| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.81% | 7.0% APRC | £516.93 | 7.49% | £999 | Fixed | 27m | £14,356 | 27m | £211,554 | 42071 | 42 | 999 | Halifax |
| 3.83% | 6.6% APRC | £518.50 | 6.99% | £1,025 | Fixed | 27m | £14,182 | 27m | £203,788 | 11973 | 207 | 1025 | NatWest |
| 3.84% | 7.1% APRC | £519.04 | 7.49% | £1,495 | Fixed | 27m | £15,378 | 27m | £212,369 | 33240 | 313 | 1495 | TSB Bank |
| 3.85% | 6.4% APRC | £519.59 | 6.75% | £999 | Fixed | 26m | £13,444 | 26m | £200,266 | 37412 | 1 | 999 | Santander |
| 3.86% | 5.8% APRC | £520.14 | 5.99% | £1,024 | Fixed | 27m | £15,488 | 27m | £188,265 | 10199 | 115 | 1024 | Barclays |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.81% | 7.0% APRC | £516.93 | 7.49% | £999 | Fixed | 27m | £14,356 | 27m | £211,554 | 42071 | 42 | 999 | Halifax |
| 3.83% | 6.6% APRC | £518.50 | 6.99% | £1,025 | Fixed | 27m | £14,182 | 27m | £203,788 | 11973 | 207 | 1025 | NatWest |
| 3.84% | 7.1% APRC | £519.04 | 7.49% | £1,495 | Fixed | 27m | £15,378 | 27m | £212,369 | 33240 | 313 | 1495 | TSB Bank |
| 3.85% | 6.4% APRC | £519.59 | 6.75% | £999 | Fixed | 26m | £13,444 | 26m | £200,266 | 37412 | 1 | 999 | Santander |
| 3.86% | 5.8% APRC | £520.14 | 5.99% | £1,024 | Fixed | 27m | £15,488 | 27m | £188,265 | 10199 | 115 | 1024 | Barclays |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.11% | 7.1% APRC | £533.42 | 7.49% | £1,499 | Tracker | 0m | £14,301 | 27m | £212,958 | 42314 | 42 | 1499 | Halifax |
| 4.19% | 6.5% APRC | £538.38 | 6.74% | £1,014 | Tracker | 0m | £13,435 | 24m | £201,129 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.21% | 5.9% APRC | £539.50 | 5.99% | £1,024 | Tracker | 0m | £14,052 | 24m | £189,792 | 64265 | 115 | 1024 | Barclays |
| 4.25% | 6.6% APRC | £541.74 | 6.75% | £999 | Tracker | 0m | £13,976 | 24m | £201,907 | 20826 | 1 | 999 | Santander |
| 4.35% | 6.6% APRC | £547.35 | 6.74% | £995 | Tracker | 25m | £14,230 | 25m | £203,255 | 61172 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 02 Sep 2025 at 05:12 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.