Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£778.86	6.50%	£18	Fixed	6.0% APRC	24m	24m	£18,791	£310,928	4801	220	18	Kensington
4.34%	£874.86	6.49%	£15	Fixed	6.2% APRC	24m	24m	£20,512	£314,659	24412	75	15	Nationwide B.Soc
4.35%	£875.76	6.94%	£15	Fixed	6.6% APRC	26m	26m	£20,728	£325,724	77696	628	15	Bank of Ireland
4.16%	£858.74	7.24%	£0	Fixed	6.8% APRC	24m	24m	£20,780	£334,131	48463	23	0	Progressive B.Soc.
4.19%	£861.41	6.24%	£0	Fixed	6.0% APRC	26m	26m	£20,799	£307,602	75855	686	0	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£778.86	6.50%	£18	Fixed	6.0% APRC	24m	24m	£18,791	£310,928	4801	220	18	Kensington
4.34%	£874.86	6.49%	£15	Fixed	6.2% APRC	24m	24m	£20,512	£314,659	24412	75	15	Nationwide B.Soc
4.35%	£875.76	6.94%	£15	Fixed	6.6% APRC	26m	26m	£20,728	£325,724	77696	628	15	Bank of Ireland
4.16%	£858.74	7.24%	£0	Fixed	6.8% APRC	24m	24m	£20,780	£334,131	48463	23	0	Progressive B.Soc.
4.19%	£861.41	6.24%	£0	Fixed	6.0% APRC	26m	26m	£20,799	£307,602	75855	686	0	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.44%	£883.89	6.24%	£1,016	Tracker	6.1% APRC	24m	0m	£21,729	£309,672	12992	344	1016	HSBC Intermediary
4.94%	£929.76	6.49%	£15	Tracker	6.4% APRC	24m	0m	£21,829	£317,113	14387	75	15	Nationwide B.Soc
4.84%	£920.49	6.50%	£0	Tracker	6.4% APRC	24m	0m	£22,317	£317,673	950	1	0	Santander
4.57%	£895.70	6.29%	£1,015	Tracker	6.2% APRC	24m	0m	£22,512	£311,975	54870	140	1015	Skipton B.Society
4.96%	£931.62	6.74%	£30	Tracker	6.5% APRC	27m	27m	£22,772	£323,327	77837	207	30	NatWest

This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 24 Feb 2026 at 01:59 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.