Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
2.70%£458.766.99%£1,020Fixed5.4% APRC63m63m£30,345£185,957
4.05%£530.606.74%£17Fixed5.7% APRC62m62m£31,353£189,830
4.08%£531.767.74%£100Fixed6.3% APRC62m62m£31,756£202,594
4.08%£532.266.99%£15Fixed5.9% APRC60m60m£31,951£194,131
4.09%£532.826.24%£35Fixed5.4% APRC62m62m£32,084£184,615

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
2.70%£458.766.99%£1,020Fixed5.4% APRC63m63m£30,345£185,957
4.05%£530.606.74%£17Fixed5.7% APRC62m62m£31,353£189,830
4.08%£531.767.74%£100Fixed6.3% APRC62m62m£31,756£202,594
4.08%£532.266.99%£15Fixed5.9% APRC60m60m£31,951£194,131
4.09%£532.826.24%£35Fixed5.4% APRC62m62m£32,084£184,615

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
4.84%£575.314.84%£999Tracker5.1% APRC0m0m£35,618£173,692
4.85%£575.886.24%£1,034Tracker5.9% APRC60m0m£35,667£190,558
6.44%£671.466.44%£1,730Tracker6.8% APRC0m24m£42,143£203,293
6.44%£671.466.44%£2,029Tracker6.9% APRC0m24m£42,442£203,592
6.70%£687.766.70%£1,729Tracker7.1% APRC0m0m£43,170£208,232

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 04:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.