Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	25757	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,060.17	£1,499	Tracker	6.8% APRC	£22,271	£312,432	27991	42	1499	Halifax
4.18%	£806.74	7.24%	£1,061.33	£1,499	Tracker	6.9% APRC	£20,861	£312,769	28343	142	1499	Lloyds Bank
4.19%	£807.58	6.74%	£1,018.11	£1,025	Tracker	6.4% APRC	£20,764	£300,774	32167	207	1025	NatWest
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	52400	75	1014	Nationwide B.Soc
4.26%	£813.45	5.74%	£934.19	£1,024	Tracker	5.7% APRC	£20,627	£278,463	38235	115	1024	Barclays
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	39880	57	1034	Leeds B Society
4.30%	£816.81	6.50%	£999.75	£999	Tracker	6.3% APRC	£20,577	£296,508	48743	1	999	Santander
4.32%	£818.50	6.24%	£977.30	£999	Tracker	6.1% APRC	£20,643	£290,378	72320	344	999	HSBC Intermediary
4.32%	£818.50	6.49%	£1,000.78	£1,024	Tracker	6.4% APRC	£20,767	£297,480	1051	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.09%	£884.77	6.94%	£1,042.87	£1,510	Fixed	6.9% APRC	£22,639	£310,155	89967	628	1510	Bank of Ireland
5.14%	£889.16	6.24%	£971.72	£999	Fixed	6.0% APRC	£27,515	£287,314	22917	344	999	HSBC Intermediary
5.18%	£892.69	6.50%	£1,000.50	£999	Fixed	6.4% APRC	£25,525	£297,169	37356	1	999	Santander
5.18%	£892.69	6.74%	£1,018.81	£1,530	Fixed	6.5% APRC	£25,921	£301,757	22668	116	1530	Yorkshire B.Soc
5.18%	£892.69	6.74%	£1,018.41	£1,530	Fixed	6.5% APRC	£25,921	£301,529	52028	360	1530	Accord Mortgages
5.19%	£893.57	7.24%	£1,069.37	£1,495	Fixed	7.1% APRC	£25,098	£317,384	9085	313	1495	TSB Bank
5.19%	£893.57	7.60%	£1,083.06	£999	Fixed	6.8% APRC	£26,859	£315,027	42099	175	999	Vernon BS
5.20%	£894.45	6.54%	£1,003.06	£1,007	Fixed	6.4% APRC	£25,845	£297,138	12946	28	1007	Coventry
5.20%	£894.45	6.74%	£1,011.49	£1,025	Fixed	6.3% APRC	£28,255	£296,748	110484	207	1025	NatWest
5.23%	£897.10	5.74%	£938.25	£1,024	Fixed	5.8% APRC	£25,512	£281,015	38767	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	25757	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,060.17	£1,499	Tracker	6.8% APRC	£22,271	£312,432	27991	42	1499	Halifax
4.18%	£806.74	7.24%	£1,061.33	£1,499	Tracker	6.9% APRC	£20,861	£312,769	28343	142	1499	Lloyds Bank
4.19%	£807.58	6.74%	£1,018.11	£1,025	Tracker	6.4% APRC	£20,764	£300,774	32167	207	1025	NatWest
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	52400	75	1014	Nationwide B.Soc
4.26%	£813.45	5.74%	£934.19	£1,024	Tracker	5.7% APRC	£20,627	£278,463	38235	115	1024	Barclays
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	39880	57	1034	Leeds B Society
4.30%	£816.81	6.50%	£999.75	£999	Tracker	6.3% APRC	£20,577	£296,508	48743	1	999	Santander
4.32%	£818.50	6.24%	£977.30	£999	Tracker	6.1% APRC	£20,643	£290,378	72320	344	999	HSBC Intermediary
4.32%	£818.50	6.49%	£1,000.78	£1,024	Tracker	6.4% APRC	£20,767	£297,480	1051	80	1024	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Oct 2026 at 03:29 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.