| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £772.01 | 6.49% | £993.77 | £999 | Fixed | 6.2% APRC | £19,527 | £293,364 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £774.47 | 6.75% | £1,015.82 | £999 | Fixed | 6.4% APRC | £21,236 | £299,454 | 46342 | 1 | 999 | Santander |
| 3.79% | £774.47 | 7.49% | £1,082.21 | £1,495 | Fixed | 7.0% APRC | £20,082 | £318,157 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £774.47 | 7.74% | £1,104.79 | £1,534 | Fixed | 7.2% APRC | £20,385 | £324,647 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £775.28 | 6.74% | £1,017.34 | £1,014 | Fixed | 6.4% APRC | £19,121 | £299,907 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £776.92 | 5.99% | £952.55 | £1,024 | Fixed | 5.8% APRC | £19,750 | £282,654 | 62656 | 115 | 1024 | Barclays |
| 3.84% | £778.56 | 6.74% | £1,018.74 | £1,024 | Fixed | 6.4% APRC | £21,947 | £301,315 | 34000 | 80 | 1024 | Virgin Money |
| 3.84% | £778.56 | 7.49% | £1,082.62 | £999 | Fixed | 7.0% APRC | £19,684 | £317,879 | 36408 | 142 | 999 | Lloyds Bank |
| 3.85% | £779.38 | 6.99% | £1,038.14 | £1,025 | Fixed | 6.6% APRC | £19,730 | £305,739 | 10085 | 207 | 1025 | NatWest |
| 3.86% | £780.21 | 6.80% | £1,016.01 | £1,507 | Fixed | 6.3% APRC | £22,436 | £298,470 | 73257 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £772.01 | 6.49% | £993.77 | £999 | Fixed | 6.2% APRC | £19,527 | £293,364 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £774.47 | 6.75% | £1,015.82 | £999 | Fixed | 6.4% APRC | £21,236 | £299,454 | 46342 | 1 | 999 | Santander |
| 3.79% | £774.47 | 7.49% | £1,082.21 | £1,495 | Fixed | 7.0% APRC | £20,082 | £318,157 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £774.47 | 7.74% | £1,104.79 | £1,534 | Fixed | 7.2% APRC | £20,385 | £324,647 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £775.28 | 6.74% | £1,017.34 | £1,014 | Fixed | 6.4% APRC | £19,121 | £299,907 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £776.92 | 5.99% | £952.55 | £1,024 | Fixed | 5.8% APRC | £19,750 | £282,654 | 62656 | 115 | 1024 | Barclays |
| 3.84% | £778.56 | 6.74% | £1,018.74 | £1,024 | Fixed | 6.4% APRC | £21,947 | £301,315 | 34000 | 80 | 1024 | Virgin Money |
| 3.84% | £778.56 | 7.49% | £1,082.62 | £999 | Fixed | 7.0% APRC | £19,684 | £317,879 | 36408 | 142 | 999 | Lloyds Bank |
| 3.85% | £779.38 | 6.99% | £1,038.14 | £1,025 | Fixed | 6.6% APRC | £19,730 | £305,739 | 10085 | 207 | 1025 | NatWest |
| 3.86% | £780.21 | 6.80% | £1,016.01 | £1,507 | Fixed | 6.3% APRC | £22,436 | £298,470 | 73257 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £810.15 | 7.49% | £1,083.73 | £1,499 | Tracker | 7.1% APRC | £20,943 | £319,231 | 25832 | 42 | 1499 | Halifax |
| 4.29% | £815.97 | 6.49% | £998.81 | £999 | Tracker | 6.3% APRC | £20,582 | £296,254 | 29076 | 344 | 999 | HSBC Intermediary |
| 4.29% | £815.97 | 6.74% | £1,022.28 | £999 | Tracker | 6.5% APRC | £20,681 | £303,270 | 30540 | 80 | 999 | Virgin Money |
| 4.29% | £815.97 | 6.74% | £1,020.75 | £1,014 | Tracker | 6.5% APRC | £20,097 | £301,824 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £821.87 | 5.99% | £956.06 | £1,024 | Tracker | 5.9% APRC | £20,829 | £284,701 | 64269 | 115 | 1024 | Barclays |
| 4.43% | £827.80 | 6.75% | £1,022.58 | £999 | Tracker | 6.6% APRC | £20,841 | £303,073 | 60272 | 1 | 999 | Santander |
| 4.44% | £828.65 | 6.99% | £1,033.20 | £1,030 | Tracker | 6.5% APRC | £21,008 | £302,757 | 62927 | 116 | 1030 | Yorkshire B.Soc |
| 4.54% | £837.16 | 7.49% | £1,088.18 | £995 | Tracker | 7.1% APRC | £21,087 | £320,922 | 2921 | 313 | 995 | TSB Bank |
| 4.55% | £838.01 | 6.54% | £1,004.90 | £1,015 | Tracker | 6.4% APRC | £21,192 | £298,545 | 57001 | 140 | 1015 | Skipton B.Society |
| 4.56% | £838.87 | 6.99% | £1,043.54 | £1,025 | Tracker | 6.7% APRC | £21,158 | £308,766 | 924 | 207 | 1025 | NatWest |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Dec 2025 at 05:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.