| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 4.34% | £999 | Tracker | 4.5% APRC | 0m | 0m | £33,906 | £165,136 | 21757 | 474 | 999 | Co-operative Bank |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £33,945 | £181,490 | 64222 | 115 | 1024 | Barclays |
| 4.95% | £581.68 | 7.24% | £0 | Fixed | 6.4% APRC | 60m | 60m | £35,071 | £202,836 | 14137 | 23 | 0 | Progressive B.Soc. |
| 5.06% | £588.09 | 6.49% | £15 | Fixed | 6.0% APRC | 60m | 60m | £35,300 | £193,830 | 81370 | 75 | 15 | Nationwide B.Soc |
| 5.16% | £593.95 | 6.24% | £17 | Fixed | 5.9% APRC | 61m | 61m | £35,304 | £190,866 | 84390 | 344 | 17 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.95% | £581.68 | 7.24% | £0 | Fixed | 6.4% APRC | 60m | 60m | £35,071 | £202,836 | 14137 | 23 | 0 | Progressive B.Soc. |
| 5.06% | £588.09 | 6.49% | £15 | Fixed | 6.0% APRC | 60m | 60m | £35,300 | £193,830 | 81370 | 75 | 15 | Nationwide B.Soc |
| 5.16% | £593.95 | 6.24% | £17 | Fixed | 5.9% APRC | 61m | 61m | £35,304 | £190,866 | 84390 | 344 | 17 | HSBC Intermediary |
| 5.19% | £595.71 | 7.24% | £0 | Fixed | 6.5% APRC | 62m | 62m | £35,493 | £203,513 | 89490 | 313 | 0 | TSB Bank |
| 5.11% | £591.02 | 6.49% | £25 | Fixed | 6.1% APRC | 62m | 62m | £35,585 | £194,469 | 87472 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 4.34% | £999 | Tracker | 4.5% APRC | 0m | 0m | £33,906 | £165,136 | 21757 | 474 | 999 | Co-operative Bank |
| 4.35% | £547.35 | 5.74% | £1,024 | Tracker | 5.4% APRC | 60m | 0m | £33,945 | £181,490 | 64222 | 115 | 1024 | Barclays |
| 5.84% | £634.56 | 5.84% | £1,730 | Tracker | 6.2% APRC | 0m | 24m | £39,929 | £192,223 | 204289 | 1097 | 1730 | 1APP@AMM-UTB |
| 5.84% | £634.56 | 5.84% | £2,029 | Tracker | 6.2% APRC | 0m | 24m | £40,228 | £192,522 | 204291 | 1097 | 2029 | Brightstar-UTB |
| 6.20% | £656.58 | 6.20% | £1,729 | Tracker | 6.6% APRC | 0m | 0m | £41,299 | £198,878 | 39253 | 957 | 1729 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 24 Sep 2026 at 02:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.