| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.93% | £672.73 | 6.74% | £1,020 | Fixed | 6.1% APRC | 25m | 25m | £17,265 | £313,830 | 60801 | 80 | 1020 | Virgin Money |
| 3.43% | £795.00 | 6.75% | £18 | Fixed | 6.3% APRC | 24m | 24m | £19,178 | £318,147 | 42138 | 220 | 18 | Kensington |
| 4.59% | £897.53 | 6.49% | £17 | Fixed | 6.3% APRC | 26m | 26m | £20,958 | £314,971 | 6682 | 344 | 17 | HSBC Intermediary |
| 4.67% | £904.84 | 6.74% | £15 | Fixed | 6.5% APRC | 24m | 24m | £21,231 | £322,488 | 49005 | 75 | 15 | Nationwide B.Soc |
| 4.46% | £885.70 | 6.74% | £25 | Fixed | 6.6% APRC | 25m | 25m | £21,381 | £324,057 | 33996 | 80 | 25 | Openwork-Virgin |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.93% | £672.73 | 6.74% | £1,020 | Fixed | 6.1% APRC | 25m | 25m | £17,265 | £313,830 | 60801 | 80 | 1020 | Virgin Money |
| 3.43% | £795.00 | 6.75% | £18 | Fixed | 6.3% APRC | 24m | 24m | £19,178 | £318,147 | 42138 | 220 | 18 | Kensington |
| 4.59% | £897.53 | 6.49% | £17 | Fixed | 6.3% APRC | 26m | 26m | £20,958 | £314,971 | 6682 | 344 | 17 | HSBC Intermediary |
| 4.67% | £904.84 | 6.74% | £15 | Fixed | 6.5% APRC | 24m | 24m | £21,231 | £322,488 | 49005 | 75 | 15 | Nationwide B.Soc |
| 4.46% | £885.70 | 6.74% | £25 | Fixed | 6.6% APRC | 25m | 25m | £21,381 | £324,057 | 33996 | 80 | 25 | Openwork-Virgin |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.19% | £953.14 | 6.74% | £15 | Tracker | 6.6% APRC | 24m | 0m | £22,390 | £324,621 | 45035 | 75 | 15 | Nationwide B.Soc |
| 4.69% | £906.67 | 6.49% | £1,016 | Tracker | 6.4% APRC | 24m | 0m | £22,426 | £317,244 | 8094 | 344 | 1016 | HSBC Intermediary |
| 5.09% | £943.75 | 6.75% | £0 | Tracker | 6.6% APRC | 24m | 0m | £22,875 | £325,183 | 20547 | 1 | 0 | Santander |
| 5.11% | £945.63 | 6.99% | £30 | Tracker | 6.8% APRC | 27m | 27m | £23,108 | £330,446 | 17190 | 207 | 30 | NatWest |
| 4.90% | £926.05 | 6.50% | £999 | Tracker | 6.4% APRC | 27m | 0m | £23,354 | £318,046 | 18697 | 77 | 999 | Newcastle |
This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Sep 2025 at 04:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.