| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.24% | £541.18 | 7.74% | £1,015 | Tracker | 7.3% APRC | 26m | 26m | £14,003 | £217,572 | 30533 | 168 | 1015 | The Mortgage Works |
| 5.36% | £605.75 | 7.25% | £17 | Fixed | 7.1% APRC | 26m | 26m | £14,205 | £211,321 | 97424 | 344 | 17 | HSBC Intermediary |
| 4.84% | £575.31 | 6.29% | £745 | Tracker | 6.3% APRC | 24m | 0m | £14,552 | £195,780 | 10729 | 140 | 745 | Skipton B.Society |
| 4.69% | £566.67 | 8.34% | £995 | Tracker | 7.9% APRC | 26m | 0m | £14,595 | £228,983 | 14336 | 313 | 995 | TSB Bank |
| 4.65% | £564.38 | 8.09% | £1,100 | Tracker | 7.7% APRC | 28m | 0m | £14,645 | £224,006 | 33431 | 123 | 1100 | BM Solutions |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.36% | £605.75 | 7.25% | £17 | Fixed | 7.1% APRC | 26m | 26m | £14,205 | £211,321 | 97424 | 344 | 17 | HSBC Intermediary |
| 5.29% | £601.61 | 7.74% | £295 | Fixed | 7.5% APRC | 26m | 26m | £14,734 | £219,889 | 30298 | 168 | 295 | The Mortgage Works |
| 5.59% | £619.47 | 8.34% | £0 | Fixed | 8.0% APRC | 26m | 26m | £14,867 | £230,629 | 29243 | 313 | 0 | TSB Bank |
| 5.07% | £588.68 | 8.49% | £924 | Fixed | 8.1% APRC | 25m | 25m | £15,132 | £233,045 | 8105 | 115 | 924 | Barclays |
| 5.34% | £604.57 | 6.94% | £510 | Fixed | 6.9% APRC | 25m | 25m | £15,215 | £207,395 | 103722 | 628 | 510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.24% | £541.18 | 7.74% | £1,015 | Tracker | 7.3% APRC | 26m | 26m | £14,003 | £217,572 | 30533 | 168 | 1015 | The Mortgage Works |
| 4.84% | £575.31 | 6.29% | £745 | Tracker | 6.3% APRC | 24m | 0m | £14,552 | £195,780 | 10729 | 140 | 745 | Skipton B.Society |
| 4.69% | £566.67 | 8.34% | £995 | Tracker | 7.9% APRC | 26m | 0m | £14,595 | £228,983 | 14336 | 313 | 995 | TSB Bank |
| 4.65% | £564.38 | 8.09% | £1,100 | Tracker | 7.7% APRC | 28m | 0m | £14,645 | £224,006 | 33431 | 123 | 1100 | BM Solutions |
| 5.59% | £619.47 | 7.25% | £17 | Tracker | 7.1% APRC | 24m | 0m | £14,884 | £212,655 | 46494 | 344 | 17 | HSBC Intermediary |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 02:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.