LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.99%£949.117.44%£1,293.02£1,510Fixed7.0% APRC£27,909£379,982
4.01%£951.106.75%£1,190.59£999Fixed5.8% APRC£28,939£343,303
4.02%£952.106.74%£1,189.88£999Fixed5.8% APRC£28,474£343,221
4.02%£952.107.24%£1,235.51£1,025Fixed6.0% APRC£31,155£353,823
4.03%£953.096.92%£1,233.99£1,507Fixed6.4% APRC£27,016£362,492

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.99%£949.117.44%£1,293.02£1,510Fixed7.0% APRC£27,909£379,982
4.01%£951.106.75%£1,190.59£999Fixed5.8% APRC£28,939£343,303
4.02%£952.106.74%£1,189.88£999Fixed5.8% APRC£28,474£343,221
4.02%£952.107.24%£1,235.51£1,025Fixed6.0% APRC£31,155£353,823
4.03%£953.096.92%£1,233.99£1,507Fixed6.4% APRC£27,016£362,492

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.48%£997.487.74%£1,331.06£1,499Tracker7.3% APRC£25,439£392,144
4.54%£1,004.596.74%£1,226.92£999Tracker6.6% APRC£24,609£363,239
4.54%£1,004.596.99%£1,253.56£1,014Tracker6.8% APRC£24,624£370,607
4.61%£1,011.776.24%£1,174.98£1,034Tracker6.2% APRC£25,396£349,691
4.67%£1,017.956.99%£1,258.12£995Tracker6.9% APRC£25,525£373,862

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 05:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.