Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	6.8% APRC	£525.14	7.24%	£1,499	Tracker	0m	£14,102	28m	£208,107	35282	42	1499	Halifax
4.06%	5.7% APRC	£531.16	5.74%	£1,024	Tracker	0m	£13,852	24m	£185,510	43446	115	1024	Barclays
4.09%	6.6% APRC	£532.82	6.89%	£1,010	Variable	24m	£13,673	24m	£203,677	43060	50	1010	Hinckley + Rugby BS
4.09%	7.3% APRC	£532.82	7.74%	£1,034	Tracker	0m	£14,086	27m	£217,033	48413	57	1034	Leeds B Society
4.14%	6.3% APRC	£535.60	6.49%	£1,014	Tracker	0m	£13,368	24m	£196,964	30057	75	1014	Nationwide B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.62%	5.5% APRC	£562.67	5.74%	£1,024	Fixed	64m	£18,430	64m	£182,680	58128	115	1024	Barclays
4.62%	6.4% APRC	£562.67	6.50%	£999	Fixed	27m	£15,683	27m	£198,496	49410	1	999	Santander
4.64%	7.5% APRC	£563.81	7.74%	£1,534	Fixed	27m	£16,619	27m	£219,196	48425	57	1534	Leeds B Society
4.68%	6.5% APRC	£566.10	6.49%	£1,024	Fixed	26m	£14,709	26m	£199,938	36122	80	1024	Virgin Money
4.68%	6.4% APRC	£566.10	6.49%	£1,014	Fixed	24m	£14,100	24m	£198,350	41993	75	1014	Nationwide B.Soc

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	6.8% APRC	£525.14	7.24%	£1,499	Tracker	0m	£14,102	28m	£208,107	35282	42	1499	Halifax
4.06%	5.7% APRC	£531.16	5.74%	£1,024	Tracker	0m	£13,852	24m	£185,510	43446	115	1024	Barclays
4.09%	7.3% APRC	£532.82	7.74%	£1,034	Tracker	0m	£14,086	27m	£217,033	48413	57	1034	Leeds B Society
4.14%	6.3% APRC	£535.60	6.49%	£1,014	Tracker	0m	£13,368	24m	£196,964	30057	75	1014	Nationwide B.Soc
4.28%	6.5% APRC	£543.42	6.74%	£1,025	Tracker	27m	£14,305	27m	£201,119	59209	207	1025	NatWest

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 30 May 2026 at 02:19 hours

Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.