LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.21%£809.258.24%£1,112.00£999Fixed6.7% APRC£26,138£315,223
4.28%£815.137.26%£1,035.26£1,403Fixed6.2% APRC£28,181£297,958
4.32%£817.716.74%£1,012.40£1,029Fixed6.3% APRC£22,084£297,740
4.32%£818.506.99%£1,017.12£999Fixed6.1% APRC£24,505£294,019
4.38%£822.778.24%£1,116.33£999Fixed6.8% APRC£25,038£317,697
4.39%£824.416.60%£987.91£850Fixed5.9% APRC£25,029£287,349
4.39%£824.417.49%£1,058.89£1,014Fixed6.4% APRC£24,658£304,177
4.39%£824.417.74%£1,075.38£1,025Fixed6.5% APRC£26,893£307,577
4.43%£827.807.25%£1,038.08£999Fixed6.2% APRC£28,248£299,400
4.43%£827.808.24%£1,143.80£1,495Fixed7.4% APRC£22,794£332,627

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.21%£809.258.24%£1,112.00£999Fixed6.7% APRC£26,138£315,223
4.28%£815.137.26%£1,035.26£1,403Fixed6.2% APRC£28,181£297,958
4.32%£817.716.74%£1,012.40£1,029Fixed6.3% APRC£22,084£297,740
4.32%£818.506.99%£1,017.12£999Fixed6.1% APRC£24,505£294,019
4.38%£822.778.24%£1,116.33£999Fixed6.8% APRC£25,038£317,697
4.39%£824.416.60%£987.91£850Fixed5.9% APRC£25,029£287,349
4.39%£824.417.49%£1,058.89£1,014Fixed6.4% APRC£24,658£304,177
4.39%£824.417.74%£1,075.38£1,025Fixed6.5% APRC£26,893£307,577
4.43%£827.807.25%£1,038.08£999Fixed6.2% APRC£28,248£299,400
4.43%£827.808.24%£1,143.80£1,495Fixed7.4% APRC£22,794£332,627

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.90%£867.308.24%£1,158.58£1,499Tracker7.9% APRC£22,314£341,500
5.04%£880.386.99%£1,047.94£999Tracker6.9% APRC£21,378£310,610
5.04%£880.387.49%£1,093.14£1,014Tracker7.3% APRC£21,708£323,415
5.11%£886.536.74%£1,026.10£1,034Tracker6.7% APRC£22,391£305,594
5.12%£887.406.79%£1,025.86£1,515Tracker6.6% APRC£22,868£304,436
5.17%£891.817.49%£1,096.28£995Tracker7.4% APRC£22,497£325,786
5.19%£893.577.74%£1,108.05£1,030Tracker7.3% APRC£22,566£325,336
5.20%£894.456.94%£1,042.77£1,264Tracker6.8% APRC£22,861£310,072
5.25%£898.877.25%£1,072.70£999Tracker7.1% APRC£22,797£318,862
5.28%£901.537.26%£1,067.53£8Tracker6.9% APRC£23,149£314,243

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 30 Jan 2025 at 03:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.