| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.93% | £672.73 | 6.99% | £1,020 | Fixed | 6.3% APRC | 26m | 26m | £17,265 | £319,318 | 13268 | 80 | 1020 | Virgin Money |
| 4.13% | £856.07 | 6.75% | £18 | Fixed | 6.4% APRC | 24m | 24m | £20,644 | £321,089 | 2740 | 220 | 18 | Kensington |
| 4.85% | £921.41 | 6.74% | £17 | Fixed | 6.5% APRC | 26m | 26m | £21,381 | £322,363 | 5408 | 344 | 17 | HSBC Intermediary |
| 4.84% | £920.49 | 6.99% | £15 | Fixed | 6.8% APRC | 24m | 24m | £21,607 | £329,736 | 67306 | 75 | 15 | Nationwide B.Soc |
| 4.72% | £909.43 | 6.99% | £25 | Fixed | 6.8% APRC | 26m | 26m | £21,950 | £331,276 | 30112 | 80 | 25 | Openwork-Virgin |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.93% | £672.73 | 6.99% | £1,020 | Fixed | 6.3% APRC | 26m | 26m | £17,265 | £319,318 | 13268 | 80 | 1020 | Virgin Money |
| 4.13% | £856.07 | 6.75% | £18 | Fixed | 6.4% APRC | 24m | 24m | £20,644 | £321,089 | 2740 | 220 | 18 | Kensington |
| 4.85% | £921.41 | 6.74% | £17 | Fixed | 6.5% APRC | 26m | 26m | £21,381 | £322,363 | 5408 | 344 | 17 | HSBC Intermediary |
| 4.84% | £920.49 | 6.99% | £15 | Fixed | 6.8% APRC | 24m | 24m | £21,607 | £329,736 | 67306 | 75 | 15 | Nationwide B.Soc |
| 4.72% | £909.43 | 6.99% | £25 | Fixed | 6.8% APRC | 26m | 26m | £21,950 | £331,276 | 30112 | 80 | 25 | Openwork-Virgin |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £929.76 | 6.74% | £1,016 | Tracker | 6.6% APRC | 24m | 0m | £22,830 | £324,600 | 62714 | 344 | 1016 | HSBC Intermediary |
| 5.44% | £976.82 | 6.99% | £15 | Tracker | 6.9% APRC | 24m | 0m | £22,959 | £332,211 | 24925 | 75 | 15 | Nationwide B.Soc |
| 5.34% | £967.31 | 6.75% | £0 | Tracker | 6.7% APRC | 24m | 0m | £23,440 | £326,204 | 21886 | 1 | 0 | Santander |
| 5.36% | £969.21 | 7.24% | £30 | Tracker | 7.0% APRC | 27m | 27m | £23,675 | £338,107 | 7235 | 207 | 30 | NatWest |
| 4.97% | £931.61 | 7.74% | £1,599 | Tracker | 7.5% APRC | 27m | 0m | £23,958 | £350,648 | 71412 | 42 | 1599 | Halifax |
This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 03:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.