| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £949.11 | 7.44% | £1,293.02 | £1,510 | Fixed | 7.0% APRC | £27,909 | £379,982 | 57051 | 628 | 1510 | Bank of Ireland |
| 4.01% | £951.10 | 6.75% | £1,190.59 | £999 | Fixed | 5.8% APRC | £28,939 | £343,303 | 17189 | 1 | 999 | Santander |
| 4.02% | £952.10 | 6.74% | £1,189.88 | £999 | Fixed | 5.8% APRC | £28,474 | £343,221 | 40946 | 344 | 999 | HSBC Intermediary |
| 4.02% | £952.10 | 7.24% | £1,235.51 | £1,025 | Fixed | 6.0% APRC | £31,155 | £353,823 | 8957 | 207 | 1025 | NatWest |
| 4.03% | £953.09 | 6.92% | £1,233.99 | £1,507 | Fixed | 6.4% APRC | £27,016 | £362,492 | 2045 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £949.11 | 7.44% | £1,293.02 | £1,510 | Fixed | 7.0% APRC | £27,909 | £379,982 | 57051 | 628 | 1510 | Bank of Ireland |
| 4.01% | £951.10 | 6.75% | £1,190.59 | £999 | Fixed | 5.8% APRC | £28,939 | £343,303 | 17189 | 1 | 999 | Santander |
| 4.02% | £952.10 | 6.74% | £1,189.88 | £999 | Fixed | 5.8% APRC | £28,474 | £343,221 | 40946 | 344 | 999 | HSBC Intermediary |
| 4.02% | £952.10 | 7.24% | £1,235.51 | £1,025 | Fixed | 6.0% APRC | £31,155 | £353,823 | 8957 | 207 | 1025 | NatWest |
| 4.03% | £953.09 | 6.92% | £1,233.99 | £1,507 | Fixed | 6.4% APRC | £27,016 | £362,492 | 2045 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.48% | £997.48 | 7.74% | £1,331.06 | £1,499 | Tracker | 7.3% APRC | £25,439 | £392,144 | 36228 | 42 | 1499 | Halifax |
| 4.54% | £1,004.59 | 6.74% | £1,226.92 | £999 | Tracker | 6.6% APRC | £24,609 | £363,239 | 41970 | 344 | 999 | HSBC Intermediary |
| 4.54% | £1,004.59 | 6.99% | £1,253.56 | £1,014 | Tracker | 6.8% APRC | £24,624 | £370,607 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.61% | £1,011.77 | 6.24% | £1,174.98 | £1,034 | Tracker | 6.2% APRC | £25,396 | £349,691 | 27603 | 115 | 1034 | Barclays |
| 4.67% | £1,017.95 | 6.99% | £1,258.12 | £995 | Tracker | 6.9% APRC | £25,525 | £373,862 | 15665 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 05:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.