Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£730.28	7.99%	£1,125.53	£1,019	Fixed	7.3% APRC	£18,396	£329,042	95202	198	1019	Furness B.Soc
3.37%	£740.52	6.45%	£988.93	£18	Fixed	6.0% APRC	£17,870	£290,815	23155	220	18	Kensington
4.13%	£802.56	6.74%	£1,011.11	£1,030	Tracker	6.2% APRC	£20,381	£296,737	93272	116	1030	Yorkshire B.Soc
4.17%	£805.90	6.24%	£976.31	£1,016	Tracker	6.1% APRC	£20,358	£289,819	61635	344	1016	HSBC Intermediary
4.17%	£805.90	6.49%	£998.01	£1,014	Tracker	6.3% APRC	£20,356	£295,806	26928	75	1014	Nationwide B.Soc
4.18%	£806.74	6.49%	£1,000.36	£1,024	Tracker	6.3% APRC	£20,485	£297,260	57253	80	1024	Virgin Money
4.18%	£805.97	7.24%	£1,060.17	£1,599	Tracker	6.8% APRC	£20,942	£312,532	3188	42	1599	Halifax
4.18%	£806.74	7.24%	£1,062.13	£1,599	Tracker	6.9% APRC	£20,961	£313,342	94756	142	1599	Lloyds Bank
4.20%	£808.41	6.50%	£999.08	£999	Tracker	6.3% APRC	£20,626	£296,372	62363	1	999	Santander
4.23%	£810.93	6.74%	£1,018.42	£1,025	Tracker	6.4% APRC	£20,845	£300,949	94187	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£730.28	7.99%	£1,125.53	£1,019	Fixed	7.3% APRC	£18,396	£329,042	95202	198	1019	Furness B.Soc
3.37%	£740.52	6.45%	£988.93	£18	Fixed	6.0% APRC	£17,870	£290,815	23155	220	18	Kensington
4.58%	£840.57	6.50%	£1,000.15	£1,499	Fixed	6.4% APRC	£23,080	£297,210	11194	1	1499	Santander
4.59%	£841.43	6.94%	£1,038.13	£1,510	Fixed	6.7% APRC	£24,765	£307,636	34729	628	1510	Bank of Ireland
4.63%	£844.86	5.74%	£932.93	£924	Fixed	5.6% APRC	£24,147	£277,624	23009	115	924	Barclays
4.65%	£846.57	6.24%	£978.62	£1,016	Fixed	6.1% APRC	£21,334	£291,169	61533	344	1016	HSBC Intermediary
4.65%	£846.57	6.49%	£1,003.73	£1,024	Fixed	6.4% APRC	£21,441	£299,222	69580	80	1024	Virgin Money
4.65%	£846.57	6.74%	£1,021.59	£1,025	Fixed	6.5% APRC	£22,418	£302,776	11883	207	1025	NatWest
4.65%	£846.57	7.24%	£1,065.84	£1,099	Fixed	7.0% APRC	£22,850	£314,931	1408	142	1099	Lloyds Bank
4.67%	£848.29	6.49%	£1,001.29	£1,014	Fixed	6.4% APRC	£21,373	£297,729	25546	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£802.56	6.74%	£1,011.11	£1,030	Tracker	6.2% APRC	£20,381	£296,737	93272	116	1030	Yorkshire B.Soc
4.17%	£805.90	6.24%	£976.31	£1,016	Tracker	6.1% APRC	£20,358	£289,819	61635	344	1016	HSBC Intermediary
4.17%	£805.90	6.49%	£998.01	£1,014	Tracker	6.3% APRC	£20,356	£295,806	26928	75	1014	Nationwide B.Soc
4.18%	£806.74	6.49%	£1,000.36	£1,024	Tracker	6.3% APRC	£20,485	£297,260	57253	80	1024	Virgin Money
4.18%	£805.97	7.24%	£1,060.17	£1,599	Tracker	6.8% APRC	£20,942	£312,532	3188	42	1599	Halifax
4.18%	£806.74	7.24%	£1,062.13	£1,599	Tracker	6.9% APRC	£20,961	£313,342	94756	142	1599	Lloyds Bank
4.20%	£808.41	6.50%	£999.08	£999	Tracker	6.3% APRC	£20,626	£296,372	62363	1	999	Santander
4.23%	£810.93	6.74%	£1,018.42	£1,025	Tracker	6.4% APRC	£20,845	£300,949	94187	207	1025	NatWest
4.24%	£811.77	5.74%	£934.06	£1,024	Tracker	5.7% APRC	£20,586	£278,387	1820	115	1024	Barclays
4.26%	£813.45	7.74%	£1,107.75	£1,034	Tracker	7.3% APRC	£20,821	£325,677	19577	57	1034	Leeds B Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 02:58 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.