Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£33,906£165,136
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£33,945£181,490
4.82%£574.156.49%£15Fixed5.9% APRC60m60m£34,464£192,384
4.86%£576.466.30%£18Fixed5.8% APRC60m60m£34,686£190,345
4.99%£584.017.24%£0Fixed6.4% APRC62m62m£34,791£202,242

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.82%£574.156.49%£15Fixed5.9% APRC60m60m£34,464£192,384
4.86%£576.466.30%£18Fixed5.8% APRC60m60m£34,686£190,345
4.99%£584.017.24%£0Fixed6.4% APRC62m62m£34,791£202,242
5.17%£594.546.24%£17Fixed5.9% APRC62m62m£35,339£190,829
4.82%£574.156.74%£30Fixed6.0% APRC63m63m£35,362£195,001

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.34%£546.794.34%£999Tracker4.5% APRC0m0m£33,906£165,136
4.35%£547.355.74%£1,024Tracker5.4% APRC60m0m£33,945£181,490
5.74%£628.505.74%£1,730Tracker6.1% APRC0m24m£39,565£190,405
5.74%£628.505.74%£2,029Tracker6.1% APRC0m24m£39,864£190,704
6.20%£656.586.20%£1,729Tracker6.6% APRC0m0m£41,299£198,878

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Mar 2026 at 02:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.