Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.39%£607.547.60%£17Fixed7.4% APRC26m26m£14,598£217,556
5.54%£616.489.69%£213Fixed8.1% APRC62m26m£14,808£238,677
5.29%£601.618.49%£300Fixed8.1% APRC26m26m£14,829£232,719
5.64%£622.486.79%£20Fixed6.7% APRC26m26m£15,015£204,996
5.29%£601.618.04%£1,010Fixed7.8% APRC25m25m£15,144£225,642

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.39%£607.547.60%£17Fixed7.4% APRC26m26m£14,598£217,556
5.54%£616.489.69%£213Fixed8.1% APRC62m26m£14,808£238,677
5.29%£601.618.49%£300Fixed8.1% APRC26m26m£14,829£232,719
5.64%£622.486.79%£20Fixed6.7% APRC26m26m£15,015£204,996
5.29%£601.618.04%£1,010Fixed7.8% APRC25m25m£15,144£225,642

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.95%£641.259.69%£1,208Tracker9.3% APRC26m26m£16,197£256,183
5.68%£624.889.59%£1,599Tracker9.3% APRC25m25m£16,596£254,791
5.99%£643.698.12%£1,254Tracker8.1% APRC24m0m£16,803£229,817
5.60%£620.077.50%£1,749Tracker7.6% APRC24m0m£16,856£218,832
6.19%£655.978.24%£1,030Tracker8.2% APRC27m27m£17,095£231,295

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 07 May 2024 at 02:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.