| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £856.96 | 6.45% | £18 | Fixed | 6.2% APRC | 24m | 24m | £20,665 | £313,393 | 5441 | 220 | 18 | Kensington |
| 5.19% | £953.14 | 6.74% | £15 | Tracker | 6.6% APRC | 24m | 0m | £22,390 | £324,621 | 51019 | 75 | 15 | Nationwide B.Soc |
| 4.93% | £928.83 | 7.24% | £0 | Variable | 7.0% APRC | 24m | 24m | £22,462 | £337,381 | 51036 | 23 | 0 | Progressive B.Soc. |
| 5.77% | £1,008.50 | 6.24% | £17 | Fixed | 6.3% APRC | 26m | 26m | £22,971 | £313,107 | 17599 | 344 | 17 | HSBC Intermediary |
| 5.20% | £954.08 | 6.50% | £0 | Tracker | 6.4% APRC | 24m | 0m | £23,123 | £319,136 | 47154 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £856.96 | 6.45% | £18 | Fixed | 6.2% APRC | 24m | 24m | £20,665 | £313,393 | 5441 | 220 | 18 | Kensington |
| 5.77% | £1,008.50 | 6.24% | £17 | Fixed | 6.3% APRC | 26m | 26m | £22,971 | £313,107 | 17599 | 344 | 17 | HSBC Intermediary |
| 5.32% | £965.42 | 5.99% | £25 | Fixed | 6.0% APRC | 25m | 25m | £23,275 | £306,335 | 3143 | 115 | 25 | Barclays |
| 5.63% | £995.00 | 6.74% | £15 | Fixed | 6.7% APRC | 24m | 24m | £23,395 | £326,410 | 50990 | 75 | 15 | Nationwide B.Soc |
| 5.34% | £967.31 | 6.94% | £15 | Fixed | 6.8% APRC | 25m | 25m | £23,425 | £330,916 | 89987 | 628 | 15 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.19% | £953.14 | 6.74% | £15 | Tracker | 6.6% APRC | 24m | 0m | £22,390 | £324,621 | 51019 | 75 | 15 | Nationwide B.Soc |
| 5.20% | £954.08 | 6.50% | £0 | Tracker | 6.4% APRC | 24m | 0m | £23,123 | £319,136 | 47154 | 1 | 0 | Santander |
| 5.06% | £940.95 | 6.24% | £1,016 | Tracker | 6.2% APRC | 24m | 0m | £23,249 | £312,326 | 59319 | 344 | 1016 | HSBC Intermediary |
| 5.20% | £954.08 | 6.99% | £30 | Tracker | 6.8% APRC | 27m | 27m | £23,311 | £330,862 | 945 | 207 | 30 | NatWest |
| 5.04% | £939.08 | 6.29% | £995 | Tracker | 6.3% APRC | 24m | 0m | £23,533 | £313,855 | 39815 | 140 | 995 | Skipton B.Society |
This table is based on a property value of £180,000 and a mortgage secured against that property of £160,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 02:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.