| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.90% | £940.20 | 7.99% | £1,356.88 | £1,249 | Fixed | 7.5% APRC | £23,814 | £398,313 | 22144 | 71 | 1249 | Monmouthshire |
| 3.94% | £944.15 | 7.49% | £1,301.25 | £1,495 | Fixed | 7.1% APRC | £24,155 | £382,942 | 60346 | 313 | 1495 | TSB Bank |
| 3.95% | £945.14 | 6.75% | £1,220.52 | £999 | Fixed | 6.4% APRC | £25,619 | £359,945 | 16012 | 1 | 999 | Santander |
| 3.97% | £947.13 | 6.99% | £1,211.02 | £1,025 | Fixed | 5.9% APRC | £31,033 | £347,706 | 16644 | 207 | 1025 | NatWest |
| 3.99% | £949.11 | 6.74% | £1,222.42 | £1,014 | Fixed | 6.4% APRC | £23,293 | £360,681 | 43348 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.90% | £940.20 | 7.99% | £1,356.88 | £1,249 | Fixed | 7.5% APRC | £23,814 | £398,313 | 22144 | 71 | 1249 | Monmouthshire |
| 3.94% | £944.15 | 7.49% | £1,301.25 | £1,495 | Fixed | 7.1% APRC | £24,155 | £382,942 | 60346 | 313 | 1495 | TSB Bank |
| 3.95% | £945.14 | 6.75% | £1,220.52 | £999 | Fixed | 6.4% APRC | £25,619 | £359,945 | 16012 | 1 | 999 | Santander |
| 3.97% | £947.13 | 6.99% | £1,211.02 | £1,025 | Fixed | 5.9% APRC | £31,033 | £347,706 | 16644 | 207 | 1025 | NatWest |
| 3.99% | £949.11 | 6.74% | £1,222.42 | £1,014 | Fixed | 6.4% APRC | £23,293 | £360,681 | 43348 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £972.18 | 7.74% | £1,326.44 | £1,499 | Tracker | 7.2% APRC | £24,831 | £389,512 | 65133 | 42 | 1499 | Halifax |
| 4.29% | £979.16 | 6.74% | £1,224.90 | £1,014 | Tracker | 6.5% APRC | £24,014 | £362,086 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.29% | £979.16 | 6.74% | £1,224.90 | £999 | Tracker | 6.5% APRC | £23,999 | £362,071 | 41970 | 344 | 999 | HSBC Intermediary |
| 4.36% | £986.25 | 5.99% | £1,147.28 | £1,024 | Tracker | 5.9% APRC | £24,774 | £341,423 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £992.34 | 6.99% | £1,255.14 | £995 | Tracker | 6.8% APRC | £24,910 | £372,113 | 61176 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Aug 2025 at 05:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.