Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£458.76	6.74%	£1,020	Fixed	5.3% APRC	62m	62m	£28,645	£183,373	31769	80	1020	Virgin Money
3.75%	£514.13	6.60%	£18	Fixed	5.5% APRC	60m	60m	£30,946	£187,342	1462	220	18	Kensington
4.16%	£536.71	6.49%	£17	Fixed	5.6% APRC	62m	62m	£31,870	£187,622	18096	344	17	HSBC Intermediary
4.09%	£532.82	6.74%	£15	Fixed	5.8% APRC	60m	60m	£31,984	£191,066	20813	75	15	Nationwide B.Soc
4.22%	£539.54	5.99%	£30	Fixed	5.4% APRC	60m	60m	£32,402	£182,460	23206	1369	30	MPowered Mtgs Resi

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£458.76	6.74%	£1,020	Fixed	5.3% APRC	62m	62m	£28,645	£183,373	31769	80	1020	Virgin Money
3.75%	£514.13	6.60%	£18	Fixed	5.5% APRC	60m	60m	£30,946	£187,342	1462	220	18	Kensington
4.16%	£536.71	6.49%	£17	Fixed	5.6% APRC	62m	62m	£31,870	£187,622	18096	344	17	HSBC Intermediary
4.09%	£532.82	6.74%	£15	Fixed	5.8% APRC	60m	60m	£31,984	£191,066	20813	75	15	Nationwide B.Soc
4.22%	£539.54	5.99%	£30	Fixed	5.4% APRC	60m	60m	£32,402	£182,460	23206	1369	30	MPowered Mtgs Resi

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£560.95	4.59%	£999	Tracker	4.8% APRC	0m	0m	£34,756	£169,384	13117	474	999	Co-operative Bank
4.60%	£561.52	5.99%	£1,024	Tracker	5.6% APRC	60m	0m	£34,795	£185,993	64222	115	1024	Barclays
6.19%	£655.97	6.19%	£1,730	Tracker	6.6% APRC	0m	24m	£41,213	£198,646	225482	1097	1730	1APP@AMM-UTB
6.19%	£655.97	6.19%	£2,029	Tracker	6.6% APRC	0m	24m	£41,512	£198,945	225483	1097	2029	Brightstar-UTB
6.45%	£672.09	6.45%	£1,729	Tracker	6.8% APRC	0m	0m	£42,229	£203,531	243503	957	1729	1APP@AMM-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 04:17 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.