Best Buys

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	6.2% APRC	£523.43	6.50%	£999	Fixed	26m	£13,786	26m	£196,742	47904	1	999	Santander
3.94%	6.3% APRC	£524.53	6.49%	£1,014	Tracker	0m	£13,103	24m	£196,447	51138	75	1014	Nationwide B.Soc
3.94%	6.3% APRC	£524.53	6.49%	£999	Tracker	0m	£13,687	26m	£197,851	9106	80	999	Virgin Money
3.96%	6.9% APRC	£525.14	7.24%	£1,499	Tracker	0m	£14,102	27m	£208,446	12680	42	1499	Halifax
4.00%	6.9% APRC	£527.84	7.24%	£995	Fixed	24m	£13,333	24m	£208,965	45614	23	995	Progressive B.Soc.

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	6.2% APRC	£523.43	6.50%	£999	Fixed	26m	£13,786	26m	£196,742	47904	1	999	Santander
4.00%	6.9% APRC	£527.84	7.24%	£995	Fixed	24m	£13,333	24m	£208,965	45614	23	995	Progressive B.Soc.
4.01%	6.5% APRC	£528.39	6.74%	£1,025	Fixed	26m	£13,706	26m	£200,609	77566	207	1025	NatWest
4.09%	6.3% APRC	£532.82	6.49%	£1,014	Fixed	24m	£13,802	24m	£197,336	18990	75	1014	Nationwide B.Soc
4.09%	6.4% APRC	£532.82	6.49%	£1,024	Fixed	26m	£13,911	26m	£198,297	80841	80	1024	Virgin Money

Initial Rate	Overall Cost for Comparison	Initial Payment	Reverting Rate	Total Fees	Type	Early Repayment Charge	2 Year Total Cost	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	6.3% APRC	£524.53	6.49%	£1,014	Tracker	0m	£13,103	24m	£196,447	51138	75	1014	Nationwide B.Soc
3.94%	6.3% APRC	£524.53	6.49%	£999	Tracker	0m	£13,687	26m	£197,851	9106	80	999	Virgin Money
3.96%	6.9% APRC	£525.14	7.24%	£1,499	Tracker	0m	£14,102	27m	£208,446	12680	42	1499	Halifax
4.01%	5.7% APRC	£528.39	5.74%	£1,024	Tracker	0m	£13,785	24m	£185,386	37289	115	1024	Barclays
4.10%	7.3% APRC	£533.37	7.74%	£1,034	Tracker	0m	£14,099	26m	£217,443	62759	57	1034	Leeds B Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Mar 2026 at 02:30 hours

Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.