| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £967.08 | 6.24% | £1,171.58 | £999 | Tracker | 6.1% APRC | £24,209 | £347,565 | 23663 | 344 | 999 | HSBC Intermediary |
| 4.18% | £967.16 | 7.24% | £1,272.20 | £1,499 | Tracker | 6.8% APRC | £24,711 | £374,618 | 57944 | 42 | 1499 | Halifax |
| 4.23% | £973.11 | 6.49% | £1,198.09 | £1,014 | Tracker | 6.3% APRC | £23,869 | £354,541 | 27043 | 75 | 1014 | Nationwide B.Soc |
| 4.24% | £974.12 | 5.74% | £1,120.87 | £1,024 | Tracker | 5.7% APRC | £24,483 | £333,843 | 3907 | 115 | 1024 | Barclays |
| 4.24% | £974.12 | 6.50% | £1,199.22 | £999 | Tracker | 6.3% APRC | £24,353 | £355,338 | 64920 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.65% | £1,015.89 | 6.94% | £1,247.71 | £1,510 | Fixed | 6.7% APRC | £25,786 | £369,691 | 29167 | 628 | 1510 | Bank of Ireland |
| 4.73% | £1,024.14 | 6.24% | £1,175.00 | £999 | Fixed | 6.1% APRC | £25,578 | £349,577 | 59640 | 344 | 999 | HSBC Intermediary |
| 4.73% | £1,024.14 | 6.74% | £1,226.61 | £1,025 | Fixed | 6.5% APRC | £26,895 | £363,541 | 18663 | 207 | 1025 | NatWest |
| 4.75% | £1,026.21 | 5.74% | £1,124.32 | £1,024 | Fixed | 5.7% APRC | £25,733 | £335,947 | 6919 | 115 | 1024 | Barclays |
| 4.75% | £1,026.21 | 6.80% | £1,227.39 | £1,507 | Fixed | 6.5% APRC | £28,783 | £362,498 | 1294 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £967.08 | 6.24% | £1,171.58 | £999 | Tracker | 6.1% APRC | £24,209 | £347,565 | 23663 | 344 | 999 | HSBC Intermediary |
| 4.18% | £967.16 | 7.24% | £1,272.20 | £1,499 | Tracker | 6.8% APRC | £24,711 | £374,618 | 57944 | 42 | 1499 | Halifax |
| 4.23% | £973.11 | 6.49% | £1,198.09 | £1,014 | Tracker | 6.3% APRC | £23,869 | £354,541 | 27043 | 75 | 1014 | Nationwide B.Soc |
| 4.24% | £974.12 | 5.74% | £1,120.87 | £1,024 | Tracker | 5.7% APRC | £24,483 | £333,843 | 3907 | 115 | 1024 | Barclays |
| 4.24% | £974.12 | 6.50% | £1,199.22 | £999 | Tracker | 6.3% APRC | £24,353 | £355,338 | 64920 | 1 | 999 | Santander |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Aug 2026 at 03:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.