| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £458.76 | 6.74% | £1,020 | Fixed | 5.3% APRC | 61m | 61m | £28,645 | £183,760 | 60805 | 80 | 1020 | Virgin Money |
| 3.75% | £514.13 | 6.75% | £18 | Fixed | 5.6% APRC | 60m | 60m | £30,946 | £189,192 | 1462 | 220 | 18 | Kensington |
| 4.02% | £528.94 | 6.49% | £17 | Fixed | 5.6% APRC | 62m | 62m | £31,403 | £186,747 | 11285 | 344 | 17 | HSBC Intermediary |
| 3.99% | £527.28 | 6.74% | £15 | Fixed | 5.7% APRC | 60m | 60m | £31,652 | £190,455 | 63346 | 75 | 15 | Nationwide B.Soc |
| 4.13% | £535.04 | 6.75% | £0 | Fixed | 5.8% APRC | 62m | 62m | £32,077 | £190,913 | 14044 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £458.76 | 6.74% | £1,020 | Fixed | 5.3% APRC | 61m | 61m | £28,645 | £183,760 | 60805 | 80 | 1020 | Virgin Money |
| 3.75% | £514.13 | 6.75% | £18 | Fixed | 5.6% APRC | 60m | 60m | £30,946 | £189,192 | 1462 | 220 | 18 | Kensington |
| 4.02% | £528.94 | 6.49% | £17 | Fixed | 5.6% APRC | 62m | 62m | £31,403 | £186,747 | 11285 | 344 | 17 | HSBC Intermediary |
| 3.99% | £527.28 | 6.74% | £15 | Fixed | 5.7% APRC | 60m | 60m | £31,652 | £190,455 | 63346 | 75 | 15 | Nationwide B.Soc |
| 4.13% | £535.04 | 6.75% | £0 | Fixed | 5.8% APRC | 62m | 62m | £32,077 | £190,913 | 14044 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £34,756 | £169,384 | 13117 | 474 | 999 | Co-operative Bank |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £34,795 | £185,993 | 64222 | 115 | 1024 | Barclays |
| 6.19% | £655.97 | 6.19% | £1,730 | Tracker | 6.6% APRC | 0m | 24m | £41,213 | £198,646 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.19% | £655.97 | 6.19% | £2,029 | Tracker | 6.6% APRC | 0m | 24m | £41,512 | £198,945 | 225483 | 1097 | 2029 | Brightstar-UTB |
| 6.45% | £672.09 | 6.45% | £1,729 | Tracker | 6.8% APRC | 0m | 0m | £42,229 | £203,531 | 243503 | 957 | 1729 | 1APP@AMM-West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Sep 2025 at 04:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.