Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.17%	£724.65	6.30%	£974.53	£18	Fixed	5.9% APRC	£17,490	£286,460	84034	220	18	Kensington
3.89%	£782.67	6.00%	£947.43	£850	Variable	5.6% APRC	£21,160	£279,248	2809	76	850	Newbury
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£20,096	£295,304	12557	75	1014	Nationwide B.Soc
4.04%	£795.07	6.74%	£1,010.41	£1,030	Tracker	6.2% APRC	£20,202	£296,345	44861	116	1030	Yorkshire B.Soc
4.04%	£795.18	7.99%	£1,131.98	£1,019	Variable	7.5% APRC	£19,953	£332,380	5191	198	1019	Furness B.Soc
4.08%	£797.64	7.24%	£1,060.16	£1,599	Tracker	6.8% APRC	£20,742	£312,559	6876	42	1599	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,599	Tracker	6.9% APRC	£20,761	£313,384	32666	142	1599	Lloyds Bank
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2% APRC	£19,757	£240,344	71899	48	575	PMS-Ecology
4.09%	£799.23	6.24%	£975.78	£1,016	Tracker	6.1% APRC	£20,198	£289,513	9607	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.17%	£724.65	6.30%	£974.53	£18	Fixed	5.9% APRC	£17,490	£286,460	84034	220	18	Kensington
4.11%	£800.89	6.24%	£974.84	£1,016	Fixed	6.0% APRC	£20,237	£288,945	62503	344	1016	HSBC Intermediary
4.17%	£805.90	7.24%	£1,062.85	£1,099	Fixed	6.9% APRC	£20,441	£313,273	93485	142	1099	Lloyds Bank
4.27%	£813.51	7.24%	£1,061.69	£1,099	Fixed	6.9% APRC	£22,053	£312,905	13772	42	1099	Halifax
4.29%	£815.97	6.74%	£1,018.88	£1,024	Fixed	6.5% APRC	£22,851	£301,308	44973	163	1024	Clydesdale Bank PLC
4.30%	£816.81	5.74%	£933.37	£924	Fixed	5.6% APRC	£23,468	£277,868	91397	115	924	Barclays
4.35%	£821.03	6.49%	£1,001.60	£1,024	Fixed	6.4% APRC	£20,828	£297,972	87082	80	1024	Virgin Money
4.37%	£822.72	6.49%	£999.34	£1,014	Fixed	6.3% APRC	£20,759	£296,577	1293	75	1014	Nationwide B.Soc
4.37%	£822.72	6.74%	£1,012.94	£1,030	Fixed	6.3% APRC	£23,727	£297,777	44222	116	1030	Yorkshire B.Soc
4.39%	£824.41	7.24%	£1,064.54	£995	Fixed	6.9% APRC	£20,781	£314,114	48014	313	995	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.04%	£795.07	6.49%	£997.13	£1,014	Tracker	6.3% APRC	£20,096	£295,304	12557	75	1014	Nationwide B.Soc
4.04%	£795.07	6.74%	£1,010.41	£1,030	Tracker	6.2% APRC	£20,202	£296,345	44861	116	1030	Yorkshire B.Soc
4.08%	£797.64	7.24%	£1,060.16	£1,599	Tracker	6.8% APRC	£20,742	£312,559	6876	42	1599	Halifax
4.08%	£798.40	7.24%	£1,062.14	£1,599	Tracker	6.9% APRC	£20,761	£313,384	32666	142	1599	Lloyds Bank
4.09%	£799.23	6.24%	£975.78	£1,016	Tracker	6.1% APRC	£20,198	£289,513	9607	344	1016	HSBC Intermediary
4.09%	£799.23	6.49%	£999.70	£1,024	Tracker	6.3% APRC	£20,305	£296,883	9090	80	1024	Virgin Money
4.11%	£800.89	5.74%	£933.24	£1,024	Tracker	5.6% APRC	£20,325	£277,900	64208	115	1024	Barclays
4.18%	£806.74	6.74%	£1,018.69	£1,025	Tracker	6.5% APRC	£20,387	£301,121	77738	207	1025	NatWest
4.32%	£818.50	6.74%	£1,012.56	£1,030	Tracker	6.3% APRC	£20,764	£297,561	23027	360	1030	Accord Mortgages
4.45%	£829.50	6.80%	£1,020.60	£8	Tracker	6.3% APRC	£21,413	£299,547	13279	90	8	Principality

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 02:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.