Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	6.9% APRC	£521.23	7.24%	£1,525	Fixed	26m	£14,035	26m	£208,806	6715	207	1525	NatWest
3.90%	6.0% APRC	£522.33	6.24%	£1,034	Fixed	26m	£13,650	26m	£192,488	29705	115	1034	Barclays
3.94%	6.5% APRC	£524.53	6.75%	£999	Fixed	26m	£13,563	26m	£200,521	14657	1	999	Santander
3.94%	6.7% APRC	£524.53	6.99%	£1,014	Fixed	24m	£13,103	24m	£204,545	53016	75	1014	Nationwide B.Soc
4.02%	7.3% APRC	£528.45	7.74%	£999	Fixed	26m	£13,682	26m	£216,679	36051	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.88%	6.9% APRC	£521.23	7.24%	£1,525	Fixed	26m	£14,035	26m	£208,806	6715	207	1525	NatWest
3.90%	6.0% APRC	£522.33	6.24%	£1,034	Fixed	26m	£13,650	26m	£192,488	29705	115	1034	Barclays
3.94%	6.5% APRC	£524.53	6.75%	£999	Fixed	26m	£13,563	26m	£200,521	14657	1	999	Santander
3.94%	6.7% APRC	£524.53	6.99%	£1,014	Fixed	24m	£13,103	24m	£204,545	53016	75	1014	Nationwide B.Soc
4.02%	7.3% APRC	£528.45	7.74%	£999	Fixed	26m	£13,682	26m	£216,679	36051	42	999	Halifax

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.36%	7.4% APRC	£547.39	7.74%	£1,499	Tracker	0m	£14,636	26m	£218,176	36217	42	1499	Halifax
4.44%	6.8% APRC	£552.43	6.99%	£1,014	Tracker	0m	£13,772	24m	£205,860	26745	75	1014	Nationwide B.Soc
4.46%	6.2% APRC	£553.56	6.24%	£1,034	Tracker	0m	£14,399	24m	£194,387	26623	115	1034	Barclays
4.50%	6.6% APRC	£555.83	6.75%	£999	Tracker	0m	£14,564	24m	£202,804	35486	1	999	Santander
4.60%	6.9% APRC	£561.52	6.99%	£995	Tracker	25m	£14,570	25m	£207,997	15667	80	995	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 06 Jul 2025 at 05:17 hours

Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.