Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.69%	£766.31	7.24%	£1,058.07	£999	Fixed	6.7% APRC	£20,815	£310,542	75652	142	999	Lloyds Bank
3.78%	£773.65	5.74%	£929.14	£1,024	Fixed	5.5% APRC	£22,522	£275,492	37301	115	1024	Barclays
3.79%	£774.47	6.50%	£994.16	£999	Fixed	6.2% APRC	£21,236	£293,540	35884	1	999	Santander
3.79%	£774.47	7.24%	£1,058.92	£1,495	Fixed	6.8% APRC	£22,220	£311,491	52904	313	1495	TSB Bank
3.79%	£773.76	7.24%	£1,057.75	£999	Fixed	6.7% APRC	£20,994	£310,656	75899	42	999	Halifax
3.82%	£776.92	6.24%	£972.11	£999	Fixed	5.9% APRC	£20,928	£287,362	70873	344	999	HSBC Intermediary
3.82%	£776.92	6.74%	£1,008.67	£1,030	Fixed	6.2% APRC	£22,617	£295,384	51703	116	1030	Yorkshire B.Soc
3.84%	£778.56	6.94%	£1,032.84	£1,510	Fixed	6.6% APRC	£23,242	£304,691	76893	628	1510	Bank of Ireland
3.93%	£785.97	6.29%	£977.22	£1,515	Fixed	6.0% APRC	£22,161	£289,517	69546	140	1515	Skipton B.Society
3.94%	£786.79	6.49%	£996.44	£1,014	Fixed	6.2% APRC	£19,397	£294,414	7909	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.69%	£766.31	7.24%	£1,058.07	£999	Fixed	6.7% APRC	£20,815	£310,542	75652	142	999	Lloyds Bank
3.78%	£773.65	5.74%	£929.14	£1,024	Fixed	5.5% APRC	£22,522	£275,492	37301	115	1024	Barclays
3.79%	£774.47	6.50%	£994.16	£999	Fixed	6.2% APRC	£21,236	£293,540	35884	1	999	Santander
3.79%	£774.47	7.24%	£1,058.92	£1,495	Fixed	6.8% APRC	£22,220	£311,491	52904	313	1495	TSB Bank
3.79%	£773.76	7.24%	£1,057.75	£999	Fixed	6.7% APRC	£20,994	£310,656	75899	42	999	Halifax
3.82%	£776.92	6.24%	£972.11	£999	Fixed	5.9% APRC	£20,928	£287,362	70873	344	999	HSBC Intermediary
3.82%	£776.92	6.74%	£1,008.67	£1,030	Fixed	6.2% APRC	£22,617	£295,384	51703	116	1030	Yorkshire B.Soc
3.84%	£778.56	6.94%	£1,032.84	£1,510	Fixed	6.6% APRC	£23,242	£304,691	76893	628	1510	Bank of Ireland
3.93%	£785.97	6.29%	£977.22	£1,515	Fixed	6.0% APRC	£22,161	£289,517	69546	140	1515	Skipton B.Society
3.94%	£786.79	6.49%	£996.44	£1,014	Fixed	6.2% APRC	£19,397	£294,414	7909	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.98%	£789.36	7.24%	£1,058.47	£1,499	Tracker	6.8% APRC	£20,444	£311,505	63458	42	1499	Halifax
4.04%	£795.07	6.24%	£975.45	£999	Tracker	6.0% APRC	£20,081	£289,305	29076	344	999	HSBC Intermediary
4.04%	£795.07	6.49%	£998.65	£999	Tracker	6.3% APRC	£20,180	£296,239	9109	80	999	Virgin Money
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£19,596	£294,804	51141	75	1014	Nationwide B.Soc
4.10%	£800.06	7.74%	£1,106.40	£1,034	Tracker	7.2% APRC	£20,499	£324,947	62759	57	1034	Leeds B Society
4.11%	£800.89	5.74%	£933.24	£1,024	Tracker	5.6% APRC	£20,325	£277,900	64269	115	1024	Barclays
4.18%	£806.74	6.50%	£998.95	£999	Tracker	6.3% APRC	£20,586	£296,296	2724	1	999	Santander
4.19%	£807.58	6.74%	£1,011.57	£1,030	Tracker	6.3% APRC	£20,502	£296,997	51956	116	1030	Yorkshire B.Soc
4.29%	£815.97	7.24%	£1,063.01	£995	Tracker	6.9% APRC	£20,578	£313,228	19970	313	995	TSB Bank
4.30%	£816.81	6.29%	£981.49	£1,015	Tracker	6.1% APRC	£20,618	£291,510	54840	140	1015	Skipton B.Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Feb 2026 at 02:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.