| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.30% | £544.54 | 7.60% | £17 | Fixed | 7.1% APRC | 26m | 26m | £13,086 | £214,425 | 27316 | 344 | 17 | HSBC Intermediary |
| 4.29% | £543.98 | 8.24% | £295 | Fixed | 7.7% APRC | 25m | 25m | £13,351 | £225,812 | 131 | 168 | 295 | The Mortgage Works |
| 4.63% | £563.24 | 6.75% | £0 | Fixed | 6.5% APRC | 26m | 26m | £13,743 | £201,710 | 42973 | 1 | 0 | Santander |
| 4.01% | £528.39 | 7.74% | £1,025 | Fixed | 7.3% APRC | 26m | 26m | £13,805 | £217,006 | 621 | 80 | 1025 | Virgin Money |
| 4.32% | £545.67 | 8.59% | £100 | Fixed | 7.9% APRC | 27m | 27m | £14,150 | £230,798 | 72325 | 123 | 100 | BM Solutions |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.30% | £544.54 | 7.60% | £17 | Fixed | 7.1% APRC | 26m | 26m | £13,086 | £214,425 | 27316 | 344 | 17 | HSBC Intermediary |
| 4.29% | £543.98 | 8.24% | £295 | Fixed | 7.7% APRC | 25m | 25m | £13,351 | £225,812 | 131 | 168 | 295 | The Mortgage Works |
| 4.63% | £563.24 | 6.75% | £0 | Fixed | 6.5% APRC | 26m | 26m | £13,743 | £201,710 | 42973 | 1 | 0 | Santander |
| 4.01% | £528.39 | 7.74% | £1,025 | Fixed | 7.3% APRC | 26m | 26m | £13,805 | £217,006 | 621 | 80 | 1025 | Virgin Money |
| 4.32% | £545.67 | 8.59% | £100 | Fixed | 7.9% APRC | 27m | 27m | £14,150 | £230,798 | 72325 | 123 | 100 | BM Solutions |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.34% | £604.57 | 8.74% | £15 | Tracker | 8.3% APRC | 25m | 25m | £14,525 | £237,170 | 5466 | 168 | 15 | The Mortgage Works |
| 5.34% | £604.57 | 7.60% | £17 | Tracker | 7.4% APRC | 24m | 0m | £14,527 | £217,883 | 30207 | 344 | 17 | HSBC Intermediary |
| 5.05% | £587.51 | 6.54% | £765 | Tracker | 6.5% APRC | 24m | 0m | £14,920 | £200,406 | 67080 | 140 | 765 | Skipton B.Society |
| 4.94% | £581.10 | 8.59% | £995 | Tracker | 8.1% APRC | 28m | 0m | £14,941 | £233,234 | 2872 | 313 | 995 | TSB Bank |
| 4.74% | £569.54 | 7.24% | £1,030 | Tracker | 7.0% APRC | 27m | 27m | £15,017 | £210,356 | 43511 | 360 | 1030 | Accord Mortgages |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Jun 2025 at 04:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.