| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | 6.9% APRC | £530.65 | 7.24% | £1,499 | Tracker | 0m | £14,235 | 26m | £209,074 | 109298 | 42 | 1499 | Halifax |
| 4.14% | 6.5% APRC | £535.60 | 6.74% | £1,025 | Tracker | 27m | £14,117 | 27m | £200,711 | 32163 | 207 | 1025 | NatWest |
| 4.17% | 5.7% APRC | £537.27 | 5.74% | £1,024 | Tracker | 0m | £13,998 | 24m | £185,784 | 38231 | 115 | 1024 | Barclays |
| 4.17% | 6.3% APRC | £537.27 | 6.49% | £1,014 | Tracker | 0m | £13,408 | 24m | £197,042 | 52389 | 75 | 1014 | Nationwide B.Soc |
| 4.20% | 6.3% APRC | £538.94 | 6.50% | £999 | Tracker | 0m | £14,159 | 24m | £197,991 | 113266 | 1 | 999 | Santander |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.07% | 5.8% APRC | £588.68 | 5.74% | £1,024 | Fixed | 38m | £17,149 | 38m | £187,101 | 38755 | 115 | 1024 | Barclays |
| 5.07% | 6.4% APRC | £588.68 | 6.50% | £999 | Fixed | 38m | £16,310 | 38m | £198,217 | 112564 | 1 | 999 | Santander |
| 5.08% | 6.3% APRC | £589.26 | 6.74% | £1,025 | Fixed | 63m | £19,239 | 63m | £197,647 | 110470 | 207 | 1025 | NatWest |
| 5.09% | 6.5% APRC | £589.85 | 6.49% | £1,014 | Fixed | 24m | £14,670 | 24m | £199,392 | 44779 | 75 | 1014 | Nationwide B.Soc |
| 5.12% | 6.8% APRC | £591.60 | 6.75% | £1,299 | Fixed | 24m | £15,518 | 24m | £204,496 | 113810 | 351 | 1299 | Precise Mortgages |
| Initial Rate | Overall Cost for Comparison | Initial Payment | Reverting Rate | Total Fees | Type | Early Repayment Charge | 2 Year Total Cost | Initial Period (months) | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | 6.9% APRC | £530.65 | 7.24% | £1,499 | Tracker | 0m | £14,235 | 26m | £209,074 | 109298 | 42 | 1499 | Halifax |
| 4.14% | 6.5% APRC | £535.60 | 6.74% | £1,025 | Tracker | 27m | £14,117 | 27m | £200,711 | 32163 | 207 | 1025 | NatWest |
| 4.17% | 5.7% APRC | £537.27 | 5.74% | £1,024 | Tracker | 0m | £13,998 | 24m | £185,784 | 38231 | 115 | 1024 | Barclays |
| 4.17% | 6.3% APRC | £537.27 | 6.49% | £1,014 | Tracker | 0m | £13,408 | 24m | £197,042 | 52389 | 75 | 1014 | Nationwide B.Soc |
| 4.20% | 6.3% APRC | £538.94 | 6.50% | £999 | Tracker | 0m | £14,159 | 24m | £197,991 | 113266 | 1 | 999 | Santander |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Oct 2026 at 02:55 hours
Disclaimer:This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.