| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | 6.9% APRC | £530.65 | 7.24% | £1,499 | Tracker | 0m | £14,235 | 27m | £208,745 | 45279 | 42 | 1499 | Halifax |
| 4.13% | 6.3% APRC | £535.04 | 6.49% | £1,014 | Tracker | 0m | £13,355 | 24m | £196,939 | 62909 | 75 | 1014 | Nationwide B.Soc |
| 4.14% | 6.3% APRC | £535.60 | 6.50% | £999 | Tracker | 0m | £13,828 | 24m | £197,586 | 64789 | 1 | 999 | Santander |
| 4.15% | 5.7% APRC | £536.15 | 5.74% | £1,024 | Tracker | 0m | £13,972 | 24m | £185,735 | 3900 | 115 | 1024 | Barclays |
| 4.18% | 6.5% APRC | £537.83 | 6.74% | £1,025 | Tracker | 26m | £13,933 | 26m | £201,090 | 38113 | 207 | 1025 | NatWest |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.64% | 6.2% APRC | £563.81 | 6.50% | £999 | Fixed | 38m | £15,461 | 38m | £196,270 | 27423 | 1 | 999 | Santander |
| 4.66% | 5.8% APRC | £564.95 | 5.74% | £1,024 | Fixed | 27m | £16,574 | 27m | £186,682 | 76821 | 115 | 1024 | Barclays |
| 4.69% | 6.1% APRC | £566.67 | 6.74% | £1,025 | Fixed | 62m | £18,098 | 62m | £195,009 | 54272 | 207 | 1025 | NatWest |
| 4.73% | 7.0% APRC | £568.40 | 7.24% | £999 | Fixed | 27m | £15,597 | 27m | £210,230 | 45128 | 42 | 999 | Halifax |
| 4.74% | 7.1% APRC | £569.54 | 7.24% | £1,495 | Fixed | 26m | £14,864 | 26m | £210,938 | 66274 | 313 | 1495 | TSB Bank |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | 6.9% APRC | £530.65 | 7.24% | £1,499 | Tracker | 0m | £14,235 | 27m | £208,745 | 45279 | 42 | 1499 | Halifax |
| 4.13% | 6.3% APRC | £535.04 | 6.49% | £1,014 | Tracker | 0m | £13,355 | 24m | £196,939 | 62909 | 75 | 1014 | Nationwide B.Soc |
| 4.14% | 6.3% APRC | £535.60 | 6.50% | £999 | Tracker | 0m | £13,828 | 24m | £197,586 | 64789 | 1 | 999 | Santander |
| 4.15% | 5.7% APRC | £536.15 | 5.74% | £1,024 | Tracker | 0m | £13,972 | 24m | £185,735 | 3900 | 115 | 1024 | Barclays |
| 4.18% | 6.5% APRC | £537.83 | 6.74% | £1,025 | Tracker | 26m | £13,933 | 26m | £201,090 | 38113 | 207 | 1025 | NatWest |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 02:54 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.