | 15541 | 344 | 17 | HSBC Intermediary |
| 3.91% | £522.88 | 6.49% | £15 | Fixed | 5.5% APRC | 60m | 60m | £31,388 | £186,879 | 4768 | 75 | 15 | Nationwide B.Soc |
| 4.19% | £538.38 | 7.49% | £0 | Fixed | 6.2% APRC | 62m | 62m | £32,053 | £200,277 | 1615 | 313 | 0 | TSB Bank |
| 3.92% | £523.43 | 6.50% | £0 | Fixed | 5.5% APRC | 63m | 63m | £32,251 | £186,319 | 23801 | 1 | 0 | Santander |
| 3.91% | £522.88 | 6.74% | £30 | Fixed | 5.6% APRC | 63m | 63m | £32,272 | £189,202 | 18335 | 207 | 30 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 6.49% | £17 | Fixed | 5.5% APRC | 62m | 62m | £31,304 | £186,561 | 15541 | 344 | 17 | HSBC Intermediary |
| 3.91% | £522.88 | 6.49% | £15 | Fixed | 5.5% APRC | 60m | 60m | £31,388 | £186,879 | 4768 | 75 | 15 | Nationwide B.Soc |
| 4.19% | £538.38 | 7.49% | £0 | Fixed | 6.2% APRC | 62m | 62m | £32,053 | £200,277 | 1615 | 313 | 0 | TSB Bank |
| 3.92% | £523.43 | 6.50% | £0 | Fixed | 5.5% APRC | 63m | 63m | £32,251 | £186,319 | 23801 | 1 | 0 | Santander |
| 3.91% | £522.88 | 6.74% | £30 | Fixed | 5.6% APRC | 63m | 63m | £32,272 | £189,202 | 18335 | 207 | 30 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 4.34% | £999 | Tracker | 4.5% APRC | 0m | 0m | £33,906 | £165,136 | 13117 | 474 | 999 | Co-operative Bank |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £33,945 | £181,490 | 64222 | 115 | 1024 | Barclays |
| 5.94% | £640.64 | 5.94% | £1,730 | Tracker | 6.3% APRC | 0m | 24m | £40,293 | £194,047 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 5.94% | £640.64 | 5.94% | £2,029 | Tracker | 6.3% APRC | 0m | 24m | £40,592 | £194,346 | 225483 | 1097 | 2029 | Brightstar-UTB |
| 6.20% | £656.58 | 6.20% | £1,729 | Tracker | 6.6% APRC | 0m | 0m | £41,299 | £198,878 | 243503 | 957 | 1729 | 1APP@AMM-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Dec 2025 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.