LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeEarly Repayment Charge2 Year Total CostInitial Period (months)Total Amount Payable Over Term
3.82%6.4% APRC£517.956.75%£999Fixed27m£14,60527m£200,133
3.85%5.4% APRC£519.596.24%£1,034Fixed64m£17,38664m£183,699
3.87%7.2% APRC£520.207.74%£999Fixed28m£14,43428m£215,425
3.88%6.8% APRC£521.237.24%£1,025Fixed27m£14,24827m£207,956
3.99%6.0% APRC£527.286.54%£1,515Fixed39m£17,07939m£193,532

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeEarly Repayment Charge2 Year Total CostInitial Period (months)Total Amount Payable Over Term
3.82%6.4% APRC£517.956.75%£999Fixed27m£14,60527m£200,133
3.85%5.4% APRC£519.596.24%£1,034Fixed64m£17,38664m£183,699
3.87%7.2% APRC£520.207.74%£999Fixed28m£14,43428m£215,425
3.88%6.8% APRC£521.237.24%£1,025Fixed27m£14,24827m£207,956
3.99%6.0% APRC£527.286.54%£1,515Fixed39m£17,07939m£193,532

LenderInitial RateOverall Cost for ComparisonInitial PaymentReverting RateTotal FeesTypeEarly Repayment Charge2 Year Total CostInitial Period (months)Total Amount Payable Over Term
4.36%7.3% APRC£547.397.74%£1,499Tracker0m£14,63628m£217,469
4.44%6.8% APRC£552.436.99%£1,014Tracker0m£13,77224m£205,860
4.46%6.2% APRC£553.566.24%£1,034Tracker0m£14,39924m£194,387
4.50%6.6% APRC£555.836.75%£999Tracker0m£14,56424m£202,804
4.60%7.0% APRC£561.527.24%£1,025Tracker27m£14,74027m£210,098

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 May 2025 at 05:11 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.