Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.48%	£799.28	6.50%	£18	Fixed	6.1% APRC	24m	24m	£19,281	£311,932	2147	220	18	Kensington
4.84%	£920.49	6.49%	£17	Fixed	6.3% APRC	26m	26m	£20,109	£314,672	11623	344	17	HSBC Intermediary
4.49%	£888.42	7.49%	£0	Fixed	7.1% APRC	26m	26m	£20,572	£340,274	18524	313	0	TSB Bank
4.38%	£878.47	6.74%	£15	Fixed	6.5% APRC	24m	24m	£20,598	£321,286	1297	75	15	Nationwide B.Soc
4.25%	£866.78	7.49%	£0	Fixed	7.1% APRC	24m	24m	£20,973	£341,166	45039	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.48%	£799.28	6.50%	£18	Fixed	6.1% APRC	24m	24m	£19,281	£311,932	2147	220	18	Kensington
4.84%	£920.49	6.49%	£17	Fixed	6.3% APRC	26m	26m	£20,109	£314,672	11623	344	17	HSBC Intermediary
4.49%	£888.42	7.49%	£0	Fixed	7.1% APRC	26m	26m	£20,572	£340,274	18524	313	0	TSB Bank
4.38%	£878.47	6.74%	£15	Fixed	6.5% APRC	24m	24m	£20,598	£321,286	1297	75	15	Nationwide B.Soc
4.25%	£866.78	7.49%	£0	Fixed	7.1% APRC	24m	24m	£20,973	£341,166	45039	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£906.67	6.49%	£1,016	Tracker	6.4% APRC	24m	0m	£22,276	£317,094	12992	344	1016	HSBC Intermediary
5.19%	£953.14	6.74%	£15	Tracker	6.6% APRC	24m	0m	£22,390	£324,621	14387	75	15	Nationwide B.Soc
5.09%	£943.75	6.75%	£0	Tracker	6.6% APRC	24m	0m	£22,875	£325,183	59812	1	0	Santander
4.79%	£915.87	6.54%	£1,015	Tracker	6.4% APRC	24m	0m	£23,061	£319,358	57168	140	1015	Skipton B.Society
5.11%	£945.63	6.99%	£30	Tracker	6.8% APRC	27m	27m	£23,108	£330,446	19408	207	30	NatWest

This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Dec 2025 at 03:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.