LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.09%£532.828.49%£1,235Fixed6.9% APRC60m60m£16,979£214,879
4.19%£538.387.99%£1,014Fixed6.6% APRC60m60m£17,311£208,192
4.22%£540.067.50%£999Fixed6.3% APRC64m64m£18,950£201,457
4.26%£542.306.99%£1,499Fixed6.1% APRC62m62m£17,088£196,219
4.26%£543.377.65%£0Fixed6.4% APRC61m61m£16,025£203,929

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.09%£532.828.49%£1,235Fixed6.9% APRC60m60m£16,979£214,879
4.19%£538.387.99%£1,014Fixed6.6% APRC60m60m£17,311£208,192
4.22%£540.067.50%£999Fixed6.3% APRC64m64m£18,950£201,457
4.26%£542.306.99%£1,499Fixed6.1% APRC62m62m£17,088£196,219
4.26%£543.377.65%£0Fixed6.4% APRC61m61m£16,025£203,929

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.39%£607.548.74%£1,034Tracker8.5% APRC24m0m£15,695£238,769
5.44%£610.517.99%£1,014Tracker7.8% APRC24m0m£15,231£225,347
5.48%£612.268.74%£999Tracker8.4% APRC28m28m£16,174£237,274
5.49%£613.496.99%£999Tracker7.0% APRC24m0m£15,723£209,064
5.59%£619.477.50%£999Tracker7.5% APRC24m25m£16,091£218,057

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Feb 2024 at 04:04 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome