LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.93%£785.977.24%£1,049.93£1,030Fixed6.5% APRC£19,983£305,719
3.93%£785.977.49%£1,083.36£999Fixed7.0% APRC£19,862£318,275
3.94%£786.797.49%£1,082.49£1,495Fixed7.0% APRC£22,518£318,258
3.99%£790.937.74%£1,099.06£1,534Fixed7.1% APRC£22,707£321,015
4.00%£791.766.75%£1,017.50£999Fixed6.4% APRC£21,653£300,379
4.02%£793.416.92%£1,028.25£1,507Fixed6.5% APRC£22,755£302,295
4.03%£794.246.49%£995.80£999Fixed6.2% APRC£20,061£294,498
4.03%£794.246.99%£1,010.31£1,025Fixed5.9% APRC£26,154£290,506
4.03%£793.507.49%£1,082.98£999Fixed7.0% APRC£20,043£318,367
4.04%£795.076.15%£961.27£850Variable5.8% APRC£21,459£283,348

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.93%£785.977.24%£1,049.93£1,030Fixed6.5% APRC£19,983£305,719
3.93%£785.977.49%£1,083.36£999Fixed7.0% APRC£19,862£318,275
3.94%£786.797.49%£1,082.49£1,495Fixed7.0% APRC£22,518£318,258
3.99%£790.937.74%£1,099.06£1,534Fixed7.1% APRC£22,707£321,015
4.00%£791.766.75%£1,017.50£999Fixed6.4% APRC£21,653£300,379
4.02%£793.416.92%£1,028.25£1,507Fixed6.5% APRC£22,755£302,295
4.03%£794.246.49%£995.80£999Fixed6.2% APRC£20,061£294,498
4.03%£794.246.99%£1,010.31£1,025Fixed5.9% APRC£26,154£290,506
4.03%£793.507.49%£1,082.98£999Fixed7.0% APRC£20,043£318,367
4.04%£795.076.74%£1,019.03£1,014Fixed6.5% APRC£19,596£300,848

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.23%£810.157.49%£1,083.73£1,499Tracker7.1% APRC£20,943£319,231
4.29%£815.976.49%£998.81£999Tracker6.3% APRC£20,232£295,904
4.29%£815.976.74%£1,020.75£1,014Tracker6.5% APRC£20,097£301,824
4.36%£821.875.99%£956.06£1,024Tracker5.9% APRC£20,829£284,701
4.42%£826.956.74%£1,023.91£995Tracker6.6% APRC£20,941£304,224
4.43%£827.806.75%£1,022.58£999Tracker6.6% APRC£21,091£303,323
4.54%£837.167.49%£1,087.41£995Tracker7.1% APRC£21,087£320,461
4.56%£838.876.99%£1,042.92£1,025Tracker6.7% APRC£21,516£308,392
4.57%£839.727.24%£1,054.82£1,030Tracker6.6% APRC£21,273£308,440
4.69%£850.017.24%£1,055.71£1,030Tracker6.7% APRC£21,520£308,949

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Sep 2025 at 05:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.