Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.74%	£995.00	£1,020	Fixed	5.9% APRC	£14,768	£289,583	31730	80	1020	Virgin Money
1.09%	£571.52	8.24%	£1,115.69	£1,019	Fixed	6.7% APRC	£14,585	£318,220	45274	198	1019	Furness B.Soc
2.09%	£642.37	6.60%	£991.97	£18	Fixed	5.9% APRC	£15,515	£289,299	42132	220	18	Kensington
2.77%	£693.50	7.34%	£1,057.47	£20	Fixed	6.5% APRC	£17,446	£307,145	56625	803	20	Leek BuildingSociety
3.84%	£778.56	7.24%	£1,049.22	£1,030	Fixed	6.5% APRC	£19,805	£305,335	18957	116	1030	Yorkshire B.Soc
3.90%	£783.50	6.87%	£1,026.41	£999	Fixed	6.5% APRC	£21,329	£301,971	28960	474	999	Co-operative Bank
3.94%	£786.79	6.15%	£960.27	£850	Variable	5.7% APRC	£21,260	£282,786	29131	76	850	Newbury
3.94%	£786.79	6.49%	£995.13	£1,016	Fixed	6.2% APRC	£19,899	£294,138	16490	344	1016	HSBC Intermediary
3.94%	£786.79	6.75%	£1,017.02	£999	Fixed	6.4% APRC	£21,284	£299,864	5811	1	999	Santander
3.95%	£787.62	5.99%	£951.87	£924	Fixed	5.8% APRC	£22,760	£282,130	2981	115	924	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.74%	£995.00	£1,020	Fixed	5.9% APRC	£14,768	£289,583	31730	80	1020	Virgin Money
1.09%	£571.52	8.24%	£1,115.69	£1,019	Fixed	6.7% APRC	£14,585	£318,220	45274	198	1019	Furness B.Soc
2.09%	£642.37	6.60%	£991.97	£18	Fixed	5.9% APRC	£15,515	£289,299	42132	220	18	Kensington
2.77%	£693.50	7.34%	£1,057.47	£20	Fixed	6.5% APRC	£17,446	£307,145	56625	803	20	Leek BuildingSociety
3.84%	£778.56	7.24%	£1,049.22	£1,030	Fixed	6.5% APRC	£19,805	£305,335	18957	116	1030	Yorkshire B.Soc
3.90%	£783.50	6.87%	£1,026.41	£999	Fixed	6.5% APRC	£21,329	£301,971	28960	474	999	Co-operative Bank
3.94%	£786.79	6.49%	£995.13	£1,016	Fixed	6.2% APRC	£19,899	£294,138	16490	344	1016	HSBC Intermediary
3.94%	£786.79	6.75%	£1,017.02	£999	Fixed	6.4% APRC	£21,284	£299,864	5811	1	999	Santander
3.95%	£787.62	5.99%	£951.87	£924	Fixed	5.8% APRC	£22,760	£282,130	2981	115	924	Barclays
3.95%	£787.62	7.49%	£1,083.52	£1,099	Fixed	7.0% APRC	£20,002	£318,462	51942	142	1099	Lloyds Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£810.15	7.49%	£1,083.73	£1,599	Tracker	7.1% APRC	£21,043	£319,331	16257	42	1599	Halifax
4.29%	£815.97	6.49%	£998.81	£1,016	Tracker	6.3% APRC	£20,249	£295,921	12568	344	1016	HSBC Intermediary
4.29%	£815.97	6.74%	£1,020.75	£1,014	Tracker	6.5% APRC	£20,597	£302,324	28804	75	1014	Nationwide B.Soc
4.33%	£819.34	6.99%	£1,041.15	£1,025	Tracker	6.7% APRC	£21,047	£307,381	607	207	1025	NatWest
4.36%	£821.87	5.99%	£956.06	£1,024	Tracker	5.9% APRC	£20,829	£284,701	64208	115	1024	Barclays
4.40%	£825.26	6.75%	£1,022.38	£999	Tracker	6.5% APRC	£21,030	£303,207	54775	1	999	Santander
4.42%	£826.95	6.74%	£1,023.91	£1,020	Tracker	6.6% APRC	£20,966	£304,249	41178	80	1020	Virgin Money
4.54%	£837.16	7.49%	£1,087.41	£995	Tracker	7.1% APRC	£21,087	£320,461	33035	313	995	TSB Bank
4.57%	£839.72	7.24%	£1,054.82	£1,030	Tracker	6.6% APRC	£21,273	£308,440	54688	360	1030	Accord Mortgages
4.69%	£850.01	7.24%	£1,055.71	£1,030	Tracker	6.7% APRC	£21,520	£308,949	28740	116	1030	Yorkshire B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Sep 2025 at 05:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.