Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,010.82	£1,030	Tracker	6.2% APRC	£20,482	£296,574	91555	116	1030	Yorkshire B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,499	Tracker	6.9% APRC	£20,861	£313,717	17870	142	1499	Lloyds Bank
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	19320	42	1499	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25834	115	1024	Barclays
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	62998	75	1014	Nationwide B.Soc
4.24%	£811.77	6.74%	£1,018.50	£1,025	Tracker	6.4% APRC	£20,865	£300,993	94985	207	1025	NatWest
4.26%	£813.45	7.74%	£1,106.83	£1,034	Tracker	7.2% APRC	£20,821	£325,132	85838	57	1034	Leeds B Society
4.32%	£818.50	6.24%	£977.30	£999	Tracker	6.1% APRC	£20,643	£290,378	72320	344	999	HSBC Intermediary
4.32%	£818.50	6.49%	£1,001.38	£1,024	Tracker	6.4% APRC	£20,767	£297,846	87049	80	1024	Virgin Money
4.35%	£821.03	6.80%	£1,020.47	£903	Tracker	6.4% APRC	£20,673	£300,373	3313	90	903	Principality

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£855.18	5.74%	£936.46	£1,024	Fixed	5.7% APRC	£24,497	£279,847	76829	115	1024	Barclays
4.94%	£871.65	6.94%	£1,041.33	£1,510	Fixed	6.8% APRC	£25,497	£309,523	88413	628	1510	Bank of Ireland
4.95%	£872.52	6.24%	£980.94	£999	Fixed	6.2% APRC	£21,939	£292,571	71593	344	999	HSBC Intermediary
5.01%	£877.76	7.99%	£1,138.98	£1,010	Fixed	7.7% APRC	£22,076	£336,435	54349	71	1010	Monmouthshire
5.04%	£880.38	6.62%	£1,013.12	£999	Fixed	6.5% APRC	£23,665	£300,936	10157	474	999	Co-operative Bank
5.11%	£886.53	6.49%	£1,004.05	£1,014	Fixed	6.5% APRC	£21,791	£298,909	79240	75	1014	Nationwide B.Soc
5.11%	£886.53	6.49%	£1,006.86	£1,024	Fixed	6.5% APRC	£22,400	£301,123	87340	80	1024	Virgin Money
5.13%	£888.28	7.24%	£1,069.97	£999	Fixed	7.1% APRC	£22,318	£317,266	78879	142	999	Lloyds Bank
5.13%	£887.38	7.24%	£1,068.30	£999	Fixed	7.0% APRC	£23,734	£316,604	79520	42	999	Halifax
5.14%	£889.16	7.24%	£1,063.71	£995	Fixed	6.9% APRC	£24,492	£313,475	90688	313	995	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£806.74	6.74%	£1,010.82	£1,030	Tracker	6.2% APRC	£20,482	£296,574	91555	116	1030	Yorkshire B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,499	Tracker	6.9% APRC	£20,861	£313,717	17870	142	1499	Lloyds Bank
4.18%	£805.97	7.24%	£1,061.77	£1,499	Tracker	6.9% APRC	£20,842	£313,379	19320	42	1499	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25834	115	1024	Barclays
4.23%	£810.93	6.49%	£998.41	£1,014	Tracker	6.3% APRC	£19,976	£295,537	62998	75	1014	Nationwide B.Soc
4.24%	£811.77	6.74%	£1,018.50	£1,025	Tracker	6.4% APRC	£20,865	£300,993	94985	207	1025	NatWest
4.26%	£813.45	7.74%	£1,106.83	£1,034	Tracker	7.2% APRC	£20,821	£325,132	85838	57	1034	Leeds B Society
4.32%	£818.50	6.24%	£977.30	£999	Tracker	6.1% APRC	£20,643	£290,378	72320	344	999	HSBC Intermediary
4.32%	£818.50	6.49%	£1,001.38	£1,024	Tracker	6.4% APRC	£20,767	£297,846	87049	80	1024	Virgin Money
4.35%	£821.03	6.80%	£1,020.47	£903	Tracker	6.4% APRC	£20,673	£300,373	3313	90	903	Principality

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 18 Sep 2026 at 03:01 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.