| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.96% | 6.9% APRC | £525.14 | 7.24% | £1,499 | Tracker | 0m | £14,102 | 26m | £208,786 | 47515 | 42 | 1499 | Halifax |
| 4.04% | 5.7% APRC | £530.05 | 5.74% | £1,024 | Tracker | 0m | £13,825 | 24m | £185,459 | 26761 | 115 | 1024 | Barclays |
| 4.04% | 6.3% APRC | £530.05 | 6.49% | £1,014 | Tracker | 0m | £13,235 | 24m | £196,706 | 86270 | 75 | 1014 | Nationwide B.Soc |
| 4.09% | 7.3% APRC | £532.82 | 7.74% | £1,034 | Tracker | 0m | £14,086 | 26m | £217,415 | 81972 | 57 | 1034 | Leeds B Society |
| 4.14% | 6.1% APRC | £535.60 | 6.29% | £995 | Tracker | 0m | £13,849 | 24m | £194,249 | 76311 | 140 | 995 | Skipton B.Society |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.39% | 5.7% APRC | £549.61 | 5.74% | £1,024 | Fixed | 26m | £14,295 | 26m | £186,066 | 88227 | 115 | 1024 | Barclays |
| 4.42% | 6.4% APRC | £551.30 | 6.49% | £1,014 | Fixed | 24m | £13,745 | 24m | £197,685 | 85773 | 75 | 1014 | Nationwide B.Soc |
| 4.42% | 6.4% APRC | £551.30 | 6.50% | £999 | Fixed | 26m | £14,455 | 26m | £198,135 | 22361 | 1 | 999 | Santander |
| 4.43% | 6.5% APRC | £551.87 | 6.74% | £1,025 | Fixed | 26m | £14,270 | 26m | £201,790 | 14402 | 207 | 1025 | NatWest |
| 4.46% | 6.5% APRC | £553.56 | 6.49% | £1,024 | Fixed | 25m | £14,408 | 25m | £199,558 | 87128 | 80 | 1024 | Virgin Money |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.96% | 6.9% APRC | £525.14 | 7.24% | £1,499 | Tracker | 0m | £14,102 | 26m | £208,786 | 47515 | 42 | 1499 | Halifax |
| 4.04% | 5.7% APRC | £530.05 | 5.74% | £1,024 | Tracker | 0m | £13,825 | 24m | £185,459 | 26761 | 115 | 1024 | Barclays |
| 4.04% | 6.3% APRC | £530.05 | 6.49% | £1,014 | Tracker | 0m | £13,235 | 24m | £196,706 | 86270 | 75 | 1014 | Nationwide B.Soc |
| 4.09% | 7.3% APRC | £532.82 | 7.74% | £1,034 | Tracker | 0m | £14,086 | 26m | £217,415 | 81972 | 57 | 1034 | Leeds B Society |
| 4.14% | 6.1% APRC | £535.60 | 6.29% | £995 | Tracker | 0m | £13,849 | 24m | £194,249 | 76311 | 140 | 995 | Skipton B.Society |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Jul 2026 at 02:36 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.