Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.99%	£1,016.41	£1,020	Fixed	6.1% APRC	£14,768	£295,463	13217	80	1020	Virgin Money
1.19%	£578.38	8.24%	£1,116.70	£1,019	Fixed	6.8% APRC	£14,750	£318,659	2730	198	1019	Furness B.Soc
2.77%	£693.50	7.59%	£1,082.30	£20	Fixed	6.8% APRC	£16,739	£314,676	67447	803	20	Leek BuildingSociety
2.95%	£707.42	6.75%	£1,011.88	£18	Fixed	6.2% APRC	£17,076	£296,355	63585	220	18	Kensington
3.93%	£785.97	7.74%	£1,105.96	£1,099	Fixed	7.2% APRC	£19,962	£324,567	24047	142	1099	Lloyds Bank
4.02%	£793.41	7.49%	£1,069.81	£1,030	Fixed	6.6% APRC	£23,017	£310,373	5956	116	1030	Yorkshire B.Soc
4.03%	£794.24	6.74%	£1,017.56	£1,016	Fixed	6.4% APRC	£20,078	£300,478	19442	344	1016	HSBC Intermediary
4.03%	£794.24	6.75%	£1,018.44	£999	Fixed	6.4% APRC	£20,286	£300,927	25616	1	999	Santander
4.04%	£795.07	6.24%	£973.78	£934	Fixed	6.0% APRC	£22,951	£288,323	28334	115	934	Barclays
4.04%	£795.07	6.99%	£1,041.16	£1,014	Fixed	6.7% APRC	£20,096	£307,456	44264	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.99%	£1,016.41	£1,020	Fixed	6.1% APRC	£14,768	£295,463	13217	80	1020	Virgin Money
1.19%	£578.38	8.24%	£1,116.70	£1,019	Fixed	6.8% APRC	£14,750	£318,659	2730	198	1019	Furness B.Soc
2.77%	£693.50	7.59%	£1,082.30	£20	Fixed	6.8% APRC	£16,739	£314,676	67447	803	20	Leek BuildingSociety
2.95%	£707.42	6.75%	£1,011.88	£18	Fixed	6.2% APRC	£17,076	£296,355	63585	220	18	Kensington
3.93%	£785.97	7.74%	£1,105.96	£1,099	Fixed	7.2% APRC	£19,962	£324,567	24047	142	1099	Lloyds Bank
4.02%	£793.41	7.49%	£1,069.81	£1,030	Fixed	6.6% APRC	£23,017	£310,373	5956	116	1030	Yorkshire B.Soc
4.03%	£794.24	6.74%	£1,017.56	£1,016	Fixed	6.4% APRC	£20,078	£300,478	19442	344	1016	HSBC Intermediary
4.03%	£794.24	6.75%	£1,018.44	£999	Fixed	6.4% APRC	£20,286	£300,927	25616	1	999	Santander
4.04%	£795.07	6.24%	£973.78	£934	Fixed	6.0% APRC	£22,951	£288,323	28334	115	934	Barclays
4.04%	£795.07	6.99%	£1,041.16	£1,014	Fixed	6.7% APRC	£20,096	£307,456	44264	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.48%	£831.23	7.74%	£1,108.37	£1,599	Tracker	7.3% APRC	£21,549	£326,627	71071	42	1599	Halifax
4.54%	£837.16	6.74%	£1,022.43	£1,016	Tracker	6.6% APRC	£20,608	£302,799	39431	344	1016	HSBC Intermediary
4.54%	£837.16	6.99%	£1,044.63	£1,014	Tracker	6.8% APRC	£21,106	£309,424	14849	75	1014	Nationwide B.Soc
4.58%	£840.57	7.24%	£1,065.30	£1,025	Tracker	6.9% APRC	£21,557	£314,547	3862	207	1025	NatWest
4.61%	£843.14	6.24%	£979.15	£1,034	Tracker	6.2% APRC	£21,349	£291,595	17464	115	1034	Barclays
4.65%	£846.57	6.75%	£1,024.04	£999	Tracker	6.6% APRC	£21,542	£304,177	21756	1	999	Santander
4.67%	£848.29	6.99%	£1,047.79	£1,020	Tracker	6.9% APRC	£21,478	£311,362	15611	80	1020	Virgin Money
4.69%	£850.01	7.49%	£1,075.18	£1,030	Tracker	6.8% APRC	£21,520	£313,346	36520	116	1030	Yorkshire B.Soc
4.79%	£858.63	6.54%	£1,001.68	£1,015	Tracker	6.3% APRC	£21,677	£296,594	62112	140	1015	Skipton B.Society
4.79%	£858.63	7.74%	£1,112.06	£995	Tracker	7.4% APRC	£21,602	£327,770	49167	313	995	TSB Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Jun 2025 at 05:18 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.