| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 32676 | 75 | 15 | Nationwide B.Soc |
| 4.64% | £563.81 | 7.34% | £25 | Variable | 7.0% APRC | 24m | 24m | £13,256 | £211,383 | 66525 | 6 | 25 | Beverley BS |
| 4.94% | £581.10 | 6.24% | £0 | Fixed | 6.1% APRC | 26m | 26m | £13,296 | £193,575 | 59885 | 344 | 0 | HSBC Intermediary |
| 4.64% | £563.81 | 7.74% | £0 | Variable | 7.3% APRC | 24m | 24m | £13,381 | £218,223 | 25455 | 156 | 0 | Scottish B.Soc |
| 4.97% | £589.49 | 6.60% | £30 | Fixed | 6.6% APRC | 26m | 26m | £13,533 | £201,824 | 8065 | 267 | 30 | AIB |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.94% | £581.10 | 6.24% | £0 | Fixed | 6.1% APRC | 26m | 26m | £13,296 | £193,575 | 59885 | 344 | 0 | HSBC Intermediary |
| 4.98% | £583.43 | 6.49% | £15 | Fixed | 6.4% APRC | 24m | 24m | £13,517 | £198,114 | 99129 | 75 | 15 | Nationwide B.Soc |
| 4.97% | £589.49 | 6.60% | £30 | Fixed | 6.6% APRC | 26m | 26m | £13,533 | £201,824 | 8065 | 267 | 30 | AIB |
| 4.97% | £582.84 | 5.74% | £25 | Fixed | 5.7% APRC | 25m | 25m | £13,593 | £186,194 | 6927 | 115 | 25 | Barclays |
| 4.89% | £578.20 | 7.99% | £11 | Fixed | 7.6% APRC | 24m | 24m | £13,888 | £223,306 | 26347 | 71 | 11 | Monmouthshire |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.79% | £572.42 | 6.49% | £15 | Tracker | 6.3% APRC | 24m | 0m | £13,253 | £197,632 | 32676 | 75 | 15 | Nationwide B.Soc |
| 4.12% | £534.49 | 6.24% | £999 | Tracker | 6.1% APRC | 24m | 0m | £13,477 | £193,059 | 72539 | 344 | 999 | HSBC Intermediary |
| 4.74% | £569.54 | 6.74% | £30 | Tracker | 6.5% APRC | 27m | 27m | £13,588 | £201,107 | 94661 | 207 | 30 | NatWest |
| 4.15% | £536.15 | 5.74% | £1,024 | Tracker | 5.7% APRC | 24m | 0m | £13,722 | £185,485 | 3902 | 115 | 1024 | Barclays |
| 4.14% | £535.60 | 6.50% | £999 | Tracker | 6.3% APRC | 24m | 0m | £13,828 | £197,586 | 64864 | 1 | 999 | Santander |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Aug 2026 at 02:50 hours