LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.04%£795.077.74%£1,070.51£999Fixed6.3% APRC£24,364£305,075
4.06%£796.736.24%£953.52£1,034Fixed5.5% APRC£25,947£277,292
4.07%£797.567.24%£1,030.55£1,025Fixed6.1% APRC£26,235£295,512
4.08%£798.406.74%£992.65£999Fixed5.8% APRC£24,016£286,750
4.12%£801.736.75%£994.14£999Fixed5.8% APRC£24,751£287,537
4.14%£803.406.99%£1,014.68£1,014Fixed6.0% APRC£24,081£292,241
4.14%£803.407.74%£1,106.74£1,495Fixed7.3% APRC£22,919£325,327
4.15%£803.476.24%£968.75£1,029Fixed5.9% APRC£21,741£285,704
4.15%£804.237.49%£1,070.88£1,030Fixed6.7% APRC£23,279£310,953
4.19%£807.586.30%£975.20£850Variable5.9% APRC£21,761£287,476

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.04%£795.077.74%£1,070.51£999Fixed6.3% APRC£24,364£305,075
4.06%£796.736.24%£953.52£1,034Fixed5.5% APRC£25,947£277,292
4.07%£797.567.24%£1,030.55£1,025Fixed6.1% APRC£26,235£295,512
4.08%£798.406.74%£992.65£999Fixed5.8% APRC£24,016£286,750
4.12%£801.736.75%£994.14£999Fixed5.8% APRC£24,751£287,537
4.14%£803.406.99%£1,014.68£1,014Fixed6.0% APRC£24,081£292,241
4.14%£803.407.74%£1,106.74£1,495Fixed7.3% APRC£22,919£325,327
4.15%£803.476.24%£968.75£1,029Fixed5.9% APRC£21,741£285,704
4.15%£804.237.49%£1,070.88£1,030Fixed6.7% APRC£23,279£310,953
4.19%£806.817.74%£1,072.14£999Fixed6.4% APRC£24,650£306,191

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.48%£831.237.74%£1,108.37£1,499Tracker7.3% APRC£21,449£326,527
4.54%£837.166.74%£1,022.43£999Tracker6.6% APRC£20,591£302,782
4.54%£837.166.99%£1,044.63£1,014Tracker6.8% APRC£20,606£308,924
4.61%£843.146.24%£979.15£1,034Tracker6.2% APRC£21,349£291,595
4.67%£848.296.99%£1,048.43£995Tracker6.9% APRC£21,453£311,733
4.68%£849.156.75%£1,024.24£999Tracker6.6% APRC£21,604£304,294
4.69%£850.017.49%£1,075.18£1,030Tracker6.8% APRC£21,520£313,346
4.79%£858.636.54%£1,001.68£1,015Tracker6.3% APRC£21,677£296,594
4.79%£858.637.74%£1,112.06£995Tracker7.4% APRC£21,602£327,770
4.81%£860.367.24%£1,067.06£1,025Tracker7.0% APRC£22,032£315,562

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Jun 2025 at 06:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.