| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £949.11 | 6.00% | £1,138.10 | £850 | Variable | 5.6% APRC | £25,441 | £335,576 | 2768 | 76 | 850 | Newbury |
| 4.04% | £954.19 | 7.99% | £1,358.34 | £1,019 | Variable | 7.5% APRC | £23,770 | £398,671 | 5191 | 198 | 1019 | Furness B.Soc |
| 4.08% | £957.17 | 7.24% | £1,272.19 | £1,499 | Tracker | 6.8% APRC | £24,471 | £374,650 | 12917 | 42 | 1499 | Halifax |
| 4.09% | £959.07 | 4.09% | £959.07 | £575 | Variable | 4.2% APRC | £23,593 | £288,296 | 27376 | 48 | 575 | Ecology B.Soc |
| 4.11% | £961.07 | 5.74% | £1,119.89 | £1,024 | Tracker | 5.6% APRC | £24,170 | £333,259 | 64269 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.68% | £1,018.98 | 5.74% | £1,123.18 | £1,024 | Fixed | 5.7% APRC | £29,000 | £335,245 | 74033 | 115 | 1024 | Barclays |
| 4.74% | £1,025.18 | 6.49% | £1,182.85 | £1,014 | Fixed | 6.0% APRC | £30,282 | £345,909 | 52886 | 75 | 1014 | Nationwide B.Soc |
| 4.86% | £1,037.63 | 6.74% | £1,206.30 | £1,530 | Fixed | 6.1% APRC | £33,413 | £352,715 | 9984 | 360 | 1530 | Accord Mortgages |
| 4.87% | £1,038.67 | 6.74% | £1,227.83 | £1,025 | Fixed | 6.6% APRC | £27,245 | £364,267 | 105612 | 207 | 1025 | NatWest |
| 4.89% | £1,040.76 | 6.50% | £1,185.16 | £999 | Fixed | 6.0% APRC | £34,816 | £347,675 | 102007 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £957.17 | 7.24% | £1,272.19 | £1,499 | Tracker | 6.8% APRC | £24,471 | £374,650 | 12917 | 42 | 1499 | Halifax |
| 4.11% | £961.07 | 5.74% | £1,119.89 | £1,024 | Tracker | 5.6% APRC | £24,170 | £333,259 | 64269 | 115 | 1024 | Barclays |
| 4.14% | £964.08 | 6.49% | £1,200.09 | £999 | Tracker | 6.3% APRC | £24,236 | £356,264 | 37093 | 80 | 999 | Virgin Money |
| 4.14% | £964.08 | 6.49% | £1,197.37 | £1,014 | Tracker | 6.3% APRC | £23,652 | £354,126 | 56057 | 75 | 1014 | Nationwide B.Soc |
| 4.49% | £999.48 | 6.24% | £1,174.07 | £999 | Tracker | 6.1% APRC | £24,987 | £349,030 | 99953 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Mar 2026 at 02:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.