Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.94%£581.107.60%£17Fixed7.3% APRC26m26m£13,963£216,272
4.79%£572.428.49%£300Fixed8.0% APRC25m25m£14,128£231,632
5.28%£601.028.44%£213Fixed8.1% APRC25m25m£14,236£231,584
5.14%£592.787.99%£35Fixed7.6% APRC26m26m£14,352£223,492
4.83%£574.737.84%£1,010Fixed7.5% APRC26m26m£14,499£220,652

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.94%£581.107.60%£17Fixed7.3% APRC26m26m£13,963£216,272
4.79%£572.428.49%£300Fixed8.0% APRC25m25m£14,128£231,632
5.28%£601.028.44%£213Fixed8.1% APRC25m25m£14,236£231,584
5.14%£592.787.99%£35Fixed7.6% APRC26m26m£14,352£223,492
4.83%£574.737.84%£1,010Fixed7.5% APRC26m26m£14,499£220,652

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.45%£611.118.44%£1,208Tracker8.2% APRC25m25m£15,474£233,060
5.44%£610.517.99%£1,030Tracker7.8% APRC26m26m£15,522£225,104
5.44%£610.519.09%£995Tracker8.6% APRC28m0m£15,647£243,414
5.49%£613.497.62%£1,133Tracker7.6% APRC24m0m£15,957£219,830
5.02%£585.767.60%£2,016Tracker7.5% APRC24m0m£16,074£219,039

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 01 Dec 2024 at 03:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.