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Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	65684	344	999	HSBC Intermediary
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	93278	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,060.97	£1,499	Tracker	6.9% APRC	£22,271	£312,905	57835	42	1499	Halifax
4.18%	£806.74	7.24%	£1,062.13	£1,499	Tracker	6.9% APRC	£20,861	£313,242	95107	142	1499	Lloyds Bank
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	27043	75	1014	Nationwide B.Soc
4.24%	£811.77	5.74%	£934.06	£1,024	Tracker	5.7% APRC	£20,586	£278,387	3907	115	1024	Barclays
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64928	1	999	Santander
4.24%	£811.77	6.74%	£1,018.50	£1,025	Tracker	6.4% APRC	£20,865	£300,993	10537	207	1025	NatWest
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	19576	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,001.38	£1,024	Tracker	6.4% APRC	£20,767	£297,846	57329	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£841.43	6.94%	£1,038.13	£1,510	Fixed	6.7% APRC	£24,765	£307,636	34735	628	1510	Bank of Ireland
4.66%	£847.43	6.50%	£1,000.74	£999	Fixed	6.4% APRC	£22,996	£297,307	50049	1	999	Santander
4.68%	£849.15	7.74%	£1,111.18	£1,534	Fixed	7.4% APRC	£24,113	£328,077	32201	57	1534	Leeds B Society
4.71%	£851.73	6.24%	£979.03	£999	Fixed	6.2% APRC	£21,441	£291,398	65628	344	999	HSBC Intermediary
4.73%	£853.45	6.74%	£1,022.18	£1,025	Fixed	6.6% APRC	£22,583	£303,123	11973	207	1025	NatWest
4.74%	£854.31	6.49%	£1,001.74	£1,014	Fixed	6.4% APRC	£21,017	£297,498	27736	75	1014	Nationwide B.Soc
4.74%	£854.31	6.49%	£1,004.35	£1,024	Fixed	6.5% APRC	£21,626	£299,594	69455	80	1024	Virgin Money
4.75%	£855.18	5.74%	£936.93	£1,024	Fixed	5.8% APRC	£21,628	£280,139	6919	115	1024	Barclays
4.75%	£855.18	6.80%	£1,022.82	£1,507	Fixed	6.5% APRC	£24,248	£302,343	1294	90	1507	Principality
4.77%	£856.90	6.54%	£1,004.56	£1,007	Fixed	6.4% APRC	£24,217	£298,016	9908	28	1007	Coventry

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	65684	344	999	HSBC Intermediary
4.18%	£806.74	6.74%	£1,011.49	£1,030	Tracker	6.3% APRC	£20,482	£296,953	93278	116	1030	Yorkshire B.Soc
4.18%	£805.97	7.24%	£1,060.97	£1,499	Tracker	6.9% APRC	£22,271	£312,905	57835	42	1499	Halifax
4.18%	£806.74	7.24%	£1,062.13	£1,499	Tracker	6.9% APRC	£20,861	£313,242	95107	142	1499	Lloyds Bank
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	27043	75	1014	Nationwide B.Soc
4.24%	£811.77	5.74%	£934.06	£1,024	Tracker	5.7% APRC	£20,586	£278,387	3907	115	1024	Barclays
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,456	£296,277	64928	1	999	Santander
4.24%	£811.77	6.74%	£1,018.50	£1,025	Tracker	6.4% APRC	£20,865	£300,993	10537	207	1025	NatWest
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	19576	57	1034	Leeds B Society
4.32%	£818.50	6.49%	£1,001.38	£1,024	Tracker	6.4% APRC	£20,767	£297,846	57329	80	1024	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 02:58 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.