Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£626.41	7.99%	£1,113.31	£1,019	Fixed	7.1% APRC	£15,903	£323,176	38755	198	1019	Furness B.Soc
3.47%	£748.52	6.30%	£976.69	£18	Fixed	5.9% APRC	£18,062	£287,629	4510	220	18	Kensington
3.96%	£788.45	5.74%	£932.28	£1,024	Tracker	5.6% APRC	£20,027	£277,336	842	115	1024	Barclays
4.08%	£797.64	7.24%	£1,060.16	£1,599	Tracker	6.8% APRC	£22,170	£312,559	20138	42	1599	Halifax
4.08%	£798.40	7.24%	£1,061.32	£1,599	Tracker	6.9% APRC	£20,761	£312,896	21046	142	1599	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.15%	£804.23	6.74%	£1,011.26	£1,030	Tracker	6.2% APRC	£20,422	£296,823	20880	116	1030	Yorkshire B.Soc
4.19%	£807.58	6.24%	£976.45	£1,016	Tracker	6.1% APRC	£20,398	£289,898	41925	344	1016	HSBC Intermediary
4.21%	£809.25	7.74%	£1,107.33	£1,034	Tracker	7.3% APRC	£20,720	£325,449	48423	57	1034	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£626.41	7.99%	£1,113.31	£1,019	Fixed	7.1% APRC	£15,903	£323,176	38755	198	1019	Furness B.Soc
3.47%	£748.52	6.30%	£976.69	£18	Fixed	5.9% APRC	£18,062	£287,629	4510	220	18	Kensington
4.32%	£818.50	8.14%	£1,132.22	£218	Fixed	7.2% APRC	£19,662	£327,106	45303	297	218	Chorley BS
4.45%	£829.50	7.24%	£1,064.28	£1,099	Fixed	6.9% APRC	£22,439	£314,044	49294	142	1099	Lloyds Bank
4.55%	£837.19	7.24%	£1,063.91	£1,099	Fixed	6.9% APRC	£22,624	£314,151	49003	42	1099	Halifax
4.56%	£838.87	6.24%	£978.00	£1,016	Fixed	6.1% APRC	£21,149	£290,799	34446	344	1016	HSBC Intermediary
4.57%	£839.72	6.49%	£983.28	£1,024	Fixed	5.9% APRC	£27,007	£287,603	36666	80	1024	Virgin Money
4.59%	£841.43	6.49%	£1,000.78	£1,014	Fixed	6.4% APRC	£21,208	£297,424	38746	75	1014	Nationwide B.Soc
4.64%	£845.71	6.74%	£1,022.04	£1,025	Fixed	6.6% APRC	£21,322	£303,052	12637	207	1025	NatWest
4.64%	£845.71	7.74%	£1,110.86	£1,534	Fixed	7.4% APRC	£24,030	£327,897	48424	57	1534	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£788.45	5.74%	£932.28	£1,024	Tracker	5.6% APRC	£20,027	£277,336	842	115	1024	Barclays
4.08%	£797.64	7.24%	£1,060.16	£1,599	Tracker	6.8% APRC	£22,170	£312,559	20138	42	1599	Halifax
4.08%	£798.40	7.24%	£1,061.32	£1,599	Tracker	6.9% APRC	£20,761	£312,896	21046	142	1599	Lloyds Bank
4.15%	£804.23	6.74%	£1,011.26	£1,030	Tracker	6.2% APRC	£20,422	£296,823	20880	116	1030	Yorkshire B.Soc
4.19%	£807.58	6.24%	£976.45	£1,016	Tracker	6.1% APRC	£20,398	£289,898	41925	344	1016	HSBC Intermediary
4.21%	£809.25	7.74%	£1,107.33	£1,034	Tracker	7.3% APRC	£20,720	£325,449	48423	57	1034	Leeds B Society
4.24%	£811.77	6.49%	£998.48	£1,014	Tracker	6.3% APRC	£20,496	£296,077	26589	75	1014	Nationwide B.Soc
4.29%	£815.97	6.49%	£1,001.17	£1,024	Tracker	6.4% APRC	£20,706	£297,723	29243	80	1024	Virgin Money
4.40%	£825.26	6.80%	£1,019.60	£903	Tracker	6.4% APRC	£22,205	£299,867	50605	90	903	Principality
4.46%	£830.35	6.50%	£1,000.81	£999	Tracker	6.4% APRC	£21,152	£297,376	3837	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 02:36 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.