| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.04% | £530.05 | 7.74% | £295 | Fixed | 7.2% APRC | 25m | 25m | £13,016 | £216,653 | 35441 | 168 | 295 | The Mortgage Works |
| 4.29% | £543.98 | 8.09% | £0 | Fixed | 7.5% APRC | 26m | 26m | £13,056 | £222,564 | 50569 | 313 | 0 | TSB Bank |
| 4.38% | £549.04 | 6.74% | £30 | Fixed | 6.4% APRC | 26m | 26m | £13,207 | £200,655 | 73795 | 207 | 30 | NatWest |
| 4.43% | £551.87 | 6.29% | £20 | Fixed | 6.1% APRC | 26m | 26m | £13,265 | £193,639 | 35112 | 140 | 20 | Skipton B.Society |
| 4.28% | £543.42 | 6.50% | £0 | Fixed | 6.2% APRC | 26m | 26m | £13,267 | £196,745 | 67849 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.04% | £530.05 | 7.74% | £295 | Fixed | 7.2% APRC | 25m | 25m | £13,016 | £216,653 | 35441 | 168 | 295 | The Mortgage Works |
| 4.29% | £543.98 | 8.09% | £0 | Fixed | 7.5% APRC | 26m | 26m | £13,056 | £222,564 | 50569 | 313 | 0 | TSB Bank |
| 4.38% | £549.04 | 6.74% | £30 | Fixed | 6.4% APRC | 26m | 26m | £13,207 | £200,655 | 73795 | 207 | 30 | NatWest |
| 4.43% | £551.87 | 6.29% | £20 | Fixed | 6.1% APRC | 26m | 26m | £13,265 | £193,639 | 35112 | 140 | 20 | Skipton B.Society |
| 4.28% | £543.42 | 6.50% | £0 | Fixed | 6.2% APRC | 26m | 26m | £13,267 | £196,745 | 67849 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.8% APRC | 25m | 25m | £13,822 | £227,102 | 2505 | 168 | 15 | The Mortgage Works |
| 4.84% | £575.31 | 7.25% | £17 | Tracker | 7.0% APRC | 24m | 0m | £13,824 | £210,706 | 129 | 344 | 17 | HSBC Intermediary |
| 4.42% | £551.30 | 6.29% | £765 | Tracker | 6.2% APRC | 24m | 0m | £13,996 | £194,735 | 35358 | 140 | 765 | Skipton B.Society |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.5% APRC | 28m | 0m | £14,035 | £222,578 | 52938 | 123 | 1100 | BM Solutions |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 26m | 0m | £14,253 | £224,004 | 51272 | 313 | 995 | TSB Bank |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 10 Feb 2026 at 02:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.