LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.99%£949.116.00%£1,138.10£850Variable5.6% APRC£25,441£335,576
4.04%£954.197.99%£1,358.34£1,019Variable7.5% APRC£23,770£398,671
4.08%£957.177.24%£1,272.19£1,499Tracker6.8% APRC£24,471£374,650
4.09%£959.074.09%£959.07£575Variable4.2% APRC£23,593£288,296
4.11%£961.075.74%£1,119.89£1,024Tracker5.6% APRC£24,170£333,259

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.68%£1,018.985.74%£1,123.18£1,024Fixed5.7% APRC£29,000£335,245
4.74%£1,025.186.49%£1,182.85£1,014Fixed6.0% APRC£30,282£345,909
4.86%£1,037.636.74%£1,206.30£1,530Fixed6.1% APRC£33,413£352,715
4.87%£1,038.676.74%£1,227.83£1,025Fixed6.6% APRC£27,245£364,267
4.89%£1,040.766.50%£1,185.16£999Fixed6.0% APRC£34,816£347,675

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.08%£957.177.24%£1,272.19£1,499Tracker6.8% APRC£24,471£374,650
4.11%£961.075.74%£1,119.89£1,024Tracker5.6% APRC£24,170£333,259
4.14%£964.086.49%£1,200.09£999Tracker6.3% APRC£24,236£356,264
4.14%£964.086.49%£1,197.37£1,014Tracker6.3% APRC£23,652£354,126
4.49%£999.486.24%£1,174.07£999Tracker6.1% APRC£24,987£349,030

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Mar 2026 at 02:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.