| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 7.50% | £17 | Fixed | 7.1% APRC | 25m | 25m | £12,790 | £212,868 | 32003 | 344 | 17 | HSBC Intermediary |
| 4.26% | £542.30 | 8.34% | £100 | Fixed | 7.7% APRC | 26m | 26m | £13,115 | £226,805 | 62680 | 123 | 100 | BM Solutions |
| 4.19% | £538.38 | 7.99% | £295 | Fixed | 7.5% APRC | 25m | 25m | £13,216 | £221,283 | 40887 | 168 | 295 | The Mortgage Works |
| 4.47% | £554.13 | 7.19% | £15 | Fixed | 6.8% APRC | 26m | 26m | £13,509 | £208,368 | 52461 | 628 | 15 | Bank of Ireland |
| 4.40% | £550.17 | 6.99% | £30 | Fixed | 6.6% APRC | 27m | 27m | £13,950 | £204,472 | 63980 | 207 | 30 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 7.50% | £17 | Fixed | 7.1% APRC | 25m | 25m | £12,790 | £212,868 | 32003 | 344 | 17 | HSBC Intermediary |
| 4.26% | £542.30 | 8.34% | £100 | Fixed | 7.7% APRC | 26m | 26m | £13,115 | £226,805 | 62680 | 123 | 100 | BM Solutions |
| 4.19% | £538.38 | 7.99% | £295 | Fixed | 7.5% APRC | 25m | 25m | £13,216 | £221,283 | 40887 | 168 | 295 | The Mortgage Works |
| 4.47% | £554.13 | 7.19% | £15 | Fixed | 6.8% APRC | 26m | 26m | £13,509 | £208,368 | 52461 | 628 | 15 | Bank of Ireland |
| 4.40% | £550.17 | 6.99% | £30 | Fixed | 6.6% APRC | 27m | 27m | £13,950 | £204,472 | 63980 | 207 | 30 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.09% | £589.85 | 8.49% | £15 | Tracker | 8.0% APRC | 25m | 25m | £14,171 | £232,113 | 41186 | 168 | 15 | The Mortgage Works |
| 5.09% | £589.85 | 7.50% | £17 | Tracker | 7.2% APRC | 24m | 0m | £14,173 | £215,540 | 30207 | 344 | 17 | HSBC Intermediary |
| 4.59% | £560.95 | 6.54% | £765 | Tracker | 6.4% APRC | 24m | 0m | £14,293 | £199,243 | 3043 | 140 | 765 | Skipton B.Society |
| 4.69% | £566.67 | 8.34% | £995 | Tracker | 7.9% APRC | 27m | 0m | £14,595 | £228,596 | 39218 | 313 | 995 | TSB Bank |
| 4.58% | £560.38 | 6.99% | £1,030 | Tracker | 6.8% APRC | 27m | 27m | £14,797 | £205,839 | 14656 | 360 | 1030 | Accord Mortgages |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 22 Oct 2025 at 03:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.