| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £772.01 | 6.49% | £993.77 | £999 | Fixed | 6.2% APRC | £19,527 | £293,364 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £774.47 | 6.50% | £994.16 | £999 | Fixed | 6.2% APRC | £21,236 | £293,540 | 46342 | 1 | 999 | Santander |
| 3.79% | £774.47 | 7.49% | £1,082.21 | £1,495 | Fixed | 7.0% APRC | £20,082 | £318,157 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £774.47 | 7.74% | £1,104.79 | £1,534 | Fixed | 7.2% APRC | £20,385 | £324,647 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £775.28 | 6.49% | £995.47 | £1,014 | Fixed | 6.2% APRC | £19,121 | £293,870 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £776.92 | 5.74% | £929.93 | £1,024 | Fixed | 5.5% APRC | £22,601 | £275,952 | 1460 | 115 | 1024 | Barclays |
| 3.84% | £778.56 | 6.74% | £1,018.74 | £1,024 | Fixed | 6.4% APRC | £21,947 | £301,315 | 34000 | 80 | 1024 | Virgin Money |
| 3.84% | £778.56 | 7.49% | £1,082.62 | £999 | Fixed | 7.0% APRC | £19,684 | £317,879 | 36408 | 142 | 999 | Lloyds Bank |
| 3.85% | £779.38 | 6.99% | £1,037.32 | £1,025 | Fixed | 6.6% APRC | £20,799 | £305,257 | 13141 | 207 | 1025 | NatWest |
| 3.86% | £780.21 | 6.80% | £1,016.01 | £1,507 | Fixed | 6.3% APRC | £22,436 | £298,470 | 73257 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £772.01 | 6.49% | £993.77 | £999 | Fixed | 6.2% APRC | £19,527 | £293,364 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £774.47 | 6.50% | £994.16 | £999 | Fixed | 6.2% APRC | £21,236 | £293,540 | 46342 | 1 | 999 | Santander |
| 3.79% | £774.47 | 7.49% | £1,082.21 | £1,495 | Fixed | 7.0% APRC | £20,082 | £318,157 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £774.47 | 7.74% | £1,104.79 | £1,534 | Fixed | 7.2% APRC | £20,385 | £324,647 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £775.28 | 6.49% | £995.47 | £1,014 | Fixed | 6.2% APRC | £19,121 | £293,870 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £776.92 | 5.74% | £929.93 | £1,024 | Fixed | 5.5% APRC | £22,601 | £275,952 | 1460 | 115 | 1024 | Barclays |
| 3.84% | £778.56 | 6.74% | £1,018.74 | £1,024 | Fixed | 6.4% APRC | £21,947 | £301,315 | 34000 | 80 | 1024 | Virgin Money |
| 3.84% | £778.56 | 7.49% | £1,082.62 | £999 | Fixed | 7.0% APRC | £19,684 | £317,879 | 36408 | 142 | 999 | Lloyds Bank |
| 3.85% | £779.38 | 6.99% | £1,037.32 | £1,025 | Fixed | 6.6% APRC | £20,799 | £305,257 | 13141 | 207 | 1025 | NatWest |
| 3.86% | £780.21 | 6.80% | £1,016.01 | £1,507 | Fixed | 6.3% APRC | £22,436 | £298,470 | 73257 | 90 | 1507 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £789.36 | 7.49% | £1,081.65 | £1,499 | Tracker | 7.0% APRC | £20,444 | £318,102 | 25832 | 42 | 1499 | Halifax |
| 4.04% | £795.07 | 6.49% | £997.13 | £999 | Tracker | 6.3% APRC | £20,081 | £295,289 | 29076 | 344 | 999 | HSBC Intermediary |
| 4.04% | £795.07 | 6.49% | £997.13 | £1,014 | Tracker | 6.3% APRC | £19,596 | £294,804 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £795.07 | 6.74% | £1,020.33 | £999 | Tracker | 6.5% APRC | £20,180 | £302,171 | 30540 | 80 | 999 | Virgin Money |
| 4.11% | £800.89 | 5.74% | £933.24 | £1,024 | Tracker | 5.6% APRC | £20,325 | £277,900 | 64269 | 115 | 1024 | Barclays |
| 4.18% | £806.74 | 6.50% | £998.95 | £999 | Tracker | 6.3% APRC | £20,336 | £296,046 | 60272 | 1 | 999 | Santander |
| 4.19% | £807.58 | 6.99% | £1,031.26 | £1,030 | Tracker | 6.4% APRC | £20,502 | £301,664 | 62927 | 116 | 1030 | Yorkshire B.Soc |
| 4.29% | £815.97 | 7.49% | £1,086.24 | £995 | Tracker | 7.1% APRC | £20,578 | £319,840 | 2921 | 313 | 995 | TSB Bank |
| 4.30% | £816.81 | 6.54% | £1,003.25 | £1,015 | Tracker | 6.4% APRC | £20,683 | £297,580 | 57001 | 140 | 1015 | Skipton B.Society |
| 4.32% | £818.50 | 6.99% | £1,032.27 | £1,030 | Tracker | 6.4% APRC | £20,764 | £302,232 | 27653 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Dec 2025 at 04:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.