| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.04% | £586.92 | 6.74% | £15 | Tracker | 6.6% APRC | 24m | 0m | £13,601 | £202,324 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.69% | £566.67 | 7.24% | £0 | Variable | 6.7% APRC | 24m | 24m | £13,700 | £206,709 | 22721 | 190 | 0 | Bath Inv. + B.Soc. |
| 5.10% | £590.43 | 7.24% | £0 | Variable | 7.0% APRC | 24m | 24m | £13,840 | £210,871 | 7804 | 23 | 0 | Progressive B.Soc. |
| 4.93% | £580.52 | 6.99% | £30 | Tracker | 6.7% APRC | 27m | 27m | £13,852 | £205,668 | 5697 | 207 | 30 | NatWest |
| 5.34% | £604.57 | 6.24% | £0 | Fixed | 6.2% APRC | 26m | 26m | £13,860 | £194,657 | 28160 | 344 | 0 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.34% | £604.57 | 6.24% | £0 | Fixed | 6.2% APRC | 26m | 26m | £13,860 | £194,657 | 28160 | 344 | 0 | HSBC Intermediary |
| 5.21% | £596.89 | 5.99% | £25 | Fixed | 6.0% APRC | 25m | 25m | £13,930 | £190,714 | 3561 | 115 | 25 | Barclays |
| 5.34% | £604.57 | 6.74% | £15 | Fixed | 6.7% APRC | 24m | 24m | £14,025 | £203,090 | 44283 | 75 | 15 | Nationwide B.Soc |
| 5.55% | £624.28 | 6.60% | £30 | Fixed | 6.7% APRC | 25m | 25m | £14,368 | £203,518 | 49729 | 267 | 30 | AIB |
| 5.40% | £608.13 | 6.50% | £0 | Fixed | 6.5% APRC | 26m | 26m | £14,570 | £199,575 | 45304 | 1 | 0 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.04% | £586.92 | 6.74% | £15 | Tracker | 6.6% APRC | 24m | 0m | £13,601 | £202,324 | 57267 | 75 | 15 | Nationwide B.Soc |
| 4.93% | £580.52 | 6.99% | £30 | Tracker | 6.7% APRC | 27m | 27m | £13,852 | £205,668 | 5648 | 207 | 30 | NatWest |
| 4.85% | £575.88 | 6.80% | £8 | Tracker | 6.4% APRC | 26m | 26m | £13,894 | £201,069 | 3340 | 90 | 8 | Principality |
| 4.47% | £554.13 | 6.24% | £999 | Tracker | 6.2% APRC | 24m | 0m | £13,948 | £193,947 | 77751 | 344 | 999 | HSBC Intermediary |
| 4.69% | £566.67 | 7.49% | £995 | Tracker | 7.2% APRC | 27m | 0m | £14,045 | £213,869 | 14931 | 313 | 995 | TSB Bank |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Nov 2026 at 03:08 hours