Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.94%£581.107.60%£17Fixed7.3% APRC25m25m£13,963£216,548
4.79%£572.428.49%£300Fixed8.0% APRC26m26m£14,128£231,240
5.28%£601.029.19%£213Fixed8.6% APRC26m26m£14,236£244,286
5.29%£601.619.09%£0Fixed8.5% APRC26m26m£14,439£242,747
4.80%£573.007.25%£0Fixed6.9% APRC28m28m£14,934£209,800

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.94%£581.107.60%£17Fixed7.3% APRC25m25m£13,963£216,548
4.79%£572.428.49%£300Fixed8.0% APRC26m26m£14,128£231,240
5.28%£601.029.19%£213Fixed8.6% APRC26m26m£14,236£244,286
5.29%£601.619.09%£0Fixed8.5% APRC26m26m£14,439£242,747
4.80%£573.007.25%£0Fixed6.9% APRC28m28m£14,934£209,800

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.45%£611.119.19%£1,208Tracker8.8% APRC26m26m£15,474£245,793
5.44%£610.519.09%£995Tracker8.7% APRC26m0m£15,647£244,192
5.44%£610.517.99%£1,030Tracker7.8% APRC27m27m£16,002£224,839
5.02%£585.767.60%£2,016Tracker7.5% APRC24m0m£16,074£219,039
5.64%£622.488.49%£1,515Tracker8.3% APRC26m26m£16,145£234,556

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Nov 2024 at 03:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.