Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,010.82	£1,030	Tracker	6.2% APRC	£20,482	£296,574	41907	116	1030	Yorkshire B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,499	Tracker	6.9% APRC	£20,861	£313,717	17870	142	1499	Lloyds Bank
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	19320	42	1499	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25834	115	1024	Barclays
4.22%	£810.09	6.24%	£976.64	£999	Tracker	6.1% APRC	£20,441	£289,994	10089	344	999	HSBC Intermediary
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	62998	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64928	1	999	Santander
4.24%	£811.77	6.74%	£1,019.14	£1,025	Tracker	6.5% APRC	£20,507	£301,375	10537	207	1025	NatWest
4.26%	£813.45	7.74%	£1,108.66	£1,034	Tracker	7.3% APRC	£20,821	£326,221	19576	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,001.99	£1,024	Tracker	6.4% APRC	£20,767	£298,215	38664	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£855.18	5.74%	£936.46	£1,024	Fixed	5.7% APRC	£24,497	£279,847	76829	115	1024	Barclays
4.75%	£855.18	6.50%	£996.57	£999	Fixed	6.2% APRC	£22,933	£294,572	27480	1	999	Santander
4.76%	£856.04	6.24%	£979.73	£999	Fixed	6.2% APRC	£21,544	£291,826	48503	344	999	HSBC Intermediary
4.79%	£858.63	6.74%	£1,023.59	£1,525	Fixed	6.6% APRC	£22,132	£304,478	59046	207	1525	NatWest
4.79%	£858.63	6.94%	£1,040.23	£1,510	Fixed	6.8% APRC	£25,181	£308,871	63566	628	1510	Bank of Ireland
4.81%	£860.36	6.49%	£1,002.18	£1,014	Fixed	6.4% APRC	£21,163	£297,764	60980	75	1014	Nationwide B.Soc
4.82%	£861.23	6.74%	£1,015.77	£1,530	Fixed	6.4% APRC	£25,159	£299,936	36721	116	1530	Yorkshire B.Soc
4.84%	£862.96	6.80%	£1,010.61	£1,507	Fixed	6.2% APRC	£26,588	£295,601	60725	90	1507	Principality
4.84%	£862.96	7.24%	£1,067.89	£1,495	Fixed	7.0% APRC	£21,656	£315,984	43128	313	1495	TSB Bank
4.88%	£866.43	7.24%	£1,068.18	£999	Fixed	7.0% APRC	£21,793	£316,207	17609	142	999	Lloyds Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,010.82	£1,030	Tracker	6.2% APRC	£20,482	£296,574	41907	116	1030	Yorkshire B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,499	Tracker	6.9% APRC	£20,861	£313,717	17870	142	1499	Lloyds Bank
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	19320	42	1499	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25834	115	1024	Barclays
4.22%	£810.09	6.24%	£976.64	£999	Tracker	6.1% APRC	£20,441	£289,994	10089	344	999	HSBC Intermediary
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	62998	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64928	1	999	Santander
4.24%	£811.77	6.74%	£1,019.14	£1,025	Tracker	6.5% APRC	£20,507	£301,375	10537	207	1025	NatWest
4.26%	£813.45	7.74%	£1,108.66	£1,034	Tracker	7.3% APRC	£20,821	£326,221	19576	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,001.99	£1,024	Tracker	6.4% APRC	£20,767	£298,215	38664	80	1024	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 03:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.