| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £537.27 | 6.74% | £0 | Fixed | 6.4% APRC | 26m | 26m | £12,094 | £199,237 | 42221 | 344 | 0 | HSBC Intermediary |
| 3.95% | £530.62 | 7.10% | £30 | Fixed | 6.8% APRC | 25m | 25m | £12,120 | £207,436 | 19978 | 267 | 30 | AIB |
| 4.15% | £536.15 | 6.24% | £35 | Fixed | 6.0% APRC | 26m | 26m | £12,483 | £191,680 | 52300 | 115 | 35 | Barclays |
| 4.30% | £544.54 | 6.99% | £15 | Fixed | 6.7% APRC | 24m | 24m | £12,584 | £204,492 | 59689 | 75 | 15 | Nationwide B.Soc |
| 4.10% | £533.37 | 6.75% | £0 | Fixed | 6.4% APRC | 26m | 26m | £12,776 | £199,974 | 16583 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £537.27 | 6.74% | £0 | Fixed | 6.4% APRC | 26m | 26m | £12,094 | £199,237 | 42221 | 344 | 0 | HSBC Intermediary |
| 3.95% | £530.62 | 7.10% | £30 | Fixed | 6.8% APRC | 25m | 25m | £12,120 | £207,436 | 19978 | 267 | 30 | AIB |
| 4.15% | £536.15 | 6.24% | £35 | Fixed | 6.0% APRC | 26m | 26m | £12,483 | £191,680 | 52300 | 115 | 35 | Barclays |
| 4.30% | £544.54 | 6.99% | £15 | Fixed | 6.7% APRC | 24m | 24m | £12,584 | £204,492 | 59689 | 75 | 15 | Nationwide B.Soc |
| 4.10% | £533.37 | 6.75% | £0 | Fixed | 6.4% APRC | 26m | 26m | £12,776 | £199,974 | 16583 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £570.12 | 6.24% | £35 | Tracker | 6.1% APRC | 24m | 24m | £13,548 | £193,872 | 27684 | 115 | 35 | Barclays |
| 4.44% | £552.43 | 6.99% | £1,014 | Tracker | 6.8% APRC | 24m | 0m | £13,772 | £205,860 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.49% | £555.27 | 6.74% | £999 | Tracker | 6.6% APRC | 24m | 0m | £13,825 | £201,892 | 41960 | 344 | 999 | HSBC Intermediary |
| 4.97% | £582.84 | 7.24% | £30 | Tracker | 6.9% APRC | 27m | 27m | £14,008 | £209,939 | 34756 | 207 | 30 | NatWest |
| 4.97% | £582.84 | 7.24% | £30 | Tracker | 6.9% APRC | 27m | 27m | £14,258 | £210,189 | 22641 | 31 | 30 | RBS Direct |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 10 Jul 2025 at 05:07 hours