| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.84% | 6.4% APRC | £519.04 | 6.75% | £999 | Fixed | 26m | £13,431 | 26m | £200,238 | 16503 | 1 | 999 | Santander |
| 3.87% | 6.8% APRC | £520.69 | 7.24% | £1,025 | Fixed | 27m | £14,235 | 27m | £207,928 | 8919 | 207 | 1025 | NatWest |
| 3.90% | 6.0% APRC | £522.33 | 6.24% | £1,034 | Fixed | 26m | £13,650 | 26m | £192,488 | 29705 | 115 | 1034 | Barclays |
| 3.94% | 6.7% APRC | £524.53 | 6.99% | £1,014 | Fixed | 24m | £13,103 | 24m | £204,545 | 53016 | 75 | 1014 | Nationwide B.Soc |
| 4.02% | 7.3% APRC | £528.45 | 7.74% | £999 | Fixed | 26m | £13,682 | 26m | £216,679 | 36051 | 42 | 999 | Halifax |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.84% | 6.4% APRC | £519.04 | 6.75% | £999 | Fixed | 26m | £13,431 | 26m | £200,238 | 16503 | 1 | 999 | Santander |
| 3.87% | 6.8% APRC | £520.69 | 7.24% | £1,025 | Fixed | 27m | £14,235 | 27m | £207,928 | 8919 | 207 | 1025 | NatWest |
| 3.90% | 6.0% APRC | £522.33 | 6.24% | £1,034 | Fixed | 26m | £13,650 | 26m | £192,488 | 29705 | 115 | 1034 | Barclays |
| 3.94% | 6.7% APRC | £524.53 | 6.99% | £1,014 | Fixed | 24m | £13,103 | 24m | £204,545 | 53016 | 75 | 1014 | Nationwide B.Soc |
| 4.02% | 7.3% APRC | £528.45 | 7.74% | £999 | Fixed | 26m | £13,682 | 26m | £216,679 | 36051 | 42 | 999 | Halifax |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.36% | 7.4% APRC | £547.39 | 7.74% | £1,499 | Tracker | 0m | £14,636 | 26m | £218,176 | 36217 | 42 | 1499 | Halifax |
| 4.44% | 6.8% APRC | £552.43 | 6.99% | £1,014 | Tracker | 0m | £13,772 | 24m | £205,860 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.46% | 6.2% APRC | £553.56 | 6.24% | £1,034 | Tracker | 0m | £14,399 | 24m | £194,387 | 26623 | 115 | 1034 | Barclays |
| 4.50% | 6.6% APRC | £555.83 | 6.75% | £999 | Tracker | 0m | £14,564 | 24m | £202,804 | 35486 | 1 | 999 | Santander |
| 4.60% | 6.9% APRC | £561.52 | 6.99% | £995 | Tracker | 25m | £14,570 | 25m | £207,997 | 15667 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 08 Jul 2025 at 05:20 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.