| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.92% | £522.94 | 6.24% | £1,029 | Fixed | 5.8% APRC | 36m | 36m | £14,531 | £189,947 | 31776 | 1369 | 1029 | MPowered Mtgs Resi |
| 3.92% | £523.43 | 7.24% | £1,025 | Fixed | 6.8% APRC | 27m | 27m | £14,301 | £208,079 | 6354 | 207 | 1025 | NatWest |
| 3.94% | £524.53 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,764 | £200,486 | 32747 | 1 | 999 | Santander |
| 3.96% | £525.63 | 6.74% | £999 | Fixed | 6.4% APRC | 26m | 26m | £13,614 | £200,443 | 20770 | 344 | 999 | HSBC Intermediary |
| 3.97% | £526.18 | 6.24% | £1,034 | Fixed | 6.0% APRC | 27m | 27m | £15,645 | £192,451 | 29573 | 115 | 1034 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.92% | £522.94 | 6.24% | £1,029 | Fixed | 5.8% APRC | 36m | 36m | £14,531 | £189,947 | 31776 | 1369 | 1029 | MPowered Mtgs Resi |
| 3.92% | £523.43 | 7.24% | £1,025 | Fixed | 6.8% APRC | 27m | 27m | £14,301 | £208,079 | 6354 | 207 | 1025 | NatWest |
| 3.94% | £524.53 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,764 | £200,486 | 32747 | 1 | 999 | Santander |
| 3.96% | £525.63 | 6.74% | £999 | Fixed | 6.4% APRC | 26m | 26m | £13,614 | £200,443 | 20770 | 344 | 999 | HSBC Intermediary |
| 3.97% | £526.18 | 6.24% | £1,034 | Fixed | 6.0% APRC | 27m | 27m | £15,645 | £192,451 | 29573 | 115 | 1034 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.36% | £547.39 | 7.74% | £1,499 | Tracker | 7.4% APRC | 27m | 0m | £14,636 | £217,821 | 71901 | 42 | 1499 | Halifax |
| 4.44% | £552.43 | 6.99% | £1,014 | Tracker | 6.8% APRC | 24m | 0m | £13,772 | £205,860 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.46% | £553.56 | 6.24% | £1,034 | Tracker | 6.2% APRC | 24m | 0m | £14,399 | £194,387 | 26623 | 115 | 1034 | Barclays |
| 4.49% | £555.27 | 6.74% | £999 | Tracker | 6.6% APRC | 24m | 0m | £13,825 | £201,892 | 41960 | 344 | 999 | HSBC Intermediary |
| 4.50% | £555.83 | 6.75% | £999 | Tracker | 6.6% APRC | 24m | 0m | £14,564 | £202,804 | 35486 | 1 | 999 | Santander |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Jun 2025 at 05:16 hours
Disclaimer: The guidance on this calculator is for illustrative purposes only and may not represent the actual outcome