| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.32% | £545.67 | 7.50% | £17 | Fixed | 7.0% APRC | 26m | 26m | £12,763 | £212,482 | 28871 | 344 | 17 | HSBC Intermediary |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 26m | 26m | £13,341 | £201,945 | 34020 | 796 | 35 | Fleet Mortgages |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 26m | 26m | £13,341 | £201,945 | 208621 | 796 | 35 | 1APP@AMM-Fleet |
| 4.29% | £543.98 | 8.04% | £35 | Fixed | 7.5% APRC | 26m | 26m | £13,355 | £222,022 | 70177 | 57 | 35 | Leeds B Society |
| 4.37% | £548.48 | 7.19% | £15 | Fixed | 6.8% APRC | 26m | 26m | £13,374 | £208,082 | 59745 | 628 | 15 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.32% | £545.67 | 7.50% | £17 | Fixed | 7.0% APRC | 26m | 26m | £12,763 | £212,482 | 28871 | 344 | 17 | HSBC Intermediary |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 26m | 26m | £13,341 | £201,945 | 34020 | 796 | 35 | Fleet Mortgages |
| 5.09% | £589.85 | 6.75% | £35 | Fixed | 6.6% APRC | 26m | 26m | £13,341 | £201,945 | 208621 | 796 | 35 | 1APP@AMM-Fleet |
| 4.29% | £543.98 | 8.04% | £35 | Fixed | 7.5% APRC | 26m | 26m | £13,355 | £222,022 | 70177 | 57 | 35 | Leeds B Society |
| 4.37% | £548.48 | 7.19% | £15 | Fixed | 6.8% APRC | 26m | 26m | £13,374 | £208,082 | 59745 | 628 | 15 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 7.50% | £17 | Tracker | 7.2% APRC | 24m | 0m | £13,824 | £214,879 | 30207 | 344 | 17 | HSBC Intermediary |
| 4.34% | £546.79 | 6.54% | £765 | Tracker | 6.4% APRC | 24m | 0m | £13,953 | £198,600 | 64016 | 140 | 765 | Skipton B.Society |
| 4.20% | £538.94 | 8.34% | £1,100 | Tracker | 7.8% APRC | 27m | 0m | £14,035 | £227,185 | 54970 | 123 | 1100 | BM Solutions |
| 4.44% | £552.43 | 8.34% | £995 | Tracker | 7.8% APRC | 28m | 0m | £14,253 | £227,413 | 28631 | 313 | 995 | TSB Bank |
| 4.84% | £575.31 | 8.49% | £15 | Tracker | 7.9% APRC | 27m | 27m | £14,301 | £230,626 | 2505 | 168 | 15 | The Mortgage Works |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 21 Dec 2025 at 03:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.