| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.64% | £813.06 | 6.45% | £18 | Fixed | 6.1% APRC | 24m | 24m | £19,611 | £311,321 | 86577 | 220 | 18 | Kensington |
| 4.94% | £929.76 | 6.49% | £15 | Tracker | 6.4% APRC | 24m | 0m | £21,829 | £317,113 | 32072 | 75 | 15 | Nationwide B.Soc |
| 5.09% | £943.75 | 7.24% | £0 | Fixed | 7.0% APRC | 25m | 25m | £21,900 | £336,775 | 5197 | 313 | 0 | TSB Bank |
| 4.74% | £911.27 | 5.74% | £25 | Fixed | 5.7% APRC | 26m | 26m | £21,975 | £297,543 | 23232 | 115 | 25 | Barclays |
| 4.84% | £920.49 | 7.74% | £0 | Variable | 7.4% APRC | 24m | 24m | £22,192 | £350,353 | 2939 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.64% | £813.06 | 6.45% | £18 | Fixed | 6.1% APRC | 24m | 24m | £19,611 | £311,321 | 86577 | 220 | 18 | Kensington |
| 5.09% | £943.75 | 7.24% | £0 | Fixed | 7.0% APRC | 25m | 25m | £21,900 | £336,775 | 5197 | 313 | 0 | TSB Bank |
| 4.74% | £911.27 | 5.74% | £25 | Fixed | 5.7% APRC | 26m | 26m | £21,975 | £297,543 | 23232 | 115 | 25 | Barclays |
| 4.94% | £929.76 | 6.50% | £0 | Fixed | 6.4% APRC | 26m | 26m | £22,289 | £317,326 | 18076 | 1 | 0 | Santander |
| 5.01% | £935.33 | 7.24% | £100 | Fixed | 7.0% APRC | 26m | 26m | £22,298 | £336,301 | 40225 | 42 | 100 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £929.76 | 6.49% | £15 | Tracker | 6.4% APRC | 24m | 0m | £21,829 | £317,113 | 32072 | 75 | 15 | Nationwide B.Soc |
| 4.85% | £921.41 | 6.50% | £0 | Tracker | 6.4% APRC | 24m | 0m | £22,339 | £317,714 | 43581 | 1 | 0 | Santander |
| 4.54% | £892.97 | 6.29% | £995 | Tracker | 6.2% APRC | 24m | 0m | £22,426 | £311,834 | 76330 | 140 | 995 | Skipton B.Society |
| 4.71% | £908.51 | 6.24% | £1,016 | Tracker | 6.2% APRC | 24m | 0m | £22,470 | £310,918 | 21126 | 344 | 1016 | HSBC Intermediary |
| 4.95% | £930.69 | 6.74% | £30 | Tracker | 6.5% APRC | 27m | 27m | £22,750 | £323,280 | 20998 | 207 | 30 | NatWest |
This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Jul 2026 at 02:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.