Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£790.93	6.00%	£948.42	£850	Variable	5.6% APRC	£21,359	£279,806	2768	76	850	Newbury
4.04%	£795.07	6.49%	£999.33	£999	Tracker	6.3% APRC	£20,180	£296,648	9109	80	999	Virgin Money
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£19,596	£294,804	51141	75	1014	Nationwide B.Soc
4.04%	£795.18	7.99%	£1,131.98	£1,019	Variable	7.5% APRC	£19,953	£332,380	5191	198	1019	Furness B.Soc
4.08%	£797.64	7.24%	£1,060.98	£1,499	Tracker	6.9% APRC	£20,642	£312,946	8625	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,499	Tracker	6.9% APRC	£20,661	£313,284	49783	142	1499	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.09%	£799.23	6.24%	£975.78	£999	Tracker	6.1% APRC	£20,181	£289,496	10872	344	999	HSBC Intermediary
4.11%	£800.89	5.74%	£933.24	£1,024	Tracker	5.6% APRC	£20,325	£277,900	64269	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.22%	£810.09	6.24%	£975.63	£999	Fixed	6.1% APRC	£20,441	£289,384	66035	344	999	HSBC Intermediary
4.29%	£815.97	6.74%	£1,018.88	£1,024	Fixed	6.5% APRC	£22,851	£301,308	44978	163	1024	Clydesdale Bank PLC
4.33%	£819.34	5.74%	£933.58	£1,024	Fixed	5.7% APRC	£23,629	£278,094	91685	115	1024	Barclays
4.39%	£824.41	7.24%	£1,064.54	£1,495	Fixed	6.9% APRC	£21,281	£314,614	19588	313	1495	TSB Bank
4.41%	£826.10	7.24%	£1,064.69	£999	Fixed	6.9% APRC	£20,825	£314,203	94309	142	999	Lloyds Bank
4.44%	£828.65	6.74%	£1,008.54	£1,030	Fixed	6.2% APRC	£24,586	£295,280	44521	116	1030	Yorkshire B.Soc
4.44%	£828.65	6.74%	£1,020.60	£1,025	Fixed	6.5% APRC	£20,913	£302,214	64836	207	1025	NatWest
4.44%	£828.65	6.94%	£1,037.59	£1,010	Fixed	6.7% APRC	£23,956	£306,841	30894	628	1010	Bank of Ireland
4.46%	£830.35	6.49%	£999.93	£1,014	Fixed	6.3% APRC	£20,442	£296,423	1730	75	1014	Nationwide B.Soc
4.51%	£834.60	6.49%	£1,002.74	£1,024	Fixed	6.4% APRC	£21,153	£298,639	86872	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.04%	£795.07	6.49%	£999.33	£999	Tracker	6.3% APRC	£20,180	£296,648	9109	80	999	Virgin Money
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£19,596	£294,804	51141	75	1014	Nationwide B.Soc
4.08%	£797.64	7.24%	£1,060.98	£1,499	Tracker	6.9% APRC	£20,642	£312,946	8625	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,499	Tracker	6.9% APRC	£20,661	£313,284	49783	142	1499	Lloyds Bank
4.09%	£799.23	6.24%	£975.78	£999	Tracker	6.1% APRC	£20,181	£289,496	10872	344	999	HSBC Intermediary
4.11%	£800.89	5.74%	£933.24	£1,024	Tracker	5.6% APRC	£20,325	£277,900	64269	115	1024	Barclays
4.15%	£804.23	6.74%	£1,011.26	£1,030	Tracker	6.2% APRC	£20,422	£296,823	44882	116	1030	Yorkshire B.Soc
4.32%	£818.50	6.74%	£1,012.56	£1,030	Tracker	6.3% APRC	£20,764	£297,561	23086	360	1030	Accord Mortgages
4.41%	£826.10	6.74%	£1,020.39	£1,025	Tracker	6.5% APRC	£20,851	£302,090	77800	207	1025	NatWest
4.45%	£829.50	6.80%	£1,020.60	£8	Tracker	6.3% APRC	£21,413	£299,547	13209	90	8	Principality

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 22 Mar 2026 at 02:35 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.