| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.7% APRC | 26m | 26m | £13,822 | £226,745 | 16174 | 168 | 15 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 27m | 0m | £14,035 | £222,987 | 28292 | 123 | 1100 | BM Solutions |
| 5.47% | £612.30 | 7.25% | £17 | Fixed | 7.1% APRC | 26m | 26m | £14,362 | £211,628 | 102410 | 344 | 17 | HSBC Intermediary |
| 4.72% | £568.39 | 6.29% | £745 | Tracker | 6.2% APRC | 24m | 0m | £14,386 | £195,475 | 6127 | 140 | 745 | Skipton B.Society |
| 4.45% | £553.00 | 7.49% | £1,020 | Tracker | 7.2% APRC | 26m | 26m | £14,391 | £214,144 | 35513 | 80 | 1020 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.89% | £578.20 | 7.74% | £295 | Fixed | 7.4% APRC | 26m | 26m | £14,172 | £218,740 | 71372 | 168 | 295 | The Mortgage Works |
| 5.47% | £612.30 | 7.25% | £17 | Fixed | 7.1% APRC | 26m | 26m | £14,362 | £211,628 | 102410 | 344 | 17 | HSBC Intermediary |
| 4.93% | £580.52 | 6.74% | £30 | Fixed | 6.5% APRC | 27m | 27m | £14,680 | £202,005 | 11173 | 207 | 30 | NatWest |
| 4.97% | £582.84 | 8.09% | £100 | Fixed | 7.6% APRC | 27m | 27m | £15,046 | £224,338 | 66045 | 123 | 100 | BM Solutions |
| 5.65% | £623.08 | 7.49% | £25 | Fixed | 7.3% APRC | 26m | 26m | £15,078 | £216,563 | 35818 | 80 | 25 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.84% | £575.31 | 8.24% | £15 | Tracker | 7.7% APRC | 26m | 26m | £13,822 | £226,745 | 16174 | 168 | 15 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 27m | 0m | £14,035 | £222,987 | 28292 | 123 | 1100 | BM Solutions |
| 5.24% | £598.66 | 7.25% | £17 | Tracker | 7.1% APRC | 24m | 0m | £14,385 | £211,750 | 102366 | 344 | 17 | HSBC Intermediary |
| 4.72% | £568.39 | 6.29% | £745 | Tracker | 6.2% APRC | 24m | 0m | £14,386 | £195,475 | 6127 | 140 | 745 | Skipton B.Society |
| 4.45% | £553.00 | 7.49% | £1,020 | Tracker | 7.2% APRC | 26m | 26m | £14,391 | £214,144 | 35513 | 80 | 1020 | Virgin Money |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 27 Mar 2026 at 01:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.