| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.90% | £522.33 | 6.24% | £17 | Fixed | 5.3% APRC | 63m | 63m | £31,789 | £182,782 | 57635 | 344 | 17 | HSBC Intermediary |
| 4.04% | £530.05 | 6.49% | £15 | Fixed | 5.6% APRC | 60m | 60m | £31,818 | £187,667 | 31657 | 75 | 15 | Nationwide B.Soc |
| 4.05% | £530.60 | 7.24% | £0 | Fixed | 6.0% APRC | 60m | 60m | £32,006 | £197,253 | 76698 | 23 | 0 | Progressive B.Soc. |
| 4.09% | £532.82 | 7.74% | £0 | Fixed | 6.3% APRC | 60m | 60m | £32,069 | £203,832 | 45686 | 156 | 0 | Scottish B.Soc |
| 4.02% | £528.45 | 7.24% | £100 | Fixed | 5.9% APRC | 64m | 64m | £32,428 | £195,328 | 67925 | 42 | 100 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.90% | £522.33 | 6.24% | £17 | Fixed | 5.3% APRC | 63m | 63m | £31,789 | £182,782 | 57635 | 344 | 17 | HSBC Intermediary |
| 4.04% | £530.05 | 6.49% | £15 | Fixed | 5.6% APRC | 60m | 60m | £31,818 | £187,667 | 31657 | 75 | 15 | Nationwide B.Soc |
| 4.05% | £530.60 | 7.24% | £0 | Fixed | 6.0% APRC | 60m | 60m | £32,006 | £197,253 | 76698 | 23 | 0 | Progressive B.Soc. |
| 4.09% | £532.82 | 7.74% | £0 | Fixed | 6.3% APRC | 60m | 60m | £32,069 | £203,832 | 45686 | 156 | 0 | Scottish B.Soc |
| 4.02% | £528.45 | 7.24% | £100 | Fixed | 5.9% APRC | 64m | 64m | £32,428 | £195,328 | 67925 | 42 | 100 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 4.34% | £999 | Tracker | 4.5% APRC | 0m | 0m | £33,906 | £165,136 | 13117 | 474 | 999 | Co-operative Bank |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £33,945 | £181,490 | 64222 | 115 | 1024 | Barclays |
| 5.54% | £616.48 | 5.54% | £1,730 | Tracker | 5.9% APRC | 0m | 24m | £38,844 | £186,799 | 249622 | 1097 | 1730 | 1APP@AMM-UTB |
| 5.54% | £616.48 | 5.54% | £2,029 | Tracker | 5.9% APRC | 0m | 24m | £39,143 | £187,098 | 249623 | 1097 | 2029 | Brightstar-UTB |
| 6.20% | £656.58 | 6.20% | £1,729 | Tracker | 6.6% APRC | 0m | 0m | £41,299 | £198,878 | 241511 | 957 | 1729 | 1APP@AMM-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Feb 2026 at 01:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.