Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.84%	£830.47	6.45%	£18	Fixed	6.1% APRC	24m	24m	£20,029	£312,153	23156	220	18	Kensington
4.94%	£929.76	6.49%	£15	Tracker	6.4% APRC	24m	0m	£21,829	£317,113	32072	75	15	Nationwide B.Soc
5.39%	£972.06	6.24%	£17	Fixed	6.2% APRC	25m	25m	£22,096	£311,612	31096	344	17	HSBC Intermediary
4.95%	£930.69	6.74%	£30	Tracker	6.6% APRC	26m	26m	£22,367	£323,570	94433	207	30	NatWest
4.92%	£927.90	7.24%	£0	Variable	7.0% APRC	24m	24m	£22,440	£337,339	14133	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.84%	£830.47	6.45%	£18	Fixed	6.1% APRC	24m	24m	£20,029	£312,153	23156	220	18	Kensington
5.39%	£972.06	6.24%	£17	Fixed	6.2% APRC	25m	25m	£22,096	£311,612	31096	344	17	HSBC Intermediary
5.23%	£956.91	6.49%	£15	Fixed	6.4% APRC	24m	24m	£22,481	£318,287	63078	75	15	Nationwide B.Soc
5.39%	£972.06	7.24%	£0	Fixed	7.1% APRC	26m	26m	£22,579	£337,769	56848	313	0	TSB Bank
5.02%	£937.21	7.24%	£0	Fixed	7.0% APRC	24m	24m	£22,663	£337,758	14135	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£929.76	6.49%	£15	Tracker	6.4% APRC	24m	0m	£21,829	£317,113	32072	75	15	Nationwide B.Soc
4.95%	£930.69	6.74%	£30	Tracker	6.6% APRC	26m	26m	£22,367	£323,570	94433	207	30	NatWest
4.71%	£908.51	6.24%	£1,016	Tracker	6.2% APRC	24m	0m	£22,470	£310,918	49906	344	1016	HSBC Intermediary
4.95%	£930.69	6.50%	£0	Tracker	6.4% APRC	24m	0m	£22,562	£318,122	13256	1	0	Santander
4.63%	£901.18	6.29%	£995	Tracker	6.2% APRC	24m	0m	£22,623	£312,197	51793	140	995	Skipton B.Society

This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 02:18 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.