| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.84% | £519.04 | 6.74% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,311 | £199,807 | 63268 | 344 | 999 | HSBC Intermediary |
| 3.95% | £525.08 | 6.49% | £1,034 | Fixed | 6.3% APRC | 25m | 25m | £13,716 | £196,816 | 25956 | 115 | 1034 | Barclays |
| 3.98% | £526.24 | 6.49% | £1,029 | Fixed | 6.0% APRC | 36m | 36m | £14,610 | £193,836 | 12703 | 1369 | 1029 | MPowered Mtgs Resi |
| 3.98% | £526.24 | 7.99% | £999 | Fixed | 6.4% APRC | 64m | 64m | £17,184 | £205,266 | 61163 | 42 | 999 | Halifax |
| 3.99% | £527.28 | 7.24% | £1,014 | Fixed | 6.9% APRC | 24m | 24m | £13,169 | £208,786 | 25421 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.84% | £519.04 | 6.74% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,311 | £199,807 | 63268 | 344 | 999 | HSBC Intermediary |
| 3.95% | £525.08 | 6.49% | £1,034 | Fixed | 6.3% APRC | 25m | 25m | £13,716 | £196,816 | 25956 | 115 | 1034 | Barclays |
| 3.98% | £526.24 | 6.49% | £1,029 | Fixed | 6.0% APRC | 36m | 36m | £14,610 | £193,836 | 12703 | 1369 | 1029 | MPowered Mtgs Resi |
| 3.98% | £526.24 | 7.99% | £999 | Fixed | 6.4% APRC | 64m | 64m | £17,184 | £205,266 | 61163 | 42 | 999 | Halifax |
| 3.99% | £527.28 | 7.24% | £1,014 | Fixed | 6.9% APRC | 24m | 24m | £13,169 | £208,786 | 25421 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.60% | £561.52 | 6.75% | £999 | Tracker | 6.6% APRC | 24m | 0m | £14,700 | £203,065 | 54503 | 1 | 999 | Santander |
| 4.61% | £561.54 | 7.99% | £1,499 | Tracker | 7.6% APRC | 28m | 0m | £14,976 | £222,378 | 61424 | 42 | 1499 | Halifax |
| 4.69% | £566.67 | 7.24% | £1,014 | Tracker | 7.1% APRC | 24m | 0m | £14,114 | £210,643 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.71% | £567.82 | 6.49% | £1,034 | Tracker | 6.4% APRC | 24m | 0m | £14,742 | £199,027 | 26623 | 115 | 1034 | Barclays |
| 4.74% | £569.54 | 6.74% | £999 | Tracker | 6.6% APRC | 24m | 0m | £14,168 | £202,538 | 41960 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 May 2025 at 04:52 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome