| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £540.62 | 7.50% | £17 | Fixed | 7.0% APRC | 26m | 26m | £12,642 | £212,220 | 25124 | 344 | 17 | HSBC Intermediary |
| 4.19% | £538.38 | 7.99% | £295 | Fixed | 7.4% APRC | 26m | 26m | £13,216 | £220,881 | 40887 | 168 | 295 | The Mortgage Works |
| 4.51% | £556.40 | 7.24% | £35 | Fixed | 6.9% APRC | 26m | 26m | £13,479 | £209,214 | 4421 | 360 | 35 | Accord Mortgages |
| 4.47% | £554.13 | 7.19% | £15 | Fixed | 6.9% APRC | 24m | 24m | £13,509 | £208,931 | 26975 | 628 | 15 | Bank of Ireland |
| 4.75% | £570.12 | 7.49% | £25 | Fixed | 7.1% APRC | 26m | 26m | £13,807 | £214,011 | 30515 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £540.62 | 7.50% | £17 | Fixed | 7.0% APRC | 26m | 26m | £12,642 | £212,220 | 25124 | 344 | 17 | HSBC Intermediary |
| 4.19% | £538.38 | 7.99% | £295 | Fixed | 7.4% APRC | 26m | 26m | £13,216 | £220,881 | 40887 | 168 | 295 | The Mortgage Works |
| 4.51% | £556.40 | 7.24% | £35 | Fixed | 6.9% APRC | 26m | 26m | £13,479 | £209,214 | 4421 | 360 | 35 | Accord Mortgages |
| 4.47% | £554.13 | 7.19% | £15 | Fixed | 6.9% APRC | 24m | 24m | £13,509 | £208,931 | 26975 | 628 | 15 | Bank of Ireland |
| 4.75% | £570.12 | 7.49% | £25 | Fixed | 7.1% APRC | 26m | 26m | £13,807 | £214,011 | 30515 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.09% | £589.85 | 8.49% | £15 | Tracker | 8.0% APRC | 26m | 26m | £14,171 | £231,754 | 41186 | 168 | 15 | The Mortgage Works |
| 5.09% | £589.85 | 7.50% | £17 | Tracker | 7.2% APRC | 24m | 0m | £14,173 | £215,540 | 30207 | 344 | 17 | HSBC Intermediary |
| 4.49% | £555.27 | 7.24% | £1,030 | Tracker | 7.0% APRC | 26m | 26m | £14,196 | £209,902 | 45932 | 360 | 1030 | Accord Mortgages |
| 4.69% | £566.67 | 8.34% | £995 | Tracker | 7.9% APRC | 28m | 0m | £14,595 | £228,211 | 39218 | 313 | 995 | TSB Bank |
| 4.86% | £576.46 | 6.54% | £765 | Tracker | 6.5% APRC | 24m | 0m | £14,655 | £199,923 | 40825 | 140 | 765 | Skipton B.Society |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 04:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.