LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.98%£948.126.24%£1,142.52£1,034Fixed5.4% APRC£30,719£331,623
4.08%£958.086.74%£1,191.18£999Fixed5.8% APRC£28,620£343,901
4.08%£958.086.75%£1,192.11£999Fixed5.8% APRC£29,109£344,097
4.12%£962.077.12%£1,260.24£999Fixed6.7% APRC£25,903£370,572
4.14%£964.086.99%£1,217.62£1,014Fixed6.0% APRC£28,795£350,588

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.98%£948.126.24%£1,142.52£1,034Fixed5.4% APRC£30,719£331,623
4.08%£958.086.74%£1,191.18£999Fixed5.8% APRC£28,620£343,901
4.08%£958.086.75%£1,192.11£999Fixed5.8% APRC£29,109£344,097
4.12%£962.077.12%£1,260.24£999Fixed6.7% APRC£25,903£370,572
4.14%£964.086.99%£1,217.62£1,014Fixed6.0% APRC£28,795£350,588

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.48%£997.487.74%£1,330.04£1,499Tracker7.3% APRC£25,439£391,532
4.54%£1,004.596.74%£1,226.92£999Tracker6.6% APRC£24,609£363,239
4.54%£1,004.596.99%£1,253.56£1,014Tracker6.8% APRC£24,624£370,607
4.61%£1,011.776.24%£1,174.98£1,034Tracker6.2% APRC£25,396£349,691
4.67%£1,017.956.99%£1,258.12£995Tracker6.9% APRC£25,525£373,862

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Jun 2025 at 05:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.