LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.12%£962.076.74%£1,192.04£999Fixed5.8% APRC£28,717£344,353
4.19%£969.097.49%£1,263.04£1,525Fixed6.3% APRC£32,071£361,918
4.20%£970.106.49%£1,169.94£1,034Fixed5.7% APRC£31,256£339,506
4.24%£973.196.49%£1,188.60£1,029Fixed6.1% APRC£25,851£349,604
4.24%£973.197.99%£1,310.63£999Fixed6.5% APRC£30,968£372,679

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.12%£962.076.74%£1,192.04£999Fixed5.8% APRC£28,717£344,353
4.19%£969.097.49%£1,263.04£1,525Fixed6.3% APRC£32,071£361,918
4.20%£970.106.49%£1,169.94£1,034Fixed5.7% APRC£31,256£339,506
4.24%£973.196.49%£1,188.60£1,029Fixed6.1% APRC£25,851£349,604
4.24%£973.197.99%£1,310.63£999Fixed6.5% APRC£30,968£372,679

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.73%£1,023.127.99%£1,359.90£1,499Tracker7.6% APRC£26,054£400,376
4.77%£1,028.286.75%£1,229.79£999Tracker6.6% APRC£25,903£365,325
4.79%£1,030.366.74%£1,228.88£999Tracker6.6% APRC£25,228£364,399
4.79%£1,030.367.24%£1,282.52£1,014Tracker7.0% APRC£25,243£379,218
4.86%£1,037.636.49%£1,203.00£1,034Tracker6.4% APRC£26,017£358,045

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Mar 2025 at 04:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.