Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.65%	£456.21	7.99%	£1,208	Fixed	6.0% APRC	62m	62m	£28,430	£198,240	32582	80	1208	Virgin Money
4.25%	£541.74	6.99%	£17	Fixed	5.9% APRC	62m	62m	£31,271	£193,424	15733	344	17	HSBC Intermediary
4.24%	£541.18	7.49%	£15	Fixed	6.3% APRC	60m	60m	£32,551	£201,540	37959	75	15	Nationwide B.Soc
4.32%	£545.67	7.99%	£25	Fixed	6.6% APRC	62m	62m	£32,864	£208,358	42359	80	25	Openwork-Virgin
4.36%	£547.92	7.25%	£18	Fixed	6.2% APRC	60m	60m	£32,973	£199,238	47585	220	18	Kensington

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.65%	£456.21	7.99%	£1,208	Fixed	6.0% APRC	62m	62m	£28,430	£198,240	32582	80	1208	Virgin Money
4.25%	£541.74	6.99%	£17	Fixed	5.9% APRC	62m	62m	£31,271	£193,424	15733	344	17	HSBC Intermediary
4.24%	£541.18	7.49%	£15	Fixed	6.3% APRC	60m	60m	£32,551	£201,540	37959	75	15	Nationwide B.Soc
4.32%	£545.67	7.99%	£25	Fixed	6.6% APRC	62m	62m	£32,864	£208,358	42359	80	25	Openwork-Virgin
4.36%	£547.92	7.25%	£18	Fixed	6.2% APRC	60m	60m	£32,973	£199,238	47585	220	18	Kensington

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.35%	£605.16	6.74%	£1,034	Tracker	6.4% APRC	60m	0m	£37,424	£199,834	18204	115	1034	Barclays
5.64%	£622.48	5.64%	£999	Tracker	5.9% APRC	0m	0m	£38,448	£187,843	26839	474	999	Co-operative Bank
6.39%	£668.35	6.39%	£1,465	Tracker	6.8% APRC	0m	24m	£41,341	£201,745	54528	351	1465	Precise Mortgages
6.39%	£668.35	6.39%	£1,465	Tracker	6.8% APRC	0m	24m	£41,341	£201,745	208089	351	1465	1APP@AMM-Precise
6.94%	£702.96	6.94%	£1,495	Tracker	7.3% APRC	0m	24m	£43,798	£212,508	225432	1097	1495	1APP@AMM-UTB

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 Dec 2024 at 09:53 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.