Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
0.98%	£564.03	8.09%	£1,113.59	£1,019	Fixed	7.0% APRC	£14,406	£321,757	25294	198	1019	Furness B.Soc
2.22%	£651.97	6.50%	£984.42	£18	Fixed	5.8% APRC	£15,745	£287,445	1518	220	18	Kensington
2.77%	£693.50	7.34%	£1,058.75	£20	Fixed	6.5% APRC	£17,446	£307,858	7703	803	20	Leek BuildingSociety
3.67%	£764.68	6.74%	£1,016.40	£1,014	Fixed	6.4% APRC	£19,366	£299,893	20063	75	1014	Nationwide B.Soc
3.68%	£765.49	7.49%	£1,081.29	£1,099	Fixed	7.0% APRC	£19,471	£317,275	35822	142	1099	Lloyds Bank
3.69%	£766.31	5.99%	£951.68	£924	Fixed	5.8% APRC	£19,395	£282,059	22920	115	924	Barclays
3.69%	£766.31	6.75%	£1,005.30	£999	Fixed	6.1% APRC	£22,214	£293,243	22503	1	999	Santander
3.75%	£771.20	6.99%	£1,027.74	£1,030	Fixed	6.3% APRC	£22,478	£299,730	58927	116	1030	Yorkshire B.Soc
3.77%	£772.83	6.49%	£993.85	£1,016	Fixed	6.2% APRC	£19,564	£293,424	14225	344	1016	HSBC Intermediary
3.78%	£772.94	7.49%	£1,079.95	£1,099	Fixed	6.9% APRC	£21,075	£316,795	35830	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
0.98%	£564.03	8.09%	£1,113.59	£1,019	Fixed	7.0% APRC	£14,406	£321,757	25294	198	1019	Furness B.Soc
2.22%	£651.97	6.50%	£984.42	£18	Fixed	5.8% APRC	£15,745	£287,445	1518	220	18	Kensington
2.77%	£693.50	7.34%	£1,058.75	£20	Fixed	6.5% APRC	£17,446	£307,858	7703	803	20	Leek BuildingSociety
3.67%	£764.68	6.74%	£1,016.40	£1,014	Fixed	6.4% APRC	£19,366	£299,893	20063	75	1014	Nationwide B.Soc
3.68%	£765.49	7.49%	£1,081.29	£1,099	Fixed	7.0% APRC	£19,471	£317,275	35822	142	1099	Lloyds Bank
3.69%	£766.31	5.99%	£951.68	£924	Fixed	5.8% APRC	£19,395	£282,059	22920	115	924	Barclays
3.69%	£766.31	6.75%	£1,005.30	£999	Fixed	6.1% APRC	£22,214	£293,243	22503	1	999	Santander
3.75%	£771.20	6.99%	£1,027.74	£1,030	Fixed	6.3% APRC	£22,478	£299,730	58927	116	1030	Yorkshire B.Soc
3.77%	£772.83	6.49%	£993.85	£1,016	Fixed	6.2% APRC	£19,564	£293,424	14225	344	1016	HSBC Intermediary
3.78%	£772.94	7.49%	£1,079.95	£1,099	Fixed	6.9% APRC	£21,075	£316,795	35830	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£810.15	7.49%	£1,083.73	£1,599	Tracker	7.1% APRC	£21,043	£319,331	60119	42	1599	Halifax
4.29%	£815.97	6.49%	£998.81	£1,016	Tracker	6.3% APRC	£20,599	£296,271	14989	344	1016	HSBC Intermediary
4.29%	£815.97	6.74%	£1,020.75	£1,014	Tracker	6.5% APRC	£20,597	£302,324	12557	75	1014	Nationwide B.Soc
4.33%	£819.34	6.99%	£1,041.83	£1,025	Tracker	6.7% APRC	£20,689	£307,789	28499	207	1025	NatWest
4.34%	£820.18	6.74%	£1,022.66	£1,024	Tracker	6.6% APRC	£20,807	£303,513	30484	80	1024	Virgin Money
4.36%	£821.87	5.99%	£956.06	£1,024	Tracker	5.9% APRC	£20,829	£284,701	64208	115	1024	Barclays
4.40%	£825.26	6.75%	£1,022.38	£999	Tracker	6.5% APRC	£21,030	£303,207	59775	1	999	Santander
4.44%	£828.65	6.99%	£1,033.20	£1,030	Tracker	6.5% APRC	£21,008	£302,757	62921	116	1030	Yorkshire B.Soc
4.54%	£837.16	7.49%	£1,088.18	£995	Tracker	7.1% APRC	£21,087	£320,922	466	313	995	TSB Bank
4.55%	£838.01	6.54%	£1,004.90	£1,015	Tracker	6.4% APRC	£21,192	£298,545	53683	140	1015	Skipton B.Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Dec 2025 at 04:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.