Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£545.91	7.99%	£1,101.79	£1,019	Fixed	6.8% APRC	£13,971	£318,065	5728	198	1019	Furness B.Soc
2.39%	£664.65	7.34%	£1,055.15	£1,015	Fixed	6.5% APRC	£17,347	£306,692	76521	803	1015	Leek BuildingSociety
2.77%	£693.50	6.50%	£988.76	£18	Fixed	5.9% APRC	£16,742	£289,640	27301	220	18	Kensington
3.66%	£763.87	6.74%	£1,007.39	£1,030	Fixed	6.1% APRC	£22,301	£294,685	51596	116	1030	Yorkshire B.Soc
3.66%	£763.87	7.24%	£1,057.82	£1,099	Fixed	6.7% APRC	£20,856	£310,508	75129	142	1099	Lloyds Bank
3.69%	£766.31	6.49%	£994.69	£1,014	Fixed	6.2% APRC	£19,405	£293,940	2847	75	1014	Nationwide B.Soc
3.71%	£767.93	6.50%	£993.53	£999	Fixed	6.1% APRC	£20,829	£292,942	30887	1	999	Santander
3.73%	£769.56	6.24%	£971.41	£1,016	Fixed	5.9% APRC	£20,768	£286,989	69896	344	1016	HSBC Intermediary
3.75%	£771.20	5.74%	£928.91	£924	Fixed	5.5% APRC	£22,362	£275,261	36425	115	924	Barclays
3.76%	£771.31	7.24%	£1,056.57	£1,099	Fixed	6.7% APRC	£21,035	£310,083	55179	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£545.91	7.99%	£1,101.79	£1,019	Fixed	6.8% APRC	£13,971	£318,065	5728	198	1019	Furness B.Soc
2.39%	£664.65	7.34%	£1,055.15	£1,015	Fixed	6.5% APRC	£17,347	£306,692	76521	803	1015	Leek BuildingSociety
2.77%	£693.50	6.50%	£988.76	£18	Fixed	5.9% APRC	£16,742	£289,640	27301	220	18	Kensington
3.66%	£763.87	6.74%	£1,007.39	£1,030	Fixed	6.1% APRC	£22,301	£294,685	51596	116	1030	Yorkshire B.Soc
3.66%	£763.87	7.24%	£1,057.82	£1,099	Fixed	6.7% APRC	£20,856	£310,508	75129	142	1099	Lloyds Bank
3.69%	£766.31	6.49%	£994.69	£1,014	Fixed	6.2% APRC	£19,405	£293,940	2847	75	1014	Nationwide B.Soc
3.71%	£767.93	6.50%	£993.53	£999	Fixed	6.1% APRC	£20,829	£292,942	30887	1	999	Santander
3.73%	£769.56	6.24%	£971.41	£1,016	Fixed	5.9% APRC	£20,768	£286,989	69896	344	1016	HSBC Intermediary
3.75%	£771.20	5.74%	£928.91	£924	Fixed	5.5% APRC	£22,362	£275,261	36425	115	924	Barclays
3.76%	£771.31	7.24%	£1,056.57	£1,099	Fixed	6.7% APRC	£21,035	£310,083	55179	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.98%	£789.36	7.24%	£1,058.47	£1,599	Tracker	6.8% APRC	£20,544	£311,605	54024	42	1599	Halifax
4.04%	£795.07	6.24%	£975.45	£1,016	Tracker	6.0% APRC	£20,098	£289,322	14989	344	1016	HSBC Intermediary
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£20,096	£295,304	12557	75	1014	Nationwide B.Soc
4.09%	£799.23	6.49%	£999.03	£1,024	Tracker	6.3% APRC	£20,305	£296,481	9090	80	1024	Virgin Money
4.10%	£800.06	7.74%	£1,106.40	£1,034	Tracker	7.2% APRC	£20,499	£324,947	62762	57	1034	Leeds B Society
4.11%	£800.89	5.74%	£933.24	£1,024	Tracker	5.6% APRC	£20,325	£277,900	64208	115	1024	Barclays
4.15%	£804.23	6.50%	£998.75	£999	Tracker	6.3% APRC	£20,526	£296,181	617	1	999	Santander
4.18%	£806.74	6.74%	£1,018.03	£1,025	Tracker	6.4% APRC	£20,744	£300,729	77738	207	1025	NatWest
4.19%	£807.58	6.74%	£1,011.57	£1,030	Tracker	6.3% APRC	£20,502	£296,997	51950	116	1030	Yorkshire B.Soc
4.29%	£815.97	7.24%	£1,063.01	£995	Tracker	6.9% APRC	£20,578	£313,228	10728	313	995	TSB Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Feb 2026 at 02:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.