| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.89% | £939.21 | 7.49% | £1,297.33 | £1,495 | Fixed | 7.0% APRC | £26,603 | £380,667 | 33249 | 313 | 1495 | TSB Bank |
| 3.90% | £940.20 | 7.99% | £1,356.88 | £1,249 | Fixed | 7.5% APRC | £23,814 | £398,313 | 22144 | 71 | 1249 | Monmouthshire |
| 3.93% | £943.16 | 6.49% | £1,193.28 | £999 | Fixed | 6.2% APRC | £25,176 | £352,230 | 35813 | 344 | 999 | HSBC Intermediary |
| 3.93% | £943.16 | 7.74% | £1,318.26 | £1,534 | Fixed | 7.0% APRC | £26,745 | £384,531 | 39858 | 57 | 1534 | Leeds B Society |
| 3.95% | £945.14 | 5.99% | £1,118.79 | £1,024 | Fixed | 5.3% APRC | £30,636 | £325,627 | 10660 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.89% | £939.21 | 7.49% | £1,297.33 | £1,495 | Fixed | 7.0% APRC | £26,603 | £380,667 | 33249 | 313 | 1495 | TSB Bank |
| 3.90% | £940.20 | 7.99% | £1,356.88 | £1,249 | Fixed | 7.5% APRC | £23,814 | £398,313 | 22144 | 71 | 1249 | Monmouthshire |
| 3.93% | £943.16 | 6.49% | £1,193.28 | £999 | Fixed | 6.2% APRC | £25,176 | £352,230 | 35813 | 344 | 999 | HSBC Intermediary |
| 3.93% | £943.16 | 7.74% | £1,318.26 | £1,534 | Fixed | 7.0% APRC | £26,745 | £384,531 | 39858 | 57 | 1534 | Leeds B Society |
| 3.95% | £945.14 | 5.99% | £1,118.79 | £1,024 | Fixed | 5.3% APRC | £30,636 | £325,627 | 10660 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £972.18 | 7.49% | £1,299.44 | £1,499 | Tracker | 7.0% APRC | £24,831 | £382,168 | 65133 | 42 | 1499 | Halifax |
| 4.29% | £979.16 | 6.49% | £1,198.58 | £999 | Tracker | 6.3% APRC | £24,149 | £354,957 | 21218 | 344 | 999 | HSBC Intermediary |
| 4.29% | £979.16 | 6.74% | £1,224.90 | £1,014 | Tracker | 6.5% APRC | £24,014 | £362,086 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £986.25 | 5.99% | £1,147.28 | £1,024 | Tracker | 5.9% APRC | £24,774 | £341,423 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £992.34 | 6.74% | £1,228.70 | £995 | Tracker | 6.6% APRC | £24,910 | £364,853 | 61176 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 05:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.