Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.49%£555.277.24%£0Fixed6.2% APRC61m61m£33,066£199,311
4.49%£554.727.24%£100Fixed6.2% APRC62m62m£33,133£198,929
4.46%£553.566.50%£0Fixed5.8% APRC62m62m£33,189£189,919
4.53%£557.545.74%£25Fixed5.3% APRC62m62m£33,557£181,335
4.48%£554.706.24%£17Fixed5.6% APRC63m63m£33,739£186,419

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.49%£555.277.24%£0Fixed6.2% APRC61m61m£33,066£199,311
4.49%£554.727.24%£100Fixed6.2% APRC62m62m£33,133£198,929
4.46%£553.566.50%£0Fixed5.8% APRC62m62m£33,189£189,919
4.53%£557.545.74%£25Fixed5.3% APRC62m62m£33,557£181,335
4.48%£554.706.24%£17Fixed5.6% APRC63m63m£33,739£186,419

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£33,906£165,136
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£33,945£181,490
5.84%£634.565.84%£1,730Tracker6.2% APRC0m24m£39,929£192,223
5.84%£634.565.84%£2,029Tracker6.2% APRC0m24m£40,228£192,522
6.20%£656.586.20%£1,729Tracker6.6% APRC0m0m£41,299£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Jul 2026 at 02:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.