| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.22% | £540.06 | 7.25% | £17 | Fixed | 6.8% APRC | 25m | 25m | £12,628 | £208,402 | 11325 | 344 | 17 | HSBC Intermediary |
| 4.09% | £532.82 | 8.09% | £100 | Fixed | 7.5% APRC | 26m | 26m | £12,888 | £222,070 | 29061 | 123 | 100 | BM Solutions |
| 4.14% | £535.60 | 7.74% | £295 | Fixed | 7.2% APRC | 26m | 26m | £13,149 | £216,559 | 1566 | 168 | 295 | The Mortgage Works |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 25m | 25m | £13,341 | £202,117 | 34020 | 796 | 35 | Fleet Mortgages |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 25m | 25m | £13,341 | £202,117 | 208621 | 796 | 35 | 1APP@AMM-Fleet |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.22% | £540.06 | 7.25% | £17 | Fixed | 6.8% APRC | 25m | 25m | £12,628 | £208,402 | 11325 | 344 | 17 | HSBC Intermediary |
| 4.09% | £532.82 | 8.09% | £100 | Fixed | 7.5% APRC | 26m | 26m | £12,888 | £222,070 | 29061 | 123 | 100 | BM Solutions |
| 4.14% | £535.60 | 7.74% | £295 | Fixed | 7.2% APRC | 26m | 26m | £13,149 | £216,559 | 1566 | 168 | 295 | The Mortgage Works |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 25m | 25m | £13,341 | £202,117 | 34020 | 796 | 35 | Fleet Mortgages |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 25m | 25m | £13,341 | £202,117 | 208621 | 796 | 35 | 1APP@AMM-Fleet |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.7% APRC | 26m | 26m | £13,822 | £226,745 | 2505 | 168 | 15 | The Mortgage Works |
| 4.84% | £575.31 | 7.25% | £17 | Tracker | 7.0% APRC | 24m | 0m | £13,824 | £210,706 | 129 | 344 | 17 | HSBC Intermediary |
| 4.42% | £551.30 | 6.54% | £765 | Tracker | 6.4% APRC | 24m | 0m | £13,996 | £198,740 | 35358 | 140 | 765 | Skipton B.Society |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 26m | 0m | £14,035 | £223,396 | 14753 | 123 | 1100 | BM Solutions |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 27m | 0m | £14,253 | £223,620 | 28631 | 313 | 995 | TSB Bank |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 20 Jan 2026 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.