| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.39% | £988.33 | 7.24% | £1,274.29 | £1,499 | Tracker | 6.9% APRC | £25,219 | £375,779 | 38584 | 42 | 1499 | Halifax |
| 4.44% | £994.38 | 6.99% | £1,250.40 | £1,025 | Tracker | 6.7% APRC | £25,320 | £369,232 | 3095 | 207 | 1025 | NatWest |
| 4.44% | £994.38 | 7.24% | £1,269.18 | £999 | Variable | 6.7% APRC | £24,964 | £371,820 | 22711 | 190 | 999 | Bath Inv. + B.Soc. |
| 4.48% | £998.46 | 6.74% | £1,226.44 | £1,014 | Tracker | 6.5% APRC | £24,477 | £362,974 | 52400 | 75 | 1014 | Nationwide B.Soc |
| 4.49% | £999.48 | 8.24% | £1,390.19 | £1,524 | Variable | 7.8% APRC | £25,347 | £409,039 | 81916 | 132 | 1524 | Teachers B Society |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.09% | £1,061.72 | 6.94% | £1,251.99 | £1,510 | Fixed | 6.9% APRC | £26,886 | £372,245 | 89967 | 628 | 1510 | Bank of Ireland |
| 5.14% | £1,067.00 | 5.99% | £1,143.66 | £1,024 | Fixed | 5.8% APRC | £33,613 | £339,526 | 3790 | 115 | 1024 | Barclays |
| 5.14% | £1,067.00 | 6.24% | £1,166.40 | £999 | Fixed | 6.0% APRC | £31,265 | £344,756 | 22917 | 344 | 999 | HSBC Intermediary |
| 5.16% | £1,069.11 | 6.74% | £1,215.12 | £1,024 | Fixed | 6.3% APRC | £31,958 | £357,092 | 47962 | 80 | 1024 | Virgin Money |
| 5.16% | £1,068.02 | 7.24% | £1,258.35 | £999 | Fixed | 6.5% APRC | £33,534 | £366,323 | 39226 | 42 | 999 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.39% | £988.33 | 7.24% | £1,274.29 | £1,499 | Tracker | 6.9% APRC | £25,219 | £375,779 | 38584 | 42 | 1499 | Halifax |
| 4.44% | £994.38 | 6.99% | £1,250.40 | £1,025 | Tracker | 6.7% APRC | £25,320 | £369,232 | 3095 | 207 | 1025 | NatWest |
| 4.48% | £998.46 | 6.74% | £1,226.44 | £1,014 | Tracker | 6.5% APRC | £24,477 | £362,974 | 52400 | 75 | 1014 | Nationwide B.Soc |
| 4.51% | £1,001.52 | 5.99% | £1,148.41 | £1,024 | Tracker | 5.9% APRC | £25,140 | £342,102 | 38235 | 115 | 1024 | Barclays |
| 4.51% | £1,001.52 | 7.74% | £1,331.77 | £1,034 | Tracker | 7.3% APRC | £25,334 | £391,912 | 46146 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Nov 2026 at 03:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.