Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.24%£541.187.60%£17Fixed7.1% APRC25m25m£13,005£214,602
4.32%£545.678.59%£100Fixed7.9% APRC26m26m£13,196£231,252
4.24%£541.188.24%£295Fixed7.6% APRC26m26m£13,283£225,244
4.50%£555.837.24%£30Fixed6.9% APRC26m26m£13,370£209,090
4.47%£554.137.44%£15Fixed7.0% APRC26m26m£13,509£212,467

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.24%£541.187.60%£17Fixed7.1% APRC25m25m£13,005£214,602
4.32%£545.678.59%£100Fixed7.9% APRC26m26m£13,196£231,252
4.24%£541.188.24%£295Fixed7.6% APRC26m26m£13,283£225,244
4.50%£555.837.24%£30Fixed6.9% APRC26m26m£13,370£209,090
4.47%£554.137.44%£15Fixed7.0% APRC26m26m£13,509£212,467

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.34%£604.578.74%£15Tracker8.3% APRC26m26m£14,525£236,808
5.34%£604.577.60%£17Tracker7.4% APRC24m0m£14,527£217,883
4.74%£569.547.24%£1,030Tracker7.0% APRC26m26m£14,539£210,613
4.97%£582.846.54%£765Tracker6.5% APRC24m0m£14,808£200,203
4.94%£581.108.59%£995Tracker8.1% APRC27m0m£14,941£233,621

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 04:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.