Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£802.56	5.74%	£933.37	£1,024	Tracker	5.6% APRC	£20,365	£277,976	26765	115	1024	Barclays
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	21757	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	48542	42	1499	Halifax
4.18%	£806.74	7.24%	£1,061.33	£1,499	Tracker	6.9% APRC	£20,861	£312,769	54218	142	1499	Lloyds Bank
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	27043	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64920	1	999	Santander
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	62334	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,000.78	£1,024	Tracker	6.4% APRC	£20,767	£297,480	36076	80	1024	Virgin Money
4.34%	£820.18	6.29%	£981.75	£995	Tracker	6.1% APRC	£20,679	£291,642	76320	140	995	Skipton B.Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.45%	£829.50	6.94%	£1,037.66	£1,510	Fixed	6.7% APRC	£24,176	£307,083	63304	628	1510	Bank of Ireland
4.70%	£850.87	6.50%	£995.60	£999	Fixed	6.2% APRC	£24,513	£294,260	64303	1	999	Santander
4.72%	£852.59	6.74%	£1,015.54	£1,030	Fixed	6.4% APRC	£24,450	£299,288	63059	116	1030	Yorkshire B.Soc
4.73%	£853.45	7.74%	£1,082.75	£1,034	Fixed	6.6% APRC	£28,234	£311,677	59867	57	1034	Leeds B Society
4.74%	£854.31	7.24%	£1,058.18	£995	Fixed	6.7% APRC	£25,084	£310,294	63598	313	995	TSB Bank
4.75%	£855.18	6.80%	£1,022.82	£1,507	Fixed	6.5% APRC	£24,248	£302,343	50473	90	1507	Principality
4.76%	£856.04	6.54%	£1,004.05	£1,007	Fixed	6.4% APRC	£24,196	£297,705	37164	28	1007	Coventry
4.77%	£856.90	5.74%	£933.99	£1,024	Fixed	5.7% APRC	£24,539	£278,372	23761	115	1024	Barclays
4.78%	£857.77	6.24%	£979.14	£999	Fixed	6.2% APRC	£22,877	£291,464	47703	344	999	HSBC Intermediary
4.79%	£858.63	6.74%	£1,022.62	£1,025	Fixed	6.6% APRC	£22,708	£303,383	59022	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£802.56	5.74%	£933.37	£1,024	Tracker	5.6% APRC	£20,365	£277,976	26765	115	1024	Barclays
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	21757	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	48542	42	1499	Halifax
4.18%	£806.74	7.24%	£1,061.33	£1,499	Tracker	6.9% APRC	£20,861	£312,769	54218	142	1499	Lloyds Bank
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	27043	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64920	1	999	Santander
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	62334	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,000.78	£1,024	Tracker	6.4% APRC	£20,767	£297,480	36076	80	1024	Virgin Money
4.34%	£820.18	6.29%	£981.75	£995	Tracker	6.1% APRC	£20,679	£291,642	76320	140	995	Skipton B.Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 27 Jul 2026 at 02:58 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.