| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £944.15 | 7.49% | £1,298.99 | £1,495 | Fixed | 7.0% APRC | £26,723 | £381,611 | 20124 | 313 | 1495 | TSB Bank |
| 3.99% | £949.11 | 7.74% | £1,318.88 | £1,534 | Fixed | 7.0% APRC | £26,889 | £384,860 | 15185 | 57 | 1534 | Leeds B Society |
| 4.00% | £950.11 | 6.75% | £1,221.00 | £999 | Fixed | 6.4% APRC | £25,739 | £360,210 | 49421 | 1 | 999 | Santander |
| 4.02% | £952.10 | 6.92% | £1,233.90 | £1,507 | Fixed | 6.4% APRC | £26,992 | £362,440 | 17968 | 90 | 1507 | Principality |
| 4.03% | £953.09 | 6.49% | £1,194.96 | £999 | Fixed | 6.2% APRC | £23,873 | £353,198 | 30603 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £944.15 | 7.49% | £1,298.99 | £1,495 | Fixed | 7.0% APRC | £26,723 | £381,611 | 20124 | 313 | 1495 | TSB Bank |
| 3.99% | £949.11 | 7.74% | £1,318.88 | £1,534 | Fixed | 7.0% APRC | £26,889 | £384,860 | 15185 | 57 | 1534 | Leeds B Society |
| 4.00% | £950.11 | 6.75% | £1,221.00 | £999 | Fixed | 6.4% APRC | £25,739 | £360,210 | 49421 | 1 | 999 | Santander |
| 4.02% | £952.10 | 6.92% | £1,233.90 | £1,507 | Fixed | 6.4% APRC | £26,992 | £362,440 | 17968 | 90 | 1507 | Principality |
| 4.03% | £953.09 | 6.49% | £1,194.96 | £999 | Fixed | 6.2% APRC | £23,873 | £353,198 | 30603 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £972.18 | 7.49% | £1,300.47 | £1,499 | Tracker | 7.1% APRC | £24,831 | £382,776 | 42321 | 42 | 1499 | Halifax |
| 4.29% | £979.16 | 6.49% | £1,198.58 | £999 | Tracker | 6.3% APRC | £24,149 | £354,957 | 21218 | 344 | 999 | HSBC Intermediary |
| 4.29% | £979.16 | 6.74% | £1,224.90 | £1,014 | Tracker | 6.5% APRC | £24,014 | £362,086 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £986.25 | 5.99% | £1,147.28 | £1,024 | Tracker | 5.9% APRC | £24,774 | £341,423 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £992.34 | 6.74% | £1,228.70 | £995 | Tracker | 6.6% APRC | £24,910 | £364,853 | 41302 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 05:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.