LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.88%£521.236.99%£1,034Fixed5.9% APRC63m63m£17,426£193,135
3.92%£523.437.99%£1,525Fixed6.5% APRC63m63m£18,129£206,257
3.96%£525.636.99%£1,499Fixed6.0% APRC63m63m£17,539£194,034
3.96%£525.148.49%£999Fixed6.7% APRC63m63m£17,407£212,148
3.99%£527.287.74%£1,014Fixed6.4% APRC60m60m£17,039£203,677

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.88%£521.236.99%£1,034Fixed5.9% APRC63m63m£17,426£193,135
3.92%£523.437.99%£1,525Fixed6.5% APRC63m63m£18,129£206,257
3.96%£525.636.99%£1,499Fixed6.0% APRC63m63m£17,539£194,034
3.96%£525.148.49%£999Fixed6.7% APRC63m63m£17,407£212,148
3.99%£527.287.74%£1,014Fixed6.4% APRC60m60m£17,039£203,677

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.14%£592.786.99%£1,034Tracker6.9% APRC24m0m£15,341£208,279
5.19%£595.717.74%£1,014Tracker7.6% APRC24m0m£14,876£220,419
5.23%£597.468.49%£999Tracker8.1% APRC27m27m£15,818£232,566
5.24%£598.666.99%£999Tracker7.0% APRC24m0m£15,367£208,421
5.34%£604.577.99%£1,025Tracker7.8% APRC27m27m£15,775£224,695

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 07 Sep 2024 at 03:44 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome