LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
1.24%£581.757.24%£1,041.82£1,208Fixed6.4% APRC£15,019£303,197
1.49%£599.288.24%£1,119.70£1,019Fixed6.8% APRC£15,252£319,977
2.95%£707.427.00%£1,033.84£18Fixed6.4% APRC£17,076£302,416
3.10%£719.147.84%£1,107.83£20Fixed7.0% APRC£17,354£322,338
4.00%£791.767.99%£1,127.23£999Fixed7.4% APRC£21,428£329,775
4.09%£799.236.49%£973.63£934Fixed5.6% APRC£25,908£282,290
4.19%£807.586.40%£983.55£850Variable6.0% APRC£21,761£289,680
4.19%£807.586.75%£1,019.64£999Fixed6.5% APRC£20,606£301,602
4.20%£807.647.99%£1,129.82£1,099Fixed7.5% APRC£20,482£331,668
4.21%£809.257.99%£1,118.95£1,495Fixed7.2% APRC£23,061£325,411

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
1.24%£581.757.24%£1,041.82£1,208Fixed6.4% APRC£15,019£303,197
1.49%£599.288.24%£1,119.70£1,019Fixed6.8% APRC£15,252£319,977
2.95%£707.427.00%£1,033.84£18Fixed6.4% APRC£17,076£302,416
3.10%£719.147.84%£1,107.83£20Fixed7.0% APRC£17,354£322,338
4.00%£791.767.99%£1,127.23£999Fixed7.4% APRC£21,428£329,775
4.09%£799.236.49%£973.63£934Fixed5.6% APRC£25,908£282,290
4.19%£807.586.75%£1,019.64£999Fixed6.5% APRC£20,606£301,602
4.20%£807.647.99%£1,129.82£1,099Fixed7.5% APRC£20,482£331,668
4.21%£809.257.99%£1,118.95£1,495Fixed7.2% APRC£23,061£325,411
4.22%£809.316.49%£990.30£1,029Fixed6.1% APRC£21,882£291,603

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.73%£852.607.99%£1,134.09£1,599Tracker7.6% APRC£22,061£334,507
4.79%£858.636.74%£1,024.07£1,016Tracker6.6% APRC£21,123£303,766
4.79%£858.637.24%£1,068.76£1,014Tracker7.0% APRC£21,621£316,599
4.86%£864.696.49%£1,002.50£1,034Tracker6.4% APRC£21,867£298,557
4.90%£868.176.75%£1,025.66£999Tracker6.7% APRC£22,060£305,142
4.92%£869.917.24%£1,072.55£1,208Tracker7.2% APRC£22,185£319,135
4.94%£871.657.49%£1,086.92£1,030Tracker7.1% APRC£22,040£320,136
4.94%£871.657.99%£1,136.93£995Tracker7.6% APRC£21,915£335,177
5.01%£877.766.54%£1,003.06£1,515Tracker6.4% APRC£22,636£297,932
5.15%£890.046.75%£1,026.07£999Tracker6.7% APRC£22,490£305,277

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 04:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.