Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£796.73	6.74%	£1,010.56	£1,030	Tracker	6.2% APRC	£20,242	£296,431	69154	116	1030	Yorkshire B.Soc
4.08%	£797.64	7.24%	£1,060.16	£1,499	Tracker	6.8% APRC	£20,642	£312,459	64828	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,499	Tracker	6.9% APRC	£20,661	£313,284	66006	142	1499	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.18%	£806.74	5.74%	£933.68	£1,024	Tracker	5.7% APRC	£20,466	£278,161	43442	115	1024	Barclays
4.21%	£809.25	7.74%	£1,108.26	£1,034	Tracker	7.3% APRC	£20,720	£326,002	48422	57	1034	Leeds B Society
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.24%	£811.77	7.24%	£1,056.25	£999	Variable	6.7% APRC	£20,581	£309,245	104924	190	999	Bath Inv. + B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.61%	£843.14	6.24%	£978.75	£999	Fixed	6.1% APRC	£21,234	£291,234	23552	344	999	HSBC Intermediary
4.64%	£845.71	6.50%	£1,001.05	£999	Fixed	6.4% APRC	£21,271	£297,250	10747	1	999	Santander
4.64%	£845.71	7.24%	£1,066.42	£1,495	Fixed	7.0% APRC	£21,792	£315,683	71800	313	1495	TSB Bank
4.64%	£845.71	7.74%	£1,111.66	£1,534	Fixed	7.4% APRC	£22,095	£328,381	48425	57	1534	Leeds B Society
4.69%	£850.01	6.74%	£1,015.32	£1,530	Fixed	6.4% APRC	£24,888	£299,659	69301	360	1530	Accord Mortgages
4.73%	£853.45	5.74%	£936.32	£1,024	Fixed	5.7% APRC	£24,455	£279,763	58115	115	1024	Barclays
4.73%	£853.45	6.74%	£1,003.51	£1,030	Fixed	6.1% APRC	£27,339	£292,719	69098	116	1030	Yorkshire B.Soc
4.74%	£854.31	6.94%	£1,040.41	£1,510	Fixed	6.8% APRC	£22,208	£308,989	9694	628	1510	Bank of Ireland
4.76%	£856.04	6.49%	£1,001.87	£1,014	Fixed	6.4% APRC	£21,059	£297,575	42003	75	1014	Nationwide B.Soc
4.76%	£856.04	6.49%	£1,004.49	£1,024	Fixed	6.5% APRC	£21,668	£299,677	72641	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£796.73	6.74%	£1,010.56	£1,030	Tracker	6.2% APRC	£20,242	£296,431	69154	116	1030	Yorkshire B.Soc
4.08%	£797.64	7.24%	£1,060.16	£1,499	Tracker	6.8% APRC	£20,642	£312,459	64828	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,499	Tracker	6.9% APRC	£20,661	£313,284	66006	142	1499	Lloyds Bank
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.18%	£806.74	5.74%	£933.68	£1,024	Tracker	5.7% APRC	£20,466	£278,161	43442	115	1024	Barclays
4.21%	£809.25	7.74%	£1,108.26	£1,034	Tracker	7.3% APRC	£20,720	£326,002	48422	57	1034	Leeds B Society
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.34%	£820.18	6.74%	£1,019.87	£1,025	Tracker	6.5% APRC	£20,709	£301,794	58569	207	1025	NatWest
4.40%	£825.26	6.80%	£1,020.22	£903	Tracker	6.4% APRC	£22,205	£300,225	50606	90	903	Principality
4.42%	£826.95	6.50%	£1,000.55	£999	Tracker	6.3% APRC	£20,821	£296,973	54522	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 11 Jun 2026 at 02:36 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.