Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£458.76	6.99%	£1,020	Fixed	5.4% APRC	63m	63m	£30,345	£185,957	60805	80	1020	Virgin Money
4.05%	£530.60	6.74%	£17	Fixed	5.7% APRC	62m	62m	£31,353	£189,830	61473	344	17	HSBC Intermediary
4.08%	£531.76	7.74%	£100	Fixed	6.3% APRC	62m	62m	£31,756	£202,594	58600	42	100	Halifax
4.08%	£532.26	6.99%	£15	Fixed	5.9% APRC	60m	60m	£31,951	£194,131	54097	75	15	Nationwide B.Soc
4.09%	£532.82	6.24%	£35	Fixed	5.4% APRC	62m	62m	£32,084	£184,615	52167	115	35	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£458.76	6.99%	£1,020	Fixed	5.4% APRC	63m	63m	£30,345	£185,957	60805	80	1020	Virgin Money
4.05%	£530.60	6.74%	£17	Fixed	5.7% APRC	62m	62m	£31,353	£189,830	61473	344	17	HSBC Intermediary
4.08%	£531.76	7.74%	£100	Fixed	6.3% APRC	62m	62m	£31,756	£202,594	58600	42	100	Halifax
4.08%	£532.26	6.99%	£15	Fixed	5.9% APRC	60m	60m	£31,951	£194,131	54097	75	15	Nationwide B.Soc
4.09%	£532.82	6.24%	£35	Fixed	5.4% APRC	62m	62m	£32,084	£184,615	52167	115	35	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	5 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	£575.31	4.84%	£999	Tracker	5.1% APRC	0m	0m	£35,618	£173,692	31550	474	999	Co-operative Bank
4.85%	£575.88	6.24%	£1,034	Tracker	5.9% APRC	60m	0m	£35,667	£190,558	18204	115	1034	Barclays
6.44%	£671.46	6.44%	£1,730	Tracker	6.8% APRC	0m	24m	£42,143	£203,293	225482	1097	1730	1APP@AMM-UTB
6.44%	£671.46	6.44%	£2,029	Tracker	6.9% APRC	0m	24m	£42,442	£203,592	225483	1097	2029	Brightstar-UTB
6.70%	£687.76	6.70%	£1,729	Tracker	7.1% APRC	0m	0m	£43,170	£208,232	243503	957	1729	1APP@AMM-West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Jul 2025 at 04:09 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.