Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.74%	£996.73	£1,020	Fixed	5.9% APRC	£14,768	£290,505	31730	80	1020	Virgin Money
1.09%	£571.52	8.09%	£1,102.02	£1,019	Fixed	6.6% APRC	£14,585	£314,476	45274	198	1019	Furness B.Soc
2.35%	£661.65	6.60%	£994.09	£18	Fixed	5.9% APRC	£15,978	£290,346	33628	220	18	Kensington
2.77%	£693.50	7.34%	£1,058.75	£20	Fixed	6.5% APRC	£17,446	£307,858	56625	803	20	Leek BuildingSociety
3.93%	£785.97	7.49%	£1,081.46	£1,099	Fixed	7.0% APRC	£21,389	£317,263	63797	142	1099	Lloyds Bank
3.94%	£786.79	6.15%	£960.27	£850	Variable	5.7% APRC	£21,260	£282,786	29131	76	850	Newbury
3.95%	£787.62	5.99%	£952.39	£924	Fixed	5.8% APRC	£19,907	£282,437	2981	115	924	Barclays
3.96%	£788.45	6.99%	£1,029.44	£1,030	Fixed	6.3% APRC	£22,896	£300,656	22824	116	1030	Yorkshire B.Soc
3.99%	£790.93	6.74%	£1,018.68	£1,014	Fixed	6.5% APRC	£19,996	£301,152	56790	75	1014	Nationwide B.Soc
3.99%	£790.93	6.75%	£1,017.42	£999	Fixed	6.4% APRC	£21,383	£300,085	8447	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.74%	£996.73	£1,020	Fixed	5.9% APRC	£14,768	£290,505	31730	80	1020	Virgin Money
1.09%	£571.52	8.09%	£1,102.02	£1,019	Fixed	6.6% APRC	£14,585	£314,476	45274	198	1019	Furness B.Soc
2.35%	£661.65	6.60%	£994.09	£18	Fixed	5.9% APRC	£15,978	£290,346	33628	220	18	Kensington
2.77%	£693.50	7.34%	£1,058.75	£20	Fixed	6.5% APRC	£17,446	£307,858	56625	803	20	Leek BuildingSociety
3.93%	£785.97	7.49%	£1,081.46	£1,099	Fixed	7.0% APRC	£21,389	£317,263	63797	142	1099	Lloyds Bank
3.95%	£787.62	5.99%	£952.39	£924	Fixed	5.8% APRC	£19,907	£282,437	2981	115	924	Barclays
3.96%	£788.45	6.99%	£1,029.44	£1,030	Fixed	6.3% APRC	£22,896	£300,656	22824	116	1030	Yorkshire B.Soc
3.99%	£790.93	6.74%	£1,018.68	£1,014	Fixed	6.5% APRC	£19,996	£301,152	56790	75	1014	Nationwide B.Soc
3.99%	£790.93	6.75%	£1,017.42	£999	Fixed	6.4% APRC	£21,383	£300,085	8447	1	999	Santander
3.99%	£790.93	7.74%	£1,105.46	£1,534	Fixed	7.2% APRC	£22,707	£324,944	10237	57	1534	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£810.15	7.49%	£1,084.58	£1,599	Tracker	7.1% APRC	£21,043	£319,838	59080	42	1599	Halifax
4.29%	£815.97	6.49%	£998.81	£1,016	Tracker	6.3% APRC	£20,249	£295,921	12568	344	1016	HSBC Intermediary
4.29%	£815.97	6.74%	£1,020.75	£1,014	Tracker	6.5% APRC	£20,597	£302,324	28804	75	1014	Nationwide B.Soc
4.33%	£819.34	6.99%	£1,041.15	£1,025	Tracker	6.7% APRC	£21,047	£307,381	64580	207	1025	NatWest
4.36%	£821.87	5.99%	£956.06	£1,024	Tracker	5.9% APRC	£20,829	£284,701	64208	115	1024	Barclays
4.40%	£825.26	6.75%	£1,022.38	£999	Tracker	6.5% APRC	£21,030	£303,207	24728	1	999	Santander
4.42%	£826.95	6.74%	£1,024.56	£1,020	Tracker	6.6% APRC	£20,966	£304,644	41178	80	1020	Virgin Money
4.49%	£832.90	6.54%	£1,004.51	£1,015	Tracker	6.4% APRC	£21,070	£298,314	64024	140	1015	Skipton B.Society
4.54%	£837.16	7.49%	£1,088.18	£995	Tracker	7.1% APRC	£21,087	£320,922	33035	313	995	TSB Bank
4.57%	£839.72	6.99%	£1,034.18	£1,030	Tracker	6.5% APRC	£21,273	£303,321	22664	360	1030	Accord Mortgages

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Oct 2025 at 05:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.