| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £34,756 | £169,384 | 21757 | 474 | 999 | Co-operative Bank |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £34,795 | £185,993 | 64222 | 115 | 1024 | Barclays |
| 5.06% | £588.09 | 6.24% | £17 | Fixed | 5.9% APRC | 62m | 62m | £34,952 | £190,150 | 20842 | 344 | 17 | HSBC Intermediary |
| 5.05% | £587.51 | 6.74% | £15 | Fixed | 6.2% APRC | 60m | 60m | £35,266 | £196,915 | 45524 | 75 | 15 | Nationwide B.Soc |
| 5.11% | £591.02 | 6.50% | £0 | Fixed | 6.1% APRC | 62m | 62m | £35,436 | £193,960 | 42330 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.06% | £588.09 | 6.24% | £17 | Fixed | 5.9% APRC | 62m | 62m | £34,952 | £190,150 | 20842 | 344 | 17 | HSBC Intermediary |
| 5.02% | £585.76 | 5.99% | £25 | Fixed | 5.7% APRC | 61m | 61m | £35,251 | £187,396 | 3022 | 115 | 25 | Barclays |
| 5.05% | £587.51 | 6.74% | £15 | Fixed | 6.2% APRC | 60m | 60m | £35,266 | £196,915 | 45524 | 75 | 15 | Nationwide B.Soc |
| 5.11% | £591.02 | 6.50% | £0 | Fixed | 6.1% APRC | 62m | 62m | £35,436 | £193,960 | 42330 | 1 | 0 | Santander |
| 5.15% | £593.36 | 6.74% | £25 | Fixed | 6.2% APRC | 62m | 62m | £35,726 | £197,822 | 47880 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £560.95 | 4.59% | £999 | Tracker | 4.8% APRC | 0m | 0m | £34,756 | £169,384 | 21757 | 474 | 999 | Co-operative Bank |
| 4.60% | £561.52 | 5.99% | £1,024 | Tracker | 5.6% APRC | 60m | 0m | £34,795 | £185,993 | 64222 | 115 | 1024 | Barclays |
| 4.95% | £581.68 | 6.31% | £999 | Tracker | 6.0% APRC | 64m | 64m | £36,472 | £191,544 | 201 | 77 | 999 | Newcastle |
| 6.29% | £662.14 | 6.29% | £1,730 | Tracker | 6.7% APRC | 0m | 24m | £41,583 | £200,497 | 200522 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.35% | £665.86 | 6.35% | £1,530 | Tracker | 6.7% APRC | 0m | 0m | £41,657 | £201,463 | 4604 | 957 | 1530 | West One |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 02:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.