LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.03%£794.246.92%£1,028.33£1,507Fixed6.5% APRC£22,775£302,340
4.04%£795.077.74%£1,068.44£999Fixed6.3% APRC£25,791£304,035
4.05%£795.907.24%£1,050.02£1,030Fixed6.5% APRC£23,077£305,758
4.06%£796.736.24%£954.10£1,034Fixed5.5% APRC£25,947£277,587
4.07%£797.567.24%£1,031.42£1,025Fixed6.1% APRC£25,878£295,952
4.08%£798.406.74%£993.37£999Fixed5.8% APRC£24,016£287,117
4.08%£798.406.75%£993.42£999Fixed5.8% APRC£24,670£287,159
4.08%£798.406.99%£1,013.62£1,014Fixed6.0% APRC£23,960£291,687
4.08%£798.407.74%£1,099.83£1,534Fixed7.1% APRC£22,887£321,425
4.09%£799.237.44%£1,080.15£1,510Fixed7.0% APRC£20,887£318,446

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.03%£794.246.92%£1,028.33£1,507Fixed6.5% APRC£22,775£302,340
4.04%£795.077.74%£1,068.44£999Fixed6.3% APRC£25,791£304,035
4.05%£795.907.24%£1,050.02£1,030Fixed6.5% APRC£23,077£305,758
4.06%£796.736.24%£954.10£1,034Fixed5.5% APRC£25,947£277,587
4.07%£797.567.24%£1,031.42£1,025Fixed6.1% APRC£25,878£295,952
4.08%£798.406.74%£993.37£999Fixed5.8% APRC£24,016£287,117
4.08%£798.406.75%£993.42£999Fixed5.8% APRC£24,670£287,159
4.08%£798.406.99%£1,013.62£1,014Fixed6.0% APRC£23,960£291,687
4.08%£798.407.74%£1,099.83£1,534Fixed7.1% APRC£22,887£321,425
4.09%£799.237.44%£1,080.15£1,510Fixed7.0% APRC£20,887£318,446

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.48%£831.237.74%£1,109.22£1,499Tracker7.4% APRC£21,449£327,037
4.54%£837.166.74%£1,022.43£999Tracker6.6% APRC£20,591£302,782
4.54%£837.166.99%£1,044.63£1,014Tracker6.8% APRC£20,606£308,924
4.61%£843.146.24%£979.15£1,034Tracker6.2% APRC£21,349£291,595
4.67%£848.296.99%£1,048.43£995Tracker6.9% APRC£21,453£311,733
4.68%£849.156.75%£1,024.24£999Tracker6.6% APRC£21,604£304,294
4.69%£850.017.24%£1,055.04£1,030Tracker6.7% APRC£21,520£308,573
4.79%£858.637.74%£1,112.82£995Tracker7.4% APRC£21,602£328,232
4.81%£860.367.24%£1,067.67£1,025Tracker7.0% APRC£21,674£315,936
4.85%£863.836.50%£1,002.10£999Tracker6.4% APRC£21,861£298,026

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Jul 2025 at 05:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.