Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£730.28	7.99%	£1,125.53	£1,019	Fixed	7.3% APRC	£18,396	£329,042	95202	198	1019	Furness B.Soc
3.37%	£740.52	6.45%	£988.93	£18	Fixed	6.0% APRC	£17,870	£290,815	23155	220	18	Kensington
4.13%	£802.56	6.74%	£1,010.42	£1,030	Tracker	6.2% APRC	£20,381	£296,349	91549	116	1030	Yorkshire B.Soc
4.17%	£805.90	6.49%	£998.01	£1,014	Tracker	6.3% APRC	£20,356	£295,806	26928	75	1014	Nationwide B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,599	Tracker	6.9% APRC	£20,961	£313,817	7386	142	1599	Lloyds Bank
4.18%	£805.97	7.24%	£1,060.97	£1,599	Tracker	6.9% APRC	£20,942	£313,005	28706	42	1599	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25764	115	1024	Barclays
4.23%	£810.93	6.74%	£1,018.42	£1,025	Tracker	6.4% APRC	£20,845	£300,949	94866	207	1025	NatWest
4.26%	£813.45	7.74%	£1,106.83	£1,034	Tracker	7.2% APRC	£20,821	£325,132	85839	57	1034	Leeds B Society
4.27%	£814.29	6.24%	£976.97	£1,016	Tracker	6.1% APRC	£20,559	£290,203	65791	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£730.28	7.99%	£1,125.53	£1,019	Fixed	7.3% APRC	£18,396	£329,042	95202	198	1019	Furness B.Soc
3.37%	£740.52	6.45%	£988.93	£18	Fixed	6.0% APRC	£17,870	£290,815	23155	220	18	Kensington
4.87%	£865.56	5.74%	£934.72	£924	Fixed	5.7% APRC	£24,648	£278,723	85157	115	924	Barclays
4.87%	£865.56	6.54%	£999.87	£1,007	Fixed	6.3% APRC	£25,494	£295,586	5839	28	1007	Coventry
4.87%	£865.56	7.99%	£1,137.99	£1,010	Fixed	7.7% APRC	£21,783	£335,869	53909	71	1010	Monmouthshire
4.90%	£868.17	6.24%	£968.51	£1,016	Fixed	5.9% APRC	£25,728	£285,448	65721	344	1016	HSBC Intermediary
4.94%	£871.65	6.94%	£1,041.33	£1,510	Fixed	6.8% APRC	£25,497	£309,523	88412	628	1510	Bank of Ireland
4.98%	£875.14	7.24%	£1,062.03	£1,099	Fixed	6.8% APRC	£23,539	£312,606	77960	142	1099	Lloyds Bank
5.01%	£877.76	6.62%	£1,012.89	£999	Fixed	6.5% APRC	£23,602	£300,797	6649	474	999	Co-operative Bank
5.03%	£879.51	6.24%	£980.86	£999	Fixed	6.2% APRC	£25,135	£292,646	58536	686	999	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£802.56	6.74%	£1,010.42	£1,030	Tracker	6.2% APRC	£20,381	£296,349	91549	116	1030	Yorkshire B.Soc
4.17%	£805.90	6.49%	£998.01	£1,014	Tracker	6.3% APRC	£20,356	£295,806	26928	75	1014	Nationwide B.Soc
4.18%	£806.74	7.24%	£1,062.93	£1,599	Tracker	6.9% APRC	£20,961	£313,817	7386	142	1599	Lloyds Bank
4.18%	£805.97	7.24%	£1,060.97	£1,599	Tracker	6.9% APRC	£20,942	£313,005	28706	42	1599	Halifax
4.20%	£808.41	5.74%	£933.81	£1,024	Tracker	5.7% APRC	£20,506	£278,237	25764	115	1024	Barclays
4.23%	£810.93	6.74%	£1,018.42	£1,025	Tracker	6.4% APRC	£20,845	£300,949	94866	207	1025	NatWest
4.26%	£813.45	7.74%	£1,106.83	£1,034	Tracker	7.2% APRC	£20,821	£325,132	85839	57	1034	Leeds B Society
4.27%	£814.29	6.24%	£976.97	£1,016	Tracker	6.1% APRC	£20,559	£290,203	65791	344	1016	HSBC Intermediary
4.28%	£815.13	6.49%	£1,001.09	£1,024	Tracker	6.4% APRC	£20,686	£297,679	87021	80	1024	Virgin Money
4.35%	£821.03	6.80%	£1,020.47	£903	Tracker	6.4% APRC	£20,673	£300,373	3312	90	903	Principality

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 17 Sep 2026 at 03:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.