Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.08%	£797.64	7.24%	£1,060.16	£1,499	Tracker	6.8% APRC	£22,070	£312,459	30268	42	1499	Halifax
4.08%	£798.40	7.24%	£1,061.32	£1,499	Tracker	6.9% APRC	£20,661	£312,796	35640	142	1499	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.15%	£804.23	6.74%	£1,011.26	£1,030	Tracker	6.2% APRC	£20,422	£296,823	20920	116	1030	Yorkshire B.Soc
4.18%	£806.74	5.74%	£933.68	£1,024	Tracker	5.7% APRC	£20,466	£278,161	43442	115	1024	Barclays
4.19%	£807.58	6.24%	£976.45	£999	Tracker	6.1% APRC	£20,381	£289,881	42221	344	999	HSBC Intermediary
4.21%	£809.25	7.74%	£1,107.33	£1,034	Tracker	7.3% APRC	£20,720	£325,449	48422	57	1034	Leeds B Society
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.24%	£811.77	7.24%	£1,056.25	£999	Variable	6.7% APRC	£20,581	£309,245	104924	190	999	Bath Inv. + B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£845.71	7.74%	£1,110.86	£1,534	Fixed	7.4% APRC	£24,030	£327,897	48425	57	1534	Leeds B Society
4.71%	£851.73	6.24%	£979.03	£999	Fixed	6.2% APRC	£21,441	£291,398	42188	344	999	HSBC Intermediary
4.74%	£854.31	6.94%	£1,039.86	£1,510	Fixed	6.8% APRC	£25,077	£308,653	9694	628	1510	Bank of Ireland
4.75%	£855.18	7.24%	£1,066.60	£999	Fixed	7.0% APRC	£22,958	£315,271	49774	142	999	Lloyds Bank
4.76%	£856.04	6.49%	£1,004.49	£1,024	Fixed	6.5% APRC	£21,668	£299,677	36127	80	1024	Virgin Money
4.76%	£856.04	6.49%	£1,001.87	£1,014	Fixed	6.4% APRC	£21,059	£297,575	42003	75	1014	Nationwide B.Soc
4.81%	£860.36	6.74%	£1,004.89	£1,030	Fixed	6.1% APRC	£27,508	£293,482	20389	116	1030	Yorkshire B.Soc
4.83%	£862.09	6.74%	£1,005.74	£1,025	Fixed	6.1% APRC	£27,105	£293,491	12723	207	1025	NatWest
4.84%	£862.96	7.24%	£1,067.29	£1,495	Fixed	7.0% APRC	£24,359	£316,165	30014	313	1495	TSB Bank
4.85%	£863.83	6.50%	£1,002.50	£999	Fixed	6.4% APRC	£21,956	£298,369	43843	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.08%	£797.64	7.24%	£1,060.16	£1,499	Tracker	6.8% APRC	£22,070	£312,459	30268	42	1499	Halifax
4.08%	£798.40	7.24%	£1,061.32	£1,499	Tracker	6.9% APRC	£20,661	£312,796	35640	142	1499	Lloyds Bank
4.15%	£804.23	6.74%	£1,011.26	£1,030	Tracker	6.2% APRC	£20,422	£296,823	20920	116	1030	Yorkshire B.Soc
4.18%	£806.74	5.74%	£933.68	£1,024	Tracker	5.7% APRC	£20,466	£278,161	43442	115	1024	Barclays
4.19%	£807.58	6.24%	£976.45	£999	Tracker	6.1% APRC	£20,381	£289,881	42221	344	999	HSBC Intermediary
4.21%	£809.25	7.74%	£1,107.33	£1,034	Tracker	7.3% APRC	£20,720	£325,449	48422	57	1034	Leeds B Society
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.40%	£825.26	6.80%	£1,019.60	£903	Tracker	6.4% APRC	£22,205	£299,867	50606	90	903	Principality
4.44%	£828.65	6.49%	£1,002.24	£1,024	Tracker	6.4% APRC	£21,011	£298,347	35935	80	1024	Virgin Money
4.49%	£832.90	6.74%	£1,013.84	£1,030	Tracker	6.3% APRC	£21,110	£298,296	47860	360	1030	Accord Mortgages

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 02:36 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.