Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.99%	£1,014.58	£1,020	Fixed	6.0% APRC	£16,859	£294,495	60793	80	1020	Virgin Money
1.20%	£579.07	8.24%	£1,116.81	£1,019	Fixed	6.8% APRC	£14,767	£318,706	5248	198	1019	Furness B.Soc
2.70%	£688.13	6.75%	£1,009.92	£18	Fixed	6.1% APRC	£16,613	£295,351	40195	220	18	Kensington
2.77%	£693.50	7.59%	£1,083.66	£20	Fixed	6.8% APRC	£16,739	£315,439	67447	803	20	Leek BuildingSociety
3.89%	£782.67	7.74%	£1,103.56	£1,099	Fixed	7.2% APRC	£21,309	£323,182	44300	142	1099	Lloyds Bank
3.92%	£785.14	7.24%	£1,048.96	£1,030	Fixed	6.5% APRC	£22,816	£305,182	41980	116	1030	Yorkshire B.Soc
3.94%	£786.79	6.74%	£1,016.88	£1,016	Fixed	6.4% APRC	£19,899	£300,098	61339	344	1016	HSBC Intermediary
3.95%	£787.62	7.24%	£1,060.25	£1,025	Fixed	6.8% APRC	£20,998	£311,739	10866	207	1025	NatWest
3.98%	£790.10	6.75%	£1,018.06	£999	Fixed	6.4% APRC	£20,186	£300,715	8728	1	999	Santander
3.99%	£790.93	6.99%	£1,040.80	£1,014	Fixed	6.7% APRC	£19,996	£307,257	52973	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.05%	£568.71	6.99%	£1,014.58	£1,020	Fixed	6.0% APRC	£16,859	£294,495	60793	80	1020	Virgin Money
1.20%	£579.07	8.24%	£1,116.81	£1,019	Fixed	6.8% APRC	£14,767	£318,706	5248	198	1019	Furness B.Soc
2.70%	£688.13	6.75%	£1,009.92	£18	Fixed	6.1% APRC	£16,613	£295,351	40195	220	18	Kensington
2.77%	£693.50	7.59%	£1,083.66	£20	Fixed	6.8% APRC	£16,739	£315,439	67447	803	20	Leek BuildingSociety
3.89%	£782.67	7.74%	£1,103.56	£1,099	Fixed	7.2% APRC	£21,309	£323,182	44300	142	1099	Lloyds Bank
3.92%	£785.14	7.24%	£1,048.96	£1,030	Fixed	6.5% APRC	£22,816	£305,182	41980	116	1030	Yorkshire B.Soc
3.94%	£786.79	6.74%	£1,016.88	£1,016	Fixed	6.4% APRC	£19,899	£300,098	61339	344	1016	HSBC Intermediary
3.95%	£787.62	7.24%	£1,060.25	£1,025	Fixed	6.8% APRC	£20,998	£311,739	10866	207	1025	NatWest
3.98%	£790.10	6.75%	£1,018.06	£999	Fixed	6.4% APRC	£20,186	£300,715	8728	1	999	Santander
3.99%	£790.93	6.99%	£1,040.80	£1,014	Fixed	6.7% APRC	£19,996	£307,257	52973	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.48%	£831.23	7.74%	£1,109.22	£1,599	Tracker	7.4% APRC	£21,549	£327,137	28568	42	1599	Halifax
4.54%	£837.16	6.74%	£1,022.43	£1,016	Tracker	6.6% APRC	£20,608	£302,799	39431	344	1016	HSBC Intermediary
4.54%	£837.16	6.99%	£1,044.63	£1,014	Tracker	6.8% APRC	£21,106	£309,424	14849	75	1014	Nationwide B.Soc
4.58%	£840.57	7.24%	£1,065.30	£1,025	Tracker	6.9% APRC	£21,557	£314,547	1666	207	1025	NatWest
4.61%	£843.14	6.24%	£979.15	£1,034	Tracker	6.2% APRC	£21,349	£291,595	17464	115	1034	Barclays
4.65%	£846.57	6.75%	£1,024.04	£999	Tracker	6.6% APRC	£21,542	£304,177	35087	1	999	Santander
4.67%	£848.29	6.99%	£1,047.15	£1,020	Tracker	6.8% APRC	£21,836	£310,969	61174	80	1020	Virgin Money
4.69%	£850.01	7.24%	£1,055.04	£1,030	Tracker	6.7% APRC	£21,520	£308,573	45118	116	1030	Yorkshire B.Soc
4.79%	£858.63	7.74%	£1,112.82	£995	Tracker	7.4% APRC	£21,602	£328,232	49167	313	995	TSB Bank
4.85%	£863.83	6.50%	£1,002.10	£999	Tracker	6.4% APRC	£21,861	£298,026	7185	77	999	Newcastle

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Jul 2025 at 05:29 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.