LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.20%£970.106.49%£1,169.20£1,034Fixed5.7% APRC£31,256£339,132
4.26%£976.146.75%£1,195.16£999Fixed5.9% APRC£33,230£345,974
4.29%£979.166.40%£1,181.46£425Variable6.0% APRC£25,741£347,680
4.32%£982.206.99%£1,218.81£999Fixed6.0% APRC£30,751£351,736
4.32%£982.207.49%£1,266.02£1,525Fixed6.3% APRC£32,392£363,450

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.20%£970.106.49%£1,169.20£1,034Fixed5.7% APRC£31,256£339,132
4.26%£976.146.75%£1,195.16£999Fixed5.9% APRC£33,230£345,974
4.32%£982.206.99%£1,218.81£999Fixed6.0% APRC£30,751£351,736
4.32%£982.207.49%£1,266.02£1,525Fixed6.3% APRC£32,392£363,450
4.33%£983.218.24%£1,338.67£1,034Fixed6.7% APRC£32,619£380,505

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.73%£1,023.127.99%£1,358.88£1,499Tracker7.6% APRC£26,054£399,762
4.77%£1,028.286.75%£1,229.79£999Tracker6.6% APRC£25,903£365,325
4.78%£1,029.327.09%£1,258.98£8Tracker6.7% APRC£26,498£369,850
4.79%£1,030.366.99%£1,255.57£999Tracker6.8% APRC£24,978£371,515
4.79%£1,030.367.24%£1,282.52£1,014Tracker7.0% APRC£25,308£379,283

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Feb 2025 at 03:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.