| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £1,015 | Tracker | 7.3% APRC | 26m | 26m | £13,670 | £216,838 | 89407 | 168 | 1015 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 27m | 0m | £14,035 | £222,987 | 1125 | 123 | 1100 | BM Solutions |
| 4.52% | £556.97 | 6.29% | £745 | Tracker | 6.2% APRC | 24m | 0m | £14,112 | £194,967 | 8830 | 140 | 745 | Skipton B.Society |
| 5.36% | £605.75 | 7.25% | £17 | Fixed | 7.1% APRC | 25m | 25m | £14,205 | £211,515 | 103194 | 344 | 17 | HSBC Intermediary |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 28m | 0m | £14,253 | £223,235 | 14336 | 313 | 995 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.36% | £605.75 | 7.25% | £17 | Fixed | 7.1% APRC | 25m | 25m | £14,205 | £211,515 | 103194 | 344 | 17 | HSBC Intermediary |
| 5.29% | £601.61 | 7.74% | £295 | Fixed | 7.5% APRC | 26m | 26m | £14,734 | £219,889 | 89135 | 168 | 295 | The Mortgage Works |
| 5.50% | £614.09 | 6.74% | £30 | Fixed | 6.7% APRC | 27m | 27m | £15,489 | £203,632 | 63990 | 207 | 30 | NatWest |
| 5.35% | £605.16 | 8.09% | £100 | Fixed | 7.7% APRC | 27m | 27m | £15,584 | £225,484 | 24054 | 123 | 100 | BM Solutions |
| 4.35% | £548.45 | 7.35% | £3,025 | Fixed | 7.3% APRC | 24m | 24m | £16,428 | £214,789 | 4463 | 245 | 3025 | Paragon Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £1,015 | Tracker | 7.3% APRC | 26m | 26m | £13,670 | £216,838 | 89407 | 168 | 1015 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 27m | 0m | £14,035 | £222,987 | 1125 | 123 | 1100 | BM Solutions |
| 4.52% | £556.97 | 6.29% | £745 | Tracker | 6.2% APRC | 24m | 0m | £14,112 | £194,967 | 8830 | 140 | 745 | Skipton B.Society |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 28m | 0m | £14,253 | £223,235 | 14336 | 313 | 995 | TSB Bank |
| 5.34% | £604.57 | 7.25% | £17 | Tracker | 7.1% APRC | 24m | 0m | £14,527 | £212,010 | 46494 | 344 | 17 | HSBC Intermediary |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Sep 2026 at 02:24 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.