| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.74% | £569.54 | 7.74% | £15 | Tracker | 7.3% APRC | 26m | 26m | £13,684 | £218,027 | 78327 | 168 | 15 | The Mortgage Works |
| 4.82% | £574.15 | 8.09% | £100 | Fixed | 7.6% APRC | 26m | 26m | £13,880 | £224,227 | 68133 | 123 | 100 | BM Solutions |
| 4.85% | £575.88 | 6.50% | £0 | Fixed | 6.3% APRC | 26m | 26m | £14,046 | £198,320 | 43803 | 1 | 0 | Santander |
| 4.85% | £575.88 | 8.04% | £35 | Fixed | 7.6% APRC | 26m | 26m | £14,120 | £223,668 | 7577 | 57 | 35 | Leeds B Society |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 27m | 0m | £14,253 | £223,620 | 27518 | 313 | 995 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.82% | £574.15 | 8.09% | £100 | Fixed | 7.6% APRC | 26m | 26m | £13,880 | £224,227 | 68133 | 123 | 100 | BM Solutions |
| 4.74% | £569.54 | 7.74% | £295 | Fixed | 7.4% APRC | 26m | 26m | £13,964 | £218,307 | 78181 | 168 | 295 | The Mortgage Works |
| 4.85% | £575.88 | 6.50% | £0 | Fixed | 6.3% APRC | 26m | 26m | £14,046 | £198,320 | 43803 | 1 | 0 | Santander |
| 4.85% | £575.88 | 8.04% | £35 | Fixed | 7.6% APRC | 26m | 26m | £14,120 | £223,668 | 7577 | 57 | 35 | Leeds B Society |
| 4.81% | £573.57 | 7.25% | £17 | Fixed | 6.9% APRC | 27m | 27m | £14,294 | £209,521 | 44087 | 344 | 17 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.74% | £569.54 | 7.74% | £15 | Tracker | 7.3% APRC | 26m | 26m | £13,684 | £218,027 | 78327 | 168 | 15 | The Mortgage Works |
| 4.20% | £538.94 | 8.09% | £1,100 | Tracker | 7.6% APRC | 26m | 0m | £14,035 | £223,396 | 68100 | 123 | 1100 | BM Solutions |
| 4.44% | £552.43 | 8.09% | £995 | Tracker | 7.6% APRC | 27m | 0m | £14,253 | £223,620 | 27518 | 313 | 995 | TSB Bank |
| 4.66% | £564.95 | 6.29% | £745 | Tracker | 6.2% APRC | 24m | 0m | £14,304 | £195,324 | 57999 | 140 | 745 | Skipton B.Society |
| 5.24% | £598.66 | 7.25% | £17 | Tracker | 7.1% APRC | 24m | 0m | £14,385 | £211,750 | 102366 | 344 | 17 | HSBC Intermediary |
This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 with an expected monthly rental income of £800. This is calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Jul 2026 at 02:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.