| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £546.79 | 7.34% | £25 | Variable | 7.0% APRC | 24m | 24m | £12,848 | £210,588 | 23233 | 6 | 25 | Beverley BS |
| 4.25% | £541.74 | 5.74% | £25 | Tracker | 5.6% APRC | 24m | 24m | £12,857 | £184,736 | 64275 | 115 | 25 | Barclays |
| 4.69% | £566.67 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,115 | £197,375 | 62784 | 75 | 15 | Nationwide B.Soc |
| 4.09% | £532.82 | 4.09% | £575 | Variable | 4.2% APRC | 0m | 24m | £13,363 | £160,421 | 27376 | 48 | 575 | Ecology B.Soc |
| 4.64% | £563.81 | 7.74% | £0 | Variable | 7.3% APRC | 24m | 24m | £13,381 | £218,223 | 6555 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.09% | £589.85 | 6.49% | £15 | Fixed | 6.4% APRC | 24m | 24m | £13,671 | £198,393 | 56364 | 75 | 15 | Nationwide B.Soc |
| 4.85% | £582.41 | 6.60% | £30 | Fixed | 6.5% APRC | 26m | 26m | £13,863 | £201,994 | 32301 | 267 | 30 | AIB |
| 5.24% | £598.66 | 7.24% | £0 | Fixed | 7.0% APRC | 26m | 26m | £14,068 | £210,855 | 90768 | 313 | 0 | TSB Bank |
| 5.54% | £616.48 | 6.24% | £0 | Fixed | 6.3% APRC | 26m | 26m | £14,146 | £195,196 | 100259 | 344 | 0 | HSBC Intermediary |
| 5.19% | £595.71 | 7.74% | £0 | Fixed | 7.5% APRC | 24m | 24m | £14,147 | £219,690 | 74451 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.25% | £541.74 | 5.74% | £25 | Tracker | 5.6% APRC | 24m | 24m | £12,857 | £184,736 | 64275 | 115 | 25 | Barclays |
| 4.69% | £566.67 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,115 | £197,375 | 62784 | 75 | 15 | Nationwide B.Soc |
| 4.72% | £568.39 | 6.74% | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,560 | £201,049 | 23225 | 207 | 30 | NatWest |
| 4.69% | £566.67 | 6.49% | £0 | Tracker | 6.4% APRC | 26m | 0m | £13,699 | £198,943 | 8987 | 80 | 0 | Virgin Money |
| 4.39% | £549.61 | 6.24% | £999 | Tracker | 6.2% APRC | 24m | 0m | £13,840 | £193,745 | 100422 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Mar 2026 at 03:25 hours