Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.76%	£772.01	6.49%	£993.77	£999	Fixed	6.2% APRC	£19,527	£293,364	17855	344	999	HSBC Intermediary
3.77%	£772.83	7.49%	£1,082.04	£999	Fixed	7.0% APRC	£19,547	£317,572	58871	142	999	Lloyds Bank
3.79%	£774.47	7.49%	£1,082.21	£1,495	Fixed	7.0% APRC	£20,082	£318,157	73204	313	1495	TSB Bank
3.79%	£774.47	7.74%	£1,104.79	£1,534	Fixed	7.2% APRC	£20,385	£324,647	70075	57	1534	Leeds B Society
3.81%	£776.10	6.75%	£1,016.75	£999	Fixed	6.4% APRC	£19,850	£299,992	21722	1	999	Santander
3.86%	£780.21	6.74%	£1,017.76	£1,014	Fixed	6.4% APRC	£19,739	£300,641	5843	75	1014	Nationwide B.Soc
3.86%	£780.21	6.80%	£1,016.01	£1,507	Fixed	6.3% APRC	£22,436	£298,470	73257	90	1507	Principality
3.87%	£781.03	6.99%	£1,038.30	£1,525	Fixed	6.6% APRC	£20,270	£306,326	32727	207	1525	NatWest
3.87%	£780.31	7.49%	£1,080.72	£999	Fixed	7.0% APRC	£21,152	£317,104	16451	42	999	Halifax
3.90%	£783.50	6.99%	£1,029.78	£1,030	Fixed	6.4% APRC	£19,924	£300,852	71974	116	1030	Yorkshire B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.76%	£772.01	6.49%	£993.77	£999	Fixed	6.2% APRC	£19,527	£293,364	17855	344	999	HSBC Intermediary
3.77%	£772.83	7.49%	£1,082.04	£999	Fixed	7.0% APRC	£19,547	£317,572	58871	142	999	Lloyds Bank
3.79%	£774.47	7.49%	£1,082.21	£1,495	Fixed	7.0% APRC	£20,082	£318,157	73204	313	1495	TSB Bank
3.79%	£774.47	7.74%	£1,104.79	£1,534	Fixed	7.2% APRC	£20,385	£324,647	70075	57	1534	Leeds B Society
3.81%	£776.10	6.75%	£1,016.75	£999	Fixed	6.4% APRC	£19,850	£299,992	21722	1	999	Santander
3.86%	£780.21	6.74%	£1,017.76	£1,014	Fixed	6.4% APRC	£19,739	£300,641	5843	75	1014	Nationwide B.Soc
3.86%	£780.21	6.80%	£1,016.01	£1,507	Fixed	6.3% APRC	£22,436	£298,470	73257	90	1507	Principality
3.87%	£781.03	6.99%	£1,038.30	£1,525	Fixed	6.6% APRC	£20,270	£306,326	32727	207	1525	NatWest
3.87%	£780.31	7.49%	£1,080.72	£999	Fixed	7.0% APRC	£21,152	£317,104	16451	42	999	Halifax
3.90%	£783.50	6.99%	£1,029.78	£1,030	Fixed	6.4% APRC	£19,924	£300,852	71974	116	1030	Yorkshire B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£810.15	7.49%	£1,083.73	£1,499	Tracker	7.1% APRC	£20,943	£319,231	25832	42	1499	Halifax
4.29%	£815.97	6.49%	£998.81	£999	Tracker	6.3% APRC	£20,232	£295,904	21218	344	999	HSBC Intermediary
4.29%	£815.97	6.74%	£1,023.64	£999	Tracker	6.6% APRC	£20,681	£304,095	28746	80	999	Virgin Money
4.29%	£815.97	6.74%	£1,020.75	£1,014	Tracker	6.5% APRC	£20,097	£301,824	51141	75	1014	Nationwide B.Soc
4.36%	£821.87	5.99%	£956.06	£1,024	Tracker	5.9% APRC	£20,829	£284,701	64269	115	1024	Barclays
4.43%	£827.80	6.75%	£1,022.58	£999	Tracker	6.6% APRC	£20,841	£303,073	68865	1	999	Santander
4.44%	£828.65	6.99%	£1,033.86	£1,030	Tracker	6.5% APRC	£21,008	£303,132	72260	116	1030	Yorkshire B.Soc
4.54%	£837.16	7.49%	£1,088.18	£995	Tracker	7.1% APRC	£21,087	£320,922	2921	313	995	TSB Bank
4.55%	£838.01	6.54%	£1,004.90	£1,015	Tracker	6.4% APRC	£21,192	£298,545	57001	140	1015	Skipton B.Society
4.56%	£838.87	6.99%	£1,043.54	£1,025	Tracker	6.7% APRC	£21,158	£308,766	924	207	1025	NatWest

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 04 Dec 2025 at 05:05 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.