LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.07%£531.717.74%£1,525Fixed6.4% APRC64m64m£18,332£203,749
4.10%£533.377.25%£999Fixed6.1% APRC64m64m£18,786£197,577
4.14%£535.607.49%£1,014Fixed6.3% APRC60m60m£16,291£201,411
4.16%£536.716.99%£1,499Fixed6.1% APRC61m61m£16,952£195,845
4.18%£537.318.24%£999Fixed6.7% APRC64m64m£17,455£209,786

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.07%£531.717.74%£1,525Fixed6.4% APRC64m64m£18,332£203,749
4.10%£533.377.25%£999Fixed6.1% APRC64m64m£18,786£197,577
4.14%£535.607.49%£1,014Fixed6.3% APRC60m60m£16,291£201,411
4.16%£536.716.99%£1,499Fixed6.1% APRC61m61m£16,952£195,845
4.18%£537.318.24%£999Fixed6.7% APRC64m64m£17,455£209,786

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.83%£574.158.24%£1,499Tracker7.9% APRC28m0m£15,279£227,241
4.94%£581.107.49%£1,014Tracker7.3% APRC24m0m£14,525£215,539
4.96%£582.266.74%£1,034Tracker6.7% APRC24m0m£15,088£203,718
4.99%£584.016.99%£999Tracker6.9% APRC24m0m£15,015£207,776
5.10%£590.437.25%£999Tracker7.2% APRC24m0m£15,144£212,341

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Nov 2024 at 04:06 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome