| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £957.17 | 7.24% | £1,272.19 | £1,499 | Tracker | 6.8% APRC | £24,471 | £374,650 | 64828 | 42 | 1499 | Halifax |
| 4.09% | £959.07 | 4.09% | £959.07 | £575 | Variable | 4.2% APRC | £23,593 | £288,296 | 27376 | 48 | 575 | Ecology B.Soc |
| 4.16% | £966.08 | 7.74% | £1,328.29 | £1,034 | Tracker | 7.2% APRC | £24,484 | £390,005 | 81816 | 57 | 1034 | Leeds B Society |
| 4.17% | £967.08 | 6.24% | £1,171.58 | £999 | Tracker | 6.1% APRC | £24,209 | £347,565 | 23663 | 344 | 999 | HSBC Intermediary |
| 4.18% | £968.09 | 5.74% | £1,120.42 | £1,024 | Tracker | 5.6% APRC | £24,338 | £333,574 | 43442 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.53% | £1,003.57 | 6.54% | £1,202.09 | £1,007 | Fixed | 6.3% APRC | £28,305 | £355,453 | 78463 | 28 | 1007 | Coventry |
| 4.54% | £1,004.59 | 6.24% | £1,173.95 | £999 | Fixed | 6.1% APRC | £25,109 | £348,950 | 33195 | 344 | 999 | HSBC Intermediary |
| 4.58% | £1,008.69 | 6.74% | £1,216.74 | £1,530 | Fixed | 6.3% APRC | £28,767 | £357,816 | 77732 | 360 | 1530 | Accord Mortgages |
| 4.59% | £1,009.72 | 6.50% | £1,200.27 | £999 | Fixed | 6.3% APRC | £27,177 | £356,160 | 533 | 1 | 999 | Santander |
| 4.59% | £1,009.72 | 7.24% | £1,279.26 | £1,495 | Fixed | 7.0% APRC | £25,728 | £378,265 | 47196 | 313 | 1495 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £957.17 | 7.24% | £1,272.19 | £1,499 | Tracker | 6.8% APRC | £24,471 | £374,650 | 64828 | 42 | 1499 | Halifax |
| 4.16% | £966.08 | 7.74% | £1,328.29 | £1,034 | Tracker | 7.2% APRC | £24,484 | £390,005 | 81816 | 57 | 1034 | Leeds B Society |
| 4.17% | £967.08 | 6.24% | £1,171.58 | £999 | Tracker | 6.1% APRC | £24,209 | £347,565 | 23663 | 344 | 999 | HSBC Intermediary |
| 4.18% | £968.09 | 5.74% | £1,120.42 | £1,024 | Tracker | 5.6% APRC | £24,338 | £333,574 | 43442 | 115 | 1024 | Barclays |
| 4.24% | £974.12 | 6.49% | £1,198.17 | £1,014 | Tracker | 6.3% APRC | £23,893 | £354,588 | 30382 | 75 | 1014 | Nationwide B.Soc |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Jun 2026 at 02:35 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.