| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £581.10 | 7.25% | £17 | Fixed | 7.0% APRC | 26m | 26m | £13,613 | £210,140 | 42802 | 344 | 17 | HSBC Intermediary |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.7% APRC | 26m | 26m | £13,822 | £226,745 | 19001 | 168 | 15 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.5% APRC | 28m | 0m | £14,035 | £222,578 | 19076 | 123 | 1100 | BM Solutions |
| 4.40% | £550.17 | 8.24% | £924 | Tracker | 7.8% APRC | 25m | 0m | £14,208 | £226,836 | 118407 | 115 | 924 | Barclays |
| 5.14% | £592.78 | 8.09% | £0 | Fixed | 7.7% APRC | 26m | 26m | £14,227 | £225,061 | 39052 | 313 | 0 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £581.10 | 7.25% | £17 | Fixed | 7.0% APRC | 26m | 26m | £13,613 | £210,140 | 42802 | 344 | 17 | HSBC Intermediary |
| 5.14% | £592.78 | 8.09% | £0 | Fixed | 7.7% APRC | 26m | 26m | £14,227 | £225,061 | 39052 | 313 | 0 | TSB Bank |
| 4.99% | £584.01 | 7.74% | £295 | Fixed | 7.4% APRC | 26m | 26m | £14,311 | £219,028 | 18583 | 168 | 295 | The Mortgage Works |
| 5.14% | £592.78 | 6.74% | £30 | Fixed | 6.6% APRC | 27m | 27m | £14,976 | £202,606 | 51144 | 207 | 30 | NatWest |
| 5.12% | £591.60 | 8.09% | £100 | Fixed | 7.7% APRC | 28m | 28m | £15,257 | £224,481 | 19330 | 123 | 100 | BM Solutions |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.7% APRC | 26m | 26m | £13,822 | £226,745 | 19001 | 168 | 15 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.5% APRC | 28m | 0m | £14,035 | £222,578 | 19076 | 123 | 1100 | BM Solutions |
| 4.40% | £550.17 | 8.24% | £924 | Tracker | 7.8% APRC | 25m | 0m | £14,208 | £226,836 | 118407 | 115 | 924 | Barclays |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 26m | 0m | £14,253 | £224,004 | 39056 | 313 | 995 | TSB Bank |
| 5.24% | £598.66 | 7.25% | £17 | Tracker | 7.1% APRC | 24m | 0m | £14,385 | £211,750 | 102366 | 344 | 17 | HSBC Intermediary |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 26 May 2026 at 02:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.