Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£796.73	6.74%	£1,011.27	£1,030	Tracker	6.2% APRC	£20,242	£296,831	77300	116	1030	Yorkshire B.Soc
4.08%	£797.64	7.24%	£1,061.81	£1,499	Tracker	6.9% APRC	£20,642	£313,438	67415	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.97	£1,499	Tracker	6.9% APRC	£20,661	£313,776	66006	142	1499	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.13%	£802.56	5.74%	£933.37	£1,024	Tracker	5.6% APRC	£20,365	£277,976	26765	115	1024	Barclays
4.16%	£805.07	7.74%	£1,107.86	£1,034	Tracker	7.3% APRC	£20,620	£325,783	81816	57	1034	Leeds B Society
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,706	£296,527	43753	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.44%	£828.65	6.94%	£1,037.59	£1,510	Fixed	6.7% APRC	£24,456	£307,341	20222	628	1510	Bank of Ireland
4.49%	£832.90	7.24%	£1,066.00	£1,495	Fixed	7.0% APRC	£21,185	£315,168	7909	313	1495	TSB Bank
4.51%	£834.60	6.24%	£977.23	£999	Fixed	6.1% APRC	£22,318	£290,317	83098	344	999	HSBC Intermediary
4.52%	£835.45	6.50%	£1,000.21	£999	Fixed	6.3% APRC	£21,275	£297,003	23199	1	999	Santander
4.53%	£836.30	6.54%	£1,002.25	£1,007	Fixed	6.3% APRC	£23,718	£296,644	78463	28	1007	Coventry
4.54%	£837.16	6.74%	£1,021.33	£1,025	Fixed	6.5% APRC	£21,117	£302,636	14242	207	1025	NatWest
4.56%	£838.87	6.74%	£1,014.36	£1,530	Fixed	6.4% APRC	£24,618	£299,098	26318	360	1530	Accord Mortgages
4.57%	£839.72	6.49%	£1,003.70	£1,024	Fixed	6.4% APRC	£21,276	£299,219	9979	80	1024	Virgin Money
4.59%	£841.43	7.74%	£1,111.28	£1,034	Fixed	7.4% APRC	£21,492	£327,666	81821	57	1034	Leeds B Society
4.62%	£844.00	6.49%	£1,000.97	£1,014	Fixed	6.4% APRC	£20,770	£297,038	80115	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£796.73	6.74%	£1,011.27	£1,030	Tracker	6.2% APRC	£20,242	£296,831	77300	116	1030	Yorkshire B.Soc
4.08%	£797.64	7.24%	£1,061.81	£1,499	Tracker	6.9% APRC	£20,642	£313,438	67415	42	1499	Halifax
4.08%	£798.40	7.24%	£1,062.97	£1,499	Tracker	6.9% APRC	£20,661	£313,776	66006	142	1499	Lloyds Bank
4.13%	£802.56	5.74%	£933.37	£1,024	Tracker	5.6% APRC	£20,365	£277,976	26765	115	1024	Barclays
4.16%	£805.07	7.74%	£1,107.86	£1,034	Tracker	7.3% APRC	£20,620	£325,783	81816	57	1034	Leeds B Society
4.17%	£805.90	6.24%	£976.31	£999	Tracker	6.1% APRC	£20,341	£289,802	23663	344	999	HSBC Intermediary
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£19,996	£295,577	30382	75	1014	Nationwide B.Soc
4.24%	£811.77	6.50%	£999.35	£999	Tracker	6.3% APRC	£20,706	£296,527	43753	1	999	Santander
4.34%	£820.18	6.29%	£981.75	£995	Tracker	6.1% APRC	£20,679	£291,642	76320	140	995	Skipton B.Society
4.34%	£820.18	6.74%	£1,019.87	£1,025	Tracker	6.5% APRC	£20,709	£301,794	10734	207	1025	NatWest

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 05 Jul 2026 at 02:32 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.