LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.21%£539.508.74%£1,034Fixed7.0% APRC62m62m£17,873£217,894
4.30%£544.548.24%£1,525Fixed6.8% APRC64m64m£18,646£211,620
4.32%£545.676.99%£1,499Fixed6.1% APRC62m62m£17,170£196,599
4.32%£545.677.99%£1,014Fixed6.7% APRC60m60m£17,489£209,023
4.32%£545.148.74%£999Fixed7.0% APRC62m62m£16,943£218,272

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.21%£539.508.74%£1,034Fixed7.0% APRC62m62m£17,873£217,894
4.30%£544.548.24%£1,525Fixed6.8% APRC64m64m£18,646£211,620
4.32%£545.676.99%£1,499Fixed6.1% APRC62m62m£17,170£196,599
4.32%£545.677.99%£1,014Fixed6.7% APRC60m60m£17,489£209,023
4.32%£545.148.74%£999Fixed7.0% APRC62m62m£16,943£218,272

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.39%£607.548.74%£1,034Tracker8.5% APRC24m0m£15,695£238,769
5.44%£610.517.99%£1,014Tracker7.8% APRC24m0m£15,231£225,347
5.48%£612.268.74%£999Tracker8.4% APRC26m26m£15,693£237,962
5.49%£613.496.99%£999Tracker7.0% APRC24m0m£15,723£209,064
5.58%£618.876.79%£1,015Tracker6.7% APRC24m0m£15,923£204,147

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 Jul 2024 at 04:01 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome