Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£554.708.84%£100Fixed8.2% APRC26m26m£13,413£236,043
4.93%£580.527.99%£213Fixed7.6% APRC25m25m£13,744£222,893
4.79%£572.427.60%£17Fixed7.2% APRC25m25m£13,755£216,133
4.59%£560.958.49%£300Fixed8.0% APRC25m25m£13,853£231,056
4.74%£569.546.75%£0Fixed6.5% APRC26m26m£13,894£202,016

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£554.708.84%£100Fixed8.2% APRC26m26m£13,413£236,043
4.93%£580.527.99%£213Fixed7.6% APRC25m25m£13,744£222,893
4.79%£572.427.60%£17Fixed7.2% APRC25m25m£13,755£216,133
4.59%£560.958.49%£300Fixed8.0% APRC25m25m£13,853£231,056
4.74%£569.546.75%£0Fixed6.5% APRC26m26m£13,894£202,016

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.59%£619.477.60%£17Tracker7.4% APRC24m0m£14,884£218,539
4.99%£584.017.49%£1,030Tracker7.3% APRC26m26m£14,886£215,444
5.20%£596.307.99%£1,208Tracker7.8% APRC25m25m£15,118£224,640
5.59%£619.478.49%£300Tracker8.2% APRC25m25m£15,257£233,902
5.19%£595.718.84%£995Tracker8.4% APRC27m0m£15,292£238,690

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 03:24 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.